Your Life Will Suck If You Wait on Washington To Fix It | May 23, 2024

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The Ramsey Show (May 23, 2024)
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Dave Ramsey & Jade Warshaw answer your questions and discuss:
- "Should I pay off my mortgage first?"
- "I panicked and paid off my home, was I wrong?"
- "How do I help my husband while he's in rehab?"
- "How can I reduce how much I pay in taxes?"
- "Why you should never loan your kids money,"
- "Should we use our emergency fund for this?"
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22 май 2024

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Комментарии : 230

@abcchiropractic9759 26 дней назад

So tired of people wanting something for nothing ☹️ Pay your debts, people!

@mbey2158 20 дней назад

I’m only speaking about the PSLF program. Public servants whose loans were forgiven are not getting something for nothing. They have to meet the following criteria to get their loans forgiven: MUST make 120 on time payments (10 yrs of pymts) and work for a qualifying employer (federal/ state gov’t entity) for 10 yrs. First, if the public servant made any payments prior to 2007, those loan payments are not counted towards forgiveness. Secondly, public servants who signed up for the 20 yr payment plan…Mathematically, if a public servant made on time loan payments for 10 yrs, their loan is technically paid. Any monies after 10 yrs of loan payments is the thousands of dollars of interest tacked onto the loan.

@colleengarcia7752 27 дней назад

I could use a little Jadatude! BTW that first caller who makes three time my income is expecting me and you to pay her student loan. She took out the loan. She needs to pay it.

@suefleming 27 дней назад

Yes❤

@mattlaeff724 24 дня назад

Can you pay my small business loan? Let me know asap.

@bridgetreedmorawski 16 дней назад

She probably got the degree she did and the loan provisions she did based on the availability of this program. Why attitude towards her if those were the terms she took the loan out under?

@barbaraann5634 27 дней назад

Pay your own damned debt. You took out the loan, pay it.

@keiranninjaspirit 27 дней назад

Completely agree get it paid and moved on😊

@edgarandrade660 27 дней назад

Like all the ppp loans? That companies got forgiven

@mbey2158 20 дней назад

@monicalifornia_ 27 дней назад

“ When you eat Thanksgiving dinner with your master, it tastes different”. 😂 A Daveism I haven’t heard yet

@BuiltonGODSrock 27 дней назад

Hes been saying that forever 😅

@suefleming 27 дней назад

Personal responsibility is everything. 🙏🏼❤️👍🏼

@sandrao8146 27 дней назад

$672,000.00! Paid off in 4 years! Congratulations Brandon and Morgan!

@Nigriff 23 дня назад

Let's Go Brandon!

@striperkid 8 дней назад

That's impressive indeed.

@striperkid 8 дней назад

@@Nigriff I see what you did there.....lol

@mateoboschify 27 дней назад

Thank you for transferring your student loans to the working families of America.

@richardclark4383 27 дней назад

While earning $160k. Absolute leech

@jamieshawnice1836 27 дней назад

You do know they have to pay for 10 years right… we are not paying off people loans…

@angiecdc 27 дней назад

Please comment on the $175 Billion sent to Ukraine without the consent of tax paying Americans.

@TSos1973 27 дней назад

It has my consent.

@Trustbutverify2651 27 дней назад

@@jamieshawnice1836 They owe the WHOLE debt - they signed, they borrowed it, they said they would pay. There is no such thing as "government money." There is only taxpayer money.

@REDDBORE 26 дней назад

Dave, we are listening here in Barbados

@user-sp3xc9qf2l 24 дня назад

I love Jade!! I want her to do a segment on styling on a budget!! she always looks so fly!

@BeeDee-qs9so 27 дней назад

1:05:55 Congratulations to Brandon and Morgan on being debt-free! Love the humility and dedication that comes through your story. I hope you build a life beyond your wildest dreams.🎉

@BeeDee-qs9so 27 дней назад

55:47 Dave could tell George’s gluten-free cookies “had no glutens” in them 😂

@bluebelle9572 27 дней назад

Reminded me of a ‘Rules of Engagement’ episode. The girl says “ I don’t know what gluten is, but I know I like it”.

@joshchoate9499 27 дней назад

I say if the government cancels this debt, then all of us who paid our loans need to get 3 years of no taxes

@jamieshawnice1836 27 дней назад

Some of you are so dense… y’all won’t say anything about nonsense stuff that the government spends money on but how dare them do something to help the economy y’all throw a fit…that’s called being selfish and that will never get you anywhere. Just so you know you aren’t really paying off student loans your paying interest to the government. Most people have paid their loans twice.

@amireallythatgrumpy6508 27 дней назад

@@jamieshawnice1836 You think this is helping the economy? It's just kicking the can down the road. By the way most people have paid their loans exactly ZERO times.

@Based_Comment 27 дней назад

@@jamieshawnice1836lmao "helping the economy" yes some moron who paid $100k for a sociology degree to make $40k and never pay off their debt is REALLY gonna help stimulate the economy. As if that min monthly payment wouldn't just go to DoorDash deliveries or other useless crap

@joshchoate9499 27 дней назад

@jamieshawnice1836 Im the type that don't think we should spend 1 single dollar outside this country and this is just a scam to get votes and it welfare

@republicunited2183 27 дней назад

1st caller- pay your debt!!!!

@TSos1973 27 дней назад

Do you think she doesn’t pay taxes?

@ELevenhagen 26 дней назад

And sign up for fake health insurance advertised on this show!

@republicunited2183 26 дней назад

@@TSos1973 Student loans. You take them out, you pay them back.

@coachclaudiawith_hope 22 дня назад

It’s been my experience that when there is a life changing event (getting married) the spouse is covered immediately and everyone that comes after.

@diptisingh6762 27 дней назад

Beans and rice. Rice and beans. They are tasty. It's in all cultures. You can probably eat around the world in beans and rice and rice and beans in a year!

@mattlaeff724 24 дня назад

Thank you, Dave.

@mylapasaporte8594 14 дней назад

Those two vets are just incredible earners and helping out the animals too!!!! 🎉❤🎉. So inspiring!!!

@rebeccatoruno4986 27 дней назад

That woman needs to forget about student loan forgiveness. She will never see that!

@david2049 27 дней назад

It is a public service loan forgiveness program. These are different depending on her actual field. As a nurse, I can qualify for them due to the location of my employment. Like Dave said at the end, these aren't new programs.

@sfimam2 27 дней назад

The rules are clear and people that are actually following it are getting their loans forgiven. Dave is pretty behind on this issue

@survivingthetimes 27 дней назад

She makes all that money and is still trying to mooch off the taxpayers. Money can't erase loser mentality.

@JudyKAllen 27 дней назад

Sounds like my niece (by marriage) she’s been paying hers for 27 years! And waiting for Biden to just pay it off. Her two sisters doing the same thing.

@sfimam2 24 дня назад

@@JudyKAllen then she’s not doing PSLF which is a 120 payment program with clear rules and a tracking system. Many people(particularly healthcare workers) are getting their loans forgiven every day

@Nigriff 23 дня назад

If "80% of communication is body language and tone", then it's irresponsible for John Delony to offer therapetic counseling over a 2 minute phone call. 😮

@paulinejensen7968 27 дней назад

Jade is a natural! She's the whole pkg.

@eileenwatt8283 24 дня назад

Jade looks over at Dave after the European caller . She closed the call. Dave looked pleased.

@millhouse313 27 дней назад

Imagine taking the high road, and “do the right thing for your future” and then hoping the “loser” that went into the trades has to help you out financially. lol.

@susanschmitz5871 27 дней назад

Wow. First caller. Pay your own debt.,all of it. It’s not everyone else’s responsibility to pay for your education so you can make 100k plus. You chose the education. You’re benefitting from the education. YOU pay for the education!

@anaelizabethramirez375 27 дней назад

Amen!

@TSos1973 27 дней назад

Public service forgiveness implies that there is a public service, which benefits the community that pays taxes, just like public roads, etc.

@ItsmeCote 27 дней назад

New Genz mentality

@mbey2158 27 дней назад

I don’t think “some” ppl have a problem with paying their loans back, but if the gov’t is going to offer to pay off a loan that the person probably paid off years ago, but they still owe money on the loan bec they’re paying back the thousands of dollars of interest… I say take what the gov’t is offering. If the “public servant” work….their taxes are paying for these forgiven loans, too.

@woojukim116 27 дней назад

She paid by providing public service. So they make everyone apply annually for forgiveness regardless they are done with service or not. So that is why 97% not forgiven bc they didnt finish full term yet. Pslf is not biden thing. It was there long ago more than 10yrs. Biden offered another deal on top of the existing one.

@mmp495 19 дней назад

Thanks to listening to Dave and the other personalities I am debt free, properties and all. Following these principles have changed my family tree. This plan truly works. ❤️❤️❤️🙏🏼

@davinasquirrel7672 8 дней назад

Christine from Atlanta, what? She is in such a great financial position. As long as she keeps living a conservative lifestyle, she is pretty well set. I can (and have to) do it for way less. "I panicked and paid off my home", geez, that is what you are supposed to do!

@Rachellove958 27 дней назад

I’ll never click on those stupid links about Dave …never ..he’s the reason I’m financially sound.

@stephaniefalls439 11 дней назад

Wow! My husband and I are working and sacrificing to pay for our son’s college. I paid back my student loans in the early 2000s. High income earners calling in publicly talking about getting more free stuff from the government and they are waiting on their debt to be transferred to us. Sounds completely fair. 🤦🏻‍♀️

@bjarnold66 26 дней назад

George being gluten-free is hilarious, that’s so George.

@Nigriff 22 дня назад

On average, a home birth costs somewhere between $1,500 and $5,000. With no insurance, a hospital birth can often cost between $15,000 and $20,000.

@Nigriff 22 дня назад

For many reasons, I'm glad we chose a home birth

@Nigriff 22 дня назад

Average Cost of Childbirth in the US Giving birth costs $18,865 on average, including pregnancy, delivery and postpartum care, according to the Peterson-Kaiser Family Foundation (KFF) Health System Tracker. Health insurance can cover most of that cost.Jan 3, 2024

@rjbarling89 27 дней назад

Jade is everything

@lanettehadley6463 24 дня назад

I paid off a student loan in the 90s. If I would have gotten regular and fair increase in pay I would not have had a struggle. I found this out when the practice was sold and I got a 3 dollar raise and told not to tell anyone. Cheated all those years plus put up with some of the most vile racist. Pure evil

@paulajeffrey6706 27 дней назад

I like beans and rice ,I am vegan so it's actually food to me.

@BeeDee-qs9so 27 дней назад

High source of protein as well as being low fat!

@BusArch42 10 дней назад

Ate in all through college and several years after

@gerria2000 24 дня назад

Some houses in our very middle class neighborhood are selling for a million dollars. But if you look them up online you’ll see they're beautiful, new carpet new paint everything fixed up no problems. The home where the uncle has lived for 5 years probably isnt that...To sell it he'd have to move out then someone spend months fixing it up. $360000 is probably a fair price for half of it. Take it and walk away, and still get together at Thanksgiving!

@REDDBORE 26 дней назад

Listening here in Barbados, yes where Rihanna is from.

@starrystarrynight6281 25 дней назад

Since I had to pay for your student loan…will you help me pay for my kids that I paid cash for?

@Freespeech2 27 дней назад

Why should I pay for her student loan debt?

@TSos1973 27 дней назад

You’re not.

@Freespeech2 27 дней назад

@@TSos1973 funny.

@mattlaeff724 24 дня назад

Here is the Deal: 1. I don't own any vehicles. 2. I don't do drugs/prescriptions, Booze, or coffee. 3. I never eat out or order in for breakfast, lunch, or dinner. 4. I never buy anything from the internet. 5. No gyms or spas. 6. No cable, streaming services, etc. 7. No vacations. 8.Cut my own hair with the Flowbee. 9. No meat or fish. Do this, and live off of 20k a year or less. Do this, and truly retire early. What I do: Library, Hike, explore, cook, art, exercise, love.

@mandypdx 22 дня назад

$20k doesn’t cover housing for a lot of people.

@mattlaeff724 22 дня назад

@@mandypdx - Broke people with too high rent. Follow my plan and you will get there.

@reaper-sz5tm 11 дней назад

Your life is mediocre

@DonaldRedeemed 23 дня назад

I know Dave would say I need a bigger shovel, but I get frustrated with the callers who make 3 times or more than I do who are trying to figure out how to get out of debt.

@KAinFL 7 дней назад

Our "rice and beans/beans and rice" is BOGO or bulk deals at Winn Dixie. Purchased a food saver and separate/seal/freeze meal size amounts. Works great and we eat GOOD.....

@flauschiberlin2814 24 дня назад

Best wishes from Germany. Learned a lot in the show. 🥰

@Nigriff 22 дня назад

On average, a home birth costs somewhere between $1,500 and $5,000. With no insurance, a hospital birth can often cost between $15,000 and $20,000.

@mbey2158 27 дней назад

7:54 What Dave is saying is half true. Working at the Dept of Edu, I KNOW that the PSLF (Public Service Loan Forgiveness) program was put in place by the (George W.) Bush admin. Each presidential admin expanded and relaxed the rules of loan forgiveness program(s) bec Congress kept trying to spend the money put aside for the loan forgiveness program. The Biden admin relaxed the PSLF loan forgiveness rules even further and forgave A LOT of “public servants” student loans. Especially when the TEPSLF was out in 10/2021- 10/2022. I know several “public servants” who got their loans forgiven. One person got $157k forgiven. Dave and his staff keep mixing up the loan forgiveness programs. There are several forgiveness programs out there. They really should educate themselves on the programs. Not all of them are hogwash!

@amireallythatgrumpy6508 27 дней назад

It was put in place by the Bush admin in 2007.

@aubreydaschel-lloyd4976 27 дней назад

They are way too convoluted and it feels like they don’t want to give the forgiveness. I have fulfilled the requirements for the teacher loan forgiveness and my application has been denied 7 times with little to no reasoning each time. It’s all a game until I quit, because the government doesn’t want to live up to their promises.

@Christine_GoBills 27 дней назад

I received PSLF - I just followed the requirements and kept good records. It wasn't hard for me. The numbers are skewed by a lot of people trying to get forgiveness who don't qualify (ie some government jobs, etc)

@GaCountryGal 26 дней назад

I received PSLF December 2023 for all of my student loans of over $22,000. I wish they would stop passing off wrong information. My coworker also had over $95,000 forgiven. We are both State Workers for over 10 years.

@amireallythatgrumpy6508 26 дней назад

@@GaCountryGal You and your friend are just 2 people out of millions. Most of them didn't.

@theamaturepro 7 дней назад

Dave, when I was 22 I got four credit cards totaling $32,000 of credit and I maxed them all out partying and buying stupid shit. Now I'm 30, I have a good job, and I'm responsible. I regret my use of credit cards and feel really bad about it and I think now that I'm responsible, I shouldn't have to pay off that debt because I was young and didn't understand what I was doing! Can't like the government pay it since they get so much money from taxes all the time? 😂 Yeah no. Half that story is true, but I've been aggressively paying $36k of debt for the last 3 years and I'll be debt free by this January! I can't even imagine expecting anyone else to pay my debts, that's just wrong!

@janinesimon6076 26 дней назад

Please please have another investing essentials webinar. I just heard about it and would love to dig into the details of best investing.

@myoldvhstapes 25 дней назад

Jennifer in Denver admitted that she met her husband about 12-12.5 months ago AND that their son is 3.5 months old... so he was conceived about 12-12.5 months ago!

@striperkid 8 дней назад

....and ?

@myoldvhstapes 7 дней назад

@@striperkid She admitted to millions of listeners that she got knocked up the moment she met the guy. We did not need to know that, some things should be private.

@Rachellove958 27 дней назад

Yay 🎉JADE 🥰🥰🥰🥰🥰

@striperkid 8 дней назад

1:32:24 Very important conversation for those with money in a tax sheltered account. At some point, the GOVT wants their taxes !! Instead of waiting for RMD's to kick in, converting to a Roth beforehand may be a good idea.

@eightiesaddictone9063 27 дней назад

A woman her age shouldn't be foolish enough not to have paid off that debt. I'm a Democrat, but I don't believe in all this college debt forgiveness.

@motoryzen 27 дней назад

Then you're not a true Democrat., at least according to today's modern classifications or standards of the woke left 😂

@BeeDee-qs9so 26 дней назад

I don’t like it for everyone, especially for someone in a higher income bracket. Many of the same folks availing themselves of the opportunity are the same ones complaining about higher taxes, not realizing how they get that way.

@sherridevries9144 27 дней назад

Pay your own debt please!

@thekmtcpro 27 дней назад

I work for the government and all of my colleagues have gotten pslf if theyve been with the government for 10 years. I think when you work for the government, the years of eligibility are not questioned and forgiveness happens. I think when people work with underserved populations, they have a hard time proving eligibility and dont get forgiveness. Just my experience.

@EliteEdgeK 26 дней назад

Please make that cookbook! 😂

@cindykaufinger1642 23 дня назад

I got student debt and I almost paid half. I am AGAINST student loan forgiveness for a few reasons. 1. It's my debt, not the taxpayers. 2. By them saying they'll pay it off means they don't believe I can do it. That takes away my pride. And not just pride. 3. Anybody that believes in should pay off or more the taxpayers should pay their debt needs to go to jail because that is stealing. 4. Whoever the lady is next to Ramsay, she's awesome. Giggled a little bit when the lady started talking about the Biden administration. I would too. Whoever actually believes that the Biden administration is good for the average American person is either drunk or high on drugs.

@Demonizar 26 дней назад

1:26:00 discovered over the years that sharing the show doesn’t always go well because some just can’t be helped

@Kulintronica 27 дней назад

1:02:30 Dave gives the whole prescription

@keshajohnson4180 27 дней назад

I gave up on my student loans being forgiven and was about to start making payments, 3 weeks later i recieved an email they were forgiven. 🙌🏽. It can definitely happen, but please don't depend on it

@Petitestyling 27 дней назад

Good job!!! I love some Ramsey BUT… sometimes it feels he’s not “for the people” just save and pay everything in full as he says and let your credit go to crap lol 🤷🏻‍♀️

@motoryzen 27 дней назад

@@Petitestylingwell when you can save up and actually pay cash for anything in life you don't need a credit score and you don't need a line of credit anyway. Debt equals monetary slavery, it's not rocket science. So either you believe in being a monetary slave and you think that's a good thing or you don't but half-assing it is just as irritating as picking aside

@karinshuler7108 26 дней назад

A car insurance company told us we didn't qualify for their cheapest rate because we didn't have credit cards. Our FICA score is over 800, but we don't use credit cards

@motoryzen 26 дней назад

@@karinshuler7108 then you need to shop elsewhere because there are plenty of automotive insurance companies across the entire United States of america. Having a credit card is not an indication of whether or not you will be a stable paying Car Insurance customer..duh

@clouwho7675 26 дней назад

Why not pay the dept that you took out, like most people do. It's not the tax payers responsibility. Just saying.

@tomhocutt2013 27 дней назад

So the lesson to he learned is Christian based insurance is not what it’s cracked. Up to be

@motoryzen 27 дней назад

Timestamp? Unless someone has watched the show Once or maybe even twice and by the way they're 2-hour long shows segments, no one has a clue what you're talking about

@ELevenhagen 26 дней назад

It's fake insurance.....a scam.

@amyjohnson2284 26 дней назад

@@motoryzen about 1:57:00

@myoldvhstapes 25 дней назад

I noticed that Daniel didn't say the name of the company (may have been warned by the phone screener not to,) but we all know it from watching the show. Rachel's ad for CHM runs every day!

@motoryzen 23 дня назад

@amyjohnson2284 thanks...so allegedly there ARE some or is at least one Christian based health insurance provider that does not cover at all any pre-existing conditions. I wonder if Christian Healthcare Ministries that Rachel Cruze often advertises is among any of these

@jasonkobos3850 27 дней назад

Wouldn't it be a good idea for James to use the 9800 from stock to get out of the truck first.

@PeaceTrainJump 12 дней назад

Get real insurance everyone! These Christian health share things are a total scam.

@JudgeCommitee-ck5wq 27 дней назад

In July notaries will advance their careers to Trust Guardians for NICER crime free inheritance making up to $500.00 a day and sounds lake a great side job to pay our loans.

@TheCarines1 27 дней назад

That first caller MUST be trolling Dave. There are certain things you don’t say to him. She’s planning on dying with student loan debt.

@mikahamalainen3883 25 дней назад

If you have 250k debt and only 65k yearly income. How can you ever pay off your debts and start becoming wealthy?

@TheJghan 22 дня назад

@1:57:00 the "Christian" based health share refused to cover a birth because they were 2 days too late for being covered? Doesn't sound very Christian to me. They would have been better off with Obama care.

@dr.ellieabdi9540 23 дня назад

Mine was forgiven. I would say: wait!

@eddiekulp1241 27 дней назад

Income over 100,000 and 1,000in emergency fund . Runs budget like feds

@joetejada5256 27 дней назад

😂

@StevenH4684 27 дней назад

My question would be with student loans having a lower interest rate than mortgage wouldn't it be better to pay off the mortgage first?

@motoryzen 27 дней назад

Because when it comes to student loans they're not bankruptable. Meaning the IRS can literally physically come after your ass

@motoryzen 27 дней назад

And no... because the caller owes more on the mortgage than the damn student loans.. if you pay off the smaller debts first that's why he calls it the debt snowball, you'll end up paying off the rest of them faster. It strikes at the core of the whole problem human behavior that's why the debt snowball method works far more effectively and far more often than the opposite end of it

@eileenwatt8283 24 дня назад

The caller who married the alcoholic guy is going to get burnt out. She's going to work 3 night shifts and care for her infant son and grandmother during the day. If she thinks that's sustainable she's in for a rude awaken. She will be burnt out in 6 months. He has a chance of relapse. Women don't settle.

@lianghou7000 8 дней назад

Cant the guy with 3 mil in the Ira use a loss harvesting financial product and deduct against the rmd?

@bribradt3450 27 дней назад

BUILD HWEALTH

@bluebelle9572 27 дней назад

HOKAY

@TH0KH 27 дней назад

Caleb Hammer recommends a 1 month starter emergency fund. I know thats a lot harder to sell, figure out and teach as a blanket rule in the Ramsey style system, but it would probably be more digestable to the people who are SO against only having 1k saved. Less fire under your butt, but less chance of homelessness

@striperkid 8 дней назад

The $1k is there for small emergencies like, a battery for the car, broken toilet bowl...etc. It's supposed to make you feel intense about getting out of debt and quickly gets you to baby step 2. Baby step 3 is the "real emergency" fund.

@Josh_L862 27 дней назад

How do we pay for the books you re pitching if we cut all our credit cards?

@briankay3414 27 дней назад

They don't say not to use debit cards... those platic cards are ok because it's directly tied to your checking/savings account

@ELevenhagen 26 дней назад

Just get a heloc from Churchill mortgage

@motoryzen 23 дня назад

1:57:00 to 1:58:00... what about at Rachel Cruze? How about that? As some others here have stated... ore existing conditions arent covered. And that's covered whatsoever. That doesn't sound too Christian to me sounds the direct opposite

@TargetedIndividual 27 дней назад

Dave. Jade is the top person that fills your shoes. The others are different.

@RaeLoverOfBeauty 27 дней назад

There are people out there who have their loans forgiven under the public service agreement!

@tidus1ph 27 дней назад

But just a small percentage of people get theirs and have specific requirements.

@I.amhades 27 дней назад

After 10 years. 10 years of being a slave.

@tidus1ph 27 дней назад

@@I.amhades What's sick is this woman had it for 10 years and really have no intention of paying it off even though she can afford it. Obviously she wanted the government to pay something she owe. The interest is not worth the wait for something with a low chance to begin with.

@amireallythatgrumpy6508 27 дней назад

Nowhere near as many as have qualified and been declined

@penelopejoywebster9341 27 дней назад

You guys really need to work on not interrupting your callers and each other

@amireallythatgrumpy6508 26 дней назад

Sometimes they need to be interrupted so they only give relevant details.

@douglasbennett9044 25 дней назад

The real estate lady is doing great. That financial guy is a mess.

@joyodonnell5753 26 дней назад

Why do I see so many SOFI commercials on the Ramsey show? Seems like the show would prohibit ads from the likes of them.

@amireallythatgrumpy6508 26 дней назад

RU-vid doesn't give you that option.

@BeeDee-qs9so 26 дней назад

They are a Sponsor.

@amireallythatgrumpy6508 26 дней назад

@@BeeDee-qs9so No they are NOT. Dave DETESTS Sofi.

@BeeDee-qs9so 25 дней назад

@@amireallythatgrumpy6508😱😱😱

@loucaribou7765 27 дней назад

Someone should tell Dave the definition of the word irreverent

@natefrom828 27 дней назад

The student loan forgiveness is a law that has been on the books since 2007. I got mine forgiven last year

@amireallythatgrumpy6508 27 дней назад

You were one of the lucky ones. Only about 10% of those that qualify actually get it.

@natefrom828 27 дней назад

@@amireallythatgrumpy6508 I wasn't aware of that. I didn't have any push back at all. I just submitted the paperwork and had to wait a few months for it to process.

@kry13131 25 дней назад

You’re welcome, thank you for stealing my children’s future- my husband and I paid our way and paid our loans off. And now we get to pay your loans too

@natefrom828 25 дней назад

@@kry13131That was the law of the land before I went to school. If you don't like it, tuff shit! I went to school with that promise already in place and there is nothing wrong with taking advantage of a program meant to encourage people to work in the public sector.

@natefrom828 25 дней назад

@Trustbutverify2651 27 дней назад

Second off? I believe it's secondly.

@Radd-Dad 27 дней назад

Dave needs to have his own rice and beans line of food to be sold at Walmart. I bet it would do well and get people to look it up asking why is this guys face on the can lol

@pamsmith1665 27 дней назад

How did henry get past the producers.? Old guy with money wants to chat and ask for away to avoid paying his share of taxes.

@kristinsewell2949 26 дней назад

His question is greatly appreciated! Not everyone who listens to Ramsey has been idiots with their $.

@christabellecarpenter2354 26 дней назад

@kristinsewell2949 some people aren't idiots....just had circumstances upend their lives and have to move forward....

@kristinsewell2949 26 дней назад

@@christabellecarpenter2354I totally agree. My response was to the original poster shaming Henry the caller for continuing to be mindful and intentional with his finances. 👏

@Nigriff 23 дня назад

Let's Go Brandon... and Morgan 😁

@AmyKristine 27 дней назад

So Jsde does a debt-free scream and then immediately gets hired? Something is very suspicious in Denmark

@amireallythatgrumpy6508 27 дней назад

If "immediately" means "5 years later", yes.

@BeeDee-qs9so 27 дней назад

I think it’s possibly You who’s very suspicious…and you likely left out a few hundred steps in Jade’s hiring process.

@DonaldRedeemed 22 дня назад

NEXT TO last caller: good job on emergency fund. If he is with Christian Healthcare Ministries, then it may not be eligible for primary plan, but should be eligible for Prayer page.

@amireallythatgrumpy6508 27 дней назад

1:43:00 Ramsey hates New Zealand confirmed.

@Moslem205 25 дней назад

چی میگن

@ashleysmashley444 27 дней назад

He’s full of shame so he is projecting that on to his clients. People are always trying to get others to match their frequency 31:58

@avivrazon4252 27 дней назад

Paying for a rental property 100% in cash does not make sense. That’s one statement Dave did not address in the social media bit. 99% of people cannot save 100% of the purchase price of a rental property. It would take a lifetime to save that much in order to buy a rental property

@motoryzen 26 дней назад

So you just assumed 99% of people on this planet or even in the United States of America cannot afford to pay for a rental property in cash. That is an idiotic assumption to say the least. We're not living in 1931. Yes I realized times are tougher than they should be. However know your exaggerating Saying that it doesn't make sense to pay for a rental property in 100% one cash payment versus being a debt to it is Assassin as saying that in order to get different results we need to keep doing the same things we've always done using all the same variables same tools and same methods. Get real There is a valid reason why Dave Ramsey's intro used to literally say quote where that is dumb and cash is King"

@motoryzen 26 дней назад

Of course I'm not saying that most people can afford that because most people cannot especially not in this country as crazy as prices and other variables are concerned are. But so many people love exaggerating something to make themselves sound important in an argument.. Facts..stick to the facta

@amireallythatgrumpy6508 26 дней назад

Buying a rental property AT ALL doesn't make sense dude.

@DarkWeb-69 19 дней назад

Ramsey 4 president

@justinmatthews9465 27 дней назад

Ofc your gonna do another money make over at 699 a ticket what a joke

@fabianmedina7145 27 дней назад

Relax people we already paying for a bunch of things you don’t even know about, at least you know what you are paying for this time 😂

@user-uy9ft8xk4d 26 дней назад

I like this guy even more... even completely sh*t on Biden. Trump 2024

@aliciasmith9768 27 дней назад

Ew Jade. She has no financial background and is so not qualified to sit up there with Dave. She paid off her huge amount of debt. Woohoo. We're all doing that. Jade is a fake.