Student loans ain’t even the slightest issue if it’s a degree with basically a guaranteed job that you NEED a degree for I.e nurse, doctor, lawyer. The issue is when people get phd’s In worthless stuff like art or music. The first degrees are gonna explode your income, the others gonna leave you working at Wendy’s on minimum wage with 100k debt
@@milamarshall7842 All about the math. Many, many doctors, lawyers and nurses also graduate with absurd debt and call Dave for help!! So when making the choices do the math and remember nothing is guaranteed. Cash flow you education!
This is a great example of the “sandwich situation” when you are pulled between caring for parents and also for our children. This is an issue that millions of Americans are struggling with - long term care is an issue that causes more and more financial devastation in families lives.
@@k.michaelrichards6374 That's one thing I can say about my parents. I am single and poor like they are, and they have always said they would never want to take any money from me at all.
This sandwich is normal for thousands of years. Family living together was normal and financially wise. Separation is the reason where everyone becomes stressed financially. They better live together if they want everyone in the family to do well. Grandma can babysit her grandson for free while the daughter work full time. Living together and pay one bill is smart and the only way for them in Orange County. They should also rent out one more room/garage in their house for additional income.
@@thomasreedy4751 The mother should sell the house and if possible move with her daughter to a state with a lower cost of living. I realize this is easier said than done. However if the mother could get $300,000 in equity, she could easily purchase another home of lesser value which would be a nice home in many states. If the daughter could also move with her on a temporary basis, then maybe they could actually have a decent standard of living. California is one of the costliest states to live in The citizens of California are nickle and dimed for everything. It takes quite a bit of income to live there comfortably. Get out of the state and start living again.
Don't vote Democrat if you move to a different state. Seems like all the blue states have the highest cost of living and Democrats turn your city/state into a dump attract all the lowlife junkies and homeless people. Seattle used to be a nice safe city,now it's a dump and its spreading out into the suburbs now.
I was thinking of that too, because the mother does have a fixed income high enough to do that and selling the house would be a good nest egg to get the move done and help the daughter move to another state, maybe one in a State just north of Mexico (or can try another place, there are other alternatives). @@ligbzd837
Dave was so wrong saying, "she needs to sell her house and get a $300,000 condo". She needs to sell her house and get out of California, and get a house or condo in a normal state for $150,000 or less.
@Jarod Armstrong In small towns and rural communities local residents don't like houses becoming unobtainable by their adult kids, relatives, friends, co-workers, seeing good people that they like struggle and be priced-out of where they grew up.
i like dave ramsey. hes a problem solver. no emotion no panick how much you make how much you owe what do we do to have to balance out in the positives each month. simple math problem really
Manny Jean Pierre right?? I’m asked all the time how I have so much save and save consistently so much every month. This has nothing to do with calculus, trig, German polka history, etc. This is add and subtract.
What problem did he solve here. telling her that paying $700 to her mother is a bad idea because she could rent a place on her owen for $1700 or maybe he offered a plan how to transfer money from this house to her so the state did not take it when her mother goes to a nursing home or die ?
One issue they didn't factor in was that the mom is probably babysitting for her single mom daughter so she can work and go to training. So living together may be a mutually beneficial arrangement right now, but I agree with Dave that the house has to be sold and they have to down scale.
She knew her mom had to sell the house. I suspect she was trying to explain that her mom refused to sell it, she just didn't know how to phrase it in a way that Dave wouldn't call her mom stupid, even though she knew what he would say. She sounded overwhelmed when she called, so I'm guessing she and her mom have been having this argument and she's been making no headway. Elderly people are like that, though, because moving is HARD, and many of them just want to stay where they're at. She's not trying to start over, she wants to plant her roots and stay because she's tired. That's understandable. The unfortunate thing is she never set herself up a retirement plan to satisfy that desire, so she physically cannot do it. But that lady is darn lucky to have such a great daughter, for sure.
I know some people say Dave is too harsh and rude but he truly cares. He just gave her financial peace university for free to help her out of her very tough situation. Good on him.
VanéRivas I read the book and DR isn’t wrong. A lot of his teachings is pretty spot on. People are just so sold “brainwashed” into thinking banks actually care about them
He just gave her absolutely insane advice. He told her to sell Mom's house BEFORE it came after Chapter 11 in nine months which is HIGHLY problematic. He told her she could no longer "afford" to "support" her mom. Her mom pays $1,200, her whole Social Security check, toward a $1400 a month mortgage. Daughter pays $600 plus, I fervently hope, food, gas, heat and electric. That would be, in total about $200 toward mortgage, $400 toward Con ED, $400 toward heat or air conditioning. So daughter should be paying $1,000 rent not $600. Daughter would need to buy the food which would be another $800 a month. Daughter need to pay $1800 a month for next nine months. Mom obviously babysits so daughter is going to need a second job for next nine months. Cheaper than grandma getting a job and Mom paying babysitters. Maybe grandma can get meals on wheels or foodstamps for herself. After house is out of Chapter 11, grandma needs to sell, move to cheaper area of country where jobs are plentiful, buy a house all money down, no mortgage, put house in Life Estate for daughter. Daughter will work and pay the bills. That's sane advice. Dave will have grandma living in a studio for $1,400? I don't think you can even find a studio for less than $2000 in Orange county. And Dave's advice will put daughter and two children on the street. On the street. They ain't living in Tennessee.
I can relate to this caller as I am on the same boat, except my mom lives with me and she has no assets, none. It's a daily struggle. Even so, the guilt that not being a good daughter and not taking care of your elderly parents. yet not everybody understands our stresser. Love listening to real people with real issues. Not a bunch of I have 800k and make 150k/per year and dont know what to do. 😥
I thought same thing. Once again, stupid advice after just listening for a minute or two. Just like why I tired of Suzie Orman -- they make split-second decisions, which aren't that simple. I have an elderly parent so I know this well.
Dave, THANK YOU for encouraging her to move them apart!!! Codependency, esp w/parents and AGING parents at that, will consume ur life and could ruin it. Please be careful not to fall into this trap, everyone.
Ballsy Bunny you’re more than welcome! Your parents may not be narcissists, but I recommend looking up Dr. Ramani on here. She explains characteristics of this and what to do if you’re involved.
Maybe think: cooperation rather than co-dependency. That co-dependency thing is BS. Every living being is dependent on someone somewhere. It’s nothing more than pop psyche new age lingo. If you get along, and it works for everyone, what’s the problem? There isn’t one. People like you, think it’s only psychologically healthy to be apart and isolated from family. It’s only a western concept. No wonder there is so much loneliness when everyone is living in their own little bubble. Yes, it’s healthy to live apart if that’s what you want, but each case must be taken on its own merits. It’s not a one fits all formula.
I have a friend who lectured me and said that God calls us to look after our aging parents if they need us, and she quoted a verse in Luke, that says he who doesn't take care of his household is bad in God's eyes. I told her your parents are not your household when you are an adult, and she said she thinks parents are your household. Nope. I say she's wrong. I don't see her dad moving in with her though. Talk is cheap.
It doesn't sound like she is helping the mother all that much. Presumably she is living there without paying rent. Where could she go and live for $600 per month. She is in no position with a $35 K income to be by herself and neither is the mother with $1200 income. I think they should stay together and help one another.
She’s in massive debt and paying $200 extra on her mom’s house payment, as well as all her other costs of living. When there is kids involved it’s unfair to them to have insanely financially irresponsible grandma mooching money from the family.
Risky....mom could die tomorrow or get sick/injured and have to spend down her assets and move into a Medicaid home. Then daughter is still stuck with a low income in a high cost of living area. Better they take Dave's plan and work together a little while longer on a long-term solution that gives them both financial independence. A 70 year-old woman could easily live another 15-25 years...that's too long for an adult woman to be financially co-dependent.
If they knew proper boundaries gma could rent a room to the adult child for 700. But you don't go up to your kid and ask them for helping with cc payment or a house you can't afford. When my sister watched my baby I still paid her, you should have an agreement on the amount. It was cheaper than normal care for me but still got my sister a side gig for some extra money. That's how you help family without to much entanglement. now if Mom has dementia she might need a guardian.
True. And some of them have sought to go down that road but they get bad advice, like they already talked to a realtor about selling. So sometimes, they just need a second or third opinion.
The caller actually sounds stunned when Dave tells her that her mother can no longer live in that house. I mean, WHO does she think is going to make up the difference in the house note?
But we ALL have that exemption, at least if we LIVE in the property. That's not a big deal and I assume she has that. The reason why that rule is within the BK court is to prevent you from selling a RENTAL property and then just pocketing the proceeds, not to punish you if you're living within the home.
@@ellistea1024 Wrong, there are several states that have no homestead exemption on your personal residence. Delaware, Maryland, New Jersey and Pennsylvania provide no specific homestead exemption and there are other states where the exemption is very low, eg Ohio is only $5000.
45 Auto that’s not the point I was making. I was stating that the bankruptcy court has thus rule to prevent owners of rental properties from pocketing proceeds. The fact that a bunch of states do or do not have homesteading is irrelevant. The ones with no homestead law probably have an alternative to distinguish a rental property from an owner-occupied property. I’m sure the rules are different between the two, for good reason. As to the amount that a homestead is worth- also irrelevant.
Why not just rent the house rather than sell it? Or think about splitting the house into a small part for her and her mother and rent the other side. The monthly rent would pay off the house for them whilst giving them a bit of extra income. Yes she has debt but in a couple of years that house will be paid off and would have gone up in value. She would have a form of passive income padding up her low income whilst she continue to sort herself out.
Well that's dumb. Orange county apartment go for 2k, with utilities, all over the county. Any middle class person can afford 2k in housing cost. The only limitation with Orange County is home ownership shouldn't be a middle class thing there. Edit: and poor people shouldn't live there.
@Loving Reid That's Starbucks and the grocery store's problem. If it's hard to find workers they will just have to pay lower middle class wages. But truth be told there will always be plenty of dumb poor people working for pennies and willing to pay 4 times the rent to live in LA.
@@kkknotcool you are comparing an apartment in oc with a house elsewhere, also 2k is just the bare minimum in oc,in most states there's also less affordable options for people that need to save in order to get ahead.
My Brother lives in a run down condo in orange county built in the 1970s and that condo now cost $650,000. There are no condos for $300,000 in orange county.!
@@acebragg5559 What makes you think they can't? If she's calling into Dave Ramsey then she's at least financially minded and able to watch RU-vid videos to learn how to be a landlord. At worst, subtract 10% for a property manager, and have $1200 cash flow.
Well, it depends on the house and location as to what it can rent for. But in generally, it's a good option if they for some reason want to try and work it out. However, rent will not be just $1500 a month in a lot of places in OC. Maybe a one bedroom if it's just mom, but otherwise, you're looking at $1800-2000 for a decent sized 2-bedroom. So this should be considered and evaluated by a rental professional. In general, in SoCal, $600K is not a huge amount for decent sized house in decent area, so rent could range from $2500 - $4000.
The 70 year old woman who went into bankruptcy on a house that costs more than what she makes a month is who we are talking about. Not the caller. And the caller is no financial wiz kid either in case that wasn't evident. Financially savvy people are not the people calling in to a show trying to get out of debt.
The house will need repairs, it may be empty at times, and they might get bad tenants who trash the place. These things put them in a worse financial situation.
The sullen "okay" response whenever Dave tells someone they have to sell their house shows you how absolutely unprepared people are to face the reality of getting out of extreme debt.
There is more of those with that incomr then people realize. It sucks but thats majority of entry level or even union warehouse positions. Hotel industry. I have been use to that income all my life and I grew up in Cupertino. Yes there are better jobs, but they dont just hand them out to everybody and many need income period. It sucks but you can make it work.
@@brothertn708 yeah....35k would be fine (if you don't got kids /dependents ) in almost anywhere else but California and or any big state/city like New York
Riverdale tales I’m in LA and everything is expensive here but I don’t see me ever leaving to another state because LA is all I know... but the sad part is that I will never afford to buy a house if I stay here... where do you live?
Great advice from Dave. Very difficult situation. With complex situations such as this, it is best to break up next steps into several small doable steps in order to make progress and not be overwhelmed.
Heck, my husband and I would be bankrupt too, if we were trying to do it in Orange County. (IMO, move, and go to a Red State) I grew up in a big place in an upper class town, but as an adult, my partner and I only have a single-wide trailer - but we paid for it & the land years ago, we had $ to fix it up nicely, we owe $0, and have peace of mind. Try living below your means, you'll like it.
ineedhoez Really? Interesting how people are fleeing the Blue states like California and New York to avoid their crippling taxes. Nobody leaves Arkansas to retire in New York. San Francisco and LA are just bastions of wealth with their tent cities for the homeless to live in...
I’m so glad my mother’s finances are separate from mine. She decided to stop adulting in her mid-60s. She stopped filing taxes and paying her credit card bills. Yet, she magically thinks that me and/or my sister are going to quit our lives, ditch our own healthcare and retirement to be her lackeys. She’s displayed obvious signs of NPD and some recent signs of minor memory loss, when she isn’t consciously reinventing history. The 2 properties she was going to leave my sister and I, the state will have to take as, we cannot care for her, when she eventually needs it. Fortunately for her, except for property taxes, the mortgages have been paid off. She’s at least thinking of ending the business she runs as, it makes no profit and runs in the red. The only reason I haven’t gotten the ball rolling on this, is because I’d be working against her and my enabling sister. Plus, she has the right to do as she pleases. So, since the answer is for me to prepare for end of life for myself only, it will leave her in a hole.
Wow, I am 61 and my house is paid off, no car payment, and no credit card debt. I can't imagine having to still pay a house payment at 70! And obviouslyshe needs to sell the house but no one said how much she's paid on this house. She may still owe a balance and get very little money back but that's what she has to do.
I don't understand why Dave kept on saying they cannot live together. Lots of family do, if they get along, especially if one goes to work anyway. Difficult sometimes but can be done, if your finance requires it.
I hate how Dave don't like anyone living together. It's rediculous for every individual to have their own place with little income especially if they aren't getting married!
True. If the daughter is benefiting equally they should continue living together. Her mom probably babysits for her so she s saving on childcare. As the daughters income increases so will their economic situation. The daughter will likely inherit the house once mom s passes so if she could help pay it off that is fine.
It's more because they aren't maintaining boundaries. If you don't know how to have proper boundaries you won't be able to learn while being so entangled. Basically she shouldn't be paying mom's bills. She could have a rent contract with Mom and maybe an hourly rate for childcare if her mother watches them. however when she does go to move in a few years her mother would need to sell the house or figure out if she makes a bigger profit from renting it out. But if the next 5 years she depends on daughter randomly paying bills she won't be independent. The adult child will feel trapped. All because they don't know proper boundaries.
My friend’s mom is 77, bought her house in the 1970s and has never paid it off due to borrowing against it. The home’s value is in the toilet due to drastic decline of the area. Bottom line is she just doesn’t want to sell and nobody can make her.
there so many ways this can be dealt with. 1. get mom to low income housing, apply now, the wait will be years. 2. live with mom and pay half the mortgage and treat it as rent. Can't really find a decent place, or renting a stranger room for $700/m in SoCal. If there extra room, rent it out. Or save up some cash (around 10k) and see if you can renovate/ put up a wall to make a new room. This would help get extra income/cash. Live together until mom get to her turn for a low-income housing, then sell the house and move her in. Mom will need that cash later down the road for assisted living and nursing home. 3. Sell the house and move out of state. Find a cheap condo for $100-150k paid off, and live within their means.
*Re: the house payment being more than Mom's income -- one thing people in "mom's" situation might look into is whether their mortgage payment can be lowered, either in a refinance or by doing a MORTGAGE RECAST, particularly if she's paid off a lot of the loan already. A recast doesn't change your rate or amount owed or the length of your loan; it just adjusts it to what you currently owe. It works best if you have done some principal prepayments along the way.* *My friend did this when she retired, and it saved her life financially. Her mortgage payment was $2300/month. This had been fine when she was working but she was retiring and going on social security and would only be making $2600 a month, and could not pay the full $2300 anymore because it would have left her only $300 a month to live on. Luckily she had made lots of principal prepayments early in the loan, so owed less on the loan than the original amortization tables had predicted. The recast reset her payments at only $1300/month.*
Your parents should sell their house and pay all debts. You all can move together like other cultures do. Hispanics, Indian, Pakistani and Syrians. Our elders are part of the family we don't send them to nursing homes.
I agree & actually my friend who is a realtor told me their building more multi generational homes now due to more families staying together under the same roof, I personally think it's a great idea
@John Kevin wow sexist much. The 90 year olds of today are still part of the generation where women couldn't live independently. Women live longer past retirement age too. So the large amount of women single in old age is more due to widowhood. The issue is not because " women decided to go out on their own", but more that people don't plan for retirement. There are in fact cultures where the family is a matriarchy, including some where it is the men that are viewed as useless extras, good only for making babies. People need to realize that humans of both genders are capable of surviving, and one gender is not more infantile than the other. Family structure and wiether a woman can be independent successfully are rooted in culture and that individual person. Ovaries aside.
Dave, would her applying for an affordable apartment be another solution? I was living in her situation. I now have a 1 bedroom apartment I can afford and yes have 3 meals a day. There are programs galore she can apply for/to. I'm also receiving $134 SNAP + $16 for the disabled. I'm eating beans and rice 4 nights a week... however, I AM EATING. My apartment has no bugs or lice (what typical folks classify us in). If there is a need, from listeners of the Dave Ramsey Show, needing these government services? Maybe the Dave Ramsey Show can start an advocacy group for listeners in this situation? Its not pretty or stylish to be in these types of situations. Respectfully submitted, Wendy Keegan
Wendy Keegan He doesn’t ever promote applying for government assistance. He wants people to learn how to get out of debt and grow wealth by working as hard as they can without relying on government subsidies. If someone is disabled, that’s a different story. But when you’re a perfectly able body, you just gotta work harder, longer, and smarter. If you rely on government assistance 1) you get comfortable 2) you’ll never get out of debt that way. It’s a catch 22 really. You need to assistance to get by but if you’re working the way you should be, it won’t be long before you’re overqualified for the assistance. Really, it’s just about working 60 hours a week versus 40.
Maybe a compromise where the receiver of assistance pays back the funds? Like volunteer for Habitat for Humanity? Volunteer 4 hours on a weekday/end? However, either way the able person is working to pay back funds. (I'd say food for thought … in my case beans and rice for thought. Thank you Amanda for taking the time to explain this side of the discussion.
Wendy Keegan I think in theory, that’s a fantastic idea. But I don’t think in reality it would work. I think there are so many strings and legalities behind it, and how do we make sure people are holding up their end of the deal?. Don’t get me wrong, I’m not against government assistance, my family was on it when I was a kid. But in my opinion, I think you should only be allowed on it for a certain amount of time (barring any physical disabilities. My dad was disabled so he wasn’t able to work) but my point is, people become so lazy because they can depend on it. The unemployment rate is extremely low and jobs are everywhere. People just got to want to work🤷🏻♀️🤷🏻♀️
I completely disagree with Dave’s advice. The mom is actually helping the daughter out by having really low rent. A one bedroom apartment in Orange County, California goes for a minimum of $1500. Good luck paying rent with a 35k income. How many rooms is the house? They should rent a room and use that money plus the social security to pay off the mortgage and utilities. Then, live off the daughters income for food bills etc. Plus, I’m sure grandmother can provide free child care for the mom to get a side job for extra income. Keep the house!! You won’t be able to find affordable rent in Orange County like that anymore
Thought I heard $324,000 REMAINING for the house (hands were messy so I couldn't rewind) I glanced over to see where they live. Don't know much about Orange County except they can't afford to live there. At least not in that house...
The mother's situation is a NO-BRAINER! She has $300 K equity in her house ??? I'm surprised she's allowed to keep it under Chapter 13. Dave's advice to sell the house and pay cash for a condo is perfect. That's what I did when I retired and I'm living very comfortably with house and car paid for on $1200 mth social security plus a small side gig.
Dave keeps saying it's a 1400 house on 1200 income, but that's not true, is it? The 1200 income is the (grand)mom's income, the other income is 3000 a month as well, if they keep living together surely that would be a shared household income of 4200 a month?
4200-1400 is 2800, but she has to still pay for utilities, car payment, car insurance, student loans, and credit card payments on top of house maintenance. It's not impossible if she lived in a cheaper part of the country, but they live in Cali soooooo
@@edercortes1960 because its a money pit! it can go up without notice, its an added expense. some people pay as much as 800 depending on where you live. thats a mortgage and for some people their monthly rent. So why would you have HOA?
Ballsy Bunny ...I talked to friends and they said depending where you live and depending on the HOa it’s a good service. Obviously no one wants to pay extra expense or anything but hey if these guys are making my neighborhood look good I guess I got to pay the price.
HOAs are terrible, run!!! The thought of buying a home and then paying a group of people who tell you what you can and cannot do with your own home is just stupid. My realtor told me that HOAs decrease the value of a home. Many people learn that a home for sale has a hoa and run.
I don’t understand how some people can’t figure out they’re in a bad situation. And yet, my parents and I are also tied together financially because of their bad decisions (and my naivety in my youth that I now can’t undo). We’re in a much better way than this young woman, but I listen to people’s stories with incredulity, and yet my family is stupid too.
@@shannon2748 as an adult I make the decision to not evict my parents, who have a heart condition and cancer, and let them be homeless. They’re good people, they’ve just made some bad life decisions and now are stuck in circumstances they can’t physically work their way out of. So save your many questions marks and passive aggression lol.
You can not live on social security if you have any debt at all! Why oh why do people try to retire when they can’t afford it? People need to prepare to retire.
@@cutehumor Anyone who doesn't know that workers pay into the Social Security trust fund, is an idiot. That's why Americans are being clowned on a daily basis to the point we are.
Jim Cooke That’s a good idea, she’d just have to be really careful about that because she has children in the house. There are some sick people in this world.
Move to the south, preferably Texas, it ain't so bad down there and way cheaper to live. As a surfer I absolutely love California, but there's no way I could ever live there. I dont see how anyone does unless you're rich.
My family has done this sort of arrangement among family members a number of times and it has worked well for us over the generations. We are close enough for us to have dinners together a lot of the time, help each other out with things.
If your income is $1200 and your mortgage is normally $1200 (currently paying $1400 due to not paying property taxes)=you can't afford the home. Duh! Where's the household budget? $1200 has to also cover utilities, clothing, food, etc.
@@carojames6776 Some adults are extremely selfish and take advantage of their adult children. If your parents end up in an hour of need due to their poor financial decisions and/or stubborn refusal to live within their means, it is not the child's job to bail them out or hurt their own financial future for the sake of the parents. You don't owe your parents your entire life. Good parents raise their children to have lives of their own, not expect them to spend the rest of their lives "paying" them back.
Why a bad thing to live together? They are sharing housing expenses so it's win-win. $1400/month in Orange county CA with two income earners is a whopping deal. Sell the house and they won't qualify for any other housing loan in Southern california other than living out in the desert with 3 hours commutes in.
Yes, bad advice. They can keep this house and continue living together. What's wrong with helping each other, jeez. Wonder how many years the house would be paid off.
the caller, Tiana, said that they come short about $600 - $800 a month. so I can see why they can't keep the house. they can downsize and continue to live together.
oldtwins na bc she prob wants to live her own life having her OWN home, maybe date , you assume everyone just gets along all lovey dovey just bc it’s family
@@lisadelpeche3371 in the OC, one bedroom apartments rent for about #1600, so I don't think downsizing will help their situation, and I sure don't see how paying for two homes will be better for them.
We live with my mil in San Bernardino County.and we help pay bills...the house is paid for but there is still taxes...insurance...utilities plus helping out around the house....that's what family is supposed to do. This is a a common way to live here in so cal....the rent for a 1 bedroom apt would easily be 1400$ in OC...not a better situation.
Sell her home and move into a paid for condo with your mom and kids. Increase your income in the next 3 years and move out when your kids are too big for the condo.
I think she does medical coding, not computer coding, and I think that threw Dave a little. The CTC will help, and he is correct that there are more credentials she can add that will also help, but honestly this is a field that is rapidly losing ground to AI and before she invests too much more energy in it I would suggest she reconsider her career choice.
Listening to this, in 2023, I can just feel the drowning scenario of this mom and adult daughter. I hope they sold the house. I hope Tiana paid off her vehicle.
Why is living with her mom a bad thing? She's 70, she aging, I think it's good to have someone there in case something happens. I think the daughter, get an affordable home and move the mom in with her. I'm considering this with my mom now.
If the president of the United States can run the country at 70+ years old, this lady’s mom 70 year old Mom can get a job. Sell house, move to a economical area outside of California, get a job. Oh, and Tiana, why did you open your legs and get pregnant when you were not married to someone who wanted to raise a child with you?
Maybe her mother could even get a part time job somewhere! 70 you could still probably work somewhere part-time, maybe the store, or maybe after the daughter leaves, rent a room out,. Because they are not going to be able to rent a house for what they pay in mortgage!! And the daughter doesn't make very much money, so I don't know where she can live on her salery!
Margie Harvey yeah 70 is old to be asking someone to get a job. Dave is not shy in telling people they need to get a job even when they are in their late 50’s and 60’s. But 70? No. That’s too old. Plus, hardly anyone is going to give them a job at that age.
DEFINITELY not too old these days. Geez. I have a girlfriend who's 71 and is still working FULL TIME. She says she'll retire soon . . . and then doesn't. My dental hygienist is 72-73 and yes, works only part-time, but she is one of the very best hygienists I've ever had. You know that's precise work and I need a good one. 70 is not what it used to be, that's the bottom line. Especially for women. And yeah, Walmart loves the greeters to be elders - I'd be willing to bet many are over 70. And just remember - they cannot ask you your age anymore. They CAN sortof figure it out, but if you take good care of yourself, you will probably be told you look like you're in your late 50s to early 60s. Both of the ladies I'm talking about certainly surprise others when they tell them their age. Now, if she's disabled, sure . . . she might not be able to work part-time or online or whatever, but if not, she certainly can find some work somewhere (and online might be a good place to consider.)
@@amandawalker1196 Actually Amanda, the number of elderly people in the work place has been increasing substantially over the past decade. They make up a significant portion of the workforce. MANY are in their 70's...and yes, even their 80's!
