I'm £14,000 In Debt | FULL EPISODE | Spendaholics 

@@Cheirosa81😂😂😂😂😂 sheraseven!

he’s so annoying ew…

no, because he's a douchebag pos - and probably got another 3 in London

Lol he sucks. Seems like he wants to put zero effort into going to see her

@@miaomiaou_ he wants to ‘date’ strip club girls like what those finance guys do for lunch

It's really sad isn't it lol uni is a business

In Canada where I’m from, it costs me exactly 8 grand Canadian to go to uni this past year. That is, to live at home.

www.talkmoremoney.com/blog/blog-post-one-68tr9

lol mine is literally like 40 grand

At the end of my degree I will be almost 60k in debt.. And that is pretty much to work for the NHS for free!

David Gilmartin I'd always eat in the canteen, the thought that my parents would've otherwise paid for nothing is just horrible. I wouldn't want to waste their money

The total money she was wasting from not eating the pre paid meals was INSANE! £1200ish pre paid but she would 'save' £5k from not buying her own lunches away from campus..... thats over 6k on just food.....wtaf?¿

I'm in my 30s and working full time and I would eat there if it was free

@@dude988 Me too !

I knew a girl in college who was the exact same way. At this particular university if you lived on campus you were required to buy a meal plan yet this girl did not eat at the student cafeteria one time. I'm assuming that her parents were probably paying her way so she didn't care about the financial aspect.

marieki1 1840

It’s amazing how so many people in England look like that. The majority of people in my town can be split into two categories. Morbidly obese and miserable looking. Or possible meth addict with no teeth.

It’s the early 2000s thin eyebrows. Eek

I think she looks above average. You girls are just not used to looking at girls without fillers.

@@sarahb4401 and nobody knew how to take care of their skin back then like they do now

I will check that show out thanks for the recommendation. I really enjoy shopaholics

I'll check it out too 😁

Cherie Roatz binged watch all lf the episodes already! Highly recommended

And ‘rich kids go skint’ is another uk show with a similar theme. Check it out!

Love that show. Gail is amazing.

Marina O. Yep!

I prefer them to today's hairy caterpillars

Tip Top I respectfully disagree!

And now we all regret plucking them all out back then 😭

I like normally filled eyebrows, not too thin or thick

He was a weird guy. Face like a horse and all gangly. She could do so much better. If he wanted her in London every weekend and he's in a good job he could buy the tickets. But no, he's careful with HIS money!

Aw poor spoilt little Caroline.

exactly, what a narc

The guy next to her chatting at the Uni dinning....go for him! Hella cute and he was feeling her.

Gemm Furnier same 😅 Never again.

me to for twenty years lol

I went through the same thing. Eventually, after two years of just me travelling back and forth, I become drained emotionally and questioned the strength of the relationship as a whole

@@scream4depp for me it was different, I've been married, had my kids, divorced and no intention of marrying again. We have our own homes. I go on the weekend, or sometimes if it's just too much, I don't go. I've been doing this for 20 years but it was understood at the beginning. Twenty years seems like a blip believe me!!!!! It is definitely something to be considered if you are looking for a "permanent" relationship

Honestly, he could simply pay half the travel cost if he's simply "too busy".

With a guy as well ahha

I think she knows it too that’s why she was going to London every weekend to make sure she stayed in the picture

She's definitely not his priority. He's selfish and not trying to give way.

Me too

But then I got the impression that she dated him because he works at Merril Lynch...

I say he should pay them in full if he's refusing to go to her. 🤷🏽‍♀️ Unless the idea is hers alone

@@absolutelyridiculous6743 the pussy comes to him, he doesn't care. he doesn't look like he takes her seriously and she is afraid of losing him.

It seems that she is pursuing a relationship in which he is not interested. He’s giving her a fairly clear indication. It’s up to her to read the signs.

@@globalmuffin2 :/ did you have to put it that way

So he is supposed to pay her ticket AND her drinks AND the food she wanted AND her theater ticket??

Freddie Mercury glad she didn’t stay with her boyfriend.

@@AM09286 Working for Merrill Lynch, he probably wouldn't have survived 2008 with his job anyway.

Lmao.

Good to know, thanks. I thought she was lovely and the bf an ass.

You Fb stalkers are scary lmao.

He wants the sax

He has on the side, the strip club girls he has ‘dates’ with, with his colleagues on their lunch break

Well if they stay sitting in a cupboard collecting dust then what they cost is almost irrelevant. Unless they are popular pieces that could be sold online at a relative premium. But from what I could see she didn’t have any style, she seemed to like items purely because they are a named brand.

That was such a pointless exercise, she sold sell designer clothes for £4 but then goes and buys more clothes?? Why not sell on eBay use it to pay the debt?!

​@@DoraWinifredwas there really online-selling like now in 2000?🤔

​@@DoraWinifred Ebay was probably the only shop in to in 2000

It's now called "Girl Math."

Hahahahahhahahahaha me too!

Well, as long as it’s free! 😂

Yes, bin him. Bet he's seeing someone else when she's not there, at his age

Yeah he didn't really make an equal effort with the travel, when he has a lot more disposable income. Seemed a bit of a pratt to be honest

@@timl4257 Pratt isn't the word! Such an ugly old looking guy for a pretty very young girl.

@@jacqueline8559 I had a similar situation with a boyfriend...I traveled from Chester to London to see him every other weekend, which was £70 or so per trip. He never came to visit me and when I was in London he complained if he had to pay for anything for me. By the end, he didn't even make plans for us to do anything fun when I visited...I just came down to go to the supermarket with him and wait at home whilst he was at his expensive gym. Then one day, he went to the gym and left his i-pad at home, which was synced with his phone...and a message popped up from "Amy POF"..... I really hope Caroline dumped her bf. If he did want her to travel to see him, he could have at least paid for half the tickets.

Same

Same here

YES!! I do the same...or buy them at bargain shops, brand new with tags, at a fraction of the cost. I got a pair of boots from DSW for under $15 when the original price was $230! Yay clearance section!

Yeah me too. I've always been a student up till this year and youd think people would sharpen up like this. When you spend money what is it that you're really buying? Once you spend above the average market price for any item than it's not for function it's got a phycolocal reward. Airports are fascinating to walk through, the perfume section sell ideas...

designer clothes are often rubbish, a t shirt with an advertising logo on.

I keep thinking this watching these

Exactly!!

same here, and paid my mortgage off

😬😬

You deserve much more than that and I would get it for if you give me your number first. I’m a black man so if you don’t agree w/ me you are a racist Karen.

I spotted it too! Also never knew they were around that long!

@@WomanOnTopOnlinebirds of a feather stick together.. you both are racist Karens

Well he paid for all the drinks, the meal and the theatre tickets. I imagine if anything he spent more than she did.

Fredrik Svärd LOL

Best comment and so true

Savage... But true 🤣

haha wow i never thought of that, so the debt could be due to drugs lol

So true haha

I feel sorry for her husband already lol

'A brass Razoo!' 🤷🏻‍♀️🤣🤣

@@winterbloom8706 But she should not be shopping for me.

Can you blame him though?

Why - because he won't visit her, lol?

videofan1010 if he works at merril lynch he will be working 80 hours a week minimum

Its fine, people in the comments did some online snooping. She was young, did not end up marrying James haha

He’s just not that into her.

Very perceptive of you 😀

compulsive shopping was already a problem in victorian times only difference is credit cards hadn't been invented yet. but yeah the modern worship of celebrities, the rich and the privileged certainly doesn't help but that, too has existed all throughout human history in different forms.

Compulsive Schopping is a good if You buy quality and art.😊

Caroline has good taste

Absolutely Ridiculous: it was lovely when the children went to hug her. It would never happen now though.

Lona Hansen You make an excellent point. Dressing extremely well IS a job requirement for people in the fashion industry. This gal started spending too much, too soon, before she started earning money.

It was definitely the case for me once I started working in high end fashion. I became completely obsessed with labels. Though I was making over 850 usd a week I was practically spending it all back. Started working with animals and haven’t been so obsessed, though I still care a little bit about labels

I thought retail was dying why would you study for it

@@JULIAN8845 the degree she did doesn’t exist anymore, it’s now changed to marketing and management, I don’t think retail degrees exist anymore at all but management degrees still do for the management of businesses etc

Yep! I agree! Any kinda imagine conscious industry (fashion, retail, modelling etc) and I think anyone would be powerless to avoid getting sucking into that life.

Hola amigo

Exactly! Hopefully they gave it to some students

I’m sure the film crew ate it afterwards

And delicious

Well if her parents decide to do that that’s her parents decision

Middle class must mean somethung different there than it does in America.

@@bethoneybee What does it mean in America?

⁠@@WomanOnTopOnline It means not having your debt paid and getting a deposit for a house 😂

hairdresser my ass

Her hair is awful.

I know right! Makes you. Wonder why she bothered going on the show! I'd love to know how she is doing now though

She is a yoga instructor and web content creator. Is married with one child.

You have to understand that facing the negative aspects of yourself isn’t easy. Even though she may have reached out for help, in the beginning she might not have been as ready as she thought she was so she was defensive.

54 is definitely not too late! X

@@pumpkinpatch5 quite ... never too late to change everything ...

wrong sister 😆

Early noughties style was so heinous!

It would be super cute on a doll though .

@@hihowareyouthen not true she just has poor taste

A1 dude everyone has their own

Do you mean the one she made? Hideous. Most clothes were hideous then though.

Helga 7055 That was a rather telling segment. The “psychological coach” often fishes for a narrative that corresponds to a tidy model that he learned, rather than allow the narrative to come out organically and listen for its subtleties. She clearly felt pressured to go along with his technique when they were together on camera, but later resented having been pressured into it.

@@da__lang She can always say no or say she's unsure, even in front of the camera. It's not that complicated. Some people are just not used to voicing their real opinions infront of others.

A lot of women are socialized to appear agreeable, regardless of whether they agree with what's being said or done. They go and bitch in private later, lol.

@@da__lang interesting. but I think it also has to do with the British culture as well.

@@MaikaRose agree, it's such a British response to be totally neutral when you're actually pissed off

Bless This Mess I think she just wanted to show off to be honest. She doesn’t seem slightly ashamed at all at the complete waste of money.

Her parents probably forced her or said they’d stop paying for university, rent and meals

Because she is spoilt brat.

When I was a student I ran around with green hair and in rugs. Now, 20 years later, I run around with red hair and in rugs. Yet, I'm not in debt.

My faves too👍👍👍

And charity shops for me! 🙋🏻‍♀️

I’m not shopaholic, but I like Mango and H&M, so I save even more 😄

Yep, he was acting like Loughborough was a million miles away. Selfish arse

She’s In fashion. She has to up to date

I do like the idea of repurposing or selling them though.

Good point but it's more polite to put it as s suggestion than a direct order. 'Maytbe you could' to start a sentence is far more polite.

My favorite dress is a simple one from the 1930s. I paid $25 for it.

Right? They need to introduce minimalism and capsule wardrobe to these people. Clearly many of them have expensive taste. So perhaps instead of teaching them to buy one cheaper item they might not really like every month they can teach them to save for the items they do really like but have less of it

👏🏻👏🏻

Designer brands are a total rip off

yessssss like those annoying people calling their Birkin bags "investment" ridiculous people

Yes, most designer pieces are not investments because the look may be in in 10 years or so, but the details have subtlely changed, so your old version won't look so good. On the catwalks, some of the looks are great, but are totally unsuitable for most people's lives. The smaller designers and mid range high street often have wearable looks, better quality and prices. However, if you buy vintage designer at a lower price, you can tweak it by taking it to a tailor/seamstress. I think quality of materials and finishing really matter. Some designery expensive stuff is in and out for a couple of months. For me investment pieces are say cashmere jumpers in a simple style, or a classic trouser in good material. Jackets/blazers might last over years too. Put the best pieces away for a while and they come back in eventually. But people put on/lose weight/change lifestyle/change style. It's silly to spend a fortune on things you rarely wear. All of these clothes can be bought at much lower prices in sales and offers. My system is have a classic look for what you mainly do, and wear. Buy a few crazy pieces you love every so often, and keep them a long time. If they are really different, they will not go out of style. Find your own style and evolve it. I loved that Carolyn did so well as at first she was quite defensive, but then I remembered how young she was! At the end of the process she seemed like she had done a lot of growing up and was much happier.

I agree lol

She never wore the top though and had it a long time. Goes to prove trends don't last and you go off them (or maybe never really liked it). So, in a way, better she has money to buy the t-shirts that she will wear a lot. The mistake was already made when she initially bought the top she never wore!

I agree. There's this preconception that students should just eat pot noodles!? Where's that going to land you in the long run? Depression, anxiety, diabetes?

She had cooked meals prepaid for by her parents so didn't need to spend any money on food...

It’s not that they think she should live off beans on toast or whatever but there’s so many other things you can buy that will make more than one meal and would cost the same or less. As a student I buy a big tray of diced chicken that lasts a week to a week 1/2 with some other meals like pasta in between and the tray only costs me a fiver.

Yeah, it bothered me that they got mad about a tiny bottle of champagne. They realize students drink, right? And it’s cheaper for her to buy her own alcohol at the store than to buy it at a bar or restaurant.

radbu107 a bottle that you cant afford and pay with the money thats not yours?

I found her online! Shes married with 3 kids now!

I went to university same time. I'm 38. She is probably of similar age.

01a please share link! I'm curious!

ziannamc thank you! X

@@SnowyCountryChicken no although they look very similar. Her boyfriend on the show was called James but her husband is chris leek. facebook stalking or what lol

Yet she didnt stop this lifestyle, she enjoys it it seems from a follow up article.

@@family-peace-love oh no. I didnt know that. Hope she can get it all under control. She seems like she has so much potential :)

@@puneshasankar yeah she might be able to afford it as she now works in a job so maybe she just a spend a holic but can afford it (I still think it's a waste of money regardless)

my student debt is 3x her shopping debt and all I've been doing is eating ramen for 4 years

Golly that huge, why so big if you don’t mind asking

Underground Perfection it’s so expensive as uk fees are about £9000 per year for about 3 years. Plus maintenance which are about between £3000-£8000 per year

AJ Edwards golly yes it seen madness , lucky to say mine was all free so you never think of these costs , just to much for people to pay back .

Student debt in the UK is like a tax which is different from the US.

A fancy way to say "delusional"

Many

Truee

Never thought I'd see the words 'lavish' and Loughborough' in the same sentence!! 🤣🤣

Elizabeth Baker why does everyone have to be like you? I can’t relate as she is 30yrs younger than me and works in fashion - who cares? Diversity is life

@@1588chrissy way to miss the point!! 🤦🏻‍♀️

Many wish they had that option, but they don’t have to relate to her or anyone else’s personal circumstances. You seem to miss the point - the concept of having to relate is judemental in itself making a statement that her lifestyle is dismissable because it differs from your own. The point is to recognise differences but also to learn from the mistakes of others where you can as well as implement good behaviour/traits.

Nomadic Crier maybe i should clarify. I went to a community college with no cafeteria, no room & board. I paid the majority of my tuition in cash.All these people on this show have such a high standard of living for people that are living off credit lines. I would have loved to have those meals already paid for & included in my tuition but instead this woman chose to waste her prepaid meals to dig herself deeper in debt. I'm so glad i have no student loans.

More like €20K

@@smurfiennes I’ll be around £50k in debt once I finish.

90K USD for a STEM degree and a Spanish degree. 90% of it went towards tuition, housing, fees, and books. The 10% went towards travel expenses commuting for the last two years, and food.

That would be normal to say where he works. It’s a conversation starter

If I understand this, Carolyn's meals are all paid for by her parents so she doesn't even have to buy food.