Do You Need To Be a Millionaire To Own A Supercar.... And What's The Point Anyway? 

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I agree with much of what you say. 40 years ago, I was a spotty teenager earning some extra pocket money, cleaning neighbour’s cars. One of them had a beautiful 911 (& two gorgeous daughters), while the gorgeous daughters remained unobtainable, I did promise myself, that “one day....”. 35 is years later, I was able to spec my own Porsche 911 (991.2, C2) to the exact spec that I wanted. I have used the car as a daily driver (certainly pre covid) and racked up 100 000km in it. I have loved every single kilometre. I still get a buzz when I drive this out of my own garage. But my very best experience was soon after I had bought it. I had stopped at a garage to buy some fuel and then I needed some supplies inside the shop. As I am a wheelchair user, I was parked in the accessible bay by the door. When I came out a young boy was posing in front of the car, while his mother captured the moment on her cell phone camera. I suggested that they could get a better shot if the lad sat behind the steering wheel. I knew how excited that lad was, as all us petrolheads have been that kid. He sat in my seat, and gripped the steering wheel, his fingers feeling for the paddles, his eyes were on stalks as he drank in the dashboard, and all the controls. I knew I was planting another germ of a thought. I gave that lad a memory. If I had known the family, then I would certainly have offered the lad a trip in it (but decided it could of been construed as a bit odd for a complete stranger to offer to take a child out for a spin. But he got his photos, and has his memories, his first experience of sitting in a sports car. Even while I reminisce about that day now, I get a smile from it, as the simple action made that boy’s day. What’s that worth, I don’t know. I also enjoy telling people that this car is the realisation of a childhood dream. I have worked hard, and like anyone had to deal with different adversities as they have come along. I have been a wheelchair user for the last 20 years (rugby injury), but I hope people see my realisation of my dream as an indication that even if a person becomes disabled, in essence, underneath, they are the same person, with the same hopes, dreams and problems as anyone else, but through a lot of hard work, a bit of sacrifice, a certain amount of recognised privilege, and a dash of luck, I realised my dream! It’s great, yes, I always look back at when I have parked, and it always makes me smile!!

Having two kids costs more than owning a super car. And no one says - 'you have two children? Oh my god you must be a millionaire!'

"Because, the internet is something of an echo chamber, more often than not." Great line!

To the people who say "why would you review x, y or z item when only rich people can afford it?" Because reviews are consumer advice and rich people are consumers too, whether you like it or not.

“Why do you need 7k horsepower and drive at 20mph?”...me: “we will never be friends”

Ahhh our R8 GT Spyder... sitting there looking so good!! And I'm definitely not even close to being a millionaire (yet)! Very grateful of Holmesdale Finance helping me pick the right package for me. Great service!

Spot on! You can absolutely enjoy a supercar at normal speeds.. The feel, sound, and how it makes you feel are equally as important as pure balls out speed. A very informative review as usual.

The 550 is absolutely timeless

When someone calls a McLaren a “Macca” I almost vomit. 😂

So it's just a promotional video for a car finance company. Don't get yourself int debt just to buy a car you can't afford. Live happily within your means or endure years of financial hurt.

This might sound a bit negative, but this channel is phenomenal. It might not have the best driving like chris harris, or the perfekt cinematic atmosphere, but thatsnot what where here for. What its got is your talking. You're reviews are so well structured and easy to follow and loooaaded with information thats easy to grasp and understand. Thank you for your videos!

BOTB just like all gambling, the house always wins! What an unrealistic way to expect supercar ownership.

I was lucky enough in my acting career to buy myself a 911 at 17 (‘99 Carrera). It was a stretch, but I restored it, it’s appreciating, and I’ve made lifelong connections and memories with it. A MILLION percent worth the risk

Avoid marriage/kids/divorce and you can certainly afford a supercar

17:30 hit the nail on the head James! So much joy comes from sharing the experience

lets face it , its "the oh blimey" fund thats the killer, and the fund that most people would struggle with

Good advice James, the car in my avatar (replica Cobra) sold a few years ago and my current weekend toy 2009 V8 Vantage costs me £300/year fully comp insurance, road tax is £500 and fuel would be a huge cost but remember you don't drive it daily but it will return 23mpg on a cruise. Do your homework, take your time, find a good independent specialist not main dealer, drive a few cars, spread your search net far and wide, get your chosen car inspected (mine cost me £90). I've got kids and they cost me more!! Those that state you can only do 30mph will never get it and are more then likely trolling you. Any car enthusiast who gets a chance to drive cars like these will immediately see the difference and believe me if your currently driving a tun of the mill car (such as my company Outlander) will not believe just how involving super cars can be. But of course if you want ease of use, point n press motoring then stick to your daily modern bore box.....like my outlander.

I get a lot of the same satisfaction from the 1964 ex army Landrover I've had for 40 years. It's got no roof, the windscreen lives on the bonnet and its driven regardless of the weather. It probably gets about the same MPG as your supercars and yes, I agree - sharing the experience is one of the great things about having it at all. Viva!

Stop smoking save 3000 $ EVERY YEAR

Absolutely not, I've owned super cars on a salary of £30k a year. Just depends how savvy you are with your money. A nice big deposit and some savings aside for the period of ownership and it's entirely possible and comfortably so. But if you try to do it with £10 in the bank it's not going to happen is it?

Fantastic video, I love these informational videos, genuinely very interesting and love hearing your opinions on the entire car world

You should do a video on the car rental market. I see so many people who have expensive cars, yet they do sub 2k miles a year. If you ran the numbers it would be WAAAAAAAAAAAAAAAY better for them to rent the car, do their 3-5 day annual hoon, then hand it back. No insurance, no upfront capital, no servicing, no tax. Yeah, you couldn't say you owned one, but you could truly say you've driven it :) Case in point on your video: That grey R8 - from Sept 2019 to Sept 2020 it did 96 miles. The white R8 - from May 2019 to May 2020 - 163 miles. Your Ferrari - from March 2019 to April 2020 it did 1 mile. 1 mile. (although well done for driving it yourself :) ) The Venturi Atlantique - May 2019 - July 2020 2050 miles. However from May 2018 to May 2019 - 305 miles

Man, I wish this stuff only cost twice as much in America. I hope Brits are grateful for how affordable lightly used enthusiast cars are over there.

Here’s to an even greater year for your ch in 2021! Stay safe and healthy Jayemm and viewers

Nice piece of work! I totally agree. You don't have to be rich, you just have to set your priorities.

In short: Keep dreaming, keep chasing dreams, enjoy your dreams come true!

Owners clubs and marque specific forums are also absolutely INVALUABLE if you're going to DIY your maintenance! Just be prepared to spend hours in the early stages learning which are the best and most dependable sources of information. This also helps in terms of researching the best models and years prior to buying your car!!

Enjoyed this vid mate & learnt a lot here! Good vid and happy 2021! 🥳🥳

I’ve had my supercar for nearly 2 weeks, an Aston Martin Rapide S, and you nail the experience perfectly. Especially in the minute starting at 18:00! I’ve had plenty of nice cars and currently own a 20V ur quattro, Z4 M Coupe, and traded a superb Carrera 2 manual 996.2 911 for the Aston. But the Aston is next level. The attention it attracts, and comments from strangers is amazing, and all positive. Definitely a new dimension to car ownership! I was looking for a DB9 when the Rapide S popped up - essentially a stretched more practical version of the DB9, and my choice was vindicated when I easily fitted the car seat for my 4 yr old granddaughter to take her out, although gutted when her only comment was "I want a ice block, granddad” LOL

Honestly, when I was young I drooled over the Ford GT, the Murciélago and the SLR McLaren. But then I realized at the end of the day, I'll never be able to afford even one of these. Personally if I had 60k or less to spend on a car, I'd either pick a Corvette C6 Z06 or a Porsche 997.1 Turbo with a manual transmission. Both of these cars are surprisingly practical, the Z for luggage and the Turbo if you have kids. If it had to be a supercar, I'd probably get a Ferrari 360 or a 2003 Lamborghini Gallardo.

you can have a lot of fun for not much money at all! I love affordable ~£10k cars but I've been considering a DBS or something similar however I feel like supercars are unpopular and I'd be disliked by a lot of people, I worry it might get vandalised I love special cars but I prefer to enjoy driving without the worries of devaluing a car or other people's opinions

Really enjoyed that. 👍👍✌Great video

Even for us that are not in the position to afford a supercar yet the fact that we get the chance to get taste of how these cars would make us feel and for free is truly great so thank you and keep up the good work !

This was very informative thank you!

Truly a breath of fresh air-- intelligent, witty and very practical information. Keep it UP!

Great advice Jay, keeping it real as always! :)

Excellent video, I needed this.

I love your philosophy of sharing and reasons for ownership of a super car. That is money well spent and gives pleasure to many as even those who don't own it can enjoy your enjoyment of it.

Such a fun and informative video, thanks 👍

Great video! Well put together! Really enjoyed the content!

A car is only fun if one can afford* to maintain it *to be more specific, this means to pay all the necessary bills of a specialist or main dealer without having to raise even an eyebrow. Everything else is a drag and most importantly a disservice to the car you neglect.

Enjoyed this one James, good content.

We make those assumptions in America too. Great vid Jay!

Funny I remembered a friend of mine who used to have a E46 M3 and once his business went a bit better, he got himself a 997 GT3. According to him, despite he drove more with the Porsche than he did with the M3, the yearly service costs at Porsche in Munich or even in Vienna were cheaper as for his BMW what was entirely service by BMW in Vienna. Good, this was around 10 yrs ago and he upgraded to the GT3 RS later what he still owns. The last time I spoke to him was this summer and he told me that the service costs for his 2018 3.0 TDI Audi A6 are more then for the Porsche and he always ends up arguing with people who won't believe him that. All the service is done by Porsche in either of the big cities I mentioned earlier and he is customer with both since over 10 years. But even as a newcomer he immediately was impressed by their support and the 'low' costs.

Brilliant video James. You truly put over what it means to own or be around such cars. The motor car is more than just a machine it is something that connects people, brings joy and we make so many memories with them.

Absolutely fantastic video, cheers.

I really enjoyed this. Loved the joy to others philosophy. One of your best yet.

This really helps and puts me closer to pulling the trigger on getting a super car, Thanks!

Great video Jay! Really enjoyed listening to your thoughts on this topic. Just to add a VW Golf R can still be exciting and have a nice car community behind it as my RU-vid channel has shown 👍

This video is very bad for my future financial health.

Thank you James really useful video 👍

I'd rather save the money and put it towards buying a better home. I guess that's just my priority. My 1.25 Fiesta is good enough.

Brilliant practical advice - more of this please!

I think owning a super car is a bit meh, these days. Who cares, they don’t look that great anymore, well maybe a Porsche GT3 but they don’t have the appeal or desire of yesteryear and you can get ‘old’ supercar performance in hot hatches these days.

Completely agree. Thank you for the great video!

My Dearest James, please make me a promise. Never degrade yourself with cheesy sponsor segues, you’ve been above it for so long and I appreciate it so much. Always continue you’re straightforward way Of doing sponsorships and such, if you’re going to have one the way you do it is best

Great video, the amount of people I have explained finance to is crazy for them to still discount it entirely and the fact that if you can afford to buy something outright doesn’t necessarily mean you should. I think the negative stigma attached to finance is reducing year by year, if you can’t afford to buy it out right but can afford the monthlys do it, if you can afford to buy it outright dont... invest the money conservatively for a 8-10% return and own the car for “free” ....man maths.

Excellent video once again, Jay. FYI, my next door neighbour owned a 550 M and it was absolutely stunning. Personally, I'm considering a Porsche 997.2 C4S. Keep up the good work!

Hit on so many great points in this video re finance, people using their cars, the genuine enjoyment from so many aspects. The list goes on! 2nd watch of this one now

Lovely video very good points 👍

Issue is with supercars is that today's hot hatches are actually much more fun to drive. On British roads an FK8 or Yaris GR are better in every way. Straight line, open road driving no longer exists.

Very very good and accurate advice 👍🏻👍🏻

Honestly.....I had my doubts about Jay Emm first time i watched,, How wrong i could have been, i love the variation in cars and the relaxed chilled feeling i get everytime i watch. My Dad comes over Christmas day and we flick threw previous videos, absolutely love the content. Keep it up.. all the best Dave and Dad 👍

I know your in the 100k sub range but your quality is a 1million sub range great videos man!!!

Couldn't agree more with everything you said. I loved my 355 but my 575M is a keeper. So beautiful to drive, even around town. Like you, I love looking at the car. One of the best Ferrari designs all time. A classic now. The power delivery is simply fabulous when you do get a chance to use it, but it's a doddle in traffic. Comfortable, superb driving position, it's simply a fabulous car. And at this moment in time a relative bargain for a Ferrari V12. Sure it eats fuel, but that's the least concern. Personally I think you under estimate the yearly running cost, but not significantly. And, like you, I get as much pleasure sharing my car as I do driving it. 😀😀

Very good overview of supercar ownership. I think the greatest value of owning one is the people you meet. I haven't owned a supercar yet, but I've met a lot of cool people just being in the Porsche Club with what are quite cheap Porsches.

Lots of good info and good points here. Personally I can confirm, you can totally own an exotic with a normal 9-5 (and a spouse who will put up with it). It's all about priorities and resourcefulness. For those who "don't get it" my analogy has always been to compare spending money on an exotic car to spending money on other forms of, let's be honest, 'art'. People will spend preposterous amounts of money on a painting and all that can do is hang on a wall. That 550, for example, is a sculpture, a painting, and a symphony all in one, but it also has the 4th dimension of giving you literal physical sensations that none of the others can. That and by driving it out in the world, you're sharing 3 of those four aspects with other 'art' aficionados with whom you share the roads. (The alternative of putting a Giacometti, a Monet, and a quartet playing Beethoven on a flatbed seems less practical than even the most 'useless Lamborghini).

This channel is so good! Discovered it a couple of days ago and I’m hooked. I own 1968 alpine a310, 991 GT3 and Tesla as my daily. Looking into getting into the Ferrari universe and want to buy a manual f430.

I'm getting ready to pull the trigger on a LC500. Next stop is to look at your review(s). Many thanks Jay, very helpful.

Thanks Jay I can but dream , your a hard worker and enjoy your content x

Great review Jay 👍

Why don't you teach people to only buy cars they can afford without getting into debt? Like get a 3 grand car that's repairable and learn how to do most things yourself. It'll make you really happy and you can go on holidays with your family.

"With great power comes great responsibility" is a line from Spiderman :-)

I just wish my dream car wasn't a Porsche 928 GTS Because if ever a car can be bought,but not afford to drive ,it has to be right up there.

With great power comes great responsibility. On point one liner once again legend

Some very good points James, the one regarding the 'cost' of ownership in particular - when you put it like that, it does put things in perspective! Regretfully, I won't be going out to buy a Ferrari just yet - Mrs G would probably divorce me ;)

Thank you for sharing your experience.

Really enjoyed this. Word of warning I would put out there to empathise a point you made... PPI is a must. As more people finance these cars, likely some people will simply be hit with a bill they cannot afford or haven’t been diligent putting their money aside... do not be the person to pay their delayed maintenance costs!

entertainingly and comprehensively explained. i have a lovely porsche cayman, and a mate has a nice transit van that was 10k more. I smile everytime i drive mine.

I really need to sort your lower valance out it keeps catching my eye I could have and should have restored it lol

Love your 550! Cheers from USA

I enjoyed this video as it says what many of us feel about cars and the enjoyment to be had from owning something desirable. In my youth my life was based around cars , car clubs, car shows and many many friends were car enthusiasts too. So these days as a more Senior Gentleman i am looking for an interesting performance car that is a reasonable price. So the sentiment in this video is applicable to me at this time. So many thanks for this video.

Yes. in UK, car ownership is essential but in HK it is luxurious. Owning an audi r8 with 4200cc+ displacement of engine costs you a much higher road tax, license fee and insurance. The price tag of the car in the 2nd market is only one of the factor.

Superb video there, I was pleasantly surprised by your porsche parts info. I've been thinking about a 996 with knowledge of it's foibles and feeling pressured towards a manual, but, as I don't really want it to drive around like my hair's on fire, maybe I should just look at a tiptronic. If it holds its value while I own it, ace, I've always wanted a 911 and even if it's a less attractive one at least it will be mine. Love the considered take on things, it helps to put things into perspective. 👍

Good man for driving the car and doing 6k in it already 👌 exactly as it should be. As I said to you before I ever never ever seen one in person so more owners need to get them out !

So say you pick up a £40k 2nd hand supercar. £2k a year warranty, £2k a year service budget. With current interest rates you’ll be paying £2k in interest per year servicing a £40k loan. Plus the depreciation will be something like £4K per year at least. So your total cost of ownership is around £10k per year (plus fuel and insurance)

Someone very perceptive once said “ if it floats, flys or f**ks, then rent it”.... 🤔

Great video man!

I'd still have the Ferrari 550, over the R8. I ❤ 90's cars.

Very good video jay, still dreaming about my Morgan

There's a guy who owns a Ferrari 250 GTO and actually raced it at Goodwood Revival a couple years back. Enzo Ferrari always resented that his racing was financed by selling cars to wealthy non-petrolhead playboys who wanted status symbols. While this man no doubt had substantial wealth, the fact that he saw his car as a racing machine first and a luxury good second would have made old Enzo proud.

Nice one Jay. Your dialogue/content is (as always) very good, I’ve often thought that if it was transcribed directly into the pages of a car mag it would read as well as it sounds. That puts you into exclusive company in my opinion- so we’ll done sir, you are an excellent motoring journalist for the modern day. Talking of bargain performance cars if we may for a moment: Jaguar XK/R 4.2 X150 series. As you know a good one can be had for less than £15k and they won’t lose much value if you care for them. Depreciation is normally the biggest motoring expense. They are great cars.

If you have to pay finance, you can't afford it. 😂

Superb video

You’ve got me thinking jayemm , I’ve been a Ferrari obsessive since a child snd feel I need to own one before I die. A 360 is my realistic aim , I’m off to do some man maths and speak to your finance guys tomorrow 👍

Great video!

Great video! It’s really not as expensive as some make it seem...and well worth the enjoyment. Less depreciation if bought right

"made of unobtainium" brilliant 🤣😂🤣😊

Great video James, agree 100% with your view! Question, I'm thinking of buying a second hand Maserati Granturismo, I wonder if you can recommend someone who could inspect it before purchasing it and some reliable company to issue a good warranty? Cheers!