Guidelines To Build Your Investment Portfolio Step By Step Guide 

Emergency fund is a short term investment. It must be safe, liquid at any point of time.

Ty sir. Excellent video. Was in UAE for 30 years, sad couldn't meet you earlier. Of course, your guidance is there always.

Emergency fund should be treated as hygiene and not an investment. Only then one can resist the temptation to chase returns. In case of emergency funds- capital protection is more important than capital growth.

Planning based on duration is traditional way. Most modern financial planners in western countries are planning nowadays based on cash flow expectations. Lump sums or regular cash flow. Lump sum is equivalent to short term & large cash flows is equivalent to long term.

Emergency fund should not be considered an investment at all... It has to be parked some in liquid fund, some in FD and some in normal savings account for immediate access

My perspective on Emergency fund is to have sufficient liquid investments that could very well serve for short, medium or long term depending on when the emergency would occur. But more than anything it is important to hedge all types of emergencies with insurance so that you don’t only depend on the emergency fund when the need arises.

Thank you sir❤️

Emergency fund should be Short term with revolving like auto renewable FD

Very good sir well explained❤

Good one, very informative. Thank you so much

Either escrow or emergency funds must be short term investments because of requirement for liquidity in nature.

Sir, Nice office

The answer to your query on emergency Fund depends on the age of the investor, to categorise between Short term and Medium Term.

Emergency fund must be in short term investment like FD because of liqudity.

Emergency fund should be invested in short term, because we can minimize pre-closure penalties.

Sir, why do you assume retirement is 60 years? These days, corporates fire people over 50. It would ve predent planning to assume conservative forced retirement age of 45 years.

Emergency fund no doubt should be in money market fund or FD

Can you make a video for how to make investments between the age of 45 to 60? Should we invest lumpsum in mutual funds for 5 years or 10 years when we are in our 40s?

Emergency fund should be short term as we don't know when you will need the money

Good one

Treat emergency funds as insurance

very short term and must be in liquid fund

Sir ,ULIP for long term will incur high expenses

Which ULIPs are good for long term investment?

Emergency fund can be put under short term

Thank you

Short term

Hello Sir, I am working in Qatar, I have an NRE account. If I invest through my account in mutual fund, will there br any extra tax while reselling my mutual fund? Kindly advise 🙏🏻

Hello Sir, many thanks for your help with information videos. I have a query..I am uk citizen and can I be a nominee of Fixed Deposit of my Dads or say Aunt’s FD. And will I be able to get the money moved to my NRE accounts say in case something happens to FD owner example in case of death. Thanks Dinesh

Emergecy fund Should be in liquid fubds6