Does This Make Me A Spoiled Brat?

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Does This Make Me A Spoiled Brat?
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5 июл 2021

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Комментарии : 365

@TonyTorzido 3 года назад

My dad told me college was gonna be all me. He said he'd help if I really needed it, but told me not to expect anything huge. So I made sure not to get get too much debt lol. Thx dad.

@AnOriginalYouTuber 3 года назад

Wise father.

@saintmichaelgrayson9641 3 года назад

My mom did the same thing🙌🏾🙌🏾

@laurao8099 2 года назад

That advice had got to be given out to parents everywhere . As long as they can follow through with it.

@Je.rone_ 3 года назад

I try my best not to rely on the kindness of others, even when they promise and even when they're my parent

@crazeekids9744 3 года назад

Exactly. There’s almost always strings attached.

@codenameexoliby6020 3 года назад

My dad did the same thing to me with law school. I didnt want to go die to cost and he promised me he would pay if i went. I went and graduated top 3rd of my class and now he wont help me pay it. Even though he promised to pay all of it. Pressured me so much to go, him and my mom. Guilted me everyday.. so toxic. The only difference here is my dad is an attorney, makes 200k plus per year and just wont pay it. Overbearing manipulative parents out there, listen up, Stuff like this is why your children want nothing to do with you when theyre older

@simsimmaa8343 3 года назад

Lawyers are trained to just win....not about right and wrong.

@karimbennett5651 3 года назад

Dad will throw the Federal Rules of Evidence at you and claim his promise is inadmissible hearsay.

@auemmjee 7 месяцев назад

I'm surprised you didn't get it in writing... That's pretty basic legal thought

@rs232killer 3 года назад

General rule, do not take advice on how or where to do something from people who do not have experience in that area.

@traceyreed9167 3 года назад

This is something that took a long time for me to come to terms with as per my parents.

@cutehumor 3 года назад

When you become an adult, it's hard when you realize your parents were morons, but they did the best they could.

@irrelevantideology9640 3 года назад

This made me chuckle.

@perotal 3 года назад

Most people are unfit to be parents. There you have it, bring on the hate 🤷‍♀️

@nmc1859 3 года назад

@@perotal lol no u r right 🤷‍♀️

@ricksanchezsflask8794 3 года назад

Not sure if I would use the word morons, but they had good intentions and they only wanted to help. You dont have to go to college just because they told you to.

@wread1982 3 года назад

🤣🤣🤣

@DemetriPanici 3 года назад

*Reads title…. Thinks “yeah probably”*

@Mr.Rogers91 3 года назад

Yeah definitely lol

@TheeMrsChampion 3 года назад

Because if you have to ask, you probably are.

@TheeMrsChampion 3 года назад

@Joshua Bailey key word *PROBABLY*.

@mannyjeanpierre4062 3 года назад

Sarah I went through the same thing. Pay it off and lesson learned sweetheart. Dont listen to people when it comes to YOUR OWN LIFE!!! All the best. I paid off 180k

@ZoomerAdvice 3 года назад

Caller: “Tell me I’m a spoiled brat” Dave: “What’s your annual income?”

@vickieclark5931 3 года назад

And sell the car. LOL

@shalandacampbell7314 2 года назад

And ear beans and rice, rice and beans.

@RonJohn63 3 года назад

"You are only allowed to go to *this* particular college!" LOLOL parents only get to say that if they're the ones paying for it.

@ew2645 3 года назад

I’d say have the conversation to make her aware but be prepared to pay for it yourself.

@divarenee8324 3 года назад

Dave I'm sorry serving the swell bread she's an idiot I pay for my own college with my own money I didn't have any corporate handouts yes Sarah you are a brat and a story sincerely yours diva 07111 Irvington New Jersey😐

@ew2645 3 года назад

@@divarenee8324 good for you?

@divarenee8324 3 года назад

Hey ew😇 Special shout out from Irvington New Jersey I'm 60 plus I'm gonna go back to school in September of God spares my life Sincerely yours diva Irvington New Jersey 07111PS please have a blessed evening in the Lord

@johnmartin4641 3 года назад

No. Sue the mom for fraud and breach of a verbal contract.

@plezilakay1214 3 года назад

Caller: Am I a spoiled brat? Dave: Sell your husband, rice and beans.

@buffaloben15golf88 3 года назад

Best Comment 😂💯🔥

@hollyd1392 2 года назад

@@buffaloben15golf88 I chuckled way too hard at this comment.

@johnyt09jt 3 года назад

Soooo... what part of you being mad makes her have money? 🤣🤣🤣

@nique7098 3 года назад

one of the biggest problems in this country is that we let children take out loans that will financially ruin them

@amberdalbec548 3 года назад

True🙌🏼

@moose1442 3 года назад

And that universities can charge $60k/year for a degree in underwater basket weaving....

@gmarie3053 3 года назад

The US is CRAZY. Things are bad in England but at least fees are capped at £9250 per year here

@doinky3 3 года назад

@@moose1442 and there are people stupid enough to pay for underwater basket weaving.

@michellebilodeau3882 3 года назад

Agreed.

@cutenobi 3 года назад

I love how Dave can go deeper with the conversation.

@teresaboykin4861 3 года назад

If your mom can’t pay it. You are still responsible for it. Just do it . Something things happen in life and we just have to deal with it.

@TonyTorzido 3 года назад

Her mom made a promise to force her daughter to go to a religious college school. Seemed like a lie to keep her from going to a secular school. Time for momma to pay up.

@johnmartin4641 3 года назад

No. She should sue her mom for fraud and breach of a verbal contract.

@ricksanchezsflask8794 3 года назад

@@johnmartin4641 so then mom has to go into debt for her daughter and the caller has to pay legal fees while also burning a bridge with mom? What good does that do?

@johnmartin4641 3 года назад

@@ricksanchezsflask8794 who cares about the mom? She’s a lying fraud and a con artist. The daughter is better off without her. The mom should’ve thought about that before she lied and tricked her own daughter into going to a school that the daughter knew she couldn’t afford on her own. That’s child abuse in my book.

@chukuemekaoje1015 3 года назад

The caller is NOT a spoiled brat at all. Her mother demanded she go to a specific school, promised to pay the loans, and now that the mother is realizing much she promised too much is now reneging on a promise. Sadly, the only option for the caller is to pay and we all take this as another sad story in this mess called the student loan crisis. DR and AO are completely right on this.

@Sizukun1 3 года назад

Yeah its still a little crazy the caller will be the first to graduate college, but her mom was specifying what to do and where to go as if she knew any better.

@aplanefliesabove 3 года назад

Use that anger as fuel. The loans are in your name.. So take some time, once the hubby graduates and come up with a plan. Focus on changing your legacy, and push forward. You know mom can not afford your debt. Parents LIE! 🤷🏽‍♀️

@lovingcareheatingandair6794 3 года назад

Careful how you judge your parents until you’ve lived long enough to understand your judgment. It’s so easy to blame our parents for our decisions.

@nervotica7991 3 года назад

That's one way to put it, but some Parents are just narcissistic, mean & grumpy. And the sooner we identify this, the sooner we get out and on with our lives. The Lord even has a hand in that too...

@lovingcareheatingandair6794 3 года назад

@@nervotica7991… scripture also says honor thy parents and thy days will be long. Sure we can’t pick our parents, but we should always be grateful in the things they do. Especially if you’ve never been in their position. It’s easy to pass judgment until you are in one’s position. Even if your parents are not wise and you’re blessed to be… don’t pass judgment on them. Thank our father for wisdom.

@nervotica7991 3 года назад

@@lovingcareheatingandair6794 - or the things they DIDN'T do. Your problem is you don't realise i agree with you. Even in TOTALLY unfair behaviour, there's a blessing on the other side. I know how Joseph must've felt.

@lovingcareheatingandair6794 3 года назад

@@nervotica7991..went back and reread and completely agree with you.

@auemmjee 7 месяцев назад

@@lovingcareheatingandair6794scripture also tells you not to vex your children

@DebtFreeDad 3 года назад

Love the titles where I don't know Dave's answer off the break.

@bighands69 3 года назад

There is an old saying no point crying over spilt milk. Her boat has already sailed and she needs to now work with that boat and make sure it is plain sailing.

@Randyroze69 Год назад

“Does your mom have a lot of money” “No, no” “Ok soooooo what part of you being mad at her makes her have money” Sounded like a line from Beavis and Butthead😂

@georgenannette6754 3 года назад

We owe our parents SOOOO much. My mother did something similar different situation. I regret crying to her demanding her promise. Please just forgive, forget and just pay for it.

@auemmjee 7 месяцев назад

Speak for yourself 😂 a lot of parents systematically destroy their kids.

@jaqueitch 2 года назад

Lady, you got the education. You are responsible. Stop going through life blaming others

@JustinPulliam 3 года назад

My parents manipulated me regarding higher education and student loans too. Of course I’m stuck with the consequences. That’s life. But a discussion about parents influencing adult children should be had.

@edhcb9359 3 года назад

Were you an adult when you went to college? Maybe a conversation about not playing the victim should be had.

@edhcb9359 3 года назад

@Joshua Bailey His point is that as an adult he was victimized by his parents. They “manipulated” him into going to college. In reality he was all for it until the bills came and now he cries about it. Sounds like you are in the same boat?

@dimi8069 2 года назад

@@edhcb9359 you would need to understand how parental manipulation affects a child's development to understand why an adult would make this decision. Maybe you were lucky enough to have good parents? Don't judge what you are lucky enough not to understand.

@edhcb9359 2 года назад

@@dimi8069 I understand that some people are born with a victim mentality and some are taught it. I am lucky that I wasn’t genetically predisposed to having a victim mentality and that my parents didn’t teach me that way either.

@fkillah 2 года назад

@@edhcb9359 preach 👏 self responsibility gets thrown out the window because this society teaches you to be a victim now

@Kittycattnatt 3 года назад

Just pay it back yourself. You’re the one who went to school.

@user-jy7yw5kw3w 3 года назад

Ask your mom for beans and rice, then you can put more towards the loans. Negotiate

@DebtFreeDad 3 года назад

Okay you were young and naive but your only option is to pay it off.

@dane2322 3 года назад

Honestly iv been in this same situation. Do you really wanna rely on her again to pay off YOUR debt? I would just pay it off yourself.. it sucks and it’s annoying cause you trusted your mom.. I’d just forgive her and move on but I wouldn’t rely on her for things, doesn’t mean you don’t love her or anything. Just take care of yourself Sorry that happened

@jimroscovius 3 года назад

If your mom can't pay it, you pay it. You will have the income. It's that simple.

@gamingnguitar4527 3 года назад

Totally agree, but in a way I understand her frustration. Her mom could have helped get her a better start. Maybe don't encourage your kid to go into debt because a private Christian school is what you want

@johnmartin4641 3 года назад

No. The mom agreed to pay. Sue the con artist for fraud and breach of a verbal contract.

@jimroscovius 3 года назад

@@johnmartin4641 Yeah, right.

@jacobg8640 3 года назад

@@johnmartin4641 First, good luck with that. Even if it was in writing, a promise like that isn't enforceable without consideration from the daughter to exchange before the agreement was made. Second, a court can't magically make money appear in the mom's checking account.

@johnmartin4641 3 года назад

@@jacobg8640 then then mom belongs in prison if she can’t pay. If a legal document is signed under false promises and the basis of fraud, then it’s null and void.

@yayyareaa2997 3 года назад

I thought this caller was like 35 😂

@pep590 2 года назад

yes, she does sound older for sure.

@greekgirl9897 3 года назад

NO, NO, NO! If mom is going to suffer forever financially then NO. Forgive your mother, pay your debt, and thank her for pushing you to work hard and take care of yourself!

@fancycavegaming620 3 года назад

That was great advice Dave.

@CaseyBurnsInvesting 3 года назад

Lately Dave hasn’t been better than he deserves. I’m getting concerned.

@UnderDog1911 3 года назад

...and the rest of us are getting bored with you trying to use this repetitive comment as coat-tail, freebie advertising.

@innocentrage1 3 года назад

He's already a multi billionaire. Trust me he's more than he deserves

@RealGalaxyGamers 3 года назад

@@innocentrage1 Try quarter of a billion

@Tunechi65 3 года назад

@@innocentrage1 who lied to you about his net worth

@tiffanyyllera5977 3 года назад

As of 2021, Dave Ramsey's net worth is approximately $200 million. He is an American radio show host and businessman from Tennessee. Ramsey is best known for the syndicated radio program, 'The Dave Ramsey Show'. He has written numerous books including five The New York Times bestsellers.May 18, 2021

@coloursoftherainbow8399 3 года назад

This woman needs a heart how can you let your mother pay for a loan until she dies that solely you benefitted from when she doesn't have the money to pay and you are increasing your income. Maybe she made a mistake but you can't hold her to this because of that.

@samali6066 3 года назад

You took the words out of my mouth. It baffles me how some children grow up to be so heartless entitled brats.

@MillionaireMindsetClub 3 года назад

Way too many calls on student loans!

@briancross6620 3 года назад

Way to many people needlessly taking out crazy amounts of student loans

@Datnigromeo 3 года назад

@@briancross6620 well we can blame our parents and guidance counselors in schools along with teachers that told us that it would pay off. Then saying the return on the education would open bountiful opportunities and such so you take them and now in too much debt.

@stevenporter863 3 года назад

@@Datnigromeo Exactly. Teens look to teachers and guidence counselors that that think expensive college is the answer to all life's questions - not even considering the awful ROI.

@aurabless7552 2 года назад

is almost like were in the midst of a student loan crisis

@hilo6487 3 года назад

Anthony looks like he wants to be anywhere else in the world but there.😂😅

@MrMustangrick 2 года назад

Yea he checked out long ago and then left Ramsey.

@MrBrewman95 3 года назад

Physical therapy is seriously the most overrated health study. Expensive tuition, low starting salary of about 70k in most places and over saturation of many graduates which will lead to lower wages. Don’t do it! I’m glad I didn’t.

@MP-nj1qy 3 года назад

Amen to that

@faizaikram5239 3 года назад

My husband makes 160k a year and is a home health based physical therapist.

@michaelweyenberg6238 2 года назад

Anything in healthcare makes a killing these days. Other than Chiropractor.

@angelwings1 3 года назад

Dave is a good counsellor x

@silvajuani 3 года назад

Just pay it off. Mom wanted the best for you. Why because she loves you. You both didn’t know any better.

@auemmjee 7 месяцев назад

You're making an assumption. There's no logic in thinking that an expensive Christian school was what was best for her daughter but then again, religion isn't logical. Sounds like she valued religion more than what was best for her daughter.

@grantlowary9534 3 года назад

Never understood this “legacy to graduate college”. Most people don’t need college! Lol

@Mr.Rogers91 3 года назад

25 seems about right age we realize that out parents aren't as smart as we thought they were. We're all just kinda figuring it out as we go

@numi8985 3 года назад

I thank my mom for not pushing me to uni or college, she let me decide what to do with my life with the exception that I get a good degree that will give me a job and not debt

@Mr.Rogers91 3 года назад

@@numi8985 me too. My mom encouraged college but allowed me to make my own choice. I didn't like the idea of taking out loans for college which is the way we're taught to pay for college. I ended up with a phenomenal career that I love doing with no school loan debt.

@familyof5 3 года назад

Is not that they are not smart. They are sometimes misinformed.

@auemmjee 7 месяцев назад

@@familyof5some of them are not smart

@leszekkot3373 3 года назад

Who’s name is on the loan? Start paying it.

@shola7987 3 года назад

When Dave doesn't know where to start he asks ..what's your household income. I'm gonna start doing that to people lol

@TimeisUp22 3 года назад

That long pause took me out! 😆🤣

@roolyfe 3 года назад

Lol 😂 so true!

@rebeccaflagler2629 3 года назад

Why do people think everyone should pay for their life ?

@pep590 2 года назад

No telling about that general question. But what do you think about this particular call?

@chrisstaub5880 2 года назад

Nobody thinks that, it's just expecting people to keep promises that they made. If you don't want your children to expect you to pay for your college or whatever, don't say that you will.

@johnrandom3903 3 года назад

When in doubt, just remember to ask “What’s your household income?”

@vashtibascombe701 3 года назад

I agree with Dave on that.

@sootfoot 3 года назад

Pay the loan you signed for. Simply put.

@johnmartin4641 3 года назад

That loan was signed under the basis of fraud. She only signed the loan because her mother lied and committed fraud. Her mother agreed to pay. That’s the only reason she agreed to sign the loan. She needs to sue her lying, worthless, con artist mother for fraud and breach of a verbal contract. That will take the responsibility away from the caller and force her mother to pay like she agreed to and like any decent parent would.

@pmeehan_3 3 года назад

Wow. Not very nice comments here. No empathy. The caller took out the student loans. She was 18. Her mom said she would pay. The caller has every right to feel mad, disappointed whatever. She should have a conversation about this with her mom. When you make promises to people keep them. Especially if you're a parent. Be big enough to say no if you know you can't or won't.

@rdillon517 3 года назад

Who signed the loan papers? There's your responsibility

@TheShahZAAM 2 года назад

exactly. your 18. not a kid anymore. its ur fault, own up to it

@comment_account2343 2 года назад

actually the mom signed her share of the loans. She is asking the daughter to pay the parents loans, that she took as a way to tell her "see you won't pay more for going to the college I want". Now she wants the daughter to pay the difference back plus the interests.

@pep590 2 года назад

@@TheShahZAAM Yeah, because 18 year old's understands everything about school loans and paying it all back and what college to pick and all about life. Her mom pressured her to. Are you the mom by chance?

@bones549 3 года назад

Yea id pay & forgive. I would say that as you age you you will value precious time with your mom. Mines been gone 30 years i would pay your loan off if it meant I got to hear rer voice again

@AnOriginalYouTuber 3 года назад

There might be more to this story from her mom's side.

@sarahdez1 3 года назад

I miss the time when Dave was the only one answering the calls 😌

@oaoskey6051 2 года назад

Nothings changed.

@shalandacampbell7314 2 года назад

All of Dave's co-hosts echo him so I don't see the difference.

@edhcb9359 3 года назад

Doctor of physical therapy has one of the worst ROI’s of any degree.

@amyrussell860 3 года назад

My question is fhis-does the state they livd in require it? For awhile, my state required a doctoral degree to be a nurse practitioner and it had to be obtained even if currently licensed. It was later rescinded.

@edhcb9359 3 года назад

@@amyrussell860 At least with an NP you get to make decent money.

@cutehumor 3 года назад

They are glorified personal trainers with a PHD. Yes, I have to physical therapy for ankle tendinitis. It was a joke.

@doinky3 3 года назад

Completely not true, work in private practice outside of big corporations and hospitals it can be very prosperous.

@doinky3 3 года назад

@@cutehumor you went to the wrong therapist then

@GavinCollins1963 3 года назад

YOU will have the income - YOU went to school and spent the money - YOU have the benefit of the education. Time for YOU to do the right thing and pay YOUR debts. It wasn't prison, it was college...... DUH

@johnmartin4641 3 года назад

That wasn’t the deal. That loan was signed under the basis of fraud. She only signed the loan because her mother lied and committed fraud. Her mother agreed to pay. That’s the only reason she agreed to sign the loan. She needs to sue her lying, worthless, con artist mother for fraud and breach of a verbal contract. That will take the responsibility away from the caller and force her mother to pay like she agreed to and like any decent parent would.

@GavinCollins1963 3 года назад

@@johnmartin4641 The daughter will reap the benefits and have the income for life. She needs to pay her own bill. Too bad if she was “forced” to do the right thing.

@maryjones6115 3 года назад

I disagree with Dave on this one. I say, the daughter should have a conversation with mom and ask her if she remembers promising to pay for the loan. I really think mom knows what she promised and is just happy her daughter is making $$ to be able to pay it off herself. She is banking on her daughter not saying anything about it.

@front331 3 года назад

The mom should pay for a portion of this loan if she wants to have any relationship with her daughter, but like Dave said this is a pattern and this relationship has already been damaged, so maybe daughter and husband knock off this loan and stay as far away from this mother that any daughter could.

@jant4385 3 года назад

Dave is right. Legally her mom doesn't have to pay a dime.

@macummings7818 3 года назад

Dave explained his reasoning - Mom HAS no $$ and she's HABITUALLY inconsistent but means well. Save the relationship first - earn the education, make the money, pay off the loans. Lesson in maturity.

@rocknjock872 10 месяцев назад

There isn't an opportunity to not accumulating more debt from school. She said he has 3 months left. He already began his last semester so the full amount is already borrowed and signed for.

@johngonzalez6690 3 года назад

Why can’t the mother help out with some of it?

@nmc1859 3 года назад

I think the caller wouldn't have the overall life she has if she didn't attend this college. The good or the bad. Her mom sent pay it and she has to move ahead

@blackspiderman1887 11 месяцев назад

Her mother had a good intentions but lack of knowledge.

@jameswalker5645 3 года назад

I can relate

@alexanderyancey7670 2 года назад

1. I would have asked if she met her husband there? If so, that should temper her being upset about goingbthere. 2. I would have told her she needs to be honest with her mom about how she feels. Letting those feelings fester will grow worse even if she does pay iff the debts. Unresolved anger is very harmful. Assuming they are both Christians, follow Matthew 18.

@carloswithac 3 года назад

The sly self-promotion in the comment section always makes me laugh... 😂

@Lon1001 3 года назад

After high school my grandparents offered to pay my college tuition and a monthly allowance if I attended a specific private Christian college... thing is I had applied to and was accepted to several others that had course offerings I was interested in. I discussed it with them and asked if they would still help if I chose a different school, but they didn't offer a dime. They said they talked to their accountant and they would get no tax benefit that way. I love my grandparents deeply and have a good relationship with them, but this soured it pretty badly for me. They tried to convince me it was a gift but it really wasn't.

@lynettepettitt655 3 года назад

At least you recognised it. It's can form of manipulation, when there's strings attached, but not always. They're within their rights/boundaries to offer something with conditions. You're within your rights/boundaries to say no. The issue is often we learn these lessons the hard way because we lack life experience.

@fhuber7507 3 года назад

Bad advice is all too common. You do not need a degree to get a good job. You especially do not need to get your degree in the most expensive way possible.

@John3.36 3 года назад

If it's not on paper, it didn't happen.

@bryces2898 3 года назад

Just get tough and pay your loans no excuses

@johnmartin4641 3 года назад

That loan was signed under the basis of fraud. That is a legitimate excuse for not paying. The law says so. She only signed the loan because her mother lied and committed fraud. Her mother agreed to pay. That’s the only reason she agreed to sign the loan. She needs to sue her lying, worthless, con artist mother for fraud and breach of a verbal contract. That will take the responsibility away from the caller and force her mother to pay like she agreed to and like any decent parent would.

@juanl1999 3 года назад

I don't think this was malice. In reality it's her loans and she needs to pay them. Mom doesn't have the cash for it. Going to college in her mom's day was the road to success. Not so much anymore if you just pick something to pick something.

@xJayhawkFANx 3 года назад

Ignorance is bliss.

@bigblue4364 3 года назад

"I just didn't even think of my student loans being part of my debt." Well... that part made me a little ill to be honest.

@nicolab2075 3 года назад

Why? Her mum had said she'd pay, that's why this person called in.

@bigblue4364 3 года назад

@@nicolab2075 I'm sure the bank will totally be onboard with that... You sign your name to a debt, it's yours, period. Sucks that her Mother's word is apparently not worth much, but still her debt and her responsibility. Kind-of an entitled mindset to figure that your parents will still foot the bills once you're a married adult.

@nicolab2075 3 года назад

@@bigblue4364 Well, yeah, but she didn't sound entitled to me. I think she was young when it happened - 18 probably - and she took her mother at her word. I think maybe it's just dawning on her that her mum isnt that reliable, and this debt is just going to be hers. It's a bit of an issue I think because she was so young,and maybe it wasnt her first choice of college.

@bigblue4364 3 года назад

@@nicolab2075 I don't think that we will ever agree on her level of responsibility or entitlement in this, and that's okay. We can agree that the mother shouldn't have offered something that she didn't intend to go threw with, but we never did get the other side of the story, I have a feeling that we're missing something here. Either way she's now 25 and married, at what point do the parent(s) stop paying? 30? 35? 40? It speaks very ill of our education systems that "Oh she was just 18" is an excuse after at least 13 years of "education" You'd think that the students would be more prepared to enter "the real world".

@nicolab2075 3 года назад

@@bigblue4364 Oh agreed, we dont know all the facts, just speculating. I'm not saying parents should pay kids' college loans at all. I just think they shouldn't SAY they're going to, however casually, unless they plan to actually do it. I'm not paying my kids' loans in fact, but here in the UK student loans aren't the same as in the US.

@cusackak 3 года назад

This is what happened to both my husband and I. Our parents regretted not going to college so they pushed "go to a good school, major in anything, that's all you have to do to get a good job". We're doing fine, but could have gone to a less expensive school with less student loan debt and turned out the same. Of course then we wouldn't have met each other. :/

@joeriveracomedy 3 года назад

Pro tip: write down your income before calling. Death taxes and Dave asks your income.

@elianah8803 3 года назад

46K for a private, college education? What are you complaining about? Your education, your future, your debt, you pay. You’re grown. Be happy you had the opportunity to get an education. Geez.

@Gamingtv23658 3 года назад

Part of the problem. That doesn't justify outrageously expensive tuition and higher education programs.

@elianah8803 3 года назад

@@Gamingtv23658 completely agree. However for 46K, she got a great deal. Instead of being angry at her mom, she should focus on getting a return on that investment (put that education to use with a job or jobs) and pay off the loan. My goodness, the entitlement is appalling. She mentioned attending a private Christian college. Apparently she didn’t learn “honor your mother and father” which she could have learned for free by reading a Bible in a hotel room. She did learn one thing though, she is a spoiled brat. On that we do agree.

@Gamingtv23658 3 года назад

@@elianah8803 Now I only went to two year, but I had pell grants due to certain circumstances, so I was (very) fortunate to be able to finish school without a cent of debt/ without paying for anything.

@auemmjee 7 месяцев назад

@@elianah8803the Bible also encourages people not to vex their children. Also, private schools aren't necessarily better than public schools. Often their entrance requirements are lower than public schools. In the town I'm in, people go to the local private college when they can't get into our Big Ten university, which has a much grander reputation and is three times cheaper for in-state student than the private college is.

@hokinsont3681 2 года назад

She decided to go to College. Its her responsibility, even if her Mom is not able to pay. I went to College and paid my own way because I new my parents weren't going to pay for it.

@christinebutler7630 7 месяцев назад

You mean "knew".

@lionelhuts875 3 года назад

The difference in the quality of responses between Dave and Anthony here shows why I am nervous for the future of the Ramsey Show. Anthony's answer to the caller is very surface level. Indeed, he answers the question asked. But Dave's experience shines here, where he goes deeper into the situation and likely made a difference in this woman's relationship with her mother. If Ramsey Solutions were a public company, and I were an investor, I'd be selling my shares seeing DR's impending retirement.

@philipgerry5228 3 года назад

Dave is setting up an ever increasing income. He’s hiring people to pick up the ball and run. His people are getting more experience as they work for him. They should make the company more valuable

@lionelhuts875 3 года назад

@@philipgerry5228 I understand the plan, but I don't think it's working. The new folks should have enough experience by now to at least be jogging. They've picked up the ball, but I don't see any running in sight.

@silverroku 3 года назад

Just ask your parents firmly if theyre going to cover it or not. If not, move on and get gazelle intense about paying off the debt. You got this. I would also be aware if you become resentful towards them. At the end of the day, theyre your family and no one has a perfect family.

@jamescadzow9545 3 года назад

Why is she so shocked by her narcissistic mother's reaction of trying to control her and manipulate her.. this is who she is who she's always been just let her go.

@joyaustin6581 3 года назад

It’s just one side of the story.

@comment_account2343 2 года назад

@@joyaustin6581 nah even Dave heard it. The mom was manipulating her to get what she wanted. She was afraid she'd lose control if she went to a regular college. Now she is using the loans as a way to control her, because she is escaping through marriage.

@pep590 2 года назад

@@joyaustin6581 yeah, because no one ever has a POS parent. Get real Joy.

@pep590 2 года назад

@@comment_account2343 You nailed it. Joy may be like that mom and doesn't like it.

@comment_account2343 2 года назад

@@pep590 ha ha it can happen. There is always some narcissit parent commenting on how it is tough when yourchildren abandon you after all you have done for them. or Joy could have had great parents and just doesn't understand how that happens.

@SuperDannyrulez 2 года назад

Wow thats pretty messed up if you really think about it. Mom said only way im paying for your college is if you go to this crazy expensive one. Funny thing mom is now not wanting to pay for it a couple of payments in. (a few years still counts as a couple of payments in the grand scheme of things) The daughter should've just refused having her mom pay and did it on her own. She'd be in less debt now. I mean thats obvious to us but for people out there in the future dont accept someone else paying your debt because it will never end well. My mom helped me with a few thousand and said i didn't need to pay it back and she constantly brings it up even though i do help her with money. The only way I'd ever get her to not bring it up is if i give it to her all in one payment.

@kekejefferson9219 3 года назад

She's a little ditzy! 🤣😂🤣

@cathyosullivan718 3 года назад

I would work hard and pay it off! I went to a City College but I would have loved the opportunity to attend a beautiful, private college.

@auemmjee 7 месяцев назад

Many private schools have lower entrance requirements than public schools. Pretty much anyone with decent grades who is willing to go deeply into debt can go to a private school.

@Neddie2k 3 года назад

Your mum can’t afford to pay the bill, just get on with it. Pay the debt and move on.

@augustinerubio2004 3 года назад

I would've liked to hear moms side of the story. I'm sure the little squirt left a few key factors out.

@Lon1001 3 года назад

perhaps, but if her mom coerced her to enrolling in a college she didn't want to, by offering to pay the costs, and now renegs on that is a broken promise made worse by the fact that those costs were more expensive than what the caller actually wanted to do. Yeah, I'd be resentful about it too and I'm not sure there is a flip side of the coin that would change that.

@pep590 2 года назад

Yeah, because no one has a POS for a parent.

@auemmjee 7 месяцев назад

She's more successful than her mother but sure, she's a little squirt.

@markbroughton5814 3 года назад

You borrowed the money, you got the education, your getting the higher paying jobs. If you want your mom to pay it or help pay it, then you should give her a cut of your paychecks. Just enough to wet her beak..... Never go against the family.....

@johnmartin4641 3 года назад

That wasn’t the agreement. The caller wanted to go to a cheaper school, but agreed to go where the mom wanted her to under the condition that the mom would pay for it. That’s the only reason she borrowed the money. Sue the con artist mom for fraud and breach of a verbal contract.

@FrancoisDaniels 3 года назад

Just pay the loan. It set you up for life.

@nickdiaz8484 3 года назад

Just pay your mom. I would give her what I owe and double it just to thank her.

@auemmjee 7 месяцев назад

Her mom didn't pay for anything. Her mom said she would pay for the loans her daughter took out.

@tnecnivo 3 года назад

If your parent willing/can afford to pay for it, you are lucky. But if they can't afford it, then you pay for it, its your college's fees. No one owe you anything, not even your parent.

@auemmjee 7 месяцев назад

Her mother shouldn't have promised to pay for it. My mother reneged on many things that she promised and so I ended our relationship. Can't trust people who just say anything without delivering.

@ianmowbray3284 3 года назад

Private school lol

@thelogicaldanger 3 года назад

Dave never asked whose name the loans were in. Likely both the mom and daughter's names are on the loans and they are both responsible for it.

@dabd8175 3 года назад

Nah

@stayathomemarine 3 года назад

This is why you done rely on anyone but YOURSELF

@user-wq7hw2ow9l 3 года назад

Old Polish saying - Love everyone, trust no one, and paddle your own canoe.

@bettertodie27 3 года назад

My Grandpa left his five grandkids (me included) an inheritance, but said we could only use it on college. So I obviously didn’t let it go to waste. I guess I was lucky?

@hidingzebrablocks5661 3 года назад

I'm betting she met her hubby at that school though. She should see the increased cost of that college, opposed to where she wanted to go, as a "finders fee" for meeting her man. Would completely take away any bitterness she holds towards her mum, and towards making the payments herself.

@syburd 3 года назад

Preach! I love this video. Shout out to first generation college students!

@pep590 2 года назад

Amazing that there are still some left.

@Michael-il5wd 3 года назад

parent need to stop promising to pay for college. Shut up and put the money in a 529

@susanbarnes9800 3 года назад

When you call Dave Ramsey, you know what questions he is going to ask you! Why do these callers say um, um, um, when Dave asks you how much you make, what are your debts.....

@Lapetak 3 года назад

What? You are not supposed to go to your mom. Just be an adult and pay that off. We are supposed to honor our parents, not remind them their parenting mistakes.

@johnmartin4641 3 года назад

That’s BS. She only agreed to take these loans on the basis of fraud. Her mother lied, committed fraud, and breached a verbal contract. The caller needs to sue her lying, worthless, con artist mother for fraud and breach of a verbal contract. That will take the responsibility away from the caller and force the mother to pay like she promised and like any decent parent would. A parent’s job is to provide for their children.

@auemmjee 7 месяцев назад

Ever heard of not vexing the child?

@spiritsofthesky 3 года назад

Your mother wanted the best for you, but gave you the wrong track for it. It's natural to feel upset as you realize that.

@Stewthecheesemiester 3 года назад

I must have missed the memo on parents have to pay for their kids college tuition. I moved out at 18, worked three jobs and paid for college. My parents had good jobs but didn't have enough or save to pay for my college. I understand she is upset but I say move on...parents are not perfect and make financial messes when you get involved with them financially as an adult! Big girl pants time...sucks but it is reality!