If Only We Knew This Sooner We Could Retire Here On Social Security

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If only we knew this sooner we could retire here on social security.
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We break down what it would look like if you retired on social security now using the current numbers released. We will share what your accommodations would look like and what you can expect your life to look like while living abroad on social security.
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Опубликовано:

26 май 2024

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Комментарии : 162

@patsycathcart1 Месяц назад

Our son-in-law was rushed to Bumrungrad (sp?) Hospital for a serious illness. We flew over there for a ten day stay while he was there and were unbelievably impressed with his medical care. All of his health care workers were educated in the states… Harvard, Tufts. It was the cleanest medical facility I’ve ever seen and the cost was so cheap. They had to pay for his almost three week stay in a private room with a balcony, kitchenette, and couch when he was released. They would be reimbursed by their insurance company, I went to pay for his stay with a credit card and it was less than $2000! The care was exceptional.

@fs5775 Месяц назад

Bumrungrad is where it's at. Five star treatment and facilities for nothing. If I ever had a medical issue in US, I will hop a plane in US and go straight to Bumrungrad hospital in BK. Even if you pay for a last minute flight, plus the care out of pocket, it will still be cheaper than your deductible and you get a luxury vacation out of it too - massages, delicious food, beaches, etc.

@LawrenceStevens01 Месяц назад

I had dental surgery at Bumrungrad. Excellent care for a fraction of the cost in the USA.

@travelingtheworldretired Месяц назад

Love Thailand! As a 63 year old retired black American lady, I know how wonderful life can be living in an Asian country. You will never have to clean or do your laundry ever again. My husband and I are definitely considering living in Bangkok in the future. We will visit our family in America a few times per year, or they can come visit us. The lifestyle is like living in a dream.

@fs5775 Месяц назад

We are very privileged as Americans to be able to have these options. I used to be annoyed that I had to file taxes in the US every year as an expat. But recently I have been thinking that, it's often because of my educational background in US, work experience there, my native language etc that I am able to get such top jobs abroad and an "easy life" in developing countries so it's the least I can do. I have an "easy life" as a middle class person abroad (no longer possible for middle class Americans in US) but then invest my US dollars in Vanguard back home. A true privilege due to the accident of my birth on US soil. #gratitude

@Moving.To.Charleston Месяц назад

Yes, I agree 😊

@user-bg9em7ch6k 19 дней назад

I so appreciate (and share) your perspective. I never want to take any of this for granted, and I do my best to pay it forward.💜

@sonhuynh8222 Месяц назад

Currently 52 and planning on Selling the house and moving to Thailand next year. Will invest proceeds of the house sale to live off of until SS and 401k kicks in at 62.

@MrSamleu Месяц назад

you should look into the 55 rule, irs allows you to withdraw from your 401K without penalties if you separate from your position after 55. i do not want to get to deep into this on this forum but other rules apply so look it up. your 52 just three more years and you can access your 401k, just think about it 🙂

@realestatecoach8626 Месяц назад

At 56 sounds like a great plan.

@kimimacias736 2 дня назад

Love you guys! Thank you for sharing your experiences. Your detailed information is very helpful. Keep them coming. Safe travels

@nzrabbit77 Месяц назад

Incredible video. My wife and I are 45 and 49. Looking at doing exactly what you're doing. We are New Zealanders

@lisakelly5698 День назад

Love all of your videos. My husband is 72 and still working FT while collecting SS. We thought he may have to work the rest of his life because his SS and my salary is not enough to support us in the US. Now we see that we have other options. Thank you.

@nt6719 15 дней назад

Thank you for another good video with current information.

@chickyb4628 Месяц назад

Very helpful! Thank you!

@apeshenry7264 Месяц назад

Thanks for all of this fabulous information.x

@abspasadena Месяц назад

You guys are the best! ❤🙏

@seniordockman2946 Месяц назад

Excellent video. Thanks for the information.

@kathrynsink4622 Месяц назад

Once again an amazing vlog packed full of useful and informative information. Thank You!

@naimahmuhammad1345 Месяц назад

It's definitely enlightening! And many, many thanks!

@catharinaforbes-boeren82 Месяц назад

Great info ! Love your videos.

@TheSicilianLife Месяц назад

You provide such value ~ wealth of information ~ y'all are a blessing! Thank you. 💙

@dawnwoodruff7513 Месяц назад

Great information, thank you!

@karinajackson2779 Месяц назад

Always thankful for your continued information AND inspiration that retirement for me is still possible. SAFE travels to you!

@sharongyyc1401 Месяц назад

Thank you both for your time. Informative and surprising video. I’m 57 and want to travel. Your videos have provided priceless information!! Cheers from Calgary AB

@livingworkingoutsidebox Месяц назад

Thanks for breaking this all down. I like how you added everything up, very rationally. 👍💰🌞

@30AndAWakeUp Месяц назад

really enjoyed this

@generationxpats Месяц назад

Thank you both for all your hard work and dropping such valuable information on these videos. I look forward to each of them! I’m feeling so inspired to follow my dream of traveling the world. ❤

@anniesshenanigans3815 Месяц назад

great for couples. I am single so that nice apartment is out of my reach. But the other one isn't bad. Singles always get the short end of it.

@karinajackson2779 Месяц назад

Seriously!!! But it does have its positives, too.

@sbkpilot1 Месяц назад

I am solo as well and it's tough to compete with the financial power of couples bringing in double the incomes, pensions, savings or whatever and in addition getting half the costs. Recently there is a phenomenon of people in the west selling their assets and doing the same thing with their ridiculously fat pensions. In the US government pensions are absolutely insane, I have a friend who is a teacher, retiring at 60 getting $6000/month guaranteed pension for life.

@fs5775 Месяц назад

@@karinajackson2779 yeah you get a life full of PEACE which is PRICELESS

@Katrina-ps6jn Месяц назад

@@sbkpilot1$6k teacher's pension ? Could you share what state/county that is?

@msbeecee1 Месяц назад

That $450 apartment. Is all I could ever want! Did u SEE that rooftop pool & the views from the treadmills at that gym? I would never leave the building lol

@paular601 Месяц назад

Yet again, you are a beacon in the fog of our future plans of doing what you’re doing. Your videos are so helpful and inspiring and they give me the confidence to do what you’re doing and not really worry about what anybody else thinks everybody already knows I’m crazy. I’m really excited to get this lifestyle started. I just have to figure out how to get two dogs to Asia.

@juliebrinkley4064 Месяц назад

I’m glad you shared this information. I like when you break down the information. Your apartment building sounds & looks great . I would need all the convenience & amenities it offers bc I’m in my 60’s pretty healthy but I like things to be close by where I live. I will be watching your other videos to prepare for the retirement visa & my move. Thanks again for the content🙏🏾❤😊

@DoogieFresh Месяц назад

This was so great! Thank you for all the info!

@GroundedLifeFinances Месяц назад

Glad it was helpful!

@Thirstytraveler41 Месяц назад

It has been very enlightening indeed. Thank you for sharing, so helpful.

@bstamp1354 Месяц назад

Nuce video. Thanks for the info. World if Hyatt cards are back on your link site. I just used your link for the business card while i garden chase at 4/24, but the application is under review right now. Hopefully good news soon 🤞🏼

@jaderoyale-brown Месяц назад

Great morning, on the train listening to the replay 💜💙

@Justanurse357 Месяц назад

Exquisite video as always. Love the facts presented!

@GroundedLifeFinances Месяц назад

Thanks!

@Erowid_Spark Месяц назад

Awesome video!

@danikadahl2824 Месяц назад

Thank you for sharing! Always love your vids! Liked and already subscribed!

@GroundedLifeFinances Месяц назад

Awesome! Thank you!

@LivingEmotionallyFit 26 дней назад

Excellent video!❤

@annhysell6064 Месяц назад

Very enlightening. Thank you. Hope many more US citizens view this. I will certainly try to watch more of the Asia videos. I'm also a numbers person, so the examples and cost breakdown are useful. Be well.

@aej4510 Месяц назад

Great video and useful to have an idea of cost. Really doable. The ‘visa run’ weren’t included so that would be an important cost to think of.

@rohinigoodell3481 Месяц назад

You give my husband and I such inspiration!! We have the potential to live a good life and not struggle here in US. Hugs 💕

@dirkaloha Месяц назад

Thank you for this review. I plan to retire in 3 years and will add the Asian countries you mentioned on my bucket list. I have traveled to Japan several times and currently traveling Europe.

@MrSamleu Месяц назад

don't forget you also need visa, and cost of visa runs. or perhaps 800K baht into a savings account for a retirement visa or monthly income (don't really want to get into the rules just do a search in youtube). good video!

@LawrenceStevens01 Месяц назад

The visa rules just changed. 60 days for visa exempt. 180 days if you are a digital nomad.

@emersondixon349 Месяц назад

Thanks for the information. I'd really like to know whether the bad air quality and heat should discourage persons.

@LawrenceStevens01 Месяц назад

Only issue with Bangkok is that it can get very hot and humid with poor air quality. Option to go to a beach town.

@jmaatgreen7894 Месяц назад

Thank you for this comment - it's an important issue as the climate continues to warm.

@FIRED13 Месяц назад

Wow! Eye opening

@MeccaMakeba Месяц назад

This is beautiful.

@mississippiapple1078 Месяц назад

Wow, your titles are so clickbait worthy and incredible! This content is non other. Right to the point too! Question: do you run an LLC for your channel? If so do you deduct travel costs?

@traceylankford8579 Месяц назад

There are no words to describe how helpful this was for me & my hubby. Such a sigh of relief even though we figured we could do it. Thank you, thank you 🙏 🙏 sooooo very much for validating in the simplest of terms how this would work. Which insurance do you have & do you feel given what happened unexpectedly, that you should have chosen a smaller deductible?

@joethecomputerguy1 Месяц назад

Circling back to medical. Is there a resource one can check into to see costs for medications one is currently on and if available in that country? And what if you want to do it only for a few months at a time vs a whole year?

@ellenreisberg9306 Месяц назад

Thank you for this video. I would appreciate when you go to other countries to do a breakdown for a single person like you did for Thailand, to see if it’s affordable or it’s a country to skip.

@user-hx4jh7ik5x Месяц назад

Guess financially it's easy, but not being able to meetup with friends n family would be tough for me. Thanks for the post...it's very informative. Plus I always get the feeling like I'm a foreigner, especially if you don't speak the language. Have fun

@melindavictorson7973 Месяц назад

Thanks!

@GroundedLifeFinances Месяц назад

Thanks so much!!

@korepeterson Месяц назад

How much do you spend to keep your US sim active?

@carolanderson2773 Месяц назад

the store looks a lot nicer than in the USA

@tikass9901 Месяц назад

Enjoy to watch your videos, especially when you guys explain about credit card. Regarding your budget every month, are those including going some other places in that country as a visitor? Especially bangkok there is lots of places we can go and see. Asian country always the cheapest places to spend for vacation.

@siouxrose7766 Месяц назад

Thank you for sharing your discoveries and in this podcast, appealing to those of us whose income is lower than your combined income might be. You inspire me to take off... and with a dangerous election pending in the U.S., more and more of us may soon be looking for alternatives to our native land.

@latreces464 Месяц назад

I remember going to one of those "cook your own meat" Japanese restaurants at Atlantic Station in Atlanta. It cost about $90 ,lol. I am completely loving Bangkok just after two weeks of being here ❤ ❤

@M-M.Wunderlust Месяц назад

@ GroundedLifeFinances. I sincerely appreciate your take on the Bangkok area. We are a couple of years out from living the nomadic life. My big concern is the crime in Bangkok. I know that there are some serious crime issues in Thailand including sex trafficking. Like any big city, there is crime, I get that. Could you speak to this in a future RU-vid video?

@hopeheavenonplanetearth1417 29 дней назад

Be careful all… on the electric bill. I go to Chiang Mai and get a place for $400, plus electric. If you run the A/C, the bill can be a big surprise! It is hot most of the year. And, with the burning season, you need A/C. I paid a little over $200. It was a window unit, so I’d turn it off when I wasn’t in the room. I love Chiang Mai! Great info! 🙏

@sonhuynh8222 Месяц назад

$1000 for food is insane!

@R1M1r1m1 Месяц назад

I agree, especially in Thailand. We spend around $800 in the US which includes eating out occasionally on the weekends.

@traceylankford8579 Месяц назад

Right? And that’s groceries, restaurants, night markets, street food & im thinking an adult beverage or two.. for 2 people!!! Good grief…

@KB3TLE Месяц назад

SPOILED

@raymcgee9094 Месяц назад

A Grand for food? That's almost my entire budget.

@dawnwoodruff7513 Месяц назад

That's what I was thinking! Our monthly budget for 2 is $400-$500.

@list-and-sell Месяц назад

oh the discussions you've sparked! Do you have any concerns about any major change in the exchange rates and what happens if the US $ changes drastically?

@nncadi1 Месяц назад

Love all your videos and SE Asia is on my list when I began my slow travel adventures; are y'all considering traveling Mexico like you travel SE Asia in the near future? Or "just" sticking to SE Asia?

@fs5775 Месяц назад

you can have an easy life in SE Asia, no need to go any further

@juliepowell3566 Месяц назад

Wow...Thank u..,I didn't know....🥰

@GroundedLifeFinances Месяц назад

Welcome 😊

@docandbean Месяц назад

Ya'll are the bomb diggity.!!!! I would put visa cost in there as well, especailly in Thailand where the "regular" US visa is just 30days. You're right, Vietnam is cheaper and also the US visa is now 90days. For the people concerned about the language barrier..... it is more of an issue in Vietnam than Thailand but not enough to have major issues in either place's biggest city (Ho Chi Min--Bangkok). Although Danang, Vietnam did have a more of language barrier than we liked, it is still one of our favorite places. Thailand is #1 for everything though!!!!

@dougb.2627 Месяц назад

You guys look great for people on social security.

@TheSicilianLife Месяц назад

They're not on Social Security yet...they said that in the video. 😊 Ciao

@fs5775 Месяц назад

@@TheSicilianLife they're millionaires most likely but don't talk about it

@TheSicilianLife Месяц назад

@@fs5775 They are very open with how much they make on their RU-vid channels and even share what they do with stocks sometimes. If they decide to tell their total net worth, it's up to them. 😊 Wishing them all the success.

@selin8274 Месяц назад

Every time I watch one of your videos about housing costs in SEA I am reminded how I made the right decision to be my 2000SF 3 BR 3 BA house on 10 ac at the bottom of the market (2013). My mortgage + taxes+ insurance is $1100/MO (30 yr mortgage), $45/MO for electricity. Of course my health insurance, currently COBRA, is $800/MO. And I have to pay for car. So lose lose there too. I plan to leave the US and look forward to checking out these low cost countries.

@davidhankins5708 Месяц назад

Good video! Thank you!! Great points. My wife is from the Philippines, and I'll retire next year. We plan on initially living there Parr time. When I can prove to my wife that I can handle living there, I plan on staying full time. 2000 bucks will be a good life there. Excellent point you brought up about end stage life. I've discussed with my wife that I want to live my later years there just for the reason, as you stated. Live in a nursing home in the US for outlandish costs or live at home in the Philippines and have your own private nurse and doctors who will cater to you at extremely low prices? No choice at all!! Take care!

@user-bg9em7ch6k 19 дней назад

💯!!

@Kari-Evan Месяц назад

another great video, your advice is always logical and practical! What website can you book a monthly rental at The Bangkok Sathorn? Having a hard time finding it on Airbnb.

@margiedenavarre7919 Месяц назад

I can't wait to do this. Loved living in China and look forward to going there and to SE Asia. Selfishly though, I wish not as many people saw these awesome videos because I don't want a large number of Americans to go there and start driving the prices up!

@tomtoms261 23 дня назад

Just go to local market. Much cheaper. Than supermarket though supermarkets are more convinient.

@tammyjohnson6822 Месяц назад

Another great one guys! Do you still have a fee for a carrier for your US SIM card that you keep in your phone?

@alvaroalvarez5009 Месяц назад

Do you use safety wing for medical? Do either of you have any pre existing condition like high blood pressure or cholesterol? They told any heart related issue wouldn't be covered because of it.

@juw17450 Месяц назад

Another great video... thanks! It sounds so tempting to retire to somewhere in Asia however I just couldn't cope with the heat and humidity of the places you mention. I live in Brisbane, Australia and that is bad enough! Do you think there are any countries/cities that have cooler, less humid climates that are as affordable?

@user-yf9kv7ty9p Месяц назад

Yes, are there any affordable countries that have a cool climate?!

@msbeecee1 Месяц назад

Look into Ecuador! Eternal Spring there. Fantastic weather & similar cost to Thailand. 👌

@lisas866 Месяц назад

Bulgaria, is very cheap and cool

@melindavictorson7973 Месяц назад

Have you thought about doing consultation phone calls or zooms for a fee? I would love to speak with you two one on one for some more specific information. I think others would as well. Thoughts??

@carefulconsumer8682 Месяц назад

Wow! One short trip to an ER in USA can easily cost over $5,000! And that's for a relatively simply medical or ortho problem.

@realestatecoach8626 Месяц назад

No $10700 and nothing was wrong with our daughter after all

@stacyking7791 Месяц назад

QUESTION: First-I love all of your videos thank you for making me aware of other options question is when considering renting how does the utilities work ..meaning is it an issue putting utilities in your name or do most places utilities are included in rent?

@GroundedLifeFinances Месяц назад

It's included on Airbnb usually

@lindadorman2869 Месяц назад

Maybe it's because I never saved for retirement, but I feel a strong need to budget funds above and beyond my living expenses - even as I ease into full retirement. At 63, I get $2500/mo. from Social Security and a small pension, and that still doesn't feel like enough. I'm lucky because I earn an extra $2000/mo. from my small business that all goes into high yield savings to build a nest egg. But you always feel one crisis away from homelessness.

@anniesshenanigans3815 Месяц назад

QUESTION. What is the quietest place you have been?

@JadeDeCosta Месяц назад

Any insights on how I can travel through south east Asia with my chihuahua. I’m wondering if it’s difficult to do boarder crossings with a dog. Or if I can go from country to country by train with my dog or maybe I have to rent a car? And what about accommodations with pets in these countries? Impossible??

@melynbiend760 Месяц назад

How do you handle your taxes living as a nomad traveler outside the US?

@RoadsterLoverMedia Месяц назад

what about getting around in a wheelchair? water taxi? regular taxi ?

@67livers Месяц назад

Hello, I enjoyed this video. I do have a question. I’d like to know how accessible countries like Thailand or Vietnam are for people with disabilities? I’m hard of hearing and am visually impaired as well, so accessibility is something I have to take into consideration since I’m thinking of an overseas retirement in about 12 years or so. Thank you! ❤😊

@Thomas-xy4sh Месяц назад

How is the health insurance with pre-existing conditions?

@Ladybug8899 Месяц назад

Hi, what type of visa can American citizens apply for long term residency

@sbkpilot1 Месяц назад

you forgot visa costs which can be quite high, you can't live in Thailand continuously. Also, Airbnb prices around the world are absolutely skyrocketing... Thailand isn't affected yet but there is no guarantee that will be the case in the future as hordes of people flee the astronomical costs in the west and have the same idea it creates serious inflation elsewhere. Portugal and Turkey's Mediterranean coast are prime examples, I used to find great Airbnbs in Antalya for $750 or so, now it's doubled or even tripled. This summer in the Algarve I saw apartments asking $3000/month which is absolutely ridiculous, but someone is paying that otherwise they wouldn't be asking that much!

@paular601 Месяц назад

That’s a concern of mine as well. Are we gonna go over there and mess up their country it’s happening in our own country where I live people from the north come down. there used to paying astronomical taxes so they don’t mind coming down here and voting for tax increases cause they’re used to it. Well that’s why the rest of us came here. The same thing is gonna happen in these other countries. I just know it and it makes me really frustrated.

@elizaC3024 Месяц назад

Please cover visas.

@user-fw6ex9bv2h Месяц назад

Please tell me, if I have food allergies (celiac) will I have problem eating there? I’m highly allergic to Wheat, Barley and Rye. And if I do. How are the hospitals?

@patriciawrona7136 Месяц назад

Love your channels! I wondered about going to church, faith communities, in these far off lands. If one is religious, how does that work, services/masses not in English? Thanks!

@patystickles7643 Месяц назад

My husband and I are planning on doing slow travel in about a year and attending church around the world was a concern for us. But we have done research and many countries now have services in English. We believe that being in community with other people of faith from around the globe is very doable specially if your are doing slow travel where you are staying in a particular city for 2 or 3 months at a time.

@apeshenry7264 Месяц назад

Hi I was interested in your stay in Bangkok,did you have any health problems with the amount of air pollution? Thanks

@permaculturemom9848 Месяц назад

How long can you stay in Thailand? Can you leave for a day and re-up your visa or do you need to leave for a certain amount of time? Can you get a longer visa?

@tikass9901 Месяц назад

was that from thailand property website for bangkok sathorn ? I’m interested to rent from them. How long to process the rental ?

@bethcolford2513 Месяц назад

How did you find those apartments?

@arlenefiel6214 Месяц назад

Have you guys tried living in the Philippines? Thinking of staying there on an extended period of time when we retire. Wonder what our expenses would look like if we live there. I’m still years away from my early retirement of 62. But my husband is now fully retired with about $3,000 a month pension.

@mixnmichael1 Месяц назад

I could live in Thailand for $2000. The biggest challenge might be a visa.

@LawrenceStevens01 Месяц назад

There are new visa rules. Much longer and easier.

@pathkris2984 Месяц назад

And now, taxes - a headache.

@mixnmichael1 Месяц назад

@@pathkris2984 the trifecta approach is looking better and better.

@pathkris2984 Месяц назад

@@mixnmichael1 Would that be Thailand, Malaysia and Cambodia - keep rotating every 3 months or so ? Thanks.

@mixnmichael1 Месяц назад

@pathkris2984 anywhere you like. Somewhere cheap rentals. Maybe Vietnam,Malaysia ,Thailand. I've never been to Cambodia.

@chefboy6123 Месяц назад

What about the 30% Thai tax to be levied on YOUR money coming up?

@barbaragamache2751 Месяц назад

Can't believe I'm late🥵

@bethcolford2513 Месяц назад

How do the locals treat foreigners?

@tywork Месяц назад

Bangkok looks fabulous. By being an English speaking person only, how much difficulty to communicate over there? I love your videos By the way.

@carltonesmith5015 Месяц назад

Not as hard as you might think, given the alphabet is completely different. I was in Thailand for three weeks in the winter of 2017 - Chiang Mai, Pai, and Bangkok - and the most complicated interaction I had was getting my hair cut in CM at a salon where no one spoke English. But we worked it out! Knowing a few basic sayings will help you navigate day to day interactions, and there are a lot of Thais who know English in the tourist/entertainment sectors.

@tywork Месяц назад

Thank you very much!

@AngelaChapelow Месяц назад

@@carltonesmith5015 6

@AngelaChapelow Месяц назад

Sorry

@user-ti8xm7wz8w Месяц назад

Is it true? I heard that you can fly from Thailand to the Philippines. Or Vietnam for a $100.

@JakeRichardsong Месяц назад

$500 a month per person for food? Sounds like too much for me, though I don't have a high income.

@sjw4life546 Месяц назад

Do you guys live in the kingdom?

@joeadams4354 Месяц назад

Very intriguing- but I am a medical marijuana user? Understand you have dispensaries in Bangkok - how difficult to get a m.m.license

@LawrenceStevens01 Месяц назад

Marijuana legal in Thailand. Shops everywhere.

@drpdrp6422 Месяц назад

Only problem is the 15 hour flights.

@LawrenceStevens01 Месяц назад

I stop off in Istanbul but I live on the east coast. Great city and relatively inexpensive given the strength of the USD. Breaks up the flight in half.

@Moving.To.Charleston Месяц назад

I still think America is the greatest country to live in, sure it has its issues but every country has a version of problems. I love the diversity of American soil and all the national parks. USA has plenty of inexpensive small towns in numerous states and you don't have to live aboard. In foreign places, you can find a better living arrangement but you will always be an OUTSIDER. You stick out among all locals and how do you make real lasting friendships? I'd rather live on American Soil and pay more. Either way, if you are an expat, you still pay taxes each year, so why not continue to reap the benefits of the country you pay taxes too?