The Worst Financial Advice 

chat being immature

@@akai8774 Chat literally just learned how to use a phone in phone class at elementary school. Us boomers use RU-vid

Guy wasnt even a landlord, just a rental manager

I think it’s probably more about creating a social culture than individually condemning. Same way that any police focused content will get ACAB spam even if the police being featured are genuinely good and benefiting their community. People just don’t want landlords, or police officers, to be comfortable or happy with their job and so work to create a hostile environment for them regardless of the context. I get the landlord hatred tbh, no one really becomes a landlord with good intentions. You become a landlord because you want to get rich and you don’t really care if it’s at the expense of less fortunate people. I can at least sympathise that some police officers became police officers wanting to do good and not just power trip.

Yea was just making a funny observation

Sounds like a subreddit about having sex in an Airbnb

​@@The-Caged-KingI won't even be surprised if that already exists

???

Watch him not close a single one of the loopholes exploited by Trump and the other rich.

Given that he keeps saying ‘monthly payment’ I assume he was trying to estimate the monthly payment to the bank, meaning principle + interest, not just the yearly interest. And for that approximation, I think he was pretty far off…

@@nickA2205 Yeah in case anyone was wondering what the actual numbers are, the monthly payment for a 100k loan at 2% interest is about $423.45, while at 7% interest it's $700.42. That's a 65% increase. For a more realistic mortgage price at 500k, the 2% interest is $2,117.26/month, and 7% interest is $3,502.08/month. It's again a 65% increase. The total amount paid is the worst part though. You pay over 400k more in interest at 7% than you do at 2% on a 500k loan. Note: A 25 year amortization was used for all these examples. Numbers could change slightly or wildly depending on a different amortization timeline.

“gets paid 0.25 USD per hour” it’s not about the currency

Just checked quickly but the average for a software engineer in Guatemala City is ~$18,000 a year according to Glassdoor. Any comparable role in the US is significantly more

​@@rollsreus2807yes but have you checked the cost of living?

@@jakefromstatefarm6969 no shot you think the cost of living in Guatemala is more expensive than basically any city in the US

I think he means cost of living is cheap = wages are lower@@K..C

it’s a popular underground artist program called ‘Rule 34’. it became popular in the Sonic community & you can buy a licensing tier based on video game characters! search for ‘Sonic Rule 34’ if you just want the cheap option (:

custom thing made by ottomated i believe, i’m unsure if it’s publicly available

Streamelements overlays is a good way to get twitch chat live on your stream

@@indt1648 ohh okay, ill have to look into it and if i find anything ill let you guys know

😂😂😂 Trump lmao

file chapter 7

@@dadzwag Chapter 7 is an American thing. I'm pretty sure I'm just supposed to yell "I declare bankruptcy" like Michael Scott

Did he use a black canvas before tho or did he use a white canvas?

lil bro can't even predict the future 😂

he didn't want to factor in loan length

Let’s see the math I don’t wanna do it either

I hope you don't think you only pay 2k on a 20 year mortgage 😅

yeah being a landlord is super duper hard, need to put some respec on their name 🫡😢

I yearn for the newertrioc

Bro the free market did determine the value of something. That's how they know he was committing fraud. Every other building nearby would sell for 1 price and then he would lie and pretend his building was worth way more or way less when it suited him. The judge said "the frauds found here leap off the page and shock the conscience.”

www.cnn.com/2024/01/19/economy/us-home-sales-2023/index.html

www.wsj.com/economy/housing/home-sales-likely-fell-to-15-year-low-in-2023-3da220e1

im glad ur not sure about it because of 1 anecdote in your area but the data is pretty clear and ppl got a right to know

@@AtriocClips they’re selling homes in those overpriced markets (Austin / San Jose) so I’d assume that’s a huge factor. So far it has mostly been foreign investment (buyers out of country) making purchases so I wouldn’t say my anecdote even contradicts your information.

@@AtriocClips this requires a subscription to view

Legal eagle cooked on that

Ehhh he’s no Hassan. God I hope he can thread the needle well enough with this election