The Pressure to Earn More $, How Much I’m Making & What I Spent this Month | Monthly Money Update

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About me:
I'm a 25 year old from Canada, living in Montreal. I am always 100% honest and transparent, and love to talk about taboo subjects like anxiety, imposter syndrome, and my true thoughts on things like comparing yourself to others, money, etc. I hope you will join me on my journey through my videos!

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10 июл 2024

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Комментарии : 83

@ashley_z 2 года назад

As someone that is healing from financial anxiety, I love hearing the emotional aspect of your financial journey!

@ZoePritchard 2 года назад

I’m glad!!! 💖💖 we’re healing together hehe

@mwakie 2 года назад

I agree with you, Ashley. I go through ups and downs with financial anxiety and seeing Zoe navigate it and openly share this helps me tremendously

@nellycharlie5761 2 года назад

Hey Zoey, I was you a few months ago. I consider myself like a very good independant worker. I hate being supervised or micromanaged. I like to have my own space and freedom. In october 2021, I got let go of my then « dream job » and frankly I was happy. I was no longer happy there and I felt stressed all the time. From there, I decided to offer my own services. I got another contract job on the side. It was liberating while fucking stressful. I was making WAY less. I couldn’t afford going to restaurants or anything like that. I believed free time is all I needed, but financial insecurity is a real thing. I didn’t get into debt but some time after the 7 month mark I was like fuck it. I am losing my mind. I went against what my ego told me and I got a job. I was scared Id have to live the same stress and low self-esteem from my previous job. I am so happy now. I make 60k working 3 days a week without relying on my business revenue. I found something that works for me and I am so happy. Don’t feel like a failure if you end up working corporate. It’s okay to want stability. Once you do, work on your hobbies and interests an prepare for your next move. I have a feeling you’re stuck in your business venture and you end up resenting it because of the lack of financial security. I wish you all the best Zoey !

@mutomboinprogress 2 года назад

I love that you shared your experience. I recently went back to work corporate after supporting myself solely on offering illustration services online but the financial instability didn’t really bother me. As long as I made enough for rent and food, I was content. What got to me what that it was super isolating (which I thought was fine because I’m an introvert) but it wasn’t good for my depression. I finally decided that for my current mental state, I needed an environment with teamwork, being able to go to an office and LEAVE MY WORK THERE at the end of the day. I’ll go back to working for myself full time when I am in a better place mentally and can handle the realities of working alone (I love how bluntly Zoe’s bf put it). All that to say, I totally relate with you, and with Zoe xx

@BrielleJuliet 2 года назад

Really really love that you’re focusing more on the content you’re creating and being happy with it over numbers. Such a healthy perspective!!! The feelings section of these videos are my favorite, it’s great hearing a more personal take on this topic!!

@Stephanie-ki5oz 2 года назад

I personally loved when you showed all the details and rambled! It was nice to work through the rationalizing with you, hear stories, hear why you thought things were worth it, etc! Similar to how we speak to ourselves about our finances and a way to reflect together ! But both are great Zoe!

@poppycalliope 2 года назад

The nails are popping girl 💅✨️ prioritizing saving is key and I love your new case 🌼 focusing on creating good content and having fun is the best thing you can do and all the rest will come naturally! I like this style of video for sure!

@tori3951 2 года назад

I can’t wait to watch this when I get off of work. I hope you know that your videos are so helpful and unique. You are/ will continue to do big things. You are so transparent and relatable, you make finances not seem as scary and like I’m FaceTiming my big sister. I wish more people were like you and spoke openly about these things!

@ZoePritchard 2 года назад

ah this made me so so happy, thank you!!! 💖

@dmd2803 2 года назад

This is Much needed for me. Thank you for always being so transparent with your journey with money and work ❤️

@lifewithicie 2 года назад

“Just because something is a good deal, doesn’t mean it’s not a lot of money.” Absolutely love this concept and I think it’s something a lot of people can learn from esp when social media promotes this idea that we need “this” and “that”💯 I’ve also been trying to build up my savings and not overspending now that I make more money, but more recently I’ve found myself splurging on clothes or other unnecessary items because it’s on “sale.” I’ll definitely be keeping this in my mind whenever I think of buying something I don’t need for the next month. Great video as always!💖

@beetlebug1039 2 года назад

Hang in there Zoe! Sounds like you have some great support and a good head! The money will come!

@juliekostas7322 2 года назад

I love your money update videos--- fails and wins of yours are equally helpful to me. Keep up your positive outlook. Wishing you continued blessings and happiness for the remainder of the year.

@ZoePritchard 2 года назад

Thank you Julie 💖

@amyharriet5368 2 года назад

I just loved this video, Zoe! I learn so much from you. I love how you match a practical subject (monthly spending) with your emotional and social realities. These kinds of holistic reflections are the best way to make progress in my view. Also, I love that you are sponsored by Pela. I used your code a few months ago to purchase my first case and absolutely love it!

@lynntetteh 2 года назад

always happy to watch you taking care of yourself. I believe there's abundance ahead for you

@JourneyH 9 месяцев назад

Whooo! 50 k, congratulations!

@ZoePritchard 8 месяцев назад

yessss thank you!!

@ellefalconer1095 2 года назад

1. I just found your channel, 2. I'm here so early! And 3. Fellow Canadian! Loving all my Canadian recs lately. Bravo YT.

@nicholemalloy4694 2 года назад

I enjoyed hearing all of your expenses!

@mackenziegraham9861 Год назад

Loved this video! I stumbled across your channel and I am so glad I did! Side note: where is your shirt from?! I am obsessed!

@mutomboinprogress 2 года назад

I love the way you structure these money videos. Addressing the mindset aspect is honestly super important and I didn’t realise it until I actually listened to the whole video.

@mutomboinprogress 2 года назад

😂😂😂😂 I wrote the above comment before even hearing you ask what we think of the structure at 29:05

@BrielleJuliet 2 года назад

Got so excited for u when I saw this vid was sponsored lol (((: love that

@lanamichalski3208 2 года назад

Hi Zoe, I loved today's video, as I enjoy them all. But I was wondering if you are concerned about the rising costs that are happening in all areas of life (rent increases, food price increases, gas increases, etc.) across the world? I never hear other influencers mention it, especially those who live in extreme high cost areas like New York, California, etc. What are your thoughts on that? Thank you!

@PersonalFinancewithLeila 2 года назад

I love these videos ❤️ either style is fine with me. I really appreciate your honesty/transparency because I ended up spending more on "treating myself" this month as well 😅

@krisla3142 2 года назад

Overall you are doing so great! Whenever you experience a dip you always find a solution and bounce back.

@maldonal1891 2 года назад

I like the current set up but prefer the original videos more. I can sometimes be an emotional spender and could relate to your old videos because you'd break down your individual purchases. Whatever you decide, thank you for the original content. It's really great to find such an authentic and honest person discussing finances on RU-vid. Best wishes Zoe!!!

@ZoePritchard 2 года назад

Thank you so much!! That’s really good feedback, and I can certainly integrate listing more of the individual purchases 😇

@BrigitteCheong 2 года назад

Zoe, I was wondering if you can do a video on the credit cards that you have. I am interested in exploring difference options when it comes to credit cards and the rewards you can get.

@debadritakanjilal4674 2 года назад

My fav gurlie❤️

@ZoePritchard 2 года назад

❤️❤️❤️

@K-wx6ki 2 года назад

omg love your nails. are those natural / acrylic?!

@CaroleenaCardoso 2 года назад

I'm all about finance and that's what my majority focus on other than maintaining my health naturally. I also have a creativity side to as well where I love to work on things that bring me joy. (Cutting costs) and of course when you sell the things you no longer need or, find apps that pay, give you discounts, cashback where you can invest, save and earn. (This is what I do on a daily) I'm an app beta tester Meaning I get to try out new apps that pay money, help with finance and get you the rewards to save you a lot in the end. As a content creator you should look into beta testing you will be great! Wishing you all the best hon I love your ideas and sharing your journey with us your voice is a fresh breath of air 💯

@chloewileman6697 2 года назад

Zoe, please start tracking your expenses daily. As someone who suffers from anxiety, I find it helps me feel way more in control of my finances during the month. Loving your videos lately

@ZoePritchard 2 года назад

is there an app you use and like? I’ve tried a few but they never really stuck 😭

@SH-ly1uy 2 года назад

That does not appear to make a lot of sense unless your expenses are spread out evenly or you budget by day (which is madness)

@chloewileman6697 2 года назад

@@SH-ly1uy I don't mean you split your budget into 30 equal amounts and spend that amount daily. I mean you set yourself a target for each category for the month and then track your transactions daily to see how much you have left in each category. That way if I see I have spent more than 50% of my eating out budget before the middle of the month I know I need to slow down. Or if I have some additional cash in my grocery budget towards the end of the month I can treat my self to my favourite more expensive food or allocate that money to treating myself in some other way.

@chloewileman6697 2 года назад

@@ZoePritchard I also tried apps but they never stuck either. I have made a simple excel spreadsheet and I just take 5 min at the end of each day to fill in the one or two transactions for the day. I am happy to share it if you would like?

@mwakie 2 года назад

@@chloewileman6697 Hi Chloe. interesting that you bring this up. I was hoping to start this as well this month in Google sheets. Has it helped you identify areas you can improve? Other than easing your anxiety, how else has it helped you?

@kharinapineda7504 2 года назад

As always, I love your videos! Wasn’t the point of the koho card so that you stick to more of a budget and not spend on your other cards instead of that card just being being guilt free spending! Obviously, you can do whatever you want, just a genuine question!

@cmw5841 2 года назад

I like the new structure of the video! But also if something comes up while filming that you really want to talk about but doesn't fit into the structure, just go for it 🙂

@karinafarrell6035 2 года назад

My favorite videos!

@soalive389 2 года назад

I saw Malibu Rising in the background, I just finished that book recently 😊 I loved Where The Crawdads Sing too!

@kjrparker 2 года назад

Even if you don’t go into specifics for your personal well-being, I would love to know (in general) what your KOHO card is used for. I was under the impression that was for your total monthly spending minus rent/parking, utilities, therapy, and groceries. does it serve a different purpose now?

@divnaprusac938 2 года назад

Great video! Btw what are the shadows behind the window? :D

@ZoePritchard 2 года назад

hahaha i know it looks like slender man 😂 it was trees blowing in the wind (i hope 😉)

@amyharriet5368 2 года назад

I was wondering as well! 😆

@kira5612 Год назад

These videos are soo soo helpful and healing for me. I am still working through extreme money anxiety. This year I was able to get a full time job (where I live it’s been hard for soo many people) so I’m trying to celebrate my wins instead of judging myself and comparing myself to people who have more wealth and independence( during the pandemic I moved back home which has been hard for me to accept). But my main goal really is to see the balance of having fun and reaching some key goals. Like last week I went horseback riding which has been a big dream of mine and it made me realize how even if I don’t make as much as some people I can still find ways to carve out fun so I can enjoy my life instead of always looking at my budget sheets and over stressing on bills. Such a nice video! Lol honestly I usually watch these during my midweek and weekly resets because it’s just nice and calming and takes the stress away from planning 😂

@ZoePritchard Год назад

This is amazing!! Congrats on your new job 🎉 Love how you are able to find those moments of joy. That's what life is for!! I too still struggle with the comparison, but we have to trust the world's timing I believe 🙈 It sounds like you are doing amazing! xo

@just_another_account8089 2 года назад

I finally got a S8 tablet for myself. Expensive but I love it so much!

@MariaFernandez-ni9mv 2 года назад

Hiiii Zoe❤️ i would like to ask if you could explain us the type of bank accounts you have and why. There's tons of information, accounts, banks.. in canada and would love to know your experience on the ones you use. Thank you!

@ZoePritchard Год назад

Such a great topic!! I've written it down to film a video on it :) But so you know before: I use RBC for my daily banking and WealthSimple for saving and investing.

@tiffanyrobinson4719 2 года назад

Great video

@operativealyssa 2 года назад

How do you keep track of all your accounts? Like which bank account is for this certain purpose and which one is for this one. Do you list them down on a notebook? I'm constantly transferring money from one account to another that sometimes I get lost in tracking which is for which.

@ZoePritchard 2 года назад

I have them all nicknamed on my online banking which makes it super easy! they all also have quite different balances so that helps too :)

@Grace-lz7ps 2 года назад

I love your shirt, Zoe. Where's it from?

@ZoePritchard 2 года назад

thank you!! it’s from Princess Polly 💚

@mandyprice5735 2 года назад

Do you make your own spreadsheet and type everything in or do you use an app?

@ZoePritchard 2 года назад

I just make my own in Google Sheets :)

@mandyprice5735 2 года назад

Do you usually share what your savings total at different times? I’m always curious what people decide they’re comfortable with.

@ZoePritchard 2 года назад

Some videos I'll do an update but sometimes I forget 🥲 I will be doing a dedicated video about my savings soon!

@CathGor 2 года назад

Ah, I feel guilty for buying something. But also I understand that I buy only things that I really use on a daily basis. I guess everything is not so bad. And when I think about war, and that tomorrow I can//could be dead, it gives some kind of relief. You should feel yourself happy, enjoying a moment, making your life happy here and now ❤️ even if your happiness depends on coffee or a LV bag) just buy it and be happy 😁

@debrafirestone861 2 года назад

They say it’s not about things but that’s not true

@milenavelazquez7504 2 года назад

Going through the exact same, contracting is not consistent luckily aswell I have a very logical boyfriend. People think he's being mean but for overtly emotional ass I need the though love. 😅

@crisosb8405 2 года назад

Are you still looking for more copyrighting work or are you just sticking with that one company? Just curious.

@milenavelazquez7504 2 года назад

The preasure of earning more is real. . We deff here for a good time not a long time. 💖 Do you know your rising sign by chance?

@ZoePritchard 2 года назад

💖 Im Leo sun and my rising is also Leo!

@annamartinek7998 2 года назад

No life is not supposed to be fun Zoe! Life is tough.

@amyharriet5368 2 года назад

Why can't life be both?

@poppycalliope 2 года назад

life can be whatever we want it to be. it's all about our mindset, our choices and our standards. yes unfortunate things and bad situations are inevitable but if your life is just suffering....then you need to make changes! life is too short and life is not a nightmare, we make it hard and complicated. Also sometimes we forget that less is more. True happiness exists in the little things and the greatest gift of all is health. I wish everyone a beautiful day❤

@milenavelazquez7504 2 года назад

FALSE life is certainly how you make it.

@davidparnell4675 2 года назад

First

@kayflip2233 2 года назад

The unfortunate thing is you can't just easily jump back to the corporate world after you've been away for awhile. Especially when you haven't been able to establish long stints of at least 3 years at prior companies. You'll be competing against people who have demonstrated a solid track record of being able to survive the corporate world and most importantly get promoted. Once you choose the entrepreneurial route, you're pretty much locked in unless you get your MBA and rejoin after that.

@kdcounseling 2 года назад

Girl your windshield is free with comprehensive coverage through your auto insurance. Give them a call, your rate won’t go up ✌🏼

@ZoePritchard 2 года назад

it’s a $500 deductible sadly 😭 I finally called haha and now I’m back to stalling

@kdcounseling 2 года назад

@@ZoePritchard Usually the front windshield doesn’t count towards the deductible, maybe it’s a Florida thing. I know that if I broke my back or side windows I would have to pay but my front has always been free. Interesting. Most of the time if it’s happens “on the highway” from a rock of a truck or something it’s covered. You got this. Plan a day to do it and cross it off your list. You’ll feel much better. 😃

@debrafirestone861 2 года назад

And you forgot to tell your viewers thst what I see That people are trying to keep up With the Jones. It has to be highend bags shoes and etc. it must. Be exhausting

@debrafirestone861 2 года назад

Or in this case Keepjng up with the Kardashion s not the Jones

@kollective3608 Год назад

The fact you have a boyfriend and he doesn’t take care of your bills and provide for you is beyond me. Going 50/50 on vacation?? Never have I ever omg