Is This The Most Epic Dave Ramsey Rant Ever?

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27 сен 2024

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@wtk6069 Год назад

Growing up in the 80s, eating out was a special thing that we didn't get everyday. And know what? It made both eating at home and eating out more special. At home because the more you do it, the better you get at it, and eating out because it becomes a rare treat.

@genxx2724 Год назад

The restaurant food isn’t even better, it’s just different, and someone else cooked it. As Dave said, going to a restaurant is largely entertainment.

@vickieclark5931 Год назад

@@genxx2724 Exactly. When I make Italian food at home, it tastes even better than the Olive Garden. Not to mention it's healthier and a heck of a lot cheaper also. Plus you wait in line a lot longer at the Olive Garden than it takes to prep your food at home. I don't understand these dingbats that think that eating out is cheaper and quicker. I'd love for them to explain that. LOL

@eetoved1758 Год назад

@@genxx2724 I am sad to disagree. In my family, the women do not enjoy cooking, and the men have no experience or desire to cook. Not to mention the clean up. It's super basic at home. Y'all who enjoy cooking are lucky. I hate it. Hahaha

@thecapone45 Год назад

Reminds me of stories in comments I read about how back in the 70s, going to eat out at a Chinese restaurant or buffet was a real treat. I remember one comment said that as children those were like, big events. Something to celebrate or you go there to celebrate. So his dad would wear a suit and the boys and girls would dress sharp… all for a Chinese Buffet. Don’t see that nowadays cause it’s so cheap.

@insideoutsideupsidedown2218 Год назад

@@eetoved1758 which is fine, but it is still less expensive to cook at home

@socku5850 Год назад

If people hate you for telling the truth. Then you're doing your job correctly.

@SteveJones-fn6oi 10 месяцев назад

Most advice rich people give to poor people is useless because poor people generally don't eat out, don't buy the most expensive things in the store, etc - giving this advice is generally useless

@georgelowe2853 10 месяцев назад

@@SteveJones-fn6oiwhat a load of bull! One of the reasons People are broke because of Uber eats and just eat on their credit cards and don’t try and tell me different!

@poolmilethirty2859 8 месяцев назад

Agree. It's the disciplining parent who's the bad parent.

@stevebenson506 8 месяцев назад

@@SteveJones-fn6oigo sit at a fast food restaurant for two hours and tell me that poor people don’t eat out. If anything it’s the rich that don’t eat out as much because they understand the value of a dollar.

@mumenrider862 6 месяцев назад

@@SteveJones-fn6oi bs... all the poor people I know eat out for almost every meal, paying with a cc. Go to the bar every day and spend $100 on drinks and another $100 on pulltabs and when they win $50 one out of 100 times they think they are ahead. And then there's who don't even work.. lol.. like my sister who for 20 years hasn't worked and leeched off of our family...

@nyemartin5737 Год назад

I was waiting for Dave to say "adults devise a plan and follow it, children do what feels good". 😂

@xoxoCillaxoxo Год назад

I’m saving this because I need Dave to yell at me like this at least once a week.

@michaelgarcia6851 Год назад

😂

@SadSadSadSquishSquishSquish Год назад

I’ll be sitting in a chick fil a with this dude yelling in my ear 😂

@adderon Год назад

Doing coke in the stall with Dave yelling in your ear

@wendywilliams3911 9 месяцев назад

Lol.x

@dummgelauft 8 месяцев назад

😂😂

@silvertone6273 Год назад

I’m proud to say I eat at home most of the time. I invite my friends over and cook for them, and at this stage I am a better cook than a lot of restaurants. People need to admit that being good at cooking is an important life skill.

@WinningFinancially Год назад

Exactly this!

@mocheen4837 Год назад

I have an outdoor kitchen. I have to grill as much as I can to justify the cost of it.

@deansapp4635 Год назад

I never eat out anymore. Like you, im a better cook then most restaurants. Plus fast food is so bad for you

@reese85 Год назад

@@deansapp4635goin to a restaurant is not really fast food

@quixomega Год назад

@@reese85 Restaurant food is generally designed for taste over everything, so you can definitely do better cooking yourself.

@loisavci3382 10 месяцев назад

I ran a sandwich shop at one time and was astonished how many people will pay good money for a sandwich with just bread, meat and cheese rather than dropping by any grocery store to pick up a loaf of bread, some lunch meat and some sliced cheese at a fraction of the cost.

@Longjohnsilver58 Год назад

I love when Dave tells people trying to get out of debt, “and you’re not going to see the inside of a restaurant unless you’re working a side job there.”

@xX1GuNNy1Xx Год назад

Right. And it can be a win win too because youre making money and alot of the times they can get free food too

@KH-nt7ej Год назад

Good for you. I would have thrown up eating all that pizza though. 😅

@cbmoore444 Год назад

Maybe Dave needs a reality show like Gordon Ramsay to go into people's homes and chew them out while putting them back on track with finances.

@megachristianx6592 Год назад

There’s an idea

@trixielatouche7180 Год назад

Would not wish that scenario on anyone, let alone Dave. My imagination of what the inside of some of their homes look like is the stuff of nightmares. Glad I enjoy my own cooking and it is all organic. Plus, I know what is in my food and who had their hands on it. SNOWFLAKES are everywhere!! Eat a bowl of cereal, Snowflakes!!

@Somegirl3602 Год назад

That's a great idea.. I'd love it

@crulius.pontanian Год назад

Sadly change starts on the inside. If they are not sick and tired of being in debt, outside people can only create temporary change.

@joem1950 Год назад

It's called Caleb hammer guys, hes already doin it 😂

@rschmidt9495 Год назад

I worked in the restaurant/food business for about 10 years and learned how to cook almost any dish in the process. My wife and I never eat out, we only cook at home. It’s probably saved us thousands of dollars over the years.

@mattbenz99 6 месяцев назад

Assuming you conservatively saved $10 a day each, that is $3650 a year. For both of you together, that is $7300 a year. Over the course of 10 years that is $73,000.

@fvg6421 Год назад

A gem of a rant! Oh how true that the folks in debt constantly deny that they are - and fail to do anything about it! Stating facts festers anger due to the reality of their situation.

@thomasdonlin5456 Год назад

It’s like dealing with people who are stuck in any other addiction. They deny they have a problem even though they’re on their 5th DWI. “The cops pulled me over because I was driving a red car.” No, you got pulled over because you were doing 85 in a 30, swerving all over the place and trenched three yards. Oh, and you were staggering, and blew a 0.25. Yeah, it was your red car.

@genxx2724 Год назад

Exactly. People get very angry when you point out that they have the ability to change their situation. Personal responsibility is a threat.

@aint2proud2meg Год назад

People get angrier about the truth and things they are sensitive about because they believe them to be true.

@mocheen4837 Год назад

They think it is their right to eat out and drink expensive wine. I know several people that have to live in a certain neighborhood and eat out. They also have to travel and shop. They are broke all of the time and always asking when the next pay day is.

@fanmaxis3004 Год назад

Yeah, they often get mad and say things like "okay you're just mad because I can afford all the things I have and you cant" or "You're just jealous because I have this and that and you don't, haters gonna hate" and wont admit or acknowledge the situations they are really in. Or even the run of the mill "its none of your business the financial choices I make in my life"

@TMA62 Год назад

I am convinced that if one day, all of social media (apps, websites, etc.) were removed from the world, a good number of people would go mad. That is what has social media has done to people. It has made them weak and 'offended' or 'outraged' over anything.

@LittleMopeHead Год назад

Nailed it.

@idiocracy10 Год назад

actually they are creating a type of madness. if you removed them people would get mad/angry for a while, but then they would become sane again.

@IRdatank Год назад

The madness would only be temporary, akin to a hangover.

@lindsayclark4009 Год назад

Actually I think they’d calm down. Wouldn’t be told what should trigger them

@BlazerManiacNumber96 Месяц назад

I agree that social media is a net negative, but the whole “everyone’s offended now” is completely ridiculous

@oldaaronxxx Год назад

We used to eat out at family dining restaurants 3-5 times a week ($50+ each day) Once we started spending $100 a week on groceries (cost of two restaurant meals) we saved $400+ a month! Now we eat out just a few times a year, no regrets. Thanks Dave! Great to hear you tell the truth no matter how inconvenient it is.

@merriem24 Год назад

I love when he starts calling people idiots and morons 😂

@kirbywinters1291 Год назад

Wait until Dave sees how much people spend on Door Dash and Uber Eats. 😂

@Trev_Swen Год назад

I use to be one of those people 😔 But I havent used Uber Eats or Doordash in over two months now. I thank Dave for videos like these to encourage me to stay on a budget

@rodrigorodriguez509 11 месяцев назад

I'm assuming those people have substance abuse problems or some other source of overwhelming shame

@CrypticCobra 9 месяцев назад

Ah yes, the app I used a single time as I saw they advertised no delivery fees for the first month of use. Purchased a $10 item and spent over $25 on it, and that was without the delivery fee???? What was there like 3 other fees, and I'm sure as fuck not going to use it with that 4th fee. I will gladly drive myself to pick up the food, or just eat at home. Don't get me wrong, I love convenience, but the level of convenience you get from food delivery is NOT worth 3x the price of the already priced for convenience restaurant food.

@CharlotteCarMoments 7 месяцев назад

and then its all mushy and cold by the time you get it. I don't understand it

@dsa2591 7 месяцев назад

I see people online making $1,000 a week working just for Door Dash. SMH.

@ellencox8415 Год назад

Burrito: 10 tortillas - $2 1 pound Ground beef - $4.50 Taco seasoning - $1 Salsa - $2 Head of lettuce- $1 Sour cream- $1 Shredded cheddar- $3 Total: $14.50 for 10 servings $1.45/burrito Cheapest Taco Bell burrito supreme... $4.29 I can't believe I have to do this. So dumb. Edit: I'm sorry, but anyone who has waited in line at a Taco Bell, has time to brown beef at home.

@om617yota8 Год назад

Can go even lower if you do beans instead of beef. Been there, done that.

@RusskiCommieBot Год назад

You will be eating taco bell at home for the entire week.

@TracyLWard-tg6tr Год назад

Yes, I read the comments on the original Instagram post and it seems when people are doing the calculations they are pricing the ENTIRE jar of mustard, ENTIRE jar of pickles and ENTIRE jar of ketchup when pricing a homemade burger. It's just so dumb. Every dinner I make at home costs $20 for 6-8 servings. If all four of us eat out it's $100 bucks easy at a sit down restaurant, $50 for fast food. And we have gluten and dairy allergies in our family too! (gluten free is not cheap)

@ellencox8415 Год назад

@@om617yota8 oh I do do that, but just showing an exact comparison.

@MichaelHasebroock Год назад

Well done, Ellen. Sorry it had to come to this for people to see and understand elementary math.

@linuxsurfer2002 Год назад

Don't miss this gem at 4:53: "Poor is a mindset, broke is I'm passing through."

@TheHoriginal Год назад

Yaaaazzzzzz agreed 👍

@mhughes1160 Год назад

Eating at home 🏡 doesn’t mean ordering pizza 🍕 or Uber eats . LoL 😂

@justinaacorn5721 Год назад

😭😱😃

@vickieclark5931 Год назад

Very true. Maybe Dave should have specified that better during his rant. Too many idiots will order Dominoes and say how expensive it is to eat at home. LOL

@mohammedsaleh5920 Год назад

I wish I found Dave Ramsey 20 years back. I have benefited so much from his advice. Thank you Habibi. People will only understand the true value of what he is saying when they really hit rock bottom.

@horsepowerlife3679 Год назад

One problem I see is even when people do cook at home they don’t actually cook, they buy a premade frozen boxed dinner and warm it up, and this is super expensive vs actually buying the ingredients and making a meal. I have a lot of people tell me it cost them more to “cook at home” because they actually don’t cook at home just heat up a premade meal.

@jenniferhartwig1293 9 месяцев назад

So very true. We usually cook from scratch and I can do a dinner for 5 including 3 teens for about $7 total. I'm continually blown away with these kind of arguments about how eating at home is so expensive. No it's not if you plan ahead

@AnimatedIdiotGuide 5 месяцев назад

Admitted this is one of my weaker spots as I’m predisposed to doing a frozen meal over actually cooking. But it’s STILL much cheaper than eating out and it’s at least quick.

@Boris5Z Год назад

What Dave mentions less often is that learning to fix your own car, house and raising your own kids (as opposed to day care) can save you even more over lifetime.

@johnmartin4641 Год назад

Not everyone is skilled at repairs. I know if I tried to fix my own car or house (assuming I was able to diagnose the problem, which I probably wouldn’t be able to), I would make the problem 10 times worse and have to pay even more money in repairs. Looking under the hood of a car, almost everything looks the same to me.

@kennethwers Год назад

@@johnmartin4641 Learn by doing one step at a time. Plus you can refer to you tube before and during.

@daleviker5884 Год назад

@@johnmartin4641 I don't know the first thing about fixing cars, but it's only because I've never made it a priority. Mechanics aren't born knowing what they do, they just take the time and trouble to learn, which 90% of people never will.

@summerxia6974 Год назад

If I'm making $100k a year and the daycare only costs me $10k/kid/year, how does it save me money to watch my kid at home?

@Boris5Z Год назад

@@summerxia6974 if you are single parent than you have no choice but two parents can set their schedules around kids and save exactly that, 10k/year. Plus your kid will see mom or dad not some disinterested person working near minimum wage.

@joannaheyman Год назад

I drive for a food delivery service and it blows my mind how much extra people pay between fees & tips, just to have a meal delivered.

@genxx2724 Год назад

I followed a hoopty through my family member’s small gated neighborhood to make sure nothing was amiss. It was delivering a bag of McDonald’s to a $4 million home. Extra fees for cold McDonald’s!

@t3angling575 Год назад

I try and tell my son that. He uses the apps and all that. Pays $50 for a hamburger meal delivered. And wonders why he is broke. I explain it time and time, and time again...

@danieltracy7136 Год назад

Watched a delivery person deliver two cups of coffee to my neighbor. How much did that cost?

@Flex_Your_Rights Год назад

@@genxx2724 There is nothing wrong with that because they can obviously afford cold McDs if that's what they want. Dave is saying stop doing it if you're broke!

@fuse911 Год назад

@@t3angling575bad times make strong men, strong men make good times, good times create weak men, weak men create bad times, bad times makes strong men… its a cycle.

@nobodyspecial9262 Год назад

Dave, You have said it best, "Nothing Changes until you're Sick and Tired of being Sick and Tired". and the old saying of A Fool and His Money will Soon be Parted is so true (Prov 21:20)

@JaneHasGame Год назад

My daughter and I have been cooking at home and it's been incredible...lobster for $10 each, homemade flour tortillas fresh and warm, giant slow cookers of stew and butter chicken for $2.5 each. We freeze the left overs. It's been an adjustment but doable.

@candy2325 Год назад

Sounds like a dream 🎉 that’s like my mom and I. We cook meals and have plenty of tasty leftovers

@norcofreerider604 3 месяца назад

$13 can feed a family of four+. Whole Roasting Chicken: $8 Potatoes, carrots and onions: $4 Olive Oil and Spices: $1 Chip the veggies into ~1" cubes, place in a large roasting pan, season with olive oil, salt and pepper (and other spices if desired). Do the same with the chicken and place on top of the vegetables. Roast in the oven at 350F for 1.5-2 hours. This will feed 4-6 people depending on the size of bird. Save the bones to make soup stock (the chicken soup can do an additional meal for 3-4 people if you add a decent amount of vegetables).

@cj90014 Год назад

I'm a CPA and suspect most all listening agree. What goes through my mind, they have no idea what lays before them. Just imagine their life when they are 60 years old after a life of this kind of thinking. Their retirement, when they are most vulnerable, will not be pleasant. Their parents have done them a tremendous disservice.

@karenwinter7701 Год назад

@cj90014……you are 100% correct!

@mocheen4837 Год назад

We teach our children to cook. They cannot afford to eat out all the time.

@genxx2724 Год назад

@@mocheen4837 Their HEALTH cannot afford for them to eat out all the time.

@lindamishalanie5593 Год назад

Exactly

@TheSoulCrisis Год назад

@@genxx2724 Both biological and financial HEALTH! I learned to cook when I was young and love it………outside food costs are even worse if you are lazy and do UberEats all month long. Food delivery costs can be 10x the same meal you make yourself.

@mihy26 Год назад

I had two 'poor' students in my bsmt suite and they would often order food via Uber Eats/ Skip Dishes etc. More than a few times they would fill the entire 60 gal. garbage cart with the excessive packaging that the restaurants use - just incredible the amount of waste - and money - to eat 'lazy food'

@anniesshenanigans3815 Год назад

One of my biggest flexible expenses when I started my debt free journey was food. What an eye opener that was!!! So instead of spending 800 a month on food, I budgeted 300, and then 250, and now I have it down to 200. I do have a separate budgeted amount for eating out now that I am debt free, but yes, I still budget for it!! It amazes me how people cry and whine about living paycheck to paycheck when it's plain to see where it's going and how it could be changed...

@rokyericksonroks Год назад

Ramsey is kicking these folks when they are down. They need the joy of eating out to offset the stress and misery of their work-a-day world.

@donnabennett5454 Год назад

@@rokyericksonroks , that's stupid and immature. If they don't want to be broke, stop eating out. Simple! You obviously didn't watch this video.

@clarkX100 Год назад

My biggest one is my parents will talk about how impossible it is to live off of their income and how they need several hundred extra a month. Both are 1-2 pack a day smokers. I understand it's addicting and difficult, but if you're broke and about to lose the house surely to god that's enough incentive to stop spending $300-$600/mo on cigarettes

@rfischer1984 Год назад

@@clarkX100 I have family the same. Cry about not having money. At the same time, eating out everyday. Buying 800 + dollar purses. Going on multiple vacations. Buying loads of clothes. All while they can't even pay their mortgage and utilities

@MoltenSamurai Год назад

@@rokyericksonroksIf sarcasm, then brilliant! If not…💀

@AimeePoppinBabies Год назад

I talked to my coworker who lets her two adult children use her/her husbands VISA card for uber/skip food. She said they spend over a grand PER MONTH on it. It adds up people!

@petehoward8494 Год назад

That is NUTS.

@MyLifeThai371 Год назад

Growing up in the 90's my Grandparents would pack a cooler in the trunk with sandwiches whenever we went to the city to buy groceries and supplies. We never got to eat out when they were taking care of us. They didn't have much money.

@sharondoan1447 Год назад

😂 Good one , Dave ! That instant gratification thing is rewarding for about ten minutes, then the reality of being in a financial prison you built brick by brick finally sets in. Well, for some it sets in.

@benjaminvos42 Год назад

I’m a dad raising two kids by myself and I’ve had to cook because there’s no way we would be able to afford eating out every meal, I’m a horrible cook and sometimes I feel bad for my kids but, I’m happy knowing they are getting all their vitamins

@petehoward8494 Год назад

Get better as a cook. It's not that hard. 😃

@Nmdresser Год назад

You sound like a wholesome dad!

@benjaminvos42 Год назад

@@petehoward8494 I feel like I have gotten better but it still feels like there’s never a moment where I sit down and say WOW! What did I just eat!!! But who knows, maybe one day, I have many more years of cooking ahead of me.

@evegurney8368 Год назад

Well done my friend....just stick with it, you'll soon ace it. Practice makes perfect.

@fullmooneve1651 8 месяцев назад

@@benjaminvos42you will. Just keep practicing. I learnt to bake watching videos of professionals on youtube. Well done so far ❤️

@donyee8970 Год назад

I think the loss of the tradition of cooking is really sad. Cooking is culture and parents showing their children to cook is passing on tradition and culture. Cooking a meal for someone is also an expression of love. You learn and gain so much just be inviting a friend over for a home cooked meal. Cooking and food isn't just sustenance, it's and expression and much more. What one eats is an expression of one's background and values.

@lindsayconley7617 Год назад

I feel this. My love language is cooking and baking for people. While I do love trying new restaurants and new cuisines, there's something about a home cooked meal with family or friends that just feels so much more special.

@kelleyrancher Год назад

Nothing I eat in any restaurant can compare with certain dishes my mother made for us growing up I can still taste every single one of her special dishes oh my God and some of the soups now I realize they're Gourmet at the time they were just regular everyday soup but I watched what she cooked with and now I know she didn't necessarily teach me but I just was be standing around talking and watching her and I can make the same chilias she didn't oh my God it's delicious

@donyee8970 Год назад

We eat to remember.

@KonkeyDong968 Год назад

I will say this, learning to cook a few meals has helped when I was younger and in debt. That and quitting cigarettes. And on a side note: young single men, knowing how to cook can and will get you laid. I had better odds with women cooking dinner for/with them than taking them out. You just gotta figure it out how to get them to your place.

@donyee8970 Год назад

@@KonkeyDong968I had a French roommate that didn't learn to cook because she thinks is a sign of domesticity. She thinks it's an outward sign of disempowerment. I find it the opposite. Those that cook controls their budget, health and social life. I'm married and my wife is a professional that works long hours so I do most of the cooking. I'm proud of cooking all our meals.

@jackiekjono 4 месяца назад

I used to be the billing clerk at child care program. there were so many people who would take annual trips all around the world who were way behind in their childcare bills.

@TimZornes15 Год назад

Perfect example: My wife and I went out to eat for a date night. Drinks, entrees, dessert came out to $60. We then went to do our grocery shopping and got all our groceries for the *whole week* for $75. Eating out and eating at home is just not even close.

@jh26pt2 Год назад

It’s so true. If I had to give one piece of advice to somebody looking to achieve financial peace, “learn to cook” just might be it. It saves so much money.

@genxx2724 Год назад

Parents aren’t doing their job. Kids need to learn to be self-sufficient. They should be taught to cook, clean, do laundry, yard work, and basic home repair. It used to be called “chores” and “being home with your parents, doing whatever they’re doing”. Kids should not be allowed to hole up with video games.There’s work to be done!

@aint2proud2meg Год назад

Learn to cook and plan meals about what you have and need to use up! I’m trying to get this through to my kids! If I try to really teach it to them they zone out, but I think it’s working because more is caught than taught. They do see that it’s what we do so hopefully it’s the only way they know!

@candy2325 Год назад

I agree ☝🏾 I’ve even practicing meal planning and only buying the things needed for the recipes I’m making. Saves so much time, money and energy. And I do grocery pickup to save time as well with no additional charges

@Jazna1 Год назад

Next do "make your own coffee" and then see what happens. The paper cup clutchers will melt down!

@om617yota8 Год назад

YES! Graham Stephan style!

@dawnr6381 Год назад

@@SteveC484$7 coffee my taste better but $7 in the bank feels better. You could probably find a coffee you like and can make a home. You would just need to do some taste testing.

@PenniP Год назад

😂😂😂

@AdriannaIX Год назад

This is another one that boggles my mind. I make mine at home and bring it with me to work, running errands, etc.---and it tastes better! But to each their own lol.

@misterb1132 Год назад

@@AdriannaIX For what other teachers at my school spend on two coffees I can get a 2.5-lb. jug of Yuban that lasts a month.

@jorgealakawa8717 Год назад

Drugs, alcohol, debts are all the same. They destroy your future, life and your family... I'm debt free since 2020 (at age 38).and since then, I've been automatically contributing $1,500 a MONTH to 401K. I might retire with $3M. Thanks uncle Dave for your Snowball debt technique. You should patent it. It is emotional, not a math problem.

@CrypticCobra 9 месяцев назад

Good job and all, but your math is off if your only form of savings is that 401k.

@gardencity3558 Год назад

A lot of these types are tenants with no money demanding "affordable" housing yet they order Dash etc all the time. Real geniuses!

@GraceBlackburn 9 месяцев назад

A few weeks ago I decided I was sick and tired of living paycheck to paycheck when we have no reason to be. I started seeing Dave's videos in facebook and was hooked. I realized my biggest culprit was food and buying for others when I shouldn't have been. We ate out at restaurants for convenience, but with 4 kids, that's really expensive! We started taking the time to meal plan and prep food and we have saved so much money. We've already paid off 3 credit cards since we started following the Total Money Makeover plan

@fonz-ys6xu Год назад

I listened to this at 5:30 am while making breakfast and packing my lunch. I can afford it, but choose not to! My employer will even reimburse you if you go out for lunch, I pack mine because it's healthier and I hate turning in all the receipts!

@fonz-ys6xu Год назад

Also, the reimbursement is up to $9.25, so you still need to be pretty frugal. No steak for lunch!

@myglhjr Год назад

"There's a great place to go when you're broke... TO WORK!!" 😂😂😂

@rebelandboltman Год назад

Eating at home and cooking for yourself is one of the best and healthiest things ever!

@WoodsintheBurg94 19 дней назад

My wife was a little concerned about the grocery bill until I showed her the math on making meals from scratch and the multiple uses on certain products. We can eat nice meals for around 2.25 a serving on most meals. A really nice meal can be made for $5 a serving.

@Strome88 Год назад

That guy really hits the nail on the head, and without a hammer.

@micahwatson9017 Год назад

LOL We need a new regular segment on the Ramsey show where Dave read comments and reacts! 🤣🤣🤣

@edwardkay288 Год назад

The show had contemplated that segment, but then Dave nixed it because he was convinced the idiotic comments were just trolls trying to get attention

@billybeemus3929 Год назад

The same people that say that it is cheaper to eat out at restaurants also say that it is cheaper to be a lifetime renter than a homeowner.

@reese85 Год назад

The home owner and renter thing depends on rent vs mortgage payments

@melb2734 Год назад

It depends. I eat at home but compared the cost of property taxes, home maintenance and utilities to the cost of rent on my tiny efficiency apartment. The rent is cheaper without taking mortgage into account. Of course, the apartment is smaller but I can't find 300 sq. ft. homes where I live. Now, if I felt compelled to live in a larger apartment or home, buying would probably be cheaper.

@candy2325 Год назад

I feel a home costs more because of property taxes, maintenance, and utilities to warm and cool a bigger space

@lorrainedavis6058 Год назад

Thanks Dave for pointing out what should be obvious to everyone.

@laurendearnley9595 Год назад

My partner and I HALVED our food bill simply by planning meals and taking five minutes to check what ingredients we already had rather than just wing it at the shop. The amount of money we would just throw away buying stuff we already had or wouldn't use is insane.

@genxx2724 Год назад

That’s called housekeeping. It’s beneath everyone’s dignity these days.

@candy2325 Год назад

Shopping with a list and meal planning is a game changer 🎉

@SeriouslyLeslie 11 месяцев назад

Interesting. So I’m not the only one who buys ingredients they already have? I didn’t know other people did that. Very expensive bad habit.

@BTrain-is8ch Год назад

These are most of the same people receiving student loan forgiveness... Taking resources from people who did the right thing and giving them to people that aren't even trying and won't even admit that they've made the bad decisions.

@KristyHamby-t9i 10 месяцев назад

I think it is healthier to eat at home also. I can see some of people's arguments is that buying groceries is too high, so they think eating out would be cheaper than spending all the money at the store. The truth is if you commit to spend money buying groceries & eating at home....it is cheaper & healthier in the long run.

@tammypritts8102 7 месяцев назад

Your right ...😢it's sad to see what is happening to America 🇺🇸 God help us all 🇺🇸

@cbennett6093 Год назад

I know someone who does not cook, and her family eats out every meal. I can't even imagine the expense, not to mention how unhealthy it is since you have no control over what is in your food when you eat out. As for myself, I would rather buy what I want at the grocery store and cook it at home. I also appreciate fewer people touching my food, but that's just me.

@liveyourbestlife143 Год назад

When we started the baby steps and stopped eating out. We were completely dumbfounded by how much money we had . We had no idea how much we were actually spending. Now we are debt free and still only eat out once or twice a year. When you see just how much money you save ... you can't look at eating out the same anymore.

@genxx2724 Год назад

And when you only go out on rare occasions, the food and the service better be good! 😆

@liveyourbestlife143 Год назад

@@genxx2724 so true

@janicecarey6007 22 дня назад

Freeze leftovers. When you pull them out later, they are delicious. Make extra, freeze 3 meals and eat one. You have food when you don't want to cook a meal. Reheating takes minutes. If veggies suffer, leave out the veggies, and add when reheating.

@cooker-q4x Год назад

I’m delivering pizzas two nights/wk to help pay our house off in the next 24mo…I’m glad so many people still want to overpay for fast food pizza 😜 Meanwhile my husband meets me at the end of the driveway with a plate of hot homemade food on my way back to the store (we don’t get free food).

@peartfaldo Год назад

nice. knock that mortgage out. did mine March 10th 2021......no more M&T in my life......

@High5748 Год назад

Low key one of the best 2022 New Years resolutions I made was to cut back on go out to eat. Only would if it was with family or friends and no fast food. If you don't know how to cook buy an air fryer it pays itself 10x over.

@LyonsArcade Год назад

The best part of the whole rant, is Dave is sticking up for George, LOL

@wondafaith8621 Год назад

Dave at his finest! Love this show and the tips.

@richardaguirre3719 Год назад

Eating at home taste so much better than the majority of restaurant food. I'd rather have it my way.

@johnmartin4641 Год назад

“Have it your way”, is the slogan for Burger King (a restaurant)😂.

@kennethwers Год назад

Affirmative!!!

@pgstravels Год назад

I don’t know if this happens in the US, but here in England most supermarkets discount foods that go out of date the next day. So I’ve made really good meals before for about $4 per serving. The foods still fresh and good quality as long as you cook it that day.

@TheHoriginal Год назад

Wow so cool 😎

@Hamburglar7 Год назад

I love Dave man! Says what we all are thinking always!

@kaelaleedaley Год назад

PREACH IT! God Bless you both - keep on keeping on xx

@davew7250 Год назад

Epic is an understatement. Love you and your personalities Dave!

@acooca123 Год назад

I love this. I can turn to Dave not only for financial advice but for comedy as well! XD Well said guys!

@Alexander-mk9kg Год назад

lol agreed Dave! People are soft. I meal prep every week and pack all my lunches, even now, with a household income of 260 K per year and zero debt. We can afford to eat out but we only occasionally eat out because we understand this very basic concept you guys are teaching! Thanks for all you guys do and I love you guys!

@Danzilly Год назад

It's a good day with a Dave rant!

@rometimed1382 Месяц назад

I do like Dave's outraged "Iiiiiiiiii knnnnooow" 😂

@JEK Год назад

I'm old enough to remember, but not that old, when eating out was a big deal, putting on pants and a dress shirt. Now people go out like they've entered an eating contest.

@altingalanxhi7323 Год назад

Dave, you are the best!!! I love your take on stupidity; eating outside means outrageous bill and complete dissatisfaction with the food.

@lisab8533 Год назад

Dave your frickin amazing! You’ve changed my life, you rock! You tell the 100% truth… It’s “how the cow ate the cabbage!” Thank God for you Dave!!

@john6941 Год назад

I never tire of watching this clip.🤣

@tommydileo6900 Год назад

Well said Dave and George. Some people today, unbelievable, waaaaaa😰😭

@jsanjay5513 Год назад

It’s simple, we get fatter and our wallet gets slimmer when we eat out 😂

@FrankS111 Год назад

These people who want to “YOLO” or “live for today” are the same ones who will complain decades from now how they cannot afford to retire and how it “isn’t fair”

@01happykat Год назад

They also want their student loans paid for by you and me (the government). Oh, and government sponsored childcare.

@topdog19945 Год назад

My girlfriend likes to go on UberEats and see what kind of "deals" they offer. Just the other night she ordered panera which was $20 after tip and everything but had "saved" $3 because of some deal they were offering. She was able to make two meals out of it. Meanwhile I spent about the same to make lunch throughout the week and I still plenty leftover. I just got her to start total money makeover this past weekend thankfully.

@1charlastar886 Год назад

I hope you think it over very seriously before you consider marrying a GF like that. She will likely make you MISERABLE and poor.

@candy2325 Год назад

Don’t listen to the other comment above me 😅 negative Nancy. I’m glad you had your girlfriend start budgeting! It’s a start!

@Kodikat2 Месяц назад

I took a cooking class and the teacher was a chef. He brought the restaurant printed recipes that also had the cost breakdown on them. An appetizer that is sold for $15 a serving, costs about $1.62 to make.

@sunnywalker2826 Год назад

I love his rant 🤣🤣🤣🤣 Dave is right

@jennlowetherapy Год назад

I recently had a couple things arise that I need to budget for. I would like to save $1000 to replace a panel of our fence that is broken and save $1500 for a bathroom remodel (doing it ourselves). So I am doing a no restaurant/no spend challenge until I have the money saved up. We are still going to pay our bills and do the necessities. I don't feel like I'm being punished. And if I want something yummy to eat they sell that stuff at the grocery store. It's also temporary, we will go back to eating out and buying clothes and stuff when we have the money we need saved up.

@kennethwers Год назад

You will be let down when you go back to ordering out. Restaurant and fast food sucks.

@petehoward8494 Год назад

Good for you. Not sure what type of fence you have, but $1000 per panel seems outrageous. Might want to get some more quotes.

@lorettacarroll6015 Год назад

I only eat out if I have to. Such as I am away from home all day. I typically only eat once or twice a day so it is extremely rare that I have to do this. Quite honestly I have gotten food poisoning so many times eating out I do everything to avoid it (even packing some food and taking it with me if I can).

@jessicawillmore4508 Год назад

My husband sent me this clip on Instagram and he was like we need to be better. See we need to be better. So now we are being way better about no eating out. He loves your guys advice and I am working on being better. Thank you. Love the Dave rants

@doubles1545 Год назад

Same. Some think he’s mean but I find his rants motivational. Helps me stay on the right track.

@smileychess Год назад

Most people don’t need to be told. We just need a reminder sometimes.

@gonnahavemesomefun 10 месяцев назад

I formally declare my unwavering love and support of Dave. I've been following him for two years and some of what he says I disagree with. But this rant has swung it. I now support EVERYTHING he says 💓💓

@stephanecome4234 Год назад

We’ve consolidated all our meals to 20 we like the most. Best part, all of them cross pollinate the ingredients. So it saves on ingredients, faster to shop for, and my kids love all our meals.

@CC12398 Год назад

Heavy people are very protective of their fast food

@user-rw8zj1td9v Год назад

bahaha

@Heavens-Humanaterian-Army Год назад

I'm a very heavy person and I'm only cranky when my housemate goes shopping and refuses to buy mostly veggies...he wants junk...I love healthy food...please don't pigion hole us.

@alinatamashevich3354 Год назад

@@Heavens-Humanaterian-Army We can't...you won't fit.

@formula112967 Год назад

@@Heavens-Humanaterian-Army why don't you go to the store yourself and get the healthy food you want?

@impishmisfits6960 Год назад

"In my defense, I have a punchable face" .. HAHAHA I love me some George!!!! ^_^

@chiefguns1980 Месяц назад

We live in a Senior 55+ apartment complex, 144 apartments. There is a restaurant on the 1st floor. Prices are outrageous! Its not the apartment dwellers that keep the restaurant going, its the surrounding locals!

@LG123ABC Год назад

My wife and I do a pretty good job of eating at home most of the time. What's really bad is when we spend a fortune on groceries and then neither one of us feels like cooking so we eat out anyway. That's a double-whammy and something that should be avoided at all costs. Something that's really weird is that we looked into seeing if we could save money by making our own clothes and you can't. I don't know how they do it, but Wal-Mart can sell a piece of clothing for less than what it would cost us to buy the raw materials and make it ourselves.

@doubles1545 Год назад

But knowing how to sew is still very important, for doing your own mending and tailoring. As a bonus, repurposing old clothes or thrift stores finds can save a little money as well.

@dawnr6381 Год назад

I’m a professional seamstress,what you said about making your own clothes is so true! I’ve been sewing for over 45 years. Back in the 70s and 80s you could save money. Now a days it’s not worth it unless it’s your hobby.

@richardaguirre3719 Год назад

Completely understand your situation. Just budget and plan for it so that you're not overspending on your grocery bill if you desire to eat out a couple of times a week.

@oliviafox6745 Год назад

Save even more by buying clothes at thrift stores.

@richardaguirre3719 Год назад

@DoublePortion4ME second hand clothes are another good option

@Hi-qh8zt Год назад

If people would stay out of debt, and live within their means and have an emergency savings, they can afford to eat out or eat at home either way.

@andrewwolff2161 3 месяца назад

I thought it was ridiculous when they shut down all “non-essential” businesses, but the fast food industry was able to stay open.

@Guidemaster11B 11 месяцев назад

Thanks for what you Do!!!! I have pay 33% of my student loans this year. hopefully in 2 yr will be done. thank you to you guys..

@anya8221 Год назад

When you cook at home you're paying yourself for the time of preparing, cleaning, purchasing. I hate cooking, but I do this year 95% of the time. Even Fast food is not cheap anymore.

@shelkatz Год назад

When I eat breakfast at home I use high quality healthy eggs. Still 1/3 of eating out.

@alinatamashevich3354 Год назад

Do you know the hens? They are sneaky

@LisaSmith-cv9md Год назад

I LOVE THIS! I KEEP TRYING TO EXPLAIN THIS CONCEPT TO A FRIEND.

@balazsbuza7713 5 месяцев назад

A while ago, when my mom made dinner, out of curiosity, I asked her, how much did all the ingridients cost and how much time she spent in total making it and cleaning up afterwards. After comparing it to how much that food would've cost if you bought it pre made, turns out She makes (saves) the most money per hour in the family😅

@aprilhinds1827 3 месяца назад

Took this to heart and packed my lunch each day for a conference I'm at so I only have to eat out for dinner. Even brought my own frozen coffee.

@cappy0023 Год назад

“Think of how stupid the average person is, and realize half of them are stupider than that.”

@thefish5861 Год назад

Correct. It’s a scary thought, isn’t it?

@TheJoehabr Год назад

I’m laughing while eating a dollar pack of hot dogs 😂. Thank you Dave and team for looking at what true discipline should be. Today we allow everyone else to help us. We can’t look in the mirror to help ourselves. I always tell myself. You got to help yourself in order to help others. I get to take my wife and kids to dinner here and there debt free. Best hot dogs I ever tasted 🤑

@mohammedsaleh5920 Год назад

Need few more rants like these😂😂😂. This is gold.

@laserwizard1 11 дней назад

I was "blessed" with a type 2 diabetes diagnosis 4 years ago. This was a blessing because I immediately stopped eating out because I watch my carb consumption and the only way I can do this and trust it is to cook at home. I have saved so much money and the food is so much better and fresher. And... I get to buy nice stuff for food when it is on sale and it is much cheaper than comparable restaurants - duh!

@noahrichardson466 Год назад

I followed Dave's advice for 2 @ 1/2 years. We've been out of debt for 7 years. Everything is paid for. No payments, money in my checking account, nice sizable emergency fund, putting money towards retirement. We are able to give amounts of money away I never thought would be possible. Sacrifice and then sacrifice and sacrifice 🎉❤

@philipepling Год назад

It's definitely still cheaper to cook at home, but when you're cooking for one the increased cost of eating out isn't nearly as extreme since you don't get the same benefit of buying many ingredients in bulk (due to spoilage).

@doubles1545 Год назад

Buy in bulk, cook a large portion, eat a little, package the rest in individual serving sizes, and freeze. Not only did you just make your dinner, you now have multiple frozen dinners ready for a night you are too tired to cook. Just heat and eat.

@blackworldtraveler3711 Год назад

@@doubles1545 Yup. Many don't seem to own freezers. I can spend a few hours in one weekend cooking and making enough food to consume for a couple of months. I have at least two gallons of stew I made in July all frozen rock solid in portions for two ready to heat and eat.

@genxx2724 Год назад

@@blackworldtraveler3711 Their freezers are full of pizza and ice cream.