How to budget! + get out of debt! (The SIMPLE WAY) 

This is amazing! Way to go, Chelsie!

Wow. Very encouraging! Are you still at that level with the inflation?

​@@Savannah-ed4rvi just wanted to comment to you that there will always be inflation. Sometimes its obvious, other times it seems in control (even when its not). Those more obvious times are easier to spot if you know your prices like the back of your hand. I am able to notice them more because i do grocery shopping online. I notice price drops and increases easily and adjust the list to my budget. I dont adjust my budget to my list. Idk if i was helpful but i wanted you to know that whether you are struggling or not that inflation doesnt have to break the bank. It just needs tweaking. Jordan is the best person to watch and follow for tips and i always revisit videos for refreshers or even a fresh perspective

🥰🥰

Exactly.. Thank you Jordan^_^

agreed!!!

I agree she needs rebranding for her blog & RU-vid channel

haha! Yes!

I'm so glad this helped you! Keep at it. You're going to go far with that dedication! 🙌🏻

It's been 4 years. How successful were you? Did you shine bright like a diamond?

U Will learn a lot here, our budget is getting better each day

Evan Bayarong 😂😂😂

Evan Bayarong I am broke too so I feel ya

See what I just posted, food hauls by Bobby Parrish

Lol! Jordan is amazing such great budgeting tips. And check out Dave Ramsey’s baby steps program!

Lol. Thanks 😜

Thank you!!

Yeah.. long intro! 😂

Your videos would have been so much better if you didn’t ramble so much in the beginning about nothing! I swear, people talk, just to hear themselves talk!

I was actually interested the entire intro

You are a great human being 💕

Subscribed to you,,hi🏖️

You've got this! 💪🏻

Ferchis Mena I wish I had this information when I was your age! I spent so many years blowing my money and not even realizing what I was doing 🤦

Good for you! 😃 I wish I was more sensible with my money when I was a teenager. I didn't earn much but I also didn't appreciate that what I earned was disposable income that I could spend on makeup and clothes and going to see movies with friends etc. I always saved but I wish I saved a lot more, it would have helped me so much! Now I'm 24 and all the makeup and clothes that I spent my money on are not even in my possession anymore. It's so important to think properly about what your money is going on. Stuff is not important, experiences with family and friends and saving is top priority by far!

Ferchis Mena it’s also great for you to start understanding budgeting/investing/saving at a young age so you can put them to use now!

+Alice Honey wow!! I know this is an old vlog that u commented upon, but please understand me when I say THANKS!! thanks for sharing this! my sis is just 17 has opened an acc and brought ur comment to my attention as a result of reading what u shared , it resonated with her in such a sensible yet genuine way she cancelled an order online from make up ordered from some line that's based in USA (we are in NE Scotland in a place called Forfar) but this meant we are hit with additional costs for importing tax or shipping etc this brings that £60/$110 actually reaches full cost of $175 with additional charges! instead she got the compact or palette whatever it was, in a good Brand product but one that's based in UK so no shipping oe tax fees in addition Later on, but fact was she is just 17 until she showed me ur specific reply comment (albeit from ages ago!) I would never have thought she would give Anything a first thought let alone a second thought ! this is a girl who has no regard for cost, not because selfish or tight, but because she 17, has no responsibility or ties that require her to think about £ or budget so the repetitive behaviours of asking again for this top or hoodie this night out or such and such im eyx

+Alice Honey wow!! I know this is an old vlog that u commented upon, but please understand me when I say THANKS!! thanks for sharing this! my sis is just 17 has opened an acc and brought ur comment to my attention as a result of reading what u shared , it resonated with her in such a sensible yet genuine way she cancelled an order online from make up ordered from some line that's based in USA (we are in NE Scotland in a place called Forfar) but this meant we are hit with additional costs for importing tax or shipping etc this brings that £60/$110 actually reaches full cost of $175 with additional charges! instead she got the compact or palette whatever it was, in a good Brand product but one that's based in UK so no shipping oe tax fees in addition Later on, but fact was she is just 17 until she showed me ur specific reply comment (albeit from ages ago!) I would never have thought she would give Anything a first thought let alone a second thought ! this is a girl who has no regard for cost, not because selfish or tight, but because she 17, has no responsibility or ties that require her to think about £ or budget so the repetitive behaviours of asking again for this top or hoodie this night out or such and such has a birthday party but doesn't want items for gifts so cash will be fine.... should me or my mam give her the reply "eh yeah sure pop out yo the money tree will u please?" I swear she'd say why ? when can go bank !!" I think it's common with youth who are used to everything best andfkash and bragged and shown on social media, every part of their lives are chaotic and is fast paced, instantaneous even for answers to Q with Google for eg and over sharing isn't just Rife, it is just the life they've lived with no alternative and know no different, its hard though esp for parents tryi ng best to live up to a life they wanted for their childhood and thus , their children get so much, its almost expected and truly becomes issue for many many families who try and instil values , respect and self worth abs high regard for themselves , alongside support love and encouragement from all family friends loved ones around them, voicing praise upon children for their core values, good heart,trust worthy , funny perhaps smart at this or excel in sport, just to lift that focus a little, from what is a heavily pressured life merely by existence, the social media thing will exacerbate many of those niggles with insecurity as it is, its best the negativity is minimal, as it MAY be social media bring out a more extroverted in ways, or build a drive for success so much so it gives focus and a taste for that lifestyle comes with rich successful business minds, it MAY well be what really drives them to excel, I say MAY as it is few and far between of those individuals , and many many of us are sooked in , and overwhelmingly so, that its unhealthy and many of us adults need to have a little reset and evaluate on importance of living life for that very moment,there and then, as appose to losing so much time gone,never to return, and its hard to catch urself in the moment it usually Is only upon reflection we can see that, sorry to ramble though ur comment was honest and did What few of us family have managed, in getting through to a 17 year old,so clearly and effectively. cannot say enough! so A simple Thanks really had to be sent your way for being so honest! x

God has really, poor taste. Oh, well, he invented KITSCH... TOO. !!

carlos sanjurjo what are you even talking about lol

God is great..

Amen!!!!!!

Don't diminish her work like that! It's HER work, don't take the credit and give it to your god. That's just so rude, if you actually think about it. It's no better than Mormons baptising Einstein after he died because he died Jewish. Oh, she tigths! Carry on 🥰

I make it work with $300 a month for two. I cook large batches of food and freeze them, so there’s endless meals for the month and onward.

I make $400/mon work for my family of 5 (almost 6) and that's with several food sensitivities and allergies. I cook from scratch since we can't eat most convenience foods. I am fortunate enough to have access to a variety of stores and am able to really price compare everything.

Amen! We tithes to and the Lord always provides for us.

nightowl 😂😂😂 that’s so me!

You should check out 7thHunnies and let them help you with any debt you have. They are very legit

Use excel sheets. A ton of apps for your phone. It makes it easier to keep track. It’s been very helpful for me, especially with summing and subtractions.

nightowl Bahahaha! 😂

Literally me rn

Very good info. On pay debt esp the 70%.

Smart!

Jessica Linn sameee that’s the hardest part we made some bad! BAD! financial decisions and it sucks cuz it’s like if we didn’t dig ourselves in the financial hole then it obviously wouldn’t be there sounds dumb but it’s true but it’s all about getting yourself out

Same girl same!!

Same here as well

Girl i’m with you!!!

Same girl same

Yay!! So glad it was helpful!

I am also a single mom. I'm glad I watched this!

Its hard

Not a single mom, but I pray things have turned around for you and your business it going well!

Do not give up lady! I respect and support single parents so much, y’all are the best ❤️❤️ It is hard now but you will be so proud of yourself once you start seeing the end of the tunnel, and trust me you will ✊

I know how you feel being in debt totally Sucks. I pray everyday that things get better and it will. We just gotta try chopping down this debt we have. I give you credit especially being a single parent doing everything on your own. Hoping for the best God Bless!!🙏🙏🙏🙏

God is so good!

You can do it Stephen! If you need help tracking your monthly expenses or paying down debt, check out the Mint app. it's free and automatically syncs with your bank account, so it easy to monitor spending

I urge anyone going through debt issues or any financial issues at all to go contact the great hacker Webghost! And make cool cash without stress within 48hours. All you need is to have a good bank account or credit card . Thgen count yourself lucky and blessed. Because cash out is real and 100%. contact webghost33@cyberservices.,com or text 470 231 5053

Good luck, as long as you stick to your plan and don't get discouraged you should be able to succeed.

Thank you for this!

CristinaTheGem go Cristina ! Ahah you are doing well, I wish you good luck in tackling your student debt 🔥

One year 31000 income but paid 26000 off in debt.... that means we are living off of 400 month.... where they do that at

You got this 💖

I’ve been a single mom since I was 16 and now all my kids are grown but I have two of my grandkids. Just have envelopes, check in with yourself weekly or have a budget buddy to help with accountability and stay focused. I’m willing to work with you remotely if you’d like. It works! I promise it does. Without this I’d have drowned in debt during COVID

You can do it, Lauren! We started budgeting in college, and it's SOOO helpful! If you need some ideas for easy ways to track your expenses, check out Mint or the Every Dollar app, both great, free options

Corey and Laura thank you!!

Happy to help! If you need more detail on each app, we recently posted a video on our channel that dives into all three. Enjoy!

Noori.Mansur how did it go?

Noori.Mansur how did your 9 month plan go?

I myself was shocked too.. I was wondering where the remaining 10% will go but At the back of my mind, i was hoping its for tithes. And it really is.. God bless u more for faithfully giving ur tithes..

Same here I was so amazed at hearing that. It’s also very important to us.

Dee Gonzalez what is tithes?

@@ricebunnymoon4624 That's giving 10% of your income to your church......it's not something I would do because I'd like to eat, but those with alot of money do this sometimes. I suppose those who aren't religious will go to "H-E double toothpicks" because they don't.

Kristi J thank you for explaining 💕 what is H-E double tooth picks... is it slang to eat? 😂

I'm in a little of a unique living situation. I'd be grateful for any advice.

Freedom 0131 Try 86%? That seems reasonable to me & I'm in a tight budget.

If you’re still looking for advice, do Jordan’s Budget Bootcamp (if you haven’t already). It’s free for the month of May and it’s fantastic.

OH MY GOSH I'm so glad you shared this with me, made my whole day! So proud of you!

Well done, you should be so proud :)

Awesome job!!

way to go!

Karla that’s awesome. I’m starting her budgeting and organizing systems tomorrow. I’m excited. I’m determined. Reading your comment just made the excitement even greater.

SheastMode same for me!

Me too! He wants the best for His baby girls!

Yes!!!! Same for me!

Me too praise God

This is what my church has been learning about budgeting

Way to go Chrystal!

How have you done?!

How did you get your husband on board? I would like him to watch this video so we can work together.

@Yaya, I'm really curious as to how things are going for you now? I hope life is being good to you.. take care ☺️