As you may know, Social Security offers two different disability programs - one is called SSDI (Social Security Disability Insurance) the second is called SSI (Supplemental Security Income).
As I discuss in this video, there are several significant differences between these two programs, the most significant being that 99% of the time you will get more money under SSDI than SSI. SSDI also makes you eligible for Medicare as opposed to Medicaid for SSI.
Generally you will be eligible for SSDI if you have worked and paid Social Security taxes for five out of the past ten years - but eligibility can vary. SSI is generally available only to applicants with very low income and assets. Here, too, eligibility may vary. That’s why I advise my clients to apply for both programs when they start the disability process.
If you’d like to know more about Social Security’s two disability programs, please reach out to me by phone or email. I’m happy to answer your questions.
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19 авг 2024