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Don’t Let a Good Reason Become a Bad Excuse | July 22, 2024

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The Ramsey Show (July 22, 2024)
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Ken Coleman & Jade Warshaw answer your questions and discuss:
- "Should I sell my house to get out of an abusive situation?"
- "We just lost our house to a fire,"
- "Do I still have time to save for retirement?"
- "What is a reverse mortgage?"
- "Should I wait to pay cash for a house?"
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5 сен 2024

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Комментарии : 226

@jeremiahsmith450 Месяц назад

John Deloney is at home watching this kicking himself he can’t ask this first caller if she’s safe 😆

@mchl1985 Месяц назад

Yep 😂

@Aquaria2291 Месяц назад

They just need to keep him on call for moments such as these. 🤣

@ItsmeCote Месяц назад

😂😂😂

@ivaylogergov4310 Месяц назад

Hahah

@dawnfitzpatrick8900 Месяц назад

@mk upItsmeCote

@ClutchSling Месяц назад

Law school wife is freakin insane! She’s fallen in love w ideas rather than being realistic about what is

@ellea2541 Месяц назад

She'll call the show in 10 years to say she has 5 kids, $200K in debt, despite $300K salary and she can't breathe.... Sighs

@dontbeacrabgetglad Месяц назад

I love the show generally, but it is so inappropriate for Ken to react so aggressively and tell that woman not to have kids and wait for years... That was just such an overblown reaction, and we should be encouraging people to have kids not the other way around. I understand the importance of being financially stable prior to kids but he should have framed his response more like that instead of freaking out. I know too many girlfriends who have waited too long to have kids and cant have them anymore.

@GabrielSather Месяц назад

Ok, this got me fired up! That caller was right about getting started with having children as early as possible!!!!! Especially if they want to have 6 kids! These days, fertility is a MAJOR issue, and the rate declines significantly as a woman ages, even at the age of 24-27! Debt is definitely important, but this issue of having a family is as important if not more so these days. The stability of this country is based on having strong, solid, healthy families. And after that, stay out of debt the best you very well can, for goodness sakes!!!!!! I agree with Jade in that, get started now, but plan along the way to reduce your expenses and pile up the money so you don't have to go into debt! Way to go for wanting an amazing, large family - LOVE it!!

@sweetfayce18 Месяц назад

First caller. DO NOT TELL ABUSIVE HUSBAND "YOU'RE LEAVING " . Ken, that's not wise.

@alleykeosheyan4779 Месяц назад

Depending on the law in her state, even though his name is not on her house deed, she may have to go through "legal eviction" proceedings, which can take days or even weeks.

@rosedewittbukater5763 Месяц назад

I bet she was the abusive one

@jaymen833 Месяц назад

I think the same thing bro, and I bet that she never disclosed that she had dept before she got married@@rosedewittbukater5763

@judykeown Месяц назад

I wouldn’t want him in the house alone with my stuff still there. He could take her important paperwork and damage the house in some way.

@LizA-xh9jp Месяц назад

Why would you say that@@rosedewittbukater5763

@AuntGrace Месяц назад

😮First caller. You’ll should have leaned in more for her safety. You only said it at the end. She can’t say those things to him alone. 😟

@dustydonna Месяц назад

Happy birthday Ken!!! I'd go on the cruise just to see Ken. He's the best!

@isidorolopez265 Месяц назад

I’ll be fair to you, my man Ken happy birthday to you man. You look great for your age dude fantastic. Keep up the great work. God bless.

@monicadhenderson8670 Месяц назад

Aint nothing wrong with wanting 6 kids!! It was 6 of us & today Yahweh Bless me to birth 2 & bonus 4!! Im sooo happy I got 6 kids!!! Enjoy 😊

@theresauzenski5173 Месяц назад

On the call from Valerie, once again Jade was not listening. Didn't even know it was the husband going to law school.

@bmbb608 Месяц назад

Surprised Ken told her to wait to have kids. We don't usually hear that advice! I agree with Dave on this topic

@mike112079 Месяц назад

Why are you surprised? Did you expect them to tell her to go into debt?

@user-uh3cg3iv8i Месяц назад

Kids don’t make you go into debt. I have 4 and we have been able to be debt free the whole time. That advice was so off. And moreover life isn’t just about money.

@coachclaudiawith_hope Месяц назад

Yeah, he stated “for this case,” because law school is not your average expense. Due to the unknown, Dave would have said make him pay for law school in cash and get pregnant. She was assuming that going into debt was okay. They can’t afford law school therefore, they should prepare for one or the other. Tuition just increased in 2024.

@Aquaria2291 Месяц назад

@@user-uh3cg3iv8i she was planning to borrow to afford everything. Dave probably wouldn't have told her to wait to have kids on principle, but he probably would have told her to come up with another plan that won't rely on them taking out debt. Sometimes, that really does mean that you wait and save. That's a part of family planning.

@Brickswol 22 дня назад

@@Aquaria2291And a clever thing about Dave framing it in such a way (it’s funny that we just know how he talks and what he would say) is the person will likely come to that conclusion on their own if it’s true for them.

@chillmane2703 Месяц назад

Can’t wait for Dave’s reaction to Ken’s response to Valerie. Getting my popcorn ready 😂

@personaltrainer1 Месяц назад

I doubt Dave will say anything negative; he and Ken are old buddies.

@kristencampbell5533 Месяц назад

Totally agree with Ken's 2 questions that leaders should ask their direct reports every week. How are you doing? How can I help you win? Spot on.

@jeremydenton8398 Месяц назад

Valerie (Law school wife) has made her mind up to do what she wants. We planned to have 2-3 kids and ended up having 9!! Family planning doesn't always go according to your perfect little plan. You might plan to have 4-6 and have only 2. Never know.

@user-vb6sq9ml7b Месяц назад

Happy Birthday Ken! I hope you do another cruise, I don't have a debt free friend to grab to come - but I will next time!! 😊

@robertrosiello6507 Месяц назад

I would love to see Ken and Dave pictures after the cruise dressed up as Gilligan. And the skipper.

@elway423 Месяц назад

Ken would be Gilligan

@theallencompassingchannel4231 Месяц назад

Jade has got to be the most beautiful mathematician I have ever seen

@brooklynkelsey703 Месяц назад

Aw Valerie have kids when you want!! That was terrible advice from Ken. Just do not get into debt. Get a job that will give you maternity leave and work whenever you can. Don't put off having kids, just be responsible with your money. Obviously kids are super important to you and it's possible to have kids and not get in debt!

@user-uh3cg3iv8i Месяц назад

Yes! Absolutely. There’s a way to have kids and not be in debt. Ken and Jade’s advice was so off.

@rosedewittbukater5763 Месяц назад

Ken telling Valerie to not have kids until they have enough money is 100% against everything I've heard from this show in a decade. I hope he gets a stern scolding

@curlsncoilsnwaves7324 Месяц назад

Exactly!

@KS-zg2le Месяц назад

Yes!!! Thank you!

@mike112079 Месяц назад

No, his advice was good for her! She was clueless!!!

@user-uh3cg3iv8i Месяц назад

Yeah, that advice was crazy. Wow. I’ve never heard Dave Ramsey be anti kids. I think the way Dave would have answered it would be, “work like crazy and save a ton until you have babies, but don’t go into debt. And then have kids and enjoy being a mom. But don’t go into debt!!!”.

@Brickswol 22 дня назад

Yeah, that was hard to listen to.

@16338284 Месяц назад

Hi! I am a Latin American living in the United Arab Emirates. I have been listening to your show for months now and have learned so much. Thank you for sharing your wisdom. I wonder if you offer financial coaching and advice for us expats who need to get smarter with finances as we handle our funds in multiple currencies?

@evasanz3466 8 дней назад

Básicamente es lo mismo... Vive con poco, ahorra mucho e invierte. Si tienes la ciudadanía de USA invierte en USD. No te compliques la vida con multicurrencies...

@ReformedFamilyWorship Месяц назад

Ken gotta stop shrinkin’ everyone when they call for financial advice not personal advice. I love Jade’s level-headed responses that actually help the caller with real solutions and not life opinions! 😅

@lorieslater4372 Месяц назад

The caller with the mother who wants to do a reverse mortgage: if the house currently has a mortgage, when the reverse mortgage closes, the money from the reverse mortgage first goes towards paying off the current mortgage.

@rwill6371 Месяц назад

She counting her chickens before they hashed

@crispicritters827 Месяц назад

Wrong advice. People do not have plenty of time to have kids. Have the kids and work to earn while in law school. People work through law school.

@Nardaa-ox3be Месяц назад

Valerie, you don’t take out loans to stay home and have 6 kids. You’re already spending the man’s future lawyer income and he hasn’t even started law school yet!

@L.T.-ed4cp Месяц назад

No, it's a terrible idea to take out loans - but it isn't Ken's place to tell them when to have kids. It's Ken's place to remind them of the costs of having kids. He could have made the same point in a far more rational, logical, non-judgemental way instead of being an overbearing prick about it.

@Nardaa-ox3be Месяц назад

@@L.T.-ed4cp Yes, the delivery was lacking in tact. You never warn an excited woman that she may have a hard time conceiving. It’s true, but you just don’t say it. It’s bad juju.

@bettedavis9261 Месяц назад

@@Nardaa-ox3beI agree about Ken's delivery. His message was spot on, though.

@neisci Месяц назад

@@L.T.-ed4cp Valerie's level of delivery deserved the response she got. What a nonsense. Money is not even there yet and she's already spending it on debt.

@ReformedFamilyWorship Месяц назад

Pretty sure callers don’t care about professional commenters’ opinions lol

@rose_6400 Месяц назад

Valerie thinks she's going to live like a Kardashian, big family and a team of nannies..lol

@jonathanl5638 Месяц назад

if i knew her husband i would tell him to divorce here immediately

@sweetfayce18 Месяц назад

😂😂😂yess@@jonathanl5638

@rosedewittbukater5763 Месяц назад

Wtf?? No she doesn't

@jonathanl5638 Месяц назад

to me she sounds like the type who would put pin holes in his comdoms so she gets pregnant and also flushes her birth control pills and lies that she took them. shes devious and cant be trusted definite curb material

@mattTHEEgreat Месяц назад

Ken went full dad mode on the caller with her husband in law school lol.

@hellosaysandrew Месяц назад

I'm so glad, she was a complete doofus, or at least acted like one. Glad he was there to give her a reality check.

@rosedewittbukater5763 Месяц назад

@hellosaysanwhy is she a doofus for wanting a lot of kids ?drew

@hellosaysandrew Месяц назад

@@rosedewittbukater5763 Now that you bring it up, I'm going to go with yes on that one. However, I was initially only referring to her being impatient and not wanting to wait and also being open to going into debt.

@jeremydenton8398 Месяц назад

@@hellosaysandrew I've got 9 kids... am I a doofus? 😆🤣

@hellosaysandrew Месяц назад

@@jeremydenton8398 No, Jeremy. Though, that is a tremendous amount! 😱

@Bernadette_Lewis Месяц назад

Happy Birthday Ken I hope you enjoyed your day ❤

@savanah1407 Месяц назад

Happy birthday, Ken!🎉🎉🎉🎉🎉

@2023roadstervet Месяц назад

Happy Birthday Ken. the big 50. 🎂🎂🎂🎂🎂🎂🎂🎂🎂

@theclothingcottage Месяц назад

If they are married the assets are joint, the house is not necessarily all hers. She needs a lawyer asap.

@laurab5849 Месяц назад

Right…I am Surprised they are missing big questions like this.

@janalreyes4086 Месяц назад

Yes been in the the car biz 30 years , cash buyers are not favored but end of month absolutely best deal !

@Brickswol 22 дня назад

What do you mean best deal? Does it cost more to pay cash?

@janalreyes4086 22 дня назад

@@Brickswol dealers are willing to lose money on end of month sales because the incentive they get from the factory is based on unit count and yes sometimes they will not not budge on cash deals as much as financed because they make money on the financed sales from the lender it’s called Dealer reserve.

@alexisballard1459 Месяц назад

Valarie DEFINITELY called the wrong show today, my frustration was right there with Ken 😅 all this baby talk but doesn’t even know what the final monthly income will be with his career

@jonathanl5638 Месяц назад

did you notive she never said what she does for a living ha ha i already knew the anwser

@johnparker4484 Месяц назад

Do you understand what the point of getting married is?

@L.T.-ed4cp Месяц назад

Actually it was out of line and overly judgemental, but ken is probably sore from being pegged last night by his wife as a birthday surprise.

@jonathanl5638 Месяц назад

@@alexisballard1459 this is why a man should never marry. There is no benefit for men to marry.

@jonathanl5638 Месяц назад

@@alexisballard1459 all marriage is a business transaction it's all about money no such thing as love.

@CT-O Месяц назад

Lol I love Ken directly contradicting Dave's "never wait on babies"

@Nardaa-ox3be Месяц назад

I mean, it sounded like she was going to have all six kids at once. That call was a little unhinged.

@johnparker4484 Месяц назад

I didn’t. It was grossly inappropriate. And unchristian frankly.

@L.T.-ed4cp Месяц назад

Ramsey doesn't tell people not to (or TO) have children or get married - they tell them they need to figure that out on their own when the timing is right. Ken's a dick.

@MONI-bj1ms Месяц назад

@@johnparker4484Dave says to make sure you can feed and care for them first- work 3 jobs if you have to. No loans

@iTzNonLethal Месяц назад

To call him a dick for trying to prevent someone from making a stupid choice? Did he hurt you somehow?

@colleengarcia7752 Месяц назад

High interest rates are very motivating. Moving debt to a lower interest rate makes you feel better and the motivation to pay it off dissolves slowly. I speak from 2 times experience.

@bettedavis9261 Месяц назад

Other than Ken's delivery, he was spot on with his advice to Valerie about having a bajillion babies while her husband is in law achool with no income coming in. I always cringe a bit when Dave (especially) and the other personalities say don't wait on finances to have babies, as if having babies makes money problems magically disappear due to the awesomeness of babies. While babies don't cost much, according to Dave, they certainly don't help you get out or stay out of debt anytime sooner.

@cherylknight8239 Месяц назад

HAPPY BIRTHDAY KEN, 🎂 🥳 🎉 🎈 🎁 🎊 ENJOY YOUR SPECIAL DAY!!!

@carmelaestrella3854 Месяц назад

Listen to the story very well first before you lay your answer Jade !

@rosedewittbukater5763 Месяц назад

Agreed. She always jumps the gun way too quickly without getting a full picture.

@melinated2497 Месяц назад

For the law school couple, if Valerie starts at 28 (4 years from now) and has a kid every 1.5 - 2 years, they can have six kids by the time they are 38-40. He can work like crazy before law school, and she can work like crazy for those 4 years and they will have a huge stack of cash saved up for when she becomes a stay at home mom.

@mollyh6347 Месяц назад

Can you clip the teaching Ken did with the tennis coach? I have a couple friends I’d like to share it with - I’m sure others may too. Thanks Ken!!!❤

@jarrodgilbert9909 Месяц назад

44:09 when she says "I'm not gonna wait till I'm old to start having kids." 27 isn't old... I was 28 before I even got married. I'm 30 now and we still won't be having kids for a couple more years. Live a little life with your spouse before freaking out about being 27.

@YouMissedBro Месяц назад

Its "old" if shes gonna try to have SIX kids and (likely) take a year or 2 between each one. She wants to live the house wife life with her babies assuming husband will just make $400k and allow her to not work. Now if she was a reasonable person, she would just have a couple kids and then waiting until 27 isnt bad. But in her mind she's getting pregnant every 2 years and that needs to start now to not be geriatric for the last couple kids (35+)

@pamsmith1665 Месяц назад

If you're a man waiting is fine. Your stuff has no expiration date. Fertility drops for women after 30.

@_Becx Месяц назад

Same here! Well I was 26 when my daughter was born, turned 27 a month later, I'm planning on having a decent age gap of 5 years so I'll see how I go with fertility, since I'll be in my 30s by then.

@melinated2497 Месяц назад

Same. Pregnancy sucked so hard I refuse to do it again after having two children but I got pregnant super easy at 32 and 35. I could easily have two more before 40. What is the rush?

@reneespring834 Месяц назад

Zach from Indy! For the fire insurance, get a private adjuster that works for you! You can double, triple, quadruple the benefits if you have someone who knows the system and can work for you. We had trees fall on our house, and the private adjuster was a huge benefit, there is smoke and water all over your house, a lot going on, get professional help.

@monicadhenderson8670 Месяц назад

Yessss that cookie 🍪 jar!!! Don't take it!! My weakness chocolate 🍫 chip cookies 🍪 yummiest

@eightiesaddictone9063 Месяц назад

Valerie got an earful.

@ashleynichole0624 Месяц назад

I wish 12 years ago I asked if I should have kids with my hubby (now ex). I had kids at 20 and 21. I would have rather waited until 30. 42:17

@Alyssasue222 23 дня назад

Have the kids!! It will all work out.

@dominiquejones6758 Месяц назад

Physical threats are a dealbreaker. Counseling isn’t going your way work. It’s divorce time:

@cherylbo888 Месяц назад

Happy Birthday Ken!🎉 I love the way you handled the first call. That's the Ken style I know and love🙌🏼

@ginaiacono2776 Месяц назад

Happy B-day, Ken! You don't look a day over 39 😁

@L.T.-ed4cp Месяц назад

no, he looks about 5 alcoholic years over 39.

@Arnold001-1 Месяц назад

How is David from Chicago making $100k and netting $4300 a month. That would have been my first question. Something is definitely off there.

@BuiltonGODSrock Месяц назад

Not off at all if hes putting in 15% of his check. My gross is 114k and my net is $2200 every 2 weeks and i put 884 every two weeks into retirement

@dobia4486 Месяц назад

Same

@jessi7250 Месяц назад

With the first caller, I do wish Jade hadn’t jumped to telling the woman she needed to immediately get out of the marriage. We don’t know the full story, and only hear the woman’s claims. I wish Jade would’ve said to immediately separate and seek counseling. I just wish people weren’t so quick to say to end marriages these days. We don’t know if this woman is truly being abused, because sometimes that may not be the whole story. Of course we want her safe, it just may not be the whole story.

@rosedewittbukater5763 Месяц назад

Definitely was not the whole story

@bichekambohok4857 Месяц назад

Yes. It seems the show takes callers' information at face value and tries jot to doubt them because there is no way to verify on a 3-5 minute call with only one party present. At my office, we also have a believe staff policy until you are caught in a lie, then all bets are off (I work in HR)

@2dodger2 Месяц назад

Jade: I notice that you often don’t hear the story of the caller correctly. Please learn to listen better

@LordBass Месяц назад

She has so many words, but little said.

@YouMissedBro Месяц назад

Yeah like how the hell did she start saying Valerie was the lawyer and that she might not use the degree? You just spent 5min talking about the situation and said the husband was the future lawyer. Makes you question everything when she randomly just start rambling about nothing and gets the basic info wrong.

@mchl1985 Месяц назад

Valeria you are so lucky Dave was not in today he would have hung up on you with this foolishness

@jonathanl5638 Месяц назад

deliousnal and a gold digger it was obviious

@carmelaestrella3854 Месяц назад

I still think Dave will support her on starting a family whenever, as long as they figure on how to cashflow the husband's law school and not going into debt having children.

@L.T.-ed4cp Месяц назад

@@carmelaestrella3854 Dave would tell them "only you can decide when it's right for you, but, you may want to think of alternatives to taking out loans".

@neisci Месяц назад

@@carmelaestrella3854Never. Did you hear where she said she wanted to go into debt to afford this ? She was very lucky.

@Amiga247 Месяц назад

Nice one, Ken! A good hitter Can hit a curve ball! 🙌

@Marilyn236 Месяц назад

That analogy was so cringe.

@kathymiglio8196 Месяц назад

Great show!! Happy Birthday Ken!!!! 🎈🥳🎈🥳🎈

@brookebales2931 Месяц назад

Happy 50th Birthday Ken doll haha! Lookin’ good bruh. 😎 God bless.

@anthonyyoung6433 Месяц назад

If Jade’s not singing, I’m not going!

@mmp495 Месяц назад

Happy birthday Ken! 🎉 🎂🥳

@laneshiasye7149 Месяц назад

Happy Birthday Ken 🎉

@clairekeating1403 Месяц назад

Happy Birthday, Ken

@kathigratton2286 Месяц назад

Wonder if if she married my ex-husband, they were great until we got married six months into it turned into an exactly what she was talking about

@au10666 Месяц назад

Woah, Ken has aged unbelievable! never thought he would be 50, i thought he was in his late 30's

@katherinetyrrell8810 Месяц назад

Life preserver ;)

@Trustbutverify2651 Месяц назад

David's call - how can he be making $100,000 a year and only take home $4,300 s month? And everyone needs to work to at least 70 for the social security max.

@notgivingmyemail3381 Месяц назад

Good question 100k - 15% 401k - standard deduction - federal and state taxes = right about $73k, or about $6,100/month. Maybe the lost $1,800 is going to health insurance for him and his kid, and/or he’s withholding too much from his check.

@mikebloomer336 Месяц назад

I love you Jade!!!!! ❤❤❤❤ This is Barbara Bloomer!

@kathigratton2286 Месяц назад

A lot of those fee for the car are not allowed to add btw

@MaMa-jh6bb Месяц назад

Valerie is selfish….and thinking kids are easy 😂

@TheZohan14 Месяц назад

41:36 disagree y’all! We need more babies! Don’t tell her to wait on the kiddos!

@user-gk5tf7qk4b 28 дней назад

I absolutely love the Ramsey Show, and I love the personalities. But, come on y'all, can we please quit with the "sheesh" comments when people have or want to have more than 2.5 kids. Psalm 127:4-5. I know I've heard Rachel specifically say we don't tell people to wait to have kids or get married. Don't tell this woman to wait 3 years before trying!! Offer her advice on how to do it responsibly, the Ramsey way. That momma definitely shouldn't go into debt. They have a year before he goes to law school. Stack cash, have 3-4 jobs, and live on rice and beans, beans and rice - scorched earth! And yes, she can work while pregnant. Take the maternity leave, and get back to work after baby is born. Look for a sweet grandma at their church to help lower daycare costs. Then when hubby has law degree and is making bank, momma gets to stay with them beautiful babies. They sacrifice for a season while he is getting the degree to set up their family for financial freedom!

@mikebloomer336 Месяц назад

Happy birthday Ken!

@saraedwards3066 Месяц назад

Don't wait to have your babies. Put the first couple in daycare if you need to while you're getting your husband through school

@bayoustateoutdoors9650 Месяц назад

Too much cruise talk…..callers!!

@pamdanner3274 Месяц назад

Man, I wished they listened better!

@Fog_of_War123 Месяц назад

That Val called needs to chill. 4-6 kids SMH!!!! have 1 or 2 then make that call. Don't even have 1 yet and she thinks she wants to have an Army of kids. Wake up call is coming and a bunch of debt if yall don't work

@kiwidesignstudio Месяц назад

Are you 50? You look like 30.

@colleengarcia7752 Месяц назад

Reverse mortgage. This lady would be better off selling her house and parking the profit in a good mutual fund and rent.

@beckygeer6480 Месяц назад

Can Ken go car shopping with me?

@striperkid Месяц назад

It's easy to do. 1st question you ask is, do they have the exact make, model, trim, color, and optioned car you're looking for. After that, ask for their fees up front. Example, in NY fees should be: $12.50 for tire recycle fee, $10 safety inspection, $75 "doc" fee (document fee), and $325 title/reg, and plates. That should be it. Next, ask if there's any incentives for that month. Now, negotiate price. They will start at, or above MSRP. You want to settle on Invoice or below. I've never purchased a car (even during Covid) above invoice. Tips: Never tell them how you'll be financing OR if you'll be doing a trade in until AFTER you negotiate price.

@striperkid Месяц назад

Example: Car A MSRP's for $32000 and invoice is $30000. The total fees are $500 and there's a $1000 rebate. You negotiate and get the car for $30,000, plus the $500 in fees. You'll be paying tax on $30,500 PLUS the $1000 rebate BEFORE it gets deducted so....assuming a 5% sales tax, you're total out the door price including tax, then minus the rebate is $31075. You put $10k down and now you'll be financing $21075. NEVER buy an extended warranty, NEVER buy scotch fabric protection, NEVER buy rust preventative, NEVER buy dealer options.....just buy the car

@lindatobar1773 Месяц назад

Happy birthday Ken Coleman 🎂👏🏻🥳

@elenap-ot4gh Месяц назад

the way they have treated Valerie was awful!! i hope they get schooled by Dave.

@ErnestinaObeng-zo2di Месяц назад

Happy Birthday, Mr. Ken Coleman 🎉🎉❤🎉🎉

@alexisballard1459 Месяц назад

Happy birthday Ken!!!❤❤❤🎉🎉🎉

@bribradt3450 Месяц назад

The one size fits all investment advice is dangerous

@aaronwebster5523 Месяц назад

Jade is absolutely stunning 🥵😻

@Baron2888 14 дней назад

Why do folks call with answers? So stupid. The lady with the law school husband sounded nuts! Age does not need to the have offsprings!

@nydjrio Месяц назад

Those stickers kill the vibe

@isidorolopez265 Месяц назад

Why do you say the two most unlikable personalities? Explain that in depth please thank you.

@Baron2888 Месяц назад

The 1st caller was muffled when she stated what she does for work. What is the line of work?

@janalreyes4086 Месяц назад

Sounded like car sales

@alleykeosheyan4779 Месяц назад

I believe she said "car sales."

@alleykeosheyan4779 Месяц назад

@@janalreyes4086 jinx ;)

@eightiesaddictone9063 Месяц назад

Car sales, I believe.

@user-uh3cg3iv8i Месяц назад

I think I might be done with this show for a while. At least while Ken is on. He is such a jerk. Their treatment of Valerie was so terrible. I noticed that John also does this. Tells people that they shouldn’t plan things. And then with other people tells them that they are dumb for not planning things in advance. It’s like they enjoy telling people they are wrong. Everyone should plan, but plan loosely cause you never know what will happen. Valerie- have as many kids as you want. I come from a family of 6 kids and it was so fun growing up in that lively home. My parents will never end up in a nursing home because there will be at least 4 of us who will take them in. And we will do it gladly. Life isn’t all about money. There’s financial capital and then there’s the social capital. I would 100% be poorer with lots of kids and lots of life than be a rich person calling an Uber to pick me up from the hospital. Have those kids, just try to cash flow and figure out a way to stay out of debt. Sorry that you got terrible advice from these two. I think this show lost something through the years. Idk.

@AuntGrace Месяц назад

Wow you guys didn’t connect with the gal who wants six kids no matter what happens. 😢 So sad she is willing to put in daycare. Why does she want kids if she is planning on having someone else raise them. That wrong on so many levels. What if he get sick and never makes the big bucks. Etc etc etc

@melinated2497 Месяц назад

I went to daycare and my parents raised me. I turned out great. There is no free lunch. If she insists on having kids now, and her husband is refusing to work through law school, how are they going to eat if she doesn't work and put the kids in daycare? The taxpayers? I think not. She needs to get a job or wait until her husband is an attorney.

@rosedewittbukater5763 Месяц назад

Omg They got married less than a year ago. This lady is a liar. Not telling the whole truth. Jade and Ken really jumped the gun in just believing this woman and blaming the man without asking more questions. She also contradicted herself in acting like this was the first time in a long time she's been in financial distress as she put it. But she also admits she brought 91k of debt into the marriage on her own. So she needs to get her facts straight and the hosts did a terrible job of holding her accountable

@YouMissedBro Месяц назад

Yeah something was off when she said she had not been "financially troubled" in years meanwhile she came in with all the debt and $12k is credit card spending....very suspect

@bichekambohok4857 Месяц назад

The show seems to have a policy on believing most callers and taking their information at face value. They really can't verify any information and they sometimes miss what we pick up on the other side

@juliaconnor3349 Месяц назад

I couldn’t even finish this episode it was so bad. I love this show and listen all the time. But ughh. I don’t want to hear Jade give anymore cookie cutter advice, especially when it’s to a woman in an abusive relationship. I guess Jade feels like she doesn’t need to listen thoroughly when she just says the same thing to everyone, like missing the fact that it’s the husband going to law school. I just couldn’t hear anymore so I had to turn it off. I want to listen to human answers, not robotic advice. Keep John on air 😂

@GoldenOldies-007 Месяц назад

did Ken seriously just recommend to this first caller for her to stay with her abuser? to try to work it out?? WTF.. Ken, you're a total douche.

@pamsmith1665 Месяц назад

He told her to tell him that was his last threat. Or she was leaving. VERY dangerous. He could very well carry out that threat. Just leave.

@strqueen123 Месяц назад

I dont kbow what happened with biden 🤣🤣

@L.T.-ed4cp Месяц назад

So Ken's the appointed decider of when a couple should have kids? Good Christ even Dave stays away from saying "You shouldn't have kids". Terrible advice that broke several boundaries.

@neisci Месяц назад

She wants to go into debt so she can have her magical number of kids, that's wild. Why can't work hard stack money and have children when the time comes. They are delusional. What a way to wanting to start a life. Gambling on future earnings that may or may not come.

@YouMissedBro Месяц назад

She's delusional. If it was a few kids she can wait. Why bring stress of kids into the hardest 3 years of your marriage with husband going to law school? Also assuming he is getting a full ride and he will make big bucks and not just be a public defender making $80k. She watches too much "trad wife" influencer crap on tiktok.

@GoldenOldies-007 Месяц назад

@@L.T.-ed4cp why would anyone plan in advance to have exactly 6 kids? There are so many what ifs! I'd never agree with anyone planning having kids they can't afford, yet this woman's planning on making a basketball team and has no idea how much money they will really have. So irresponsible. Ignorant....

@isidorolopez265 Месяц назад

In the last segment, actually 43 minutes in not can certainly respect kens and Jade‘s opinions about waiting to have children. I respect that use your brain first and foremost,,, but I noticed at a constant pattern of these guys Jaden kid constantly burst peoples bubbles, man I mean, man give them a bit of encouragement please, please please instead of constantly timetime after time and call after call absolutely always burst peoples bubbles man not cool not cool at all. Stay on the side of positivity of course be realistic stay on the positivity side and total encouragement. I’m out.

@rosedewittbukater5763 Месяц назад

Uuuuhhhh Hate kens advice not to have kids. I hope they both get a stern xoachings from Dave bc this has been the worst show ive ever heard in 10 years

@laurab5849 Месяц назад

Dave doesn’t care anymore…he’s handing the torch over to them all. He didn’t even barely disagree with George when he went crying to Dave about how the internet was eating him up about the 83 year old getting a part time job.

@MONI-bj1ms Месяц назад

@@laurab5849they both had a good laugh over it. And he will with ken,too

@KS-zg2le Месяц назад

@@laurab5849to me it was the fact that they didn't just offer it as an option amongst others. Rather they basically shoved it down her throat

@johnparker4484 Месяц назад

Ken, you are completely wrong to tell someone to wait to have kids. It’s gross. “Be fruitful and multiply“. This whole family planning culture we live in is ridiculous

@DDEHoodStarz Месяц назад

Not planning for a family is insane.

@johnparker4484 Месяц назад

@@DDEHoodStarzI’d rather be insane to what is considered “normal” in today’s world. As Dave says, be weird.

@DDEHoodStarz Месяц назад

@johnparker4484 not having a plan is reckless. Be weird and have a plan to have a family.

@candicem8781 Месяц назад

@johnparker4484 I don't think Ken was wrong at all! Dave says "be weird" in regards to being debt free and not taking on more debt. This woman didn't work and her husband is going to law school which means he also won't have an income. So *NEITHER* of them will have an income to afford rent, food, utilities and will live below the poverty line for 3 years and she wants to take out loans to live off of. You think it's smart to bring a baby into that? That's just selfish on her and her husband's part.

@neisci Месяц назад

Going into debt so you can afford your magical number of kids is wild, why can't both work like crazy and stack up money to be used a year from now. Husband will start law in 2025, she can also work.😊

@bribradt3450 Месяц назад

The 2 most unlikeable "personalities"

@YouMissedBro Месяц назад

Didn't realize George "I'm so snarky and quirky" Kamel was on the show today!

@melinated2497 Месяц назад

These are my two favorite ones apart from Dave