Using Credit Cards Responsibly Course (smartwithmymoney.nd.gov) 

Using credit cards responsibly can be challenging at times. Watch as Kyle from Bank of North Dakota showcases a helpful Smart with My Money course covering various aspects of responsible credit card use.
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North Dakotans, Get Smart with Your Money.
• Your money personality.
• Your money needs.
• Your tips to do better.
smartwithmymon...
SmartWithMyMoney.nd.gov provides a money personality assessment and then tailors content based on your age, knowledge gaps and interests. This tool can be used throughout your life - from your teenage years through retirement.
From January 2020 - December 2021, Smart with My Money users reported:
• 32% decrease in financial stress
• 59% increase in users who were able to build up a 3-month emergency fund
• 28% increase in users who paid off their credit card in full each month
Brought to you by these North Dakota State Agencies:
• Office of the Governor
• Bank of North Dakota
• Career and Technical Education
• Department of Financial Institutions
• Department of Health and Human Services
• Department of Public Instruction
• ND University System
• Office of the State Treasurer
• Retirement and Investment Office
• Securities Department