I have started doing this and have decided to keep the subscriptions and other non-essentials beyond the 4 walls in separate accounts. By physically doing this, I can quickly adjust my budget if I need to. Thank you!
What do you do with the transfers to saving through the Every Dollar app? I have found that when I transfer funds from my checking account the app shows the withdraw & the deposit; do you account for the withdraw and budget for it or do you delete the withdraw?
