Use GoFundMe To Get Out Of Debt? 

One of my old coworkers set up a gofundme to renovate his kitchen. Zero people donated, understandably.

The amount of entitlement in this society is ridiculous. Wouldn't give them a penny!

I think it shows a lack of personal responsibility. Let’s call this what it is. It is digital street begging. It is not everyone’s responsibility to pay off his debt. It’s his responsibility. It’s a lazy way to try to get debt free that does not require him to pay the proper penitence, and it’s that painful process that truly teaches the lesson.

I had a friend do a go fund me for their fancy honeymoon. I thought it was ridiculous especially considering he had a really good income, he just didn’t want to pay for it. I feel like go fund me for anything that’s not a medical bill or some type of emergency, is the modern version of standing on a corner begging for money.

No. I'm not paying off someone's debt just because they asked.

GoFundMe is largely an on-line panhandling venue. Not in all cases, but a ton of them.

This is actually more common than people would like to think, sad but true. Go fund me started out as a really great idea helping people who needed it but now it’s turned into I can’t pay my deductibles so I do a go fund me I can afford health insurance but I don’t wanna get insurance because hey I can always do a go fund me etc. etc.

I think it’s interesting George seems more offended than Dave, lol

The easy way out will get you right back in debt.

Curious if they are having a big expensive wedding that someone else is paying for too. This is absolutely ridiculous.

I think it's fine as long as you're clear and honest upfront with it. Let people be a blessing where they want.

I get those who say "it's lack of responsibility." But I also see it as, if you're honest about it, and people want to give you money because they support you, I don't see anything morally wrong about it. It's rough on these young people nowadays, and if someone has money to spare to help another get started. Overall if it's not directly saying it's "charity" but a "helping hand" and people want to support you, I do see that as a good thing.

This is the funniest question I've seen Dave answer in a long time lol

GoFundMe should really be reserved for situations like a cancer diagnosis or a horrible injury that prevents you from working. You just randomly soliciting money for other people to take responsibility for your personal problems is extremely immature and entitled. Id cease a friendship over this. It's one thing to request money instead of gifts for a wedding registry. I can see that working out fine as long as you do tactfully and explain the need. Part of getting yourself out of debt is building the character through doing it. If other people come along and do it for you you don't build character.

If they don’t take responsibility they will be back in debt

Ha good luck getting anyone to donate for that cause 😂

For Vietnamese weddings, it’s traditional to give cash gifts instead of having a wedding registry. I think the only strange part is declaring what the money will be used for ahead of time since that leaves room for people’s opinions of if they approve or not.

The real secret to financial independence: GoFundMe.

It wreaks of lack of accountability. Same issue as canceling student loans. You agreed to the debt on your own, pay the debt on your own.

These people just want another hand out. Back in the days, I had to work for what I wanted. These people are nuts.

I lost everything during the covid lockdown. My business was closed. I had to build myself back backup. I am considering starting to go fund me to ask for help to go back to trade school for electrical and HVAC licenses. I feel it people want to help they will. If not they choose not to do so. I'm already enrolled and i will figure it out one way or another.

Digital panhandeling

I am sure that her parents are proud and confident in her choice of a husband...

There is absolutely nothing wrong with asking and trying.

I know a guy his wife died and he had a gofundme for the funeral and he's pretty well off, I just couldn't believe it.

Just have a traditional Romanian wedding. It’s default to give cash as a gift, $100 per person on average, 300 people at the wedding on average. The goal is to bless the couple with the funds to pay for the wedding, and have a cushion into their marriage.

Red flag that you can’t afford a wedding

My narcissistic sister-in-law just did this. She doesn't want to get a job, so she started a go-fund-me page to help her move out of her parents. She is 45 years old with a child. I put these people in the same category.

I always give cash at weddings. Go fund me for mortgage, debt, or a honeymoon is tacky!

Most Asian weddings, people give cash instead of wedding gifts, it’s actually the prefer gift.

😂😂😂the title

Prayers for the direction of the country it isn’t looking good folks!!

There's no personal accountability anymore. What ever happened to paying back what you borrowed?

Is the Go Fund me link next to the gift registry link on the wedding site? I’ve been to all kinds of events in recent months and thank you notes are at about 50%.

It’s sad that people think begging is ok

can't wait to hear this one

Well as long as you're honest and people are willing to donate, you have every right to do so, whether we like it or not. So let's mind our own bidness.

I thought go fund me was supposed to help people in need

I have a battery operated Saw saws too Dave and it works great.

George won me over with this video. 😂

Yep

most people donate because of catastrophic events not because of debt.

He should be able to get out of debt himself. It shows that Hello is too lazy to change his habits that got him in debt

People take Go Fund me for granted. Get a budget a second job and pay your debt.

Wedding guests can gift them cash and then they can pay down debt. But this groom has to work to pay off debt because it's one way to learn not to overspend in the future. Very unchristian to be in debt like that.

This lazy world

Can't! Believe Dave took this call! It's your mess clean it up!

Goodluck. I wouldn't give you a cent for your own debt.

that gave me an idea to start a Go-FUND-ME so that I can retire early....Yay

Very tacky. Go Fund me should be for medical bills, burial, etc. get a side hustle & pay off your own debt!! btw. I could use a monthly pedicure. Want to donate to that?

Instead of having a wedding just pay your bills instead and go to the JP 🤷🏻‍♀️😂🤣

This is really common among people my age (25) I have friends ask me on a weekly basis for money through cashapp. I think it absolutely disrespectful

I agree with George, I am not a fan. The groom-to-be will not learn his lesson, and will not learn how to budget if a large group of people band together to help him pay off his debt for him. In my opinion, particularly since he is getting married, he needs to grow up a bit. This Go Fund Me idea is not going to help him do that.

I think asking for money is fine, maybe even responsible if it's for debt. The only thing is being on go fund me makes it sound like it's being opened up to strangers who have nothing to do with the wedding or the debt. That may be incorrect though. Like you say being financially responsible makes you the odd one

This is todays society. So many people begging for money. Dont want to work for it.

The person asking for the Go Fund Me donations would totally be missing the key lesson in working to get out of debt on their own-which is…debt sucks and you don’t want to do this again! If people do it FOR them, debt doesn’t seem scary or undesirable at all.

Go Fund Me = Electronic Begging

I think this concept Of people sharing or donating money is good for families to help each other out, but not for random people to donate. For families need to come together to help each other out. A bunch of average people can become millionaires if they put there incomes together towards a common goal with no distractions

I wish it was a thing back when I married 13 years ago. I got SO many beautiful gifts, which we were grateful for, that we never had any use for and eventually donated or regifted, getting money would have been awesome. Tacky, but awesome!😜😘

I would never give money to anyone I do not know. How do we even know this is a legit couple...with serious wedding plans/desire to pay off debt? Don't they learn so much more from paying off their debt themselves...rather than charitable people giving money to folks they don't know? Crazy.

Jill should consider only fans

George - "What are you doing with the cake stand" lol

Pretty sure a couple of episodes ago someone asked about loan forgiveness and Dave something along the lines of you’re on the hook for the money, not the gov’t. Why doesn’t this translate?

Where in the letter did they say that wedding guests didn't need to bring a gift?

They aren’t going to learn anything by everyone else paying their debt

It’s public begging. I’m totally against them.

People scamming what is supposed to be used as a charity for people in desperate need.

If that is the case we have to think about what gifts are in modern days. Someone giving a gift of some plain cash might be better than some item they may like. That cash can be used to clean up the loans.

It’s a begging bowl - How about working harder, spending less and saving more - Delay the wedding until you have more money.

When I saw this title 😂🤣

Ebegging is strange....

It's creepy... It's almost like you're buying your friends you're turning your wedding into a monetary advancement... You do not tell people what to gift you...

No. No. No. Immediately no.

No George- it’s the same thing! You was asking people to contribute to your house fund. Same difference. Why can’t you just invite people to your wedding & let them get you want they want. I hate registries!

Pay off your own debts and student loans! Irresponsible people! Smh I'd like to have all the money I paid back myself! Lol

If father is cheated and take loan from bank on my name .and he run away .what I do?

Or use the money for the wedding to pay off the debts instead of begging for money you don't need.

Doesn’t go fund me take a percentage of the total? Wouldn’t it make more sense to ask for money instead

I think it depends on the reason for the debt, per say. Now if he was blowing money and asking people to pay that would be sad. I think it's tacky. But that's me. I would never ASK for money. And I didn't have a wedding cuz I'm TOO frugal and I would never want gifts. I feel bad expecting gifts.

GO-FUND-YOURSELF, the cheek of it all !!!!!!!!!

Well go fund me relies on other people donating money to you and your cause, if you can convince people to help you get out of debt using this platform than go for it the worst that can happen is nobody donated money

When Dave Interviewed George for the job he said I need a CO host who doesn't mind being interrupted and never getting a full sentence in. George said sounds great but

I only clicked on this to see if Dave yells.

GoFundMe takes their cut.

Very tacky....as is asking people to give to your house downpayment fund, honeymoon acitivities, expensive animals you want to buy and the like. Plus, these couples typically have a registry to boot.....kitchen items, towels, small appliances, dishware etc. like normal people. If you can´t afford a fancy honeymoon, don´t go on one. If you can´t afford a downpayment on a house, you can´t afford the house. Wedding guests come to celebrate the union, not fund your future. Jeez.

It's weird, but I don't think it's wrong. At least they are being up front about what they want the money for. Can't hurt to ask!

GoFundMe can be used for WHATEVER you want to use it for.

This is so embarrassing for the engaged couple!

Unfortunately, I feel like it makes them look bad. I have friends who don’t work but raise money for missions- assuming they are very busy doing ministry, that I can understand, but when it’s for school or debt or other stuff- especially if you’re fully capable of working- I just can’t get myself to donate.

It depends on the couple. If it is a well-off couple of yuppies, it's shamelessly entitled. However, if it is a couple on a low income who want to start a family debt free, why not? Where are all these people told to tithe 10% of their income going to stuff their money? Give it all to the church and hope that it will eventually reach some deserving people once the church roof repairs are paid for? Or give it to real people and solve real-life problems? A friend of ours told us about a church community that decided to use all Sunday donations to lift one family after another out of debt until the whole community is DEBT FREE. Isn't that worthwhile? And if so then can we not have a GLOBAL community where we do the same regardless of which church (if any) people attend?

some people have no shame

Nothing wrong with it if you just say hey we want to pay off debt and would you like to help us. Now, if you lie and tell a bs story of why, then no not helping. Don’t beg like you’re on a street corner. Just ask.

Grabs popcorn

The lack of accountability from people is astonishing….

"Never depend on a single income make investment to create a second source". "Never test the depth of a river with both feet". " Don't put all eggs in one basket"

At the end of the day, this person wants other ppl to *FINANCE THEIR LIFESTYLE*

Why are you guys not ok with this, but you’re just fine with letting cc’s charge off for money they used? They shouldn’t have to pay THAT money back?

Leave Home Depot out of this.

Gofundme is panhandling

I like it.