Advantages of SSDI Over SSI 

I just had my SSI hearing this week and was approved. Your videos were very helpful in my preparation for my hearing. I felt completely at ease throughout the process thanks to you and my attorney.

You are extremely knowledgeable in SSDI & SSI. A year ago, I turned 30 and was making an immense living as a model, which I loved so much. On that same year, I had a mini-stroke that resulted in numbness on the right side of my body and now I use a cane to keep my balance. I applied for SSI because I knew I didn't qualify for SSDI and I didn't earn enough work credits and didn't reach retirement age at all. To make it short, I got an awesome lawyer to handle my case, got the notice of decision in the mail, the ALJ found me fully favorable and now I'm getting my SSI benefits (although I miss modeling so much and now I can't do that anymore). The current maximum amount of SSI is now $771.00 a month and I'm perfectly fine with it (I'm also getting a lot of back pay, but due to the amount being so large, the law won't allow them to give it all in one lump sum, so I'll get it in installments, 6 months apart).

I been watching and taking notes on your videos for 6months. My hearing was today and I just won my case. It's been 2 years strong

Really appreciating the series of videos. Such a wealth of important knowledge.

Thank you, you must be commended for your service to humanity.

Thank you for making these videos. At various times they have been quite helpful.

Penalizing someone for being married is cruel. A sick person on ssi needs their benefits which include medicaid. They are disabled same as those on ssd. Why does spouse income count for ssi but not ssd. It should not count for both. I have heard people talk of killing themselves as a result of this. This has to stop.

3:50 Hi Jonathan; not to nitpick as I understood what you meant but I think you misspoke about it being $733 x 5 for a total of $3500 per month vs. $3500 total for the whole 5 month period. Thank you for all the good info you share.

Thank you for clarifying the concurrent SSI/SSDI approval situation. I just recently got a fully favorable decision and have been told that I qualify for both but nobody can explain what that means in a way that I understand until now so thank you for the clarification.

Thanks for sharing. You were calm, pleasant & informative. Thanks again🤙

I got my SSDI right away

I am 55 y/o, and I worked many years as a certified public accountant after my diagnosis of Multiple Sclerosis at age 26. My disease progressed, and I applied for and was awarded SSDI benefits in August 2018 at age 54. I did not WANT to apply for SSI because I was aware from the beginning I would not qualify for SSI due to my 401k balance, but unfortunately my local social security office applied for SSI on my behalf anyway. As expected, I received my denial letter for SSI within a short period of time. I just don't understand why SSI was able to send ME a rejection letter early on in the process, but now SSDI is withholding payment of my retro benefit until they can verify I NEVER receive any SSI benefits. I will receive my first monthly SSDI check in 15 days, but no word on when I will receive my back pay. Hmmmmm, I just don't get it. I know I will eventually get paid, and for this, I am truly grateful, but the additional delay is silly in my humble opinion. As a side note, I filed for SSDI without the help of an attorney, AND I won my level 1 appeal without the help of an attorney. I probably will not hire an attorney at this point even though I am certain an attorney could handle this minor issue more quickly than I. In the mean time, I just WAIT and WAIT and WAIT until the left hand can talk with the right hand at the Social Security Department. SMH :(

My statements from ss just show ssi. When I asked the agent why doesn't my forms show ssdi I am told I am getting ssd I benefits. please help me to understand.

Hello Thank you for an informative video

SSI is harder to get , has restrictions . You can not have more than $2000 in a savings account You will be penalized for any extra assets and as of 2020 the amount is $783 a month .A pittance

I get ssi and ssdi. I get around $500 from one and $400 from the other. I always wonder if i'm supposed to get more than $900 a month.

What can i do if they lowered my SSI by $85 and they only want to give me $133 a month in snap benefits?

Thank you so much !

I was approved for both after a year and five months of waiting.

Sadly I don't qualify for SSDI because I was injured before I had worked enough hours to get SSDI.

About SSA

Thanks so much for this information I was on ssd for several years now on ssi just wanted to know if I can make as much money as I want 👍

SSI asset limits are ridiculously unfair. Waiting 2 years for medicare on ssdi is killing people. I was stage 4 cancer. My ssdi put me over the limit for medicaid. If it weren't for family members chipping in to buy me an Obamacare plan, I would be dead. I also qualified for compassionate allowance but they fumbled there and had to wait the full six months. They did not care. That was 5 months of payments I lost and quicker access to Medicare. My cancer had grown into my skull by the time I was able to get to treatment. They seriously need to overhaul their system.

Thank You For Real Info

I got the hearing today and I got denied in the spot. But the ALJ was so nice and explained to me why he denied me. He said that I have no enough work credit. So instead he told me to apply for SSI and my medical records says enough that I’m disabled and can’t work. So, you mentioned in SSI if the husband is working you got no benefits. In my situation my husband is retired and we’re not leaving together, we’re separated but he pays the rent where I am staying and he’s not getting a lot of money from his retirement. Do I have a chance to get the SSI benefits? By the way, I watched all your videos many times and thank you.

why don't ssi help with dental

My SSDI was approved in 6 days because I have a cancer diagnosis and met their criteria. I filled out the application by myself. It was tedious but easy. The doctor cannot say you are disabled--medical records are reviewed which is the determination. You have to wait 5 months after what they determined you were disabled (last day you had to work and go on FMLA). They do not backpay during that wait period and you get your first check in 6 months. I rather be working but I can't. Even after a 11 hour surgery I'm getting daily radiation and chemo. Cancer stole my life and I never drink, never smoked, kept my weight down and rode my bike daily for years. I still got cancer. Life can really suck, but at least I won't go homeless with SSDI.

Im deaf and homeless and not eligable for either but the mayor of Tampa gets both . Whats that tell you about the system today .

Im on ssdi and get 870 amonth but after medicare takes there 140 knocks me down to 730 month !!!

The Judge at the hearing for SSDI ended up changing the dates of my disability therefore making me eligible for SSI......my attorney is appealing it. It's just nonsense, I dont quality for SSI.

I’m applying for ssi bc I was a stay at home mother my entire adult life. What are my chances of getting approval with siatica nerve damage, osteoarthritis and using the grid rules? Thanks

Hi Jonathan, I just watched your video on SSI and SSDI. If a person becomes disabled and hasn't worked since 2009 does that mean they can only file for SSI even if they worked all their lives?

Hello Johnathan, I was injured and put on disability now that I am at FRA I wish to apply to SSI, Iwas told that I would get the same amount of benefits as on Disability, My AIME is at $39,368.00 I don't think it is fair that I paid so much into SSA and be reduced because of my injuries.

I truly appreciate your videos Mr. Ginsberg! In Georgia there is a program called "Ticket to Work". The program allows you to work, if you can, on a job that does not do further harm to your disability. What should one be aware of with such a program? Of course this is part time work or seasonal work. Thank you in advance.

I have a few questions for you but I'd rather talk to you on the phone and I'd also like a copy of your survival book! !

I was ill 9 years old with panic attacks,and agoraphobia,homebound by agoraphobia at 15 years old. I filed in 1975 at age 18. My records of 5 years seeing a psychiatrist was sent to them. I couldnt leave my home,and only could find a physician to come to my home. I got refused .they saw my doctors records. My father supported me,i never worked. He claim me on his income tax .i filed again at age 27 years old,i was thrown on SSi.They lied they said they didnt see my doctors records. the doctor is deceased,and his records destroyed. I was thrown out of school at 13 years old,due to my illness. I believe i was put on the wrong program. Believe i belong on SSDI,under my father earnings .is there anything i can do? I receive $800 a month,and can not pay rent ect with that amount. Its not enough.Im still homebound since 15 years old . And have other physical health problems now.

I had a review and made sure I did everything right there said there was no paper to fill out now if there a paper she said she was gonna to send me some papers and didn't send nothing so I called and I guess I completed everything during the review did I

I've been getting ssdi for probably 6yrs now but I didn't collect the year before. Can I do it now I'm 64

So if we as family earn 3,000 or more we won’t qualify for any ssi or ssdi? Also what about once the child who has a chronic issue like Down syndrome is 18 years old

Hi my beloved Lawyer, my question is if im entitled to have medicare and medic aid why people telling me i should get rid of medic aid and just kept medicare?

MY SISTER GETS SSI AND SSDI , IN WA. STATE. SHE NEVER WORKED , SO I AM CONFUSED. SHE LIVES IN MEXICO THE MAJORITY OF THE YEAR. SHE COMES HOME ABOUT 1 MONTH -3 MONTHS .. SHE STILL ONLY GETS THE SAME AS A PERSON ON SSI. $774.00 PER MONTH PLUS SNAP AND MED. WHEN SHE COMES BACK, NOT THERE. SHE HAS A REALLY CUTE APARTMENT IN PUERTO ESCONDIDO .. HOW DO I TELL MY FRIEND , HOW SHE CAN ALSO LIVE IN MEXICO?

how much money can i have in the banks with ssdi?????

The company I work for, offers free long term disability checks which are 60% of what I make. Would I still be able to get SSDI with that? 60% would be 1,500 every two weeks before taxes

Hey John Thks 😍

Will I get a second check I am on disability Deborah Murray and my doctors said that I can not do anything

My date last insured is in 2022. Tho I have not had a paying job the past 15 years. Am I still eligible for SSDI?

I retired at 62 if i convert my social security retirement to dissability will i get morr$. I unferstand i will get 25 percent more

I'm 58 disabled for some time now I never married and I was under the impression that I could possibly claim benefits off my mother's Social Security I haven't worked in a long time and I lived with my mom for 12 years she had to wear and stayed for cancer for three of it and she was worried about what was going to happen to me which passed away and she was right to worry I'm just suffering so my question is is it possible for me to claim survivors benefits from my mother she worked hard all her life and made a lot of money and she she only claims benefits for 3 years or maybe no she works like 2 that's 3 years she had over encounter actually she only she only claimed benefits for 1 year so all that money she paid in I'd like to claim it I'm her daughter the baby of four and she would want me to have it?

In the event of a divorce a disabled person will then be left not only sick but homeless with no income and no insurance. If the marriage is abusive the spouse will be at the mercy of the bread winner. Dealing with illness and abuse at the same time, is that right? This is America?

My disability may be related to a military incident. I have won my SSDI case after a 5 year struggle. I would like to know if I also win my VA disability if it will affect my SSDI payment amount? Or is a veteran allowed to receive both military disability and SSDI disability payments?

are this still the same in 2018?

Is it possible to ssdi and survivor benefits at the same time ? By the way I like your show .. Jackie ..

Can you please tell me what income can i make while ssdi stay the same Looking to start investing And if ssdi is a dental coverage Thank you

I had Aneurysm open heart surgery, Kidney tumor tye 2 diabetes, A fib Was denied SSD, They said my illness was not life threatening, Live in a broken down car 😢 A 19 year old goes in with his mommy, Healthy and told the case worker he was leaning disabled and he couldn't sleep and his tummy hurt, He got approved will be going jet skiing playing video games and going to spring break, He will be getting 2000 a month, I will be going to my early grave ⚰️ 🪦

When SSD transfers to SSI at age 65, will I still be required to see my licensed physicians? And will I still receive disability updated reports from SSA to fill out?

I am 45 I am an ESRD patient on Medicare and Medical. After about 3 years of not being able to find a job because of my circumstances always in the hospitals doctors, and dialysis I finally applied for benefits the ss office took my application for both SSDI and SSI apparently I qualify for both. What's the pros and cons of taking both?

I'm 63 and will be 64 in May. I'm getting SSDI $1061 a month. Once I turn 67 my retirement age, which one will I get🤔🧐😳

Good video

I was approved for SSDI with enough credit for a little over 2K a month, but weeks later, I received another letter about being approve for SSI as well! I have an upcoming phone interview to determine how much benefit, according to my updated income and resources. How does it happens? I don't want to loose my SSDI benefits. can you advice? Thank you for your time! I'll be waiting for your response

Can you send me that Info I have PTSD AND I NEED IT IN WRITING . THANK YOU!

Yes SSD is by far the better SSDI is 3 * your Social Security you write Boston they'll write you back and say if you went today yes Social Security will be and your SSDI will be and all the time the SSDI when I got on Social Security was 400 back in 2009 SSDI was 1200 and it's going up to 1631 so I was sitting with Social Security is like 550 so SSDI is three times its Social Security and Social Security Boston will write you a letter and tell you did your Social Security will be and your SS ID I will be and it's three times your Social Security right

Wait, so if i get approved for SSDI my SSI will be terminated after the waiting period...That sucks

This all sounds so confusing

Isn’t this taking money from social security and from the people who paid in?

what is SSA does anybody know

I m divorced and fall within the 10 year limit of being married....can I still collect half spousal benefits if my ex passes away or survival benefits? or can you just receive one or the other?

I get 1,317 in SSDI been kicked off twice but only for a month than they put me back on SSDI . Plus SSDI we can move out of the country to a place that excited social security .

Yes I have applied for social security disability because I have work from Junior high and tell graduation and was still I apply for social security disability next thing I know they was giving me SSI and I did not apply for that I feel that I'm getting ripped off I have had caseworker tell me that I can get my retirement because of the time I have work what can you tell me about that and I have all the paper that they denied mean social security disability

I was hurt on job in 2013 in 2016 three knee surgery later received a medical retirement from state of md after knee replacement in 2016 started my own business pilot car driver now been off work for 4 months was in auto accident working now have 2 herniated disc and with my knee replacement not in good shape do u think I would qualify for ssdi I'm in therapy for disc and have had 4 injections plus I also have spinal stenosis

so can a person leave country on ssdi like sailing around world?

If I get ssdi can I move to the phillipines?

I was receiving SSI before getting approved for SSDI ... Will they make me pay the SSI benefits from my SSDI back pay lump sum?

Hi Jonathan, Please do a video regarding Disability Benefits/SSI ongoing if you win lottery or sweepstakes. Thanks !

ive been on ssi and ssa since i was 18. i started working part time and in a year or so i should qualify for ssdi.. the only thing is.. im scared.. im only making like $400-$600 a month.. if they base the ssdi off my earnings would it be possible that the ssdi monthly payment is less than the ssi one? i dont want to break my back working so i can get ssdi, just to find out they will give me less each month...

When will those of us revieve the 1200 dollars if we are on ssdi

How long does it take to get a hearing for SSI and will I get a get get a back pay I put the application in February and I'm still waiting room in hearing

We all need the cola increase. Cost of living increase.

Sometimes SSI is better because then you don't have to pay Medicare premiums and copays!

When I got ssdi, my ssi was stopped.

Hey Jonathan i have a question for. You i was told that the income increase will go up this year 2019. Is true i am not sure if i was told the right thing so i am asking you thank you i enjoy the video very. And it was helpful. For me. I get ssdi. Some things i was not. Understanding at all when i was at the social security office so now. Just explain it so. I get it now thank you jackie

should I take my med. before my hearing

So the minimun i can get from ssdi is 1,000?

I just received SSI for another 3 years, but yes we're quite limited. I received 733$ but now 780$. Although with cuts on EBT, because of the slight increase. But the bad news is every year I have to find a new doctor, because the previous one let's me go, because of my insurance. But also, we're limited on seeing certain type of medical physicians yearly and Walgreens doesn't accept our insurance anymore, so now it's only rite aid. Oh, the 2020 Stimulus package ssi isn't going to receive any money, unlike 2009 when we receive a one time 250$. Lastly, Trump authorized stricter restrictions on social security to be reviewed from 2020-29 so folks are going to be monitored like never before and that's why you're recieving reevaluations starting this year

Would I qualify for SSI if I live with my parents but pay rent and don't use their resources? Thank you... I am disabled but live with family.

i have ssi and get 733 a month. This is not enough to live on, nore is 1,300, the full amount they say I can make while on ssi. How do i work and still get my full 733?

Tired lawyer

I'm decapitated

Tis ironic, one can get the same amount of Social Security Disability Insurance aka SSDI as one can get on Social Security Retirement. The difference being is SSDI is not considered income, while Social Security Retirement is considered income. If both were to receive for instance a thousand dollars a month, the one on SSDI would be entitled to various state and local programs because they legally have no income. Where the one on Social Security Retirement may qualify for some programs, they are dramatically reduced. Assuming both are single, If the one on SSDI were to receive more than $1,016.67 a month, they are not mandated to file income taxes. If the one on Social Security Retirement were to receive just eight cents (0.08) more a month; They would be required to file income taxes. And because they fall into the next tax bracket, though it would be little, owe taxes. Thus in addition to the availability of state and local giveaway programs and the fact that anyone on SSDI is allowed to make a wee bit of money which is considered income but because the amount is so low, they are not required to file income taxes. Makes out considerably better than one on Social Security Retirement whom doesn't qualify for state and local giveaways and if they do are limited as to how much of the program they are eligible for; And cannot make any more than eight cents a month without being mandated to filing income tax; In which case would have to be paid from their monthly benefit, thus reducing their spending ability. Hence the reason, the number of individuals receiving SSDI is growing exponentially larger and larger every year. Tis ironic how I'm listening to numerous individuals on SSDI weeping about not getting a stimulus check until long after everyone else got one. When unlike an employed person whom is no longer employed and doesn't receive any money, the person on SSDI still get their monthly benefit check on time. Thus making a stimulus similar to extra icing on a slice of free cake.

Iam tried of people saying ssi is welfare i deserve it its my birthright i deserve a much bigger check

Lots of people lie to get SSDI. To my understanding, SSDI is disability. You have to say you can't work due to physical, mental disability. This does pay more. But if you reach the age of 65 and you want to draw your social security they also go by income but the person gets very minimal.