The Ramsey Show (November 23, 2022) 

My first apartment after college was $350-per-month, part of a quadruplex. I was there for 5 years and the rent didn't go up. Totally worth it. I then bought a house and payed more than twice that monthly in mortgage payments. Totally worth it. I paid it off 8 years later.

@@marnarenteria5542 I WISH I was only paying $350/month!

@@marnarenteria5542 😮

Nice

Nobody will watch craig

Me too! My boys think I'm nuts LOL

Same here!

Me too🎉

Thanksgiving was all about the end of the Harvest not the pilgrims and the indigenous people

And when he is tough with us all

indeed but I doubt it actually came from the President himself they have people make speeches and ton of other insightful/brilliant messages the only question is if the message they used held any real truth to them personally or if it was just for a good face to show for politic purposes. I know that's basically what we got now.

@@DarkAlkaid your comment makes me think of the most meaningful thing iv ever read Ecclesiastes, " Meaningless! Meaningless!” says the Teacher. “Utterly meaningless! Everything is meaningless.” recommend you check it out 👍

@@MrTripleAgamer n

Lol Craig here, oh trust me I know… we are here for family. If everyone wanted to move id go in a heartbeat

Umm I live in the south and what you described is 350-450k if you live near the city's.

I wish it was that cost. I am in western NC and you can't even get more than a shack for 250,000.

@@raineedayzThomasville, NC. 3-4 bedrooms houses still going from $250K-$325K.

I was wondering if it wasn't something like that. I'd be curious to know how it all plays out.

???. Sounds confusing and terrifying 😱

@@mmp495 As did the caller!! It sounds like she doesn't know what she got into!! Gee Wiz!!

I grew up in the Co-Op complex where the caller lives, I have relatives who reside there. They don't pay a separate electric bill. The management company pays the electric in bulk to the electric company. She's a shareholder in the Co-Op.

It sounds like shared ownership where you buy 25% or more of a flat and the housing association continue to pay and own the rest.

Fast and Easy Promo $700 - $2500 within 6hours $8000 - $4500 within 6hours $1000 - $10,000 within 6hours Now 💕💕

There is I imagine

Some great writing, certainly, and at the same time back then a quarter of adults were illiterate.

Whaaaat?

Don't be sleepless in Seattle. T Hanks

The last hour just seems to be a black screen...

I skip thru the "ads" that don't fit in my situation. It makes the video a bit shorter.

Hence..massive lay-offs this week

65k is a lot of money. You could live good with 65k.

what world do you live ? millions of Americans make way less than that. that's reality.

Ignorance must really be bliss... this woman lives in the Bronx in NY. NY IS extremely expensive to live in 65K a year there is considered poverty and she has one child dependent on her. This story is heartbreaking because she made a share payment of $33,000 toward her co-op and either through being mislead or just sheer financial naiveness she truly believes that she owns this co-op which in that market a 2brm 2 bath coop would be on the market for at the least $2.2-4.5 million dollars. This story really almost made me cry because I know she's a woman of color who is struggling and I hate to see her being taken advantage of in her community. So depressing that in this country generational wealth and legacy has intentionally not been taught within the black community. She has a ceiling debt of $300,000 of debt prior to obtaining this co-op. Dave understood that the price for this co-op was incorrect for this market and if low-income families had a program like this that existed people would flock from all over in order to take advantage of this opportunity offered by any such program. Dave deeply understands that the math is not matin' at all that is why he dismissed it!!!!I also noted that she called this so-called program for the "middle class" when she would be considered to be about 30% below poverty. Honestly she created a financial nightmare for herself as she should be living in subsidized governmental housing for low income families so her rent should be next to nothing.

I'm so confused?? So you buy into it and then continue to rent? I've never heard of this type of deal.

That's not a good option to opt for if you want yo save money in future. I would ratherbuy the traditional way.

👆👆👆 Congratulations 🤗🤗 You're selected Among the Lucky winner's 🎉🎁🎉 Now 💕💕💕

👆👆👆 Congratulations 🤗🤗 You're selected Among the Lucky winner's 🎉🎁🎉 Now 💕💕💕

@@mmp495 it’s basically a way for New Yorkers to ensure they never experience rent increases. It locks in their monthly living expense once they pay off the buy in amount. I agree- I would never buy a co-op- many New Yorkers see it as a good option though because to buy real estate the traditional way costs millions and if you rent you’re subject to rent increases every year

Guaranteed he is an absent father and it really shows!!! Heartbreaking !!!

Well yeah, you're likely not a millionaire.

I'm still holding even with $30,000 loss, I believe in the cause. I have watched how these hedge funds move into growing company's and short them into oblivion.

This describes my initial investment life, I barely made anything from AMC. I went from green 73k to down 22k. My financial consultant suggested I sell off what was left of it and diversified my portfolio into profitable sectors. So far I've recovered my loss with an increase of over $175,000 and bought back in. Still buying more. It’ll bounce back and then some.

Could you please share the name of the investment adviser who guides you?

The broker I'm in touch with is *’LINDA* *RENEE* *BRUNE’* She works with Morgan Stanley near my old office so I see her often to discuss my business. You can use something else. for me, her strategy works hence my result. She provides entry and exit point for the securities I focus on

thank you for this! . I just looked her up on google and impressed with the information I came across. Will definitely reach out to her. Thanks again

There are definitely pros and cons within a socialism healthcare, if you need major surgeries or get acute illness you are on a waiting list to die so honesty Id rather take my chances in American health system because you can't be refused care but in CAN you'll die on a waitlist battling for your treatment space... just sad!

Novice? How?