Motorcycle insurance in Ontario: A complete guide! 

Great video and very informative. However to compare the insurance cost with Europe,we are being taking to the cleaner . A1200 motor guzzi or 1200 Ducati in Europe is 120 euros for full coverage for the riding season . Mind you the training is of a much higher standard for your drivers licence than in canada . However there is no excuse to 10 fold the price for a country with 100 kph speed limit that has snow for 6 month of the year .

Consecutive years with the same insurance company and slowly increasing bike size helps. Also less common bikes seem to have lower rates.

Helps a lot thank you very much Two wheels on the road

Good call M2 is the way to go 👍🏽 scrambler Ducati expensive on repairs/parts, not sure if it would be cheaper.

Very informative!

informative 🎉

Thank you so much, this was so helpful, i'm 19 years old I know i'm young for this but i'm planning to get a ninja 250cc and i'm going to call some insurance companies to see.

Great video, thank you! I have a quick question: You say it is best to avoid insurance until you have your M2 but my understanding is you must pass a road test to obtain your M2. Presumably this means you would need some riding experience, to ride to the test site, and to have valid insurance on the bike at the time of the test. Im struggling to figure out the order of events to make it work logistically. I had an insurance refuse to quote me for M1 and I asked the same question then but they didnt respond. Thanks

If you have a friend who lives outside of a major city ask him if you could use his postal code for cheaper rates

Yoooo I just did my motorcycle course with you

Hey buddy love the video, I live in BC, I have a Motorcycle license from India, How high my premiums are gonna be if I get a KLR650 2008?

Question, if you get an insurance, can you get it for a certain time? Like in Canada with winter you won't be able to use the bike as much compared to summer.

these are in Adventure category. i am planning to buy one this year. Any recommendations even other than these?

A whole different question about the video but i think i found the perfect person to answer it, I got my m2 license before i got a g1, do i need to take a g1 test still even tho i got a m2 and on the m1 test there was a g1 test with it, thank you

whats the location of 2:29

Will quick shifter upgrade bring cost of insurance up significantly?

What are your thoughts on VOOM and any advice on getting my insurance rate to be low as a teen that’s about to get a 1000cc sport bike?

Hi are Yamaha MT03 and BMW G310Gs low cost for insurance?

Got my m1 for in February did my course April for m2 now looking for a bike !

Km’s are a bit weird. Don’t ride enough and your inexperience plays a role. I initially thought I’d ride about 1500km/year. Having wildly underestimated this, I called to update it to 10,000km/year, and my rates went down, and I received a $120 refund. TD MM was the insurer.

If I have a bad car accident & speeding fines history on my driving record, will it have an affect on my motorcycle insurance?

@tractioncontrol looking for the list of companies in the description as mentioned - can’t find it

I am going to get my bike licence this year, God willing, and was looking to buy a DR650, but it seems that because of it's CC the insurance might be higher, despite it being a slower bike than almost every other bike. The insurance in Ontario really is messed up, and we are getting robbed left and right.

Insurance companies are out of control especially in Ontario Canada.. They change their rules constantly and write them as they see fit.. ALL insurance companies need to be regulated to make it fair for everyone not just their bank accounts.

I'm in the process of purchasing a used bike from a private seller in Ontario and for the life of it I'm unable to figure out the process- what to do first, what to do second, what paper work should I ask for and provide. Any chance to have a video on this?

#up

ontario is the worst when it comes to insurance, I actually tried to get onto 2 wheels in 2022. picked up an 85 honda shadow vt750. 26M clean record, 8yrs with a full G quoted at $4500/yr as an M1. put the bike into storage where it still sits hopefully one day it will be affordable enough to ride. making another attempt this year, since I let my M1 expire, im rewritting it this weekend so i can be eligible end of july for M2, also looking at a 95 honda VLX 600. bit of a smaller sized bike, according to the seller of it, through his broker, it cost him $700/yr as an M2 on it which will get me riding this year!

Question about waiting to get a motorcycle after taking the M2 test, would I just rent a motorcycle to do it? I know if I take the training course they provide you with a bike but what will I do for the M2 road test?

Thanks for the informative video. Is it me who finds all the calculations by the insurance companies stupid? Primarily I am looking to buy a motorcycle to use both for commute and long distance touring. So now I have to pay more just to enjoy the scenic beauty of this country? 😪 By the way, since a motorcycle cannot be ridden all year long- is there a way to save on insurance during winters?

I am 20yrs old just got my m2 and thinking. To buy zx6r i asked for some quotes from td insurance and they gave me unbelievable insurance premium price, 35000$ annually? How

so how am i supposed to get m2 license without owning motorcycle? rent for the m2 test?

I just picked up a 2023 GSX-R750 & am paying $725 full coverage but I've had my motorcycle licence for 33 years

What the average insurance rate?

Its just so stupid and way way to much ..