Freedom Debt Relief: 5 Things to Know (2024) 

Glad we could help! Let me know if you want to talk through other options!

Thanks, Freedom has definitely helped people get out of debt and is one of the largest firms out there. If helpful, would it be helpful to have a quick chat? If so, feel freeo to book time on my calendar: calendly.com/ben-tejes-ascend/free-chat?back=1&month=2024-01

Got it did you reach out to them directly? Or was this with FDR?

@@AscendFinance directly. Look to see I could get a loan. My credit score is bad

So sorry for the delay. What did you decide to do instead?

@@vha3742171what happened?

If you want to do it yourself you could start whenever. A firm would likely start once you are behind by around 6 months on payments.

Hey Adam, I have actually seen lawsuits for under $1000, which is surprising. I am not sure how common that is though, but just something to consider. Thanks - Ben

I am being sued for 800 dollar hospital bill

I am so sorry to hear that. What did you end up doing?

Oh my goodness, I am so sorry to hear that. I included a link to chat in one of my other comments. Hope to chat with you soon. Thanks - Ben

@AscendFinance I sign up this past Sunday with Freedom Relief program. With my debt ratio couldn't get a loan or consolidation. I scared that I may not get my credit score back up, and can't retire before I 70. Scared that my credit score will not come back.

I believe I just missed you! When you have time, please call me back or give us a call at 833-272-3631? Chat soon.

One of my credit cards was with my bank that has my house loan. My sister passed in 2018. I was paying her bills with Bank of America. We own half of a house. We couldn't open her estate due to her medical bills.

Oh gosh, I am so sorry to hear this. Let us know if there is anything we can do to help.

Hey, I wouldn't say that necessarily. I would probably say that there are some debt relief companies that don't go through all of the cons of debt relief.

But you don't trust Freedom debt relief right.

@AscendFinance This what I was told. They showed me the options that was out there and if I could qualify for. Debt counseling wasn't it because how much I owed. Bankruptcy could be just as bad debt consolidation. Well because of how much I needed, that wasn't a option. They did tell me about debt settlement and the downside to it. I went from hourly employee to salary. In one year. Didn't get a raise. For two years making same amount. I was two months behind on one credit card with Ciribank they wouldn't work with me. Then my Bank of America card interest rate went up. I make 3400 after taxes. Both credit cards payments was 1100 a month. I pay 865. For house loans. So I have no money at the end of the month

I'm so sorry that your income decreased that much and the debt seems like it caused a lot of stress. It depends on what your goals are when it comes to your debt that determine the impact/cons of either bankruptcy or settlement. Did you end up finding a way to deal with the debt or are you still considering all options?

We don’t generally recommend freedom debt relief based on what we know, but some people have seen success in their program.

They wanted to charge me fees up to 3500. That's one of my credit card balance Plus they can add court fees to your payback amount. I'm just going to hunker down and pay it off. You can lose over 100 points for up to year or more. It's not worth it if you plan on needing financing approval for car , house etc.

​@AscendFinance I signed up with them today. My credit score will go down if I can't pay my debts. So anyway I am in trouble

Why have these companies out there . How does our government let them be in business

Basically there no real help for people in hardship to get out of debt. That this company or others doesn't work.

Thanks for the comment.

Thanks for the message - Sorry, I do not understand what you are referring to. Firstly, Freedom has helped MANY people get out of debt, so we are not bad mouthing them. Secondly, we do not sell any other program. We do have a free calculator that you can take that does not require an email address (unless you'd like free analysis) that can help you compare your options. Finally, are you referring to the guarantee from the FAQs that says that Freedom will refund you if your program is more than your total debt amount? My question is why would a debt relief company enroll someone in a program to begin with when that may be the case where your total program cost would be higher than your debt amount. If you can clarify, that would be helpful. Thanks -Ben

@AscendFinance so how long if you in debt settlement can your credit score become better. Why if these companies out there if they are so bad.

Within a settlement program it may have a negative affect on your credit because the firm will make you fall behind on the accounts, after the program you can start rebuilding your credit though! There are so many companies out there but ultimately it is a business- some may want to genuinely help people out of debt, others may not, so it is important to do research! However, some programs may turn out to be very helpful for some people!

Lol, they have no guarantee! They scammed you! 😂

There is no guarantee, correct, but it definitely can work if you go with a good company.