The Truth About Financial Infidelity - Dave Ramsey Rant 

But the lessons she taught me make it all worth it. I still can honestly say I love that woman with all my heart. She changed me and took what I needed taken away to grow and become a better person in life. Now to put it in my past and move on for I can't wait to see what the next chapter in my life has instore for me. Life is what U make it. And I gave too much of myself my time and my heart and it almost cost me my life and I have goals and dreams to reach. I meant when I shared these things and I will try my hardest and my best to reach my perfect happy place in this life. God is good for he gave me today which is never promised.

That sounds like a sure sign you're on the right path, Miguel. I wish you luck with it!

That’s smart!

Similar, my hidden money is savings. Hubs hidden debt & purchases he bitches about repaying. I put everything into the budget & ask before many things, or at least disclose what clothes or other family purchases I did. Always willing to return or stop for a time.

I agree with you. Maybe it’s purposely intended to lead uneducated people into debt. I have $6300 in debt and no one told me better, not even my parents. I’m glad I learned my lesson though, it’s up to me to not repeat those mistakes.

Same! I had about $6000 in credit card debt and decided to kick it out of my life. I sent the majority of my last two paychecks to pay it off and swore off extravagant spending. Now I’m down to about $3200 and I want to pay it off very soon. Feels so much better without that added stress in my life.

Amelia Basia That amazing ! I'm going to do a balance transfer to a 0% apy (15 months) and 0% balance fee transfer and get mine payed on a plan. Hopefully I can since college is a money sink even though I know I need it to further myself.

This is what makes the rich rich and the poor poor. EDUCATION. I am getting a BA. and I didn't learn about money at all, until I found Dave Ramsey. I was in CAR DEBT, SCHOOL DEBT. And now I am looking to pay it all off by the mid year of 2018.

Miguel Angel Medina Rise I had $14k in CC debt last year. Did the the same thing, balance transferred 0% interest cc and paid it off. Year later cc debt free. You can do it. Just stay committed and don't spend anything with you cc. Take it out of your wallet.

And I want to see the purses now 😂

They married him. Their choice.

@@buffymcmuffin5361 People hide all kinds of things, including their dishonesty before marriage.

Meanwhile a not small minority of fathers unknowingly raising another man’s kids as their own, after SHE Lied

Exactly not everyone is good with money.

Dave is a financial coach not a spouse coach.

Divorce

Im so sorry. I too feel stuck, i have 2 little ones. 😔

When you are single, it is very easy to tell yourself no and know who is to blame if you find yourself in financial problems.

Until you want kids stay single.

How did you hide the debt? Did she ask how much debt you're in and you lied? that's on you. But if the two of you never spoke of money and all the sudden she asks and you're honest and she decides to leave then don't blame yourself. On your next relationship you can discuss money early on but make it a conversation to where you say you've been listening to Dave Ramsey and are working to paying off your debt. That way you brought it up first and not as if you got caught.

LOL. Oh Yea! Get a big purse!

The problem is I only have $1000 in my emergency fund and I need to pay for a lawyer. The good part is his debt is no longer in the debt snowball.

Good call

What do you mean by 'stole $600 from me'? If you were on the DR plan, there is no 'his' money, no 'her' money, so how on earth could he 'steal' if from you. Do you mean he spent $600 outside of the agreed upon budget?

K H-C I have a bank card that came up “missing”. I asked him did he take the card for anything and he told me that he didn’t. He would call me from work and asked me have I found the card yet knowing all along it was in his pocket. He watch me search all around the house and in the car looking for it.

K H-C The best part is when he watched me call Kroger grocery store to ask them if I left it there. He wanted me to think that some random person had stolen it just so he could use the money for whatever he wanted.

92Munson Just pay it off. You spent the money so face the consequences and pay it off with the lesson you learned.

Pay it off! There is no short cuts for debt. PAY YOUR DUES.

Do whatever you can to pay off that debt!! Pick up a few extra jobs, cancel any subscriptions (cable, downgrade your cell service)

If you can pay it off do so. If you need time (1 or 2 years) and have decent credit, you can transfer to debt to another card and get 6months or a year at 0% APR. If your credit is already bad, or you can't afford reasonable payments use the debt consolidation program. You can fix your credit score latter. Do the "Baby Steps" at the same time. You need to get on a budget so that you're making a profit each month. You will probably need to lower your lifestyle and cut expenses.

Neil Ram it takes a skill to laugh at oneself

Don't you though?

Neil Ram It's part of his total persona. He's not reading the news.

Good luck with that. Money is hard to earn and easy to spend. Look how many rich people divorce over money.

I think that if you find a lady with the same values you share, you will find what you seek. Rich people and other divorce over issues where money is only the symptom.

That is because they marry girls who have no gratitude, to them, the guy's money is hers. No, I don't want to date one of those hot girls, I want a women who is about 3 levels lower than me. So that I am the best thing she will ever get. She won't leave me then.

You are certain that Master's is going to pay you that well? I'd make sure I have the job before proposing to anyone.

Vydio, I am determined to be a millionaire, if you are like Dave and his followers, you know what I am talking about. Dave preaches Riches. I am following his baby steps, so I can afford to do so, realistically. I'm going to be debt free by 01/1/2018. Car, student debt paid off. I'm 100% serious here.

I don't. My wife doesn't either for the most part.

No no not true at all! My husband & have been together for almost 15 yrs. & We both have not told any lies & you know what we have an AWESOME MARRIAGE cause of it!!

Whatever you gotta tell yourself to sleep at night.

Hi It's Me Mind Your Own Business We sure know that you do.

I'm a women who believes in traditional gender roles. And I think you can find a woman who will respect you and your finances. Hope you do. God bless

I hear ya. My wife often gripes about not having enough money yet spends far more and makes far less. There seems to be an assumption that she's entitled to do so just because she's female. (no kids) A few years ago we separated. She left me because I was unreasonable for attempting to limit the amount of money she spent per month. In her mind I was to pay all the bills and her money was her's to spend. My money was her's to spend also. I was terrible for trying to "charge her rent like a roommate." It took a long time to make her understand that I deserve to spend or save half the money we have. We got back together but $20,000+ in debt was created. Financial Peace University helped big time. She wouldn't listen to me but she did listen to Dave. When we got married I would never have guessed that she would have such attitudes. Fairness to me never even crossed her mind. She expected to live off of me like a child. Many women want the best of the 1950's AND today. They want to stay at home, make decisions, and avoid cooking and cleaning. They're "traditional" enough to earn very little money, and "feminist" enough to never ask to spend. They feel entitled to rights that no man has ever had. They also don't have the limitations that men do. A man is expected to provide and keep his word. Women do neither and don't even feel badly about it. I love my wife and I'm glad we're still married. It could've gone the other way though. If I weren't a Christian I'd never get married. Marriage is terrible for good men. (Unless you want kids)

Pessimistic Pizza, very interesting book and articles. Thanks for sharing.

Ah, Gooney, no. "Marriage is terrible for good men" Not if they marry a good woman! But some men seem to choose poorly and then want to gripe that the problem is clearly that she's a she, rather than realize the fact that they did not pick a good 'she'. I don't mean to apply that idea only to men, either- plenty of ladies picking losers, getting burned and then swearing that all men are no-good. Don't pick a rotten apple from the bunch and then assume they're ALL rotten!

Like any contract it's good as long as everyone is happy. If the marriage ends it's a raw deal. Look into the laws. We loose custody, pay child support and alimony by default. The burden of proof is on men. Fault rarely exists or is even taken into account anymore. Your wife can cheat on you abandon you AND get alimony and half the assets. Divorce is great for people who earn less than their spouse and a punishment for those who work hard and save. I've known plenty of men ruined by divorce. Their ex-wives are doing just fine.