My Response To Caleb Hammer

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Here is my response to ‪@CalebHammer‬ - Enjoy! Add me on Instagram and Snapchat: GPStephan | www.CookUnity.com/ICH - enjoy code ICH50 (not sponsored but they sponsored my podcast in the past and I like them)
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Опубликовано:

18 сен 2023

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Комментарии : 651

@TruckingaccrossUSA 10 месяцев назад

Graham saying “I completely agree with that” when he himself said the thing he’s agreeing with is the funniest thing I’ve seen 😆🙌🏽

@torresluvr24 10 месяцев назад

And the "I made a great point there" had me dying 😂

@GEISmusic 10 месяцев назад

Came here to comment this lmao

@josemadrid31077 10 месяцев назад

SAME @@GEISmusic

@elbino413 10 месяцев назад

I was looking for this comment 😭 😂

@rodrigohernandez2474 10 месяцев назад

Hahahah

@thegreatsauna2347 10 месяцев назад

Wait for the infinite monetizing loop.

@ohmyameluz 10 месяцев назад

IM HERE FOR IT 🙌🏻🙌🏻🙌🏻 patiently waiting ….

@meanmugging 10 месяцев назад

The "Caleb hammer reviews Graham stephans review of Caleb hammers Graham stephan audit"

@ziziflor9019 10 месяцев назад

Lol yay!!! Let's do this

@jhandal311 10 месяцев назад

Caleb responding to grahams response to him responding to calebs response 😆 😆 like traxnyc and nico leonard

@briankelly1240 9 месяцев назад

I think we are in it already

@ASUTubaboy 10 месяцев назад

Telling Caleb to get rid of his student loans was great! He wants to leverage everything possible. Get rid of risk and simplify your life with less money owed to other people.

@TheChewyleaf 10 месяцев назад

I hope Caleb’s channel keeps going strong for many years, but say if it took a downturn I’m sure it would be a relief to know that the student debt is totally gone.

@gavinmuselle5641 10 месяцев назад

@@TheChewyleafmy thoughts exactly!

@Ndasuunye 10 месяцев назад

caleb sounds like one of his clients

@LifeBindeR222 10 месяцев назад

Exactly, at first I didn't agree with Dave Ramsey about paying off all debt but life is so much easier and simpler when there's no debt other than mortgage. That 1-2% spread/year after counting for interest and inflation is not going to make anyone rich and is just exhausting to think about and manage. If it's a massive amount of money sure but for most people no.

@charles_cody 10 месяцев назад

Risk? What risk? The rate is locked in. Min month til it's dead maybe press down in the last year or so but invest as much as you can as early as you can in broad equity tools.

@TinyT0ez 10 месяцев назад

lol Graham reacting to a video with an interview with himself is the most Graham thing ever

@allisonatwood1945 10 месяцев назад

You nailed online dating and replying to messages from a woman's perspective

@Catando 10 месяцев назад

YES! he did!! great job on that Graham!

@LovingSoul61 10 месяцев назад

I agree! It was really interesting to see him talk about dating that way since he doesn't very often

@jgould30 4 месяца назад

Sure, women don't respond if it takes them any effort to think of a response. Meanwhile women put ZERO effort into what they say and expect him to drive the entire conversation. 🙄🤦‍♂️

@allisonatwood1945 4 месяца назад

@@jgould30 you're either overgeneralizing, very bad at conversation, or talking to the wrong women buddy.

@penguinqueen1462 10 месяцев назад

Graham, it was a good episode. Side note, Caleb knows you have money and are a person of simple taste but I think it made him happy to treat you at the airport. Anyone who gives you something probably makes less than you but they didn’t give you something based on its worth, they do it because it gave them joy. Food for thought.

@debbymendoza6875 10 месяцев назад

Absolutely!!! It's okay if graham doesn't wanna buy himself nice things; but, if someone wants to show you love and appreciation through a nice gift, then you gotta let them. Still love em both!

@Mom_of_the_Chickies 10 месяцев назад

On the flip side, when gifting something or treating someone, you need to consider what THEY would want or appreciate. But if they both took into account each others point of views and just took it for what it is, it’d be a perfect world lol

@jeffyboi6969 10 месяцев назад

@@Mom_of_the_Chickies that works both ways, when receiving a gift by someone or being treated by someone you need to consider what THEY would want or appreciate. Everything isn't about you. Especially when you aren't the one doing anything other than RECEIVING something. Derp.

@sarahschreffler5407 10 месяцев назад

THIS. I would have been happy with a fake jewel engagement ring but I'm glad my dad warned me to accept what my boyfriend offered because it might mean more to HIM to be able to get me an actual diamond that it did not matter so much that I would have been just as happy with a fake sapphire. A gift is a gift.

@JamesDecker7 10 месяцев назад

Alternative take: Rich/Successful people often have the reaction to gifts of “What does this person want in return from me?” It can make some of them VERY uncomfortable with unprompted gifts EXCEPT from “peers” who “probably don’t want something from me”.

@michaelatheharpist 10 месяцев назад

The dating profile review is the content the world needs. Every guy friend's profile I've ever seen makes them look absolutely revolting when they're actually pretty cool 😅

@Purplesquigglystripe 10 месяцев назад

Graham’s advice was really good. Especially when he critiqued the way Caleb messages his matches.

@LovingSoul61 10 месяцев назад

I agree, Caleb is way cooler and nicer than his profile gives him credit for

@s2rox 10 месяцев назад

Graham doing a thorough audit of Caleb's Hinge was not what I was expecting from this video 😂

@nonoovictoria 10 месяцев назад

We need an entire Graham segment on reviewing men’s Hinge profiles ASAP - that part was so entertaining loll

@deekayvixen 10 месяцев назад

You can never get your voice to go as high as Caleb’s whilst reviewing someone’s spending 😂 It was a great video, you did awesome and I learned a lot from both of you.

@flyinggeckos123 10 месяцев назад

There’s definitely levels of financial advice. Caleb does a great job of advising train wrecks but still needs to learn how to manage this much money at a higher level. That’s where Graham is a level up. Loved this collab!

@nineteenfortyeight6762 9 месяцев назад

Strongly agree!

@Courtney-Alice-Gargani 10 месяцев назад

Caleb Hammer is the Simon Cowell of Financial advice. Hahah. You're awesome, Graham. Don't hold anything back.

@TheGrahamStephanShow 10 месяцев назад

🙏🏻

@samu-chan 10 месяцев назад

simon cowell got woke and soft.

@braveheart9658 10 месяцев назад

@@samu-chan☠️

@Joeysaladslover 10 месяцев назад

@@samu-chanI cannot imagine unironically using the word woke💀 especially as an insult to someone you don’t know and who will never care about you, much less your political opinions, please get a life, nobody cares that you’re racist lol move on.

@priscilaazeneth 10 месяцев назад

Graham I know this is vain but you look so much better and youthful with Caleb’s lighting than with your lighting. You might want to reconsider a warmer light.

@KS0428 10 месяцев назад

That’s a good observation. You are right!

@tomaszberg5704 4 месяца назад

This is spot on!

@MDC21122MWC 10 месяцев назад

To me as a Midwest girly who loves dorks I think Caleb is awesome and reminds me of my husband in a lot of ways😂 he’s a Midwest dream trying to get by in Texas!!

@CalebHammer 10 месяцев назад

ELLO, I’m Morgan freeman init

@AMH793 10 месяцев назад

Ello mate

@ellennimrod8476 10 месяцев назад

Gold 😂

@beatfirestorm 10 месяцев назад

Man you did such a good job in the hot seat. Being someone who was literally once in calebs position, coming into a new higher income bracket while also being financiall savy and a public figure. I think you gave him a perspective nobody else could have.

@uzimakiuchiha 10 месяцев назад

My man literally watching HIMSELF, saying "yeah, I agree with that" 😂

@demonsnails 10 месяцев назад

Graham : Shares an opinion Reacting Graham : I COMPLETELY AGREE WITH THAT!

@altynayashimbayeva9879 9 месяцев назад

I was laughing so much when it happened hahhahaa

@altynayashimbayeva9879 9 месяцев назад

Graham is hilarious for that

@z3m0s 10 месяцев назад

Graham talking about gold diggers "You don't have to worry about ants if you're not leaving food out" lmao

@paulharsh78 10 месяцев назад

That was my favorite video from you in a very long time! I definitely didn’t think you were copying Caleb, you were being yourself.

@Sarah-uj4oj 10 месяцев назад

I was honestly impressed by your dating advice. I think this collab has shown both of you in a new, positive light to your audiences! Way to go!

@krystin0004 10 месяцев назад

I love Graham agreeing with himself 😂

@Joey_Hernandez 10 месяцев назад

Graham your breakdown on Caleb’s finance was pro. A lot of Caleb’s audience commended your wisdom and breakdowns that nobody else has done. I’m glad both of you guys agreed to this and big ups to the cross platform infinite money hack.

@beth3535 9 месяцев назад

Caleb needs a Caleb too.

@GlucoseGuy 10 месяцев назад

It was great for Caleb to get a high earning youtuber perspective on his own finances. It helps to see that just because you're making good money, doesn't mean you're using it wisely or not making bad choices. You gave great suggestions, from someone who has been there. Also the dating advice was a great segment to see and present yourself can make all the difference.

@coreyladd125 10 месяцев назад

You are the only creator on RU-vid we would accept to audit caleb. Also that house payment is absolute death

@claymore9359 10 месяцев назад

He's like a guy that just signed for the NFL and buys a mansion based on the money they're making their first year.

@thedavenaugler 10 месяцев назад

Graham, I've been a follower for years, from the days of your iced coffee tutorials to your savvy financial advice. I'm with Caleb on this - you're truly the original influencer in this space. This recent collaboration between the two of you was spectacular! I've always looked forward to seeing a joint venture, especially since I've seen you review so many of Caleb's Financial Audits. Your review of Caleb's audit was the icing on the cake. It was such a treat seeing the OG Graham Stephan offering his unique perspective and wisdom to the trailblazing Caleb Hammer. Watching the video was a joy from start to finish.

@bd233 10 месяцев назад

I second all of this. Graham is the true OG

@Lion-ik6lv 10 месяцев назад

I didn't realize how much I would love Graham's dating advice.

@RaulMartinez-gd3pw 10 месяцев назад

**Graham makes a point on original video** Current Graham: “that’s a really good point!” 😂😂😂😂😂

@rossedwardmiller 10 месяцев назад

He really replicated Caleb by placing importance on therapy and questioning him about his food purchases

@ForeverAmazingGirl 10 месяцев назад

Grahams advice to Caleb’s dating profile is spot on! As someone actively on hinge, I definitely scroll immediately if the first picture has multiple people in it. And you can’t even see his face..

@JenniferRohr 10 месяцев назад

I've been waiting for this collaboration for months!! Great job to both of you!! Loved the Instagram stories too. 😀

@TheGrahamStephanShow 10 месяцев назад

Thank you!

@tylerhalstead255 10 месяцев назад

More collabs w Caleb, Graham!

@TheGrahamStephanShow 10 месяцев назад

Deal!

@ziziflor9019 10 месяцев назад

Put a value on your time. So many of us forget this

@rv_wisconsin665 10 месяцев назад

I like how Graham made a point during Caleb's show, and then on this show says I completely agree with that point. 😂

@NikkyElso 10 месяцев назад

The best part, by far, was the dating advice 😂 There really needs to be a Caleb Hammer, but for people's online dating profiles.

@toeknee5565 10 месяцев назад

Carrying student loan debt is just so horribly unwise. Caleb doesnt understand the concept of risk as well as he should, otherwise he wouldn't be leveraging it in the way he is.

@NecoBabbles 10 месяцев назад

Graham's the definition of "that one friend who keeps it real". Also, we need Date Doctor Graham. Make it happen. :D

@kayleighlittrell6018 10 месяцев назад

I like the hinge conversation, the back and fourth was so genuine.

@ItsMikeArre 10 месяцев назад

It’s great to see Caleb has flaws and things to work on just like everyone

@netizensarrest4241 10 месяцев назад

There’s a difference between getting out of debt, becoming wealthy and then building wealth. I really appreciated seeing your knowledge and the mindset shifts that must come with the latter.

@BelArtist 10 месяцев назад

I thought the “intruthive thoughts” part was adorable 😂

@ellennimrod8476 10 месяцев назад

I discovered Caleb through your channel. So cool to see it come full circle! You did great

@J.Brown01 10 месяцев назад

That video showed how financially and emotional smart and mature Graham is. Really enjoyed it. Graham I would love if you do something that touches on the more emotional/relational aspect of people regarding finances as well!

@gracesimplified3860 10 месяцев назад

Paying off his student debt is a matter of integrity. It’s a loan to something intangible. Paying it off would be liberating even if he doesn’t believes so. He has the money. Graham’s advice was excellent. I hope Caleb listens.

@airybrook 10 месяцев назад

Also - he could set a better example to people on his show.

@xMontorix 10 месяцев назад

Caleb is Rizzless! Noooo 😭 You gave him great advice. It wasn't until I became the buyer is when I started seeing success. Is she worth MY time. Not the other way around.

@sebastianseoane278 9 месяцев назад

You hit it spot on with “be the buyer not the seller” in the dating app. The minute I changed my approach on Hinge, I met my wife. Also, be open to going on a date and understanding that it’s ok to not hit it off with that person and telling them. Felt so refreshing to do that than lie or ghost them and vice versa.

@BCRichDraco1990 10 месяцев назад

That awkward moment when you realize your financial advisor is bad at personal finance...

@terricox3559 9 месяцев назад

Not bad at all, just adjusting to finance at a much higher income than he's had before. Everyone has to learn at every stage

@rangequeen 6 месяцев назад

I wouldn’t say bad at all but he is over-complicating it for sure!

@walidmograbi 10 месяцев назад

Me in the house repeating Intrusive thoughts, intrusive thoughts, intrusive thoughts, intrusive thoughts, intrusive thoughts 😅

@elizmarmontanez 10 месяцев назад

I think you did a really great job as the auditor. You could tell you are experienced and your nerves didn’t show. Great job!

@niurandoneich 10 месяцев назад

*Graham talking in Caleb's video* Present Graham: I COMPLETELY AGREE WITH THAT

@JasonGroom 10 месяцев назад

I think i figured Caleb out. All the leveraging of things like his student loan low interest, and the furniture 0%. He is living like a middle income midwestern person. What i mean is basically, the interest he can earn investing that money for the furniture actually makes a difference. For me, it would, its about half a mortgage payment just by doing nothing other than paying off my furtnature on the time table to keep 0% charged. For him, it is just a drop in the bucket, but he doesn't see it that way yet.

@Revo2222-j2u 10 месяцев назад

I’m not familiar with your channel but I thought you made a lot of good points to Caleb about his finances , career & love life . He is so mature in so many ways but he needs to mature more to attract a woman .

@ProfessionalGasLighting 10 месяцев назад

Finances is cool I’m always here on every video, but I LOVE the part where you go in on dating. This isn’t the first time I’ve thought this. I saw a RU-vid short that was you on a podcast talking about tinder and it was super funny and relatable

@MmM20978 10 месяцев назад

I think Caleb has personality going for him. I appreciated your advice just finishing this and the dating advice was solid

@melanierhine593 10 месяцев назад

Caleb should go to Vegas in the spring for a follow up financial audit and more hinge advice!

@CalebHammer 10 месяцев назад

Yessss

@AutriBanerjee 10 месяцев назад

@@CalebHammer bro why u responding to random comments, and not the bigger ones up there?

@amandathomas0612 10 месяцев назад

I love how real and honest you both are!! Thank you both for helping people out with their finances! 💸💸💸

@jillgott6567 10 месяцев назад

Personally, I think paying off the primary residence before adding several rental properties would be wiser. Also is the office in his house, is his studio ? Those would be deductions. The franchise oh no ! That was a bad idea ! So glad Graham spoke up about not doing it. The furniture- 0% interest ,50% off due to his friend discount ! ! Great deal ! Now, PAY IT OFF !

@ziziflor9019 10 месяцев назад

I relate with caleb so much with his anxiety issues. He's doing well and seems to have his fear under control and doing well so it's possible for people like me with a professional to help or course. Guys if your issue doesn't pay for a therapist see if you can save enough to pay one for an hour a week. Sometimes once a month. Just go it.

@BelArtist 10 месяцев назад

Absolutely! Even one hour every other week helps so much! Many therapists do sliding scale too, which means they work a rate with you depending on your financial situation 😊 it’s so so worth it and helps everything else fall into place

@hhon8938 10 месяцев назад

Great vid Graham!!! It was sooo fun to see you on Caleb’s channel! I really hope there will be more of the two of you guys meeting up and YouTubing things.

@francoq23 10 месяцев назад

Cant believe he financed his Ashley furniture lol totally against every advice he gives out to the people he audits…

@alexmcclard 9 месяцев назад

It’s not really though… it was a 0 interest finance and he was investing for a greater return. That’s not many people’s situation on his show.

@Maria-jt7nt 10 месяцев назад

I am in total agreement with you on the franchise topic for now. I would have gone straight into it,but after hearing your reasoning against it, now it made so much sense not to. Definitely go for it Caleb AFTER a few yrs.

@NerdAngle 10 месяцев назад

This was such a cool episode of Financial Audit, loved that you guys did this.

@aaronmoore6549 10 месяцев назад

Best moment was when you said, “I totally agree” about a comment you made to Caleb.

@ladykitty16 10 месяцев назад

This was the crossover I've been waiting for 😍😁you both are amazing in their own way and I have learnt so much from y'all

@jodimiddendorf 10 месяцев назад

I appreciate the “intrusive thoughts” peeve being kept in the video. That kind of fumbling is only funny because it is relatable.😉 I’ve watched both this video and the original. Love the collaboration!

@strawberryseed44 10 месяцев назад

I didn't know I need grahams hinge dating profile break downs but I'm so here for it😂

@lisapvpv 10 месяцев назад

These are big topics we don't learn enough of in school (im 29 so I love these contents, u, caleb) I also am a huge watcher of dr kirk Honda, watched for 2+ years now about psychology. ❤

@dawnglessner7432 10 месяцев назад

This was a great interview from both of you! Caleb was very brave to take the criticism, but I believe we all learned a lot. I enjoyed it very much!

@scottwible1532 10 месяцев назад

Graham says something to Caleb… “I completely agree with that” -Graham reacting

@dm3988 10 месяцев назад

Getting rid of all of the debt is a no-brainer. Significantly reducing his expenses will give him “cash flow”because his money won’t be going to debt payments.

@caitlink7433 10 месяцев назад

We need more hinge breakdowns 🤣 my cousin is on it and some of these guys are insanely weird.

@staceybulleigh8408 10 месяцев назад

Graham, you were so well spoken. You did a great job!

@tianamarie989 10 месяцев назад

About his phobia: he is so self aware of what he's allowing to happen. That's the hardest step forward.

@dm3988 10 месяцев назад

Graham- You did such a good job. You were calm and well-spoken. I hope Caleb appreciates what a gift you have given him with your time and knowledge.

@ExsistantUnicorn 10 месяцев назад

My fiancé got me into watching your videos as well as Caleb’s videos. Loved seeing this collab 💚

@xX_HaRdBaLLz_Xx 10 месяцев назад

“What comes easy won’t last, what lasts won’t come easy.”

@christinehaag8915 10 месяцев назад

I enjoy Caleb's videos! He's not perfect, but I know I'm definitely not with my finances all the time either. I loved hearing your advice to him! I hope it helps him. His whole life changed so rapidly! I can't imagine how that would impact me! Can't wait to continue seeing great work from both of you!

@Winston0Boogie 10 месяцев назад

I have a new respect for Graham because he's very honest here where he admires some things and sort of brought up some of the negatives. I really respect that. There were definitely some things that I didn't agree with what Caleb's plans because some of them were too much.

@adammizell6227 9 месяцев назад

I love Caleb's channel. He's such a down to earth person and genuinely cares for others.

@Notorious_Grey 9 месяцев назад

I disagree. Maybe at first he was like that but.. now it seems like he enjoys bullying people.

@jillgott6567 10 месяцев назад

It was a fun collaboration. You two are incredible, not just intelligent, and flying nancial experts but also the fact you two offer such terrific, empathetic, kick ass support to others.

@scottwible1532 10 месяцев назад

We need a Macy’s reaction to the hinge part

@pajamasam22 10 месяцев назад

Absolutely loved your takeover and audit of Caleb! I wasn't until the last few years that I found myself interested in personal finance videos - often because I found myself feeling defeated like the guests that are reviewed on Caleb's financial audit. I started watching your channel around 2019, I always wanted to understand how to invest, stay up-to-date with market trends etc... but Caleb bridges the gap for viewers like me. I didn't get much help as a teen / young adult and before I can even consider an investment portfolio I need to come up with action plans to tackle my debt (student loans, car payments, family matters etc...) and get over the fear of the not knowing. Caleb has motivated me to create my own game plan to tackle my current situation so that I'm in a better position to consider new opportunities and develop my portfolio when the time comes. To audit Caleb, I think you were the perfect person for the job! You rocked this episode and I think you guys got on really well! :)

@33Jenesis 10 месяцев назад

I have a new found respect for you as an interviewer. You are smart, quick witted, and have a great deal of common sense. Your demeanor and pacing are great, too. I can see why you are such a success as a salesman and content creator.

@cleanairninja9256 10 месяцев назад

I watch videos on both this and Caleb's channel on a regular basis. I agree with the good advice that Graham has given to Caleb- across the board. If Caleb listens, he'll profit enormously. That hamburger franchise idea would have been a disaster.

@amandeez5782 10 месяцев назад

I think Caleb has staying power. He did some interesting things in the beginning where he tried new things and really puts himself out there to reach diverse audiences. He is able to adapt to watch people are looking for.

@beth3535 10 месяцев назад

I watch you and Caleb regularly. I would like to see some content/guest patients that aren’t all-out-disasters. Folks whose financial situations are okay but for which your analysis and recommendations (if applied) could be game-changing. An annual follow up for each would be very interesting as well. There might be less drama, but it would be valuable to a good many of us. TY

@zanneizzo8113 10 месяцев назад

This was such a great interview with Caleb. I hope you do more. One thing to note about Caleb. He has a very creative mind and someone like that can be focused like buckshot instead of an arrow. He has lots of ideas and they will bog him down if he tries to do everything instead of just building his channel for now. I think he sincerely wants to help people. I heard about him through you😊

@alisa-chen 10 месяцев назад

It’s the Hinge audit/analysis for me 💀😆

@ashleywaldvogel6591 10 месяцев назад

The “what brings you on here?” Was ALWAYS an immediate unmatch when I was using apps 😂

@GoAgainstTheOdds 10 месяцев назад

I gotta say i loooooove the dating profile breakdowns haha if you did some shows with that id be so addicted lol!😂

@mofarmmomoney3009 10 месяцев назад

Caleb is truly obsessed with making numbers happy, regardless of magnitude. I share this obsession as I also view finance as a numbers game with the ultimate reward for winners. This does make us more prone towards the hustler mentality, always trying to scheme to the next biggest angle of how to win. Graham points this out, which is a valuable lesson for all of us. Sometimes I need to get past the excitement of a new opportunity that might be good, for the perspective of what is instead the best. I still struggle with this FOMO in financial opportunities. Thanks for the reminder Graham!

@Maria-jt7nt 10 месяцев назад

Waiting patiently for Ice Coffee colab & possibly having Caleb on your panel for a day😊

@rangequeen 6 месяцев назад

Caleb won’t fly 🥺

@andretatesIII 10 месяцев назад

Graham: “I wouldn’t spread your time out with anything else, other than what is important. Which is this.” Also Graham: “I agree with that…” 😂

@davidbowers4270 10 месяцев назад

I think this content is needed, schools don’t teach this stuff, and most parents don’t have it all together.

@gutierra 10 месяцев назад

I loved this video! Great job!! this is the content i look forward to. Honest reviews and great advice!!

@FXJesus 10 месяцев назад

Yo wth straight roasting. True friend.

@tressalewis7004 10 месяцев назад

Love your confidence and wisdom!

@cko8643 10 месяцев назад

LOVED this! Shocked me a bit. Had no idea Caleb or you would do this! New Subscriber!

@emilyneumann3329 10 месяцев назад

Graham, how does one go about figuring out what a comfortable % is to risk for other ventures (franchises, crypto, etc.)

@dariosanchez7699 10 месяцев назад

Fantastic video, very clear that Graham is focused on investment and growing income while managing risks, where as Caleb has felt secure with his success and is taking some risky moves thinking he's being very meticulous. Sure, things could work out for Caleb but big risks can also be a bit setback.