Stuffing My Cash Envelopes 

I personally think it's kinda fun! I work from home so I like the social interaction lol 😂 plus the bank is right by my gym! So it's not inconvenient at all. I hope it works out well for you!!

Why thank you! I made a video showing how I made them if you want to check it out!

I’m guessing that you would just have to divide it by four. For example if you’re subscribed to an app that charges you $20 monthly, you can put in $5 each week you get paid for it. If you know you will be spending $500 on your car, divide by 4, and save up from there

watch her other videos. when budgeting always have a projected amt and actual amt. Since your income varies, always budget low on income and high on expenses.

So so awesome! I love it! I don't have a card that requires me to do that, my charges are waived be cause I have a direct deposit coming in.

My "spending" money is basically date money for my boyfriend and I! But I also use it to buy whatever I want, whether it be planner stickers or something like that! A lot of the time too if I run out of money in my grocery envelope and I need food, I will use some money from the spending envelope. In my recent Q & A Video I talked all about what I do working from home 😊

The lined sheets are literally just a piece of lined binder paper that I taped onto the back of the envelope! And if your goal is to pay of your car as soon as possible, I'd get on a strict written budget and anything you have left over at the end of your budget when you're writing it out, you put that extra towards your car!

Alyssa Nicole oh okay. I just see you writing and tracking (each) envelope and was curious your system. Thank you! Your videos truly have helped me.

Aqua Teal probably gets paid biweekly

That’s also my question. Savings? Or is the plan to save after all debt is plan. I guess there can be an envelope for that as well but i need help not touching it.

I stuff my envelopes every 2 weeks, and I split all of my bills into two. So for instance, I got paid today, and I'll be putting in the second half of my car payment. So the $176 I put in there today will join the other $176 from my last paycheck 2 weeks ago, and then I will make my car payment on the 15th!

Got ya! Thanks for replying back!😊

Of course! Thank you for the question! If you asked it most likely a few other people are confused too, so I'll make sure to clarify on the upcoming cash envelope stuffing!

Thank you! It's due in August and I'm pretty sure they send out the paperwork 2 months in advance, so I should be getting the paperwork any day now. But if they don't I'll definitely call! I'm pretty sure I'm one of the only weirdos eagerly awaiting their registration bill!

There's probably a much better way to do this, but what I've been doing has worked for me for years. I take out everything in cash, including my online payments like my car payment and cell phone bill. Here's an example of what I do. My cell phone bill comes out automatically on the 24th, so on any day from like the 20th-23rd, I will go to the bank and deposit that money needed for that bill to come out. If I were to leave that money in my checking account, it would likely disappear. I'm SO bad if I leave money on my debit card! I'm a serial swiper for sure.

Thank you!

I made them! I'll add a link in the description for the video tutorial I made on how to make your own.

Thanks

I've been working a modified Dave Ramsey plan for years and years now. I had the $500 starter emergency fund for a long time but now that I'm making more money I'm slowly adding to that to build to the $1000. I'm at $750 right now 😊

Just a tip, an ideal Emergency Fund should be equal to your 3-6 months monthly expense or income.

I'm currently living with my parents while working and going to school full time. My parents have always had the rule that if you're going to school, you don't pay rent. While I would LOVE to be living on my own, I would have to take out student loans for school and wouldn't be able to pay off my car if I was. So I'm going to suck it up and live at home for as long as I can until I finish school. My parents might be downsizing in house though so we'll see...I might have to move out anyway!

IDGAF zero based budgeting. You need to re read his book. She is on track!