I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
She’s Natalie Lynn Fisk, my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate her information online, on the off chance that you're interested. I made no regrets about substantially adhering to her exchange strategy.
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $600k through subsequent investments, benefiting from their approach.
*@shirleygarland4766* That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?
"Camille Alicia Garcia" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.
Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.
S&P 500 is Up and will do better in 2024, as indicators for profits continue to improve, making investors like me believe that “Santa has come early” to the markets. How to boost a $250k portfolio in order to achieve 7-figures would be appreciated
In fact, markets have incorrectly priced in such a pivot six times over the last two years, according to Deutsche Bank, which sounded cautious about this seventh time. Still showing us why pointers from market experts are essential
It's true that wise asset allocation is essential. In addition, some people use hedging techniques or allocate a portion of their portfolio to defensive investments that do well in bear markets. Also aided by professional advice, That's how I've managed to survive for the past five years and accumulate about $800k ROI.
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisr please, if you dont mind me asking? in dire need of asset allocation
Can't divulge much 'Natalie Marie Tuttle' deserves credit for my investing success as one of the finest financial planners out there, you should be able to locate her online if you are internet-savvy.
thanks for sharing, could easily spot her site just after inputting her full name on my browser, she replied to my inquiry and we were able to schedule for an introductory business call. I find her highly qualified
Is the stock market actually getting better or could this be the regular end of year market manipulation to entice new investors? I'm currently sitting on 500k inheritance and just wondering what better assets than stocks to invest in right now
you need a certified financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
that's a double up in two years! seeing a lot of news on the rally, investors will make tons of profit with the right picks. would you mind disclosing info of this person guiding you pleas? my problem is I do not trust my guts in today's mkt
To enhance our long-term investment mix, my partner and I are introducing a range of stocks and ETFs. We've committed $220k initially, with a particular emphasis on inflation-protected bonds and businesses demonstrating robust cash flows. I see potential for enduring growth in the current market, yet I'm also keen to explore strategies for generating short-term gains.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The concept of using spreadsheets has always seemed incredibly time-consuming and superfluous to me. Each month, I simply deposit a large sum of money into my savings accounts, retain my spending money in an other account, and make an effort to spend as little money as possible.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
Been watching some of your investing videos, just starting to get into investing on my own outside of my companies retirement programs. Your videos have been a great source of information to me as I start to learn about something that I know very little about. Dividend traps are now something I know to watch out for and how to identify them! Thanks!
Good stuff Brian! I just cracked $900k in my dividend portfolio this last week. Almost 2 years of investing aggressively, with the help of a finance manager. It's best to work with a pro.
Yes it is. A friend of mine in Connecticut who works with Erlinia Jedraa Barrett referred me to her so I looked her name up & reached out. She trades for me, I started with quarter a million & in a few months I've made over a million. She's amazing. Cheers🌹🥂
Retired with 50% VOO, 33% JEPQ, 15% JEPI, 2% TSLY. No selling of shares. Just add shares after my monthly expenses are paid. Agree on SDIV. Global X is a subpar company imo.
I have approximately $120k in tech/TSLA companies in my portfolio; can you advise me on any additional stocks that I may acquire to diversify my reserve across many markets while constructing a complete portfolio allocation that matches my risk aversion concerns and returns that meet yearly inflation?
Find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a financial advisor.
I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 2 years
My advisor is “BECKY LOU GORDON ”. She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.
When a company pays a dividend it essentially means that they are unable to re-invest that money into operations or other financing activities, ie. it’s a management signal. So you have to look at what percentage of profit and or percentage of earnings that are being paid out. The metrics discussed are somewhat useful but doesn’t tell the whole story.
Nice insight! Big fan of your channel, I Retired with a seven-figure portfolio and i'm receiving around $169,500 in dividends yearly. I've been investing in stocks for nearly ten years. Passive income is likely one of the most essential and central ways millionaires accumulate wealth. I started putting money into ETFs and other stocks last year, 2k weekly to be precise and my ETF portfolio has risen to 190k since i started january last year, whereas what I have invested is 48k. I'm grateful for my broker James Fletcher Brennan, who handles all of my investments and ensures I stay above the market.
No need to hire an expensive financial advisor who takes a slice of your money regardless of success. You'll find every Facebook group and mumsnet style site has an expert, a few years back they were experts on Brexit, then Covid, and have since progressed onto inflation, I'm sure they'll be willing to give you free investment advice.
Do you have any videos on Fidelity in the house dividend based funds? Would love if they had some thing like SCHD but I’m not seeing anything that tracks the same index. Thanks.
I wouldn’t consider most of these to be dividend etfs when their dividend is less than current cd rates. These are total return etfs because you rely on appreciation as well as the dividend.
Given the re-inverting yield curve and increased market volatility, I'm reevaluating my portfolios, and the outlook is concerning. How should I reallocate funds within my $1M portfolio to navigate the potential economic downturn?
The inversion implies anticipated lower future growth, potentially resulting in decreased lending and invest-ment. Hence, finding the appropriate asset allocation and collaborating with an advisOr experienced in bear markets is imperative.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
I began working with a financial advisOr named Christine Ann Podgorny Her transparent approach grants me full ownership and control of my position, and her fees are remarkably reasonable, especially considering my ROI
A video that many will find useful. To those for whom it's most relevant, I'd suggest that they note how difficult it is for any of them to outperform the S&P 500 over just 5 yr. My well-founded "guess" is that, after 10 yrs., virtually none of them will. That's because of the compounding drag of expenses over time. Some might say that they just want the income but remember that the performance figures shown assume that you have reinvested dividends when paid and not spent them on the needs of daily living. So that even further diminishes total return. This is why so many investors prefer share buybacks to distributed dividends.
I have always been in RE. I got out becuz of a Cartel shake down. Build it and they will kidnap/kill. I tried to stay in RE in safer scenario but taxes and insurance have changed leverage dramatically. I am trying to get my cash up by selling what I just bought less than 2 years. But I wish I had just invested in dividends. Learn from my mistake.
Looking at ETFs in isolation without looking at one's investments at the portfolio level is not a sound investment strategy. Basing the ETF selection on past performance, one must understand past performance is not a guarantee of future performance. You cannot buy past performance.
Hi Brian, I wanted to check thoughts on choosing ETFs. Should one be only looking at % return while choosing an ETF or one should consider other things like expense ratio, PE ratio, sharp ratio. Asking this particularly on growth ETFs which have higher expense ratio (i.e. 20+% YOY growth, 0.35 to .5 expense ratio) vs ETF’s with modest growth but very low expense ratio (i.e. 11-15% YOY growth, 0.03 expense ratio). For example, let’s say comparing VOO vs JEPI or SPYX. I am looking for long term investment but only up to 8-10 yrs & not until retirement. Would appreciate your thoughts. Thank you!
You are spot on. Me personally I am not a fan of dividend stock or ETF solely to invest in a dividend security. For me, it all comes down to the total average return.
Oh man, I'm sorry to hear that you lost a cash. But I hope that you were able to get some value out of what I was trying to share. Thank you for your comment
@@BusinessWithBrian Yes I found value in the presentation. I am new to investing and spread a little money over each holding and tracking to see how they perform. I will take my SDIV holdings and spread them over my remaining holdings. Then see how they do. Kind of a musical chair theory of investing. SDIV was first out.
The september CPI report revealed that inflation has dropped to its lowest level in more than two years, and that's great news for both the economy and the stock market. but I don't know if stocks will quickly rebound for a few weeks, I am under pressure to sell my $250k ETF/Growth Stock portfolio.
It's really hard to beat the market as a mere investor. It's just better if you employ the help of a professional understands the market dynamics better.
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
Oh, I completely agree. It sounds fine up until it is uploaded and converted with RU-vid. It's happened to me once before. I should have reviewed the video before I had made it go live. Completely my fault.
With the economy possibly going into a recession, please tell me why I should invest in a dividend etf averaging 2.3% and not in a high yield savings account averaging 4%?
Hi Ted.. None of the ETF dividend I mentioned in the top 10 have less than a 9.7% average total return over 5 years. That's better than a bank all year long. If you are looking for the best spot for you cash in the short-term, then you do have options if investing in the market scares you. In fact, I cover many of them in this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0wSxTAxUVe4.html
Hey Brian I’m a 19 year old student and I’m looking to bump up my financial within next 5-10 years so I was thinking ETFs and Electric stocks and renewable energy stocks I have $100 rn I can invest or should I just put in high yield savings and keep saving for a car when the time comes.
I find that I'm inclined to disrespect funds that pay monthly dividends. It seems like a marketing gimmick to draw in suckers looking for instant gratification. Show me the fund that gives me a better bottom line, regardless of how frequently the dividend is paid out.
I just don't understand how dividend works; in this video is says FLTW has 2% dividend but when I checked Robinhood, it says no dividend. SO who is right and who is wrong?
@@williamrogers1219 what about like JEPI, other sites says 10% but robinhood is 7%; I guess I could just buy the same stock at the same time from 2 different places and compare the earnings
I love Robinhood, but they don't offer you any research. If your goal is to learn more on dividends, or any ETF, then please do outside research. I highly recommend looking at the entity offering the ETF, as well as Morningstar or even ETF.com. I'm not affiliated with them, but they do offer good tools.
From all of my research, I'm not a big fan of pff. The dividend is high, but the pricing CAGR isn't very solid. I believe there are much better options for my portfolio.
That would be true for any tax advantaged account. Whether it be IRA, Roth, or 401K, or 403b. For a tax advantaged account, it's only taxed when it's withdrawn.
I start to invest and reinvest in dividend stocks with 50K from saving in 2017. Now, I get pay a monthly average of $6000 per month in dividend (840K portfolio).
While my portfolio consists of reputable companies, it has experienced a lack of growth this year. Given the current inflation and depreciation of the dollar, I recently withdrew my funds from the bank. I allocated some of these funds into investments in gold and silver. Currently, I have around $560,000 sitting idle in my reserves that I am seeking to increase. I would greatly appreciate any suggestions on how to enhance the growth of my portfolio.
Numerous captivating stocks across various industries are worth monitoring. It's not necessary to act on every market forecast. Instead, I recommend collaborating with a financial advisor who can assist you in determining the optimal moments to buy or sell the shares or ETFs you intend to invest in.
Since the inception of my business, I've maintained contact with a financial advisor. In the current cultural landscape, the difficulty lies in discerning the opportune moments to buy or sell when dealing with trending stocks. This process, while seemingly straightforward, is effectively managed by my advisor, who handles entry and exit orders for my portfolio. Over the span of just a little over a year, my portfolio has seen substantial growth, exceeding $750k.
Impressive indeed! I'm sincerely eager to derive value from the insights of seasoned advisors, especially given the current condition of my portfolio facing challenges. Could you kindly share the name of the advisor who has been aiding you in navigating these financial complexities?
I've enlisted Stacey Lee Decker as my fiscal guide, and her expertise contributes significantly to the fiscal industry. Acknowledged as a reputable authority in the field, she holds a deep understanding of portfolio diversification. I encourage further exploration of her credentials. With her extensive experience, she proves to be an outstanding guide for those aiming to grasp the complexities of the fiscal market.
It seems that she possesses a well-rounded education and appears to be quite knowledgeable. I recently conducted a Google search for her name and came across her webpage. Thank you for sharing this information.
I really do not know what I am doing for the most part. I always heard the same thing about the S&P ETF. I feel that all the other advice complicates matters.
@@scotts3460 oh I see. Ya, I have FXAIX through fidelity. Very low expense ratio and a good track record. It just tracks the s&p 500 and is market weighted. So Apple, Amazon, Tesla, and the rest of the big boys. I plan to hold it forever with a dividend etf.
Did you look in the spreadsheet that I have linked in the video? I have 26 different dividend ETF listed in the table. If you have one that you believe is missing, please let me know. If you have other facts to point out potential misses, please share that as well.
@@BusinessWithBrian The fund has underperformed the broader market for three main reasons. First, as I wrote here, it has several regional banks in its portfolio. These banks are still under pressure following the collapse of companies like Signature and First Republic. Second, the company has little exposure to technology companies that have benefited from trends like artificial intelligence. Tech companies represent about 12.35% of its portfolio, with the biggest sectors being industrials, healthcare, financials, and consumer defensive. The only tech companies in the top-ten are slow growers like Broadcom and Cisco. Third, SCHD ETF has underperformed because of the rising interest rates and bond yields in the US. The yield on the 10-year has jumped to 4.06% while the 2-year has moved to 5%. These yields are higher than SCHD’s 3.65%. By: Crispus Nyaga I'm comfortable with how I have it setup and it still pays well for the low expense
Thank you for your note. But I did show a dividend trap with the dividends reinvested. As I stated in the video total returns include the expenses taken out in the dividends reinvested. So when I show the total return, that shows the overall performance of the dividend trap with the dividend reinvested.
