Thanks for watching! As I mentioned, you can take our debt calculator here: tryascend.com/qualify/calculator/ytfdrf If you have any questions, feel free to give us a call at 833-272-3631!
Thank you so Much! You helped me tremendously!!! Will definitely pay on ny own and finish everything by next year! Not worth to sign for one of these debt relief programs and have my credit score lowered.
I just signed up with Freedom Debt Relief. I simply could not afford my bills anymore and got myself into about 20-22k in debt...was making 1k in payments every month yet literally only 300$ of it was going towards the principal. Month after Month. I simply couldn't catch up so i dunno i feel it was the right move instead of going broke :(
Thanks, Freedom has definitely helped people get out of debt and is one of the largest firms out there. If helpful, would it be helpful to have a quick chat? If so, feel freeo to book time on my calendar: calendly.com/ben-tejes-ascend/free-chat?back=1&month=2024-01
Hey Adam, I have actually seen lawsuits for under $1000, which is surprising. I am not sure how common that is though, but just something to consider. Thanks - Ben
One my debt in credit card bills is so high with interest that I can't afford. I been living from working an biweekly, then turn to salary. Trying to pay for my home and my dead sister debt. So what to do
@AscendFinance I sign up this past Sunday with Freedom Relief program. With my debt ratio couldn't get a loan or consolidation. I scared that I may not get my credit score back up, and can't retire before I 70. Scared that my credit score will not come back.
One of my credit cards was with my bank that has my house loan. My sister passed in 2018. I was paying her bills with Bank of America. We own half of a house. We couldn't open her estate due to her medical bills.
Hey, I wouldn't say that necessarily. I would probably say that there are some debt relief companies that don't go through all of the cons of debt relief.
@AscendFinance This what I was told. They showed me the options that was out there and if I could qualify for. Debt counseling wasn't it because how much I owed. Bankruptcy could be just as bad debt consolidation. Well because of how much I needed, that wasn't a option. They did tell me about debt settlement and the downside to it. I went from hourly employee to salary. In one year. Didn't get a raise. For two years making same amount. I was two months behind on one credit card with Ciribank they wouldn't work with me. Then my Bank of America card interest rate went up. I make 3400 after taxes. Both credit cards payments was 1100 a month. I pay 865. For house loans. So I have no money at the end of the month
I'm so sorry that your income decreased that much and the debt seems like it caused a lot of stress. It depends on what your goals are when it comes to your debt that determine the impact/cons of either bankruptcy or settlement. Did you end up finding a way to deal with the debt or are you still considering all options?
They wanted to charge me fees up to 3500. That's one of my credit card balance Plus they can add court fees to your payback amount. I'm just going to hunker down and pay it off. You can lose over 100 points for up to year or more. It's not worth it if you plan on needing financing approval for car , house etc.
Pathetic to bad mouth the most successful debt relief company Freedom when your trying to sell others debt relief with your own unproven program - Freedom only company with a gaurentee you forgot to mention that...
Thanks for the message - Sorry, I do not understand what you are referring to. Firstly, Freedom has helped MANY people get out of debt, so we are not bad mouthing them. Secondly, we do not sell any other program. We do have a free calculator that you can take that does not require an email address (unless you'd like free analysis) that can help you compare your options. Finally, are you referring to the guarantee from the FAQs that says that Freedom will refund you if your program is more than your total debt amount? My question is why would a debt relief company enroll someone in a program to begin with when that may be the case where your total program cost would be higher than your debt amount. If you can clarify, that would be helpful. Thanks -Ben
Within a settlement program it may have a negative affect on your credit because the firm will make you fall behind on the accounts, after the program you can start rebuilding your credit though! There are so many companies out there but ultimately it is a business- some may want to genuinely help people out of debt, others may not, so it is important to do research! However, some programs may turn out to be very helpful for some people!