What If My Spouse Is Not Financially Stable? 

🤑 Dave Ramsey saved me 200k in interest and taught me it was possible to pay off my mortgage early. 35 and completely debt free. House included. Thanks Dave!

NEVER get married to someone who isn't on the same page with you financially. That is something you HAVE to work out before marriage.

It pleases my heart to know that at least some high schools out there are teaching relevant information thank goodness that’s exactly what kids need to be taught especially in high school actual things that people have to do in life and experience in life like finance etc. And PS I’m not that surprised and a specific one because it’s coming from a Catholic school

Never trust someone's words. Always trust their actions.

These are the kinds of things you should look for before you get married.

Then... The marriage is financially unstable. 🤔

If your spouse is financially unstable? This is a strange question...if your spouse's finances are unstable so are yours......

Seems like a perfectly reasonable question for high school students. Why? because many of them are dating, and some are getting close to college age. I have multiple friends that got married before they were 21.

These kids will be going places if they’re asking questions like this. It’s always possible to turn your life around but avoiding the red flags before it happens will definitely be beneficial in the long run!

At this point in my life it would be really important to have that conversation before things got too serious. I don’t think I could be with a woman who is not financially responsible.

Never get married don't share finances have boundaries.

Did the students have this question? Or is the teacher asking for herself ?

Wish I was taught this information in high school

Do not get married if you’re not ready and broke!. Period!

This is me and my wife. She has a very stable income, whereas my income is more inconsistent. We know what we both spend and plan our variable expenses based on my paycheck before payday. We work together on everything and always find a way to make things work

The question these High Schoolers should be asking right now, is how to smartly invest in my educational future without going into debt?

Got married at 17. No idea my spouse would be weird with money. First mistake: needing to get married at 17! 😁

Wouldnt it be a much better idea for DR to host the Ramsey Show on his own instead of with Ken Coleman, Anthony Oneal, Rachel Cruze etc etc? IF Chris H will not be back to host the show

People dream their whole 20’s and panic in their 30’s . Your twenties are over in a BLINK.

You're married.. your spouse's finances are your finances.

What is wrong with people not preparing themselves for their own life? Obviously things happen but it’s not ones responsibility to pick up the pieces for someone else. And it’s not right either !

Marriage ED is better than some of the other stuff they are teaching in high school

Run. If your partner makes bad decisions drop them

"That's the question we came up with", Asking for a friend lol

I think the question is really from the teacher.

A Good Quote, Courage is being yourself everyday in a world that tells you to be someone else.

Also great advice: have babies after marriage and keep a job!

Kudos to this wonderful Teacher teaching this AND phoning Dave!

Nothing irritates me more than a presenter giving his kids a shout-out. We don’t care!!!!!

That was a really awkward question for a class to come up with lol. Oddly specific

7:37- boundaries, kids, religion and money. So true

These kids are going to live a peaceful life.

I love how the whole class got to get on the show!

"there are no crazies in my family", ummm, uh oh

With a high school class, I'm really surprised Dave didn't talk about paying for college and student loans. That seems to be one of the biggest traps young adults fall into nowadays.

Thank you Dave for instructing us all about how to get on the same page with our spouse. Thank you for the below of my heart.

Dave is back! (3/27/2021)

This was one of the questions on their homework assignment.

So awesome to hear this being taught in school. Gave me such a good feeling.

I wish I heard this message 10 years ago 😢

They need to create a "Marriage 101" curriculum and show it in every high school everywhere to show teenagers how NOT TO jump into marriage before knowing that the most important things IN a marriage are; true genuine love NOT lust or codependency, and both being emotionally and financially stable. Also being truly honest, having trust and COMMUNICATE!! Talk about separate/mutual goals, agreeing on finances, bills, purchases, savings, children or no children, etc., so they BOTH have a CLEAR understanding of what they're BOTH getting into!!

Mine agrees to the plan and then becomes manipulit8ve when accountability happens, then lies and hides and refuses to talk. Months and years of thus never ending toxic cycle. Help!

This is good advise for those who are learning the seven baby step plan while single. But I would request that Dave please not insist that his smart investor pros enforce this upon customers just because their spouse thinks the world revolves around them.

Marriage In-laws Religion Kids

HS students should have asked about what they could do now to fund college without student loans. Ex: community college/in-state college, picking a good major that leads to a career, saving early, taking ACT/SAT

How to deal with crazy ppl in each other's family is MAJOR. People tend to forget that when you marry someone, they tend to come with family and not all of them will like you

4:25 Dave finally said it 👏🏾👏🏾👏🏾👏🏾👏🏾

Wouldn’t be great if high schoolers could take your financial class as part of their curriculum/elective?

I wonder how long this teacher has actually been listening to the show. It can't be more than 2-3 months. It is a very awkwardly worded question. I don't believe kids would come up with this as a question themselves because it is not the way teenagers would speak even if they are seeing an unstable financial environment at home. I think this question is about the teacher herself and how she is questioning her own spouse and doesn't view them as having a stable relationship with money during the pandemic. Also tired of hearing about the Smart Vestor Pros nonstop. 🤑

Can they help your company sell books before firing them? 👀😂😂😂

I really hate the whole "it's not we until marriage". Like not every relationship needs to evolve to the point of marriage to be "we". Like it should be "we" in ANY relationship after a certain point, marriage or not.

20 years ago when we got married I was kinda the "princess" type. People can mature

Are the subtitles coming out funny for anyone else?

How is that a weird question for people in high school? That should be something we talk about while we're in high school before we become adults and have to decide how to find a partner because we don't ever talk about it that's one of the smartest questions a high schooler could ask!

No such thing as ONE person in a marriage being financially unstable. You're married. Period. What yours is mine and what mine is yours🤷‍♀️

i bet you if that was a male , the answear would be diferent :D

Thank you for sharing this I really needed to hear this!!!

Infidelity and sexual incompatibility are right up there with financial problems when it comes to leading causes of divorce.... this is just as important for young people to know.

I took personal finance in high school. I cannot believe that it is an elective. At least it is in Indiana. The most valuable class that I have ever taken. Middle school, high school, college, anywhere. Math is required, but where in life does math come into play in the most important circumstances? Money!

Im in my late 20s & I enjoy showing off very expensive stuff & expensive clothes. I have very poor self esteem. So I love bragging about expensive stuff for my poor self esteem. I have very poor esteem so I love buying really expensive things.

Hi my concern is when will C Hogal be back on air? He is such an asset to The company Thanks

Shout out to KC!

Marriage is moer like a tax brake its only governmental permission from the state. I would get married but to a richer person, bc I feel divorce will wipe my out

Woot woot! Love a good KC call!

What a wonderful teacher

If Dave Ramsey was black, he would not be in his position.

Good to know early.. some people marry their high school sweethearts.

Listen kids!

Highschool students?? That’s very interesting

What if we aren't even married yet and keeps asking for financial support every time you get paid?

Chris... Chris... Chris...

Sell the spouse

My Goodness could this be more sexist? Infidelity and lack of communication, finances, sexual intimacy are the main reasons people get divorced and women usually initiate divorce for these reasons. Times have changed, but not so much in some ways. I am guessing a Christian high school is supporting a traditional young wife scenario. In the real world women work, they are educated they have careers, high paying careers. In the real world artists make money and it is a job like any other job man or woman that does not make you a flake or a bad catch. In a marriage money easily creates a power dynamic, meaning the one who makes the money is the boss. This is another reason why a lot of women choose a career instead of staying at home with kids, it is too easy to become dependent and be put in a powerless position. Having a career levels the playing field. If you are in high school concentrate on getting a degree and a good job, a career you enjoy. Then open yourself up to choosing a partner if you feel you want one, and. plan a family if you both decide you want one. Don't be in a hurry, freeze your eggs if you have to. Marriage is a choice, it is a legal commitment to combine and share finances at the end of the day (no matter your religion). Choose a partner who shares the same values, who respects you, who you share goals with, and see the same future with. As for money, if you each bring your own to the table you will have less to fight about, and you can concentrate on being good friends, loyal to each other, concentrate on intimacy if that is a priority for both of you.

I went from being able to work 60+ hours a week. To a relapse (no longer in remission) with multiple disabilities and can now do maybe 30 hours a week. I feel like such a burderln and as much as I'm a great encourager of my husband's new career (electrician) and I manage the bills mostly I still feel like a financial failure. Like I'm the dead weight. . .

Just stop preaching!!

how old is ken?

KANSAS CITY!!!

Facts

50th

Borderline a dave rant

It doesn't profit a man to get married at all.

you can continue the relationship and just not marry. marriage is not for everyone. not everyone wants to and not everyone has the opportunity. nothing wrong with never marrying. marriage is not an achievement and certainly is not an obligation

This is not a Dave Ramsey question, this is a federal question and one where you may have to run for office and change the laws. You cannot control another person, but you should not have to be financially looted to be equal.