How Do I Budget Through A Divorce? 

Dave is the best, pounds table and stops the conversation that's all over the place and kaotic. Dave please never retire always look forward to your next show!

So her daughter is 12 and she introduced her to the Ramsey plan? 😅

_How Do I Budget Through A Divorce?_ (For men) EZ-PZ: 1) write down all your assets 2) kiss them goodbye 3) close the budget 4) cry softly

Not Dave muting her mic after getting annoyed with her 🤣🤣🤣🤣🤣

Dave is right, dont buy anything especially a house after a divorce.

And kudos to the daughter for finding Dave for her mom!!!

All the double-talk drove me up the wall. No wonder she’s divorcing. Could you live with that?! The actual answer to the “Do you have the inheritance” question was no. But she didn’t want to look bad, so she implied yes. That’d be like saying……. “Hi! I’m a millionaire! Oh, I don’t have a million dollars yet - But since I’m following Dave Ramsey, and starting on the Baby Steps, I’ll be a millionaire in 30 years. So I consider myself a millionaire now, since I’ll be one later!” 😵‍💫 My rant is ended. Dave rocks. Especially in this call. Go Dave. And go George, for the assist.

It would be interesting how long after learning of the upcoming inheritance that she started planning the divorce.

I have half a million dollars and can’t figure out how to budget the next couple months. Whaaaaaaa

This call was harder than it should have been

I love how kind yet clearly annoyed Dave was. All the double talk. She doesn’t have the inheritance and Dave asked her if she did. That inheritance isn’t final/settled yet. She was saying yes but the actual answer is hopefully soon.

Within the next week I'll be 10k left to completely paying my off 150k debt.

The husband is keeping the house & she’s moving out? Wow, that’s rare. She must really be a piece of work.

If she has $450k inheritance why is she so worried about budgeting?

I don't understand why she even called, to act like she's well off and not telling the full story.

Congrats to her ex-husband for becoming free from her madness. 👏

Neither party will have as much money as they think they have today once the divorce is settled.

Imagine Dave's reaction if a guy was hiding his inheritance from divorce. Sexism.

I feel like y’all may have missed what she’s really asking about “how do I budget for the month/s ahead”. Tell her to write down or use a spread sheet, all the ordinary expenses; Rent/mortgage, utilities-gas, electric, water, trash, phones, etc, then figure out how much you drive and what that costs, how often do you fill up your tank and how much is it, $60/week, every 2 weeks? Just itemize everything you can think of and start from there. If you don’t know exactly make some reasonable estimates, are you buying groceries for just yourself or do you have 3 kids to feed also. See if you can find your current utility bills, or go into your bank account and see if they’re being paid automatically and you can see oh we paid &485 for our electric bill in July and only 70 in December but then the heating oil bill went through the roof. You can add up the past 12 months and average it out and see ok we pay an average of $120/month, that gives you a starting point to plan from, then say your current home is 2200sf but you’re going to rent a 1-bd apt for 6 mos then you can probably cut most of your utilities in half, of course cell phone usage bill isn’t probably going to change. Bear in mind in most cases if you don’t already have your name on the utility bill, like your internet service, maybe your husband set it up, then you will probably have to pay a setup and/or first-time customer deposit fee so you’ll have to budget that into your first month’s startup costs. Be sure you don’t forget things like car insurance, health insurance, any other fees you might easily forget about like fast-track being on autopay. Super easy to forget that $30 or $60/month. I find Google Sheets or Microsoft Excel great for these things, but a simple itemized handwritten ledger is fine as well. Don’t forget medications, doctor’s office co-pays, all these little things add up.

Divorce is a really heavy topic but Dave explained his advice very well!

Never ever ever take 100% of anybody’s advice ..trust yourself you know what to do

Use the money to lawyer up ASAP. Especially the dude!

This is the first call that annoyed me so much I gave up. I want to divorce her.

Things can go sideways very quickly all the way up until the divorce is FINAL. DON'T count your chickens before they hatch!

Great advice as per usual.

Dave faces 😂😂

He wasn't probably aware of the money which is why it was amicable. Good thing she went on a big radio show to let the world know.

More Dave on the show. Dr D would be asking how she feels.

From month to month my budget is nearly the same. It takes me just a few minutes to fill out.

I can see why this dude got divorced lol

You need to see what the bills and taxes cost on the home you buy. You need to know what repairs needed.

I think it wasn't the advice you expected but it was a good one.

Cga never fails

Step 1: Prepare to give your house to the lawyers.

She filed for it.

Never get married

well that's nice of you to share 150,000 with other people. I wish you well on that.

Let me guess… she decides to get a divorce after she learned she will inherit $450k

She needs to get her story straight and clear. I couldn't even watch this whole video. Good luck to her because she's going to need it with how lost she is.

Trust Dave's advice. He has experience.

Wild life can be expensive.

✝️🙏

How you budget through a divorce….don’t get divorced!

Women are amazing. As soon as she got the inheritance she decided to end the marriage.

This woman is impossible.

A marriage license should be renewed every few years along with your driver's license. That way if things are not working out, just don't renew that one. People will be like, oh it expires next year anyway. No problem.

I wonder if the man files for divorce he’s more likely to get the house. My dad filed for divorce and kept the house.

She's like I'm not splitting this inheritance with my husband, lol. What a joke, she's a nightmare

For men, marriage is the worst financial gamble you can make. The laws are one sided.

The ex-Husband is a lucky man for getting away from her!

I think I know why they are getting a divorce. She’s all over the place and has NO clue about money or budget. She’s going to be broke in a year.

More red flags than a Chinese parade - shout out to the coach gang!

She was absolutely clear and Dave kept changing the circumstances. This is far from the first time - he needs to either retire and/or get his hearing checked.

I WOULD DEFFENETLY SELL THE CAR FIRST!!

Sandy's husband make sure to lawyer up and take everything

How to budget for divorce: Have secret fluffed up accounts before you even meet your significant other.

Alpha widowed. She keeps making excuses for this dude.

OMG she was annoying. I see why he muted her mid sentence. She's not going to take any of his advice 🤦🏽‍♀️

450k inheritance. imagine

I hate this call!!!! Omg !!!

100% of divorces start with a marriage. Don't risk it. Love old double standards Dave's advice for women. I swear I'm gonna make my own video of his contractionary advice between men and women.

Yeah this lady was tough to listen to..

I'm so glad I never had a joint account with my ex-husband.

She went into overdrive explaining everything is OK 🙄

A special species Be careful

God bless divorce. Leading "independent" women right into absolute horrendous financial management since the 70s

The budget is not getting married so you do not pay for it. ;)

Tired of yah being soft on women ! Dave do better

Short Answer: You Don't.

Lucky beech

*Mrs Muthia is the best, recommending her to all beginners who wants to recover from their losses and gain more like I did through her strategies*

And don't get divorced when you just got a big inheritance

they they talking month to month. budget yearly. some costs are paid yearly, some fluctuate by season. i got annoyed with the changing of the story too but i think it's not that she's confused. i think she just did not want to waste airtime going through the minutia of it all when it really did not matter for the advise she was asking. of course in hindsight it took longer because she did not put the minutia first but her intentions were good - to not waste their time. she is not confused or in two minds about anything. i feel like dave does this a lot. he makes snap judgements based on very little. a tone of voice. a way something gets communicated. very unfair way to judge a situation or person. i'm not sure why he can't look at himself and correct because once or twice he has done an about turn when he get more info. i've heard him say oh i though this or that and oh well in that case i take back what i just said. i just think well don't make assumptions! ask before you go off on one.

Why does he always hang up on people when he doesn't understand something?

I want to hear his side too. She's not telling the whole story. I smell 💩

Christ is King

She is confusing.

I dont think what she is doing with the Inheritance is even legal this is half his money boy the way you kiss up to the women is disgusting she will be in legal trouble if she is hiding this windfall from him you never told she could get in trouble for this just put off buying the house to further hide her money

She’s a modern woman choosing to wreck her own home.

Take half of the bank account to a new bank & new account in your name.