Roof Deductible Confusion? How it Works

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Roof claim deductible confusion: When the homeowner says, "I already paid my deductible" or "My deductible was already taken out!" Here's how to explain how it works. Shoutout to Cody K. for suggesting today's videos!
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Опубликовано:

12 дек 2021

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Комментарии : 40

@TheRoofStrategist 2 года назад

Suggest the next video? Drop a comment.

@alejandrotudonmanriquez7702 Год назад

Hello, so on the estimate or invoice that we send to the insurance, Do we have to specify the deductible amount like type "less or minus deductible" or do we just plug in numbers?

@jasonmitchell5215 3 месяца назад

I’ve been in the roofing industry a little under a year. I was banging my head against the wall trying to understand this and how to overcome it. This really helped. I was as clueless as the customer to begin with.

@ChuckAllen210 2 года назад

This is a great way to explain this to a Homeowner. Thank you for your major contributions to our Industry.

@TheRoofStrategist 2 года назад

🙏Thanks for the kind words. And you are very welcome! 👊

@jerrypetracek6994 2 года назад

I like to make the deductible bigger as an example. If you have a 10,000 claim and your deductible is 5,000 insurance gives you only 5,000 for the work. Sir or ma'am do you know anyone that will do a 10,000 roof for 5,000? Neither do I!

@TheRoofStrategist 2 года назад

🙌

@bestchoiceroofingwfl 2 года назад

Good video! I often experience this question and reply, " Your deductible is your share of the loss. If your deductible is 2k, in a loss, you are responsible for the first 2k of the loss and the carrier is responsible for any amount above that up to the replacement cost set for the loss."

@TheRoofStrategist 2 года назад

Dig it. Well said. "If it ain't broke - don't fix it." I like to add, "So that means that whether your roof is $2001 or $200,000 - your contribution is the same $2,000.

@malenamanning7771 2 года назад

Awesome video! I’ve been getting this one a LOT recently even when explaining the whole process in great detail and clarity upon first inspection.

@TheRoofStrategist 2 года назад

You bet! Glad to help :) Thanks for the comment!

@redcypher1444 2 года назад

Thanks, I get this one occasionally and felt awkward explaining the process. Not anymore!! ;)

@TheRoofStrategist 2 года назад

💪 That's what I like to hear!

@Anuarvieira88 2 года назад

Awesome brother

@TheRoofStrategist 2 года назад

💪🙏 Thank you my dude!

@iketysonn1 2 года назад

make a video on key points to earning trust from customers who see you as a younger sales man

@TheRoofStrategist 2 года назад

That's a great suggestion. Start here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-TX7M4ZB4_3E.html and drop a comment. I'm adding this one to my list for a deep dive ;)

@stormrenu3873 2 года назад

One can use the term co-pay, u have a deductible on ur health ins or your car, right. Just like a co-pay the deductible is ur co-pay. Let's call the carrier right now and ask them.

@TheRoofStrategist 2 года назад

Dig it. That's really good. A powerful angle that I wish I hit in the video! Thanks for sharing this one.

@joeavitto6169 13 дней назад

I can't fine any where that says if you go through law suit and settlement, is there still a deductible to be paid???? Please lmk thank you :)

@arrowheadhunter420 2 года назад

Fundamentals on bidding roof, per square, pitch, layers, etc thanks

@TheRoofStrategist 2 года назад

Great question. Thank you! I will consider this for a future video.

@markdirickson930 9 месяцев назад

Never show a roofer your insurance payment

@arlandamanning8627 9 месяцев назад

Why

@colinsmith7920 8 месяцев назад

@@arlandamanning8627they raise costs so they can make a lick

@rantsrus8203 4 месяца назад

😆 dumb.

@aldeenyo5276 13 дней назад

Getting a lower bid only saves the insurance company money. Cheaper isn’t better.

@thebigdent 2 года назад

I’m getting people who are saying their insurance company told them not to pay the contractor their deductible! And I’m also getting a lot of people who are gun shy about giving money to me prior to starting.

@ericrhodesbusiness 2 года назад

I would follow up on that immediately. Either they are lying or the insurer needs to be corrected asap.

@thebigdent 2 года назад

@@ericrhodesbusiness Trust me, I did. I was so ticked. The other thing they’re saying is that it’s illegal to sign a contract with no price (aka Insurance Contract) 🤦‍♂️

@TheRoofStrategist 2 года назад

You may want to consider reporting this to the state insurance commission.

@rantsrus8203 4 месяца назад

Insurance only responsible to pay actual cost of repairs

@anthonyvilleda7706 Год назад

Hello can I ask some questions

@jgz79 3 месяца назад

Sorry still confused. So my total repair cost is around 7k, they sent me a check of 4k. My deductible is 3k. My adjuster told me i have to pay my roofer the deductible. So does this mean after all that i have 1k left to go towards the repair....im lost