I'm $43,000 In Debt And My Business Makes $0 | Financial Audit

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Click on the link: www.fundandgrow.com/grahamshow for the amazing opportunity. Fund&Grow is also extending a special $500 discount for all subscribers! | Here is my response to ‪@CalebHammer‬ - $43,000 Food Truck Debt With No Revenue | Financial Audit - Enjoy! Original Video Here: • $43,000 Food Truck Deb... | me on Instagram And Snapchat: GPStephan
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Опубликовано:

15 май 2023

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Комментарии : 174

@CalebHammer Год назад

I think this dude is going going to make it in the end, but he's being risky affffff

@NicksDynasty Год назад

Glad to hear you think so Caleb! Out here working

@lm1534my Год назад

@@NicksDynasty Keep going Nick! You can do it!

@anthonylundgaard6575 Год назад

Graham should an appearance on your channel

@NicksDynasty Год назад

@@lm1534my Thank you so much!!!! Will do

@NicksDynasty Год назад

@@droiddevx03 Thank you so much!!! we had a busy day today and hope for another one tomorrow. stay tuned

@NicksDynasty Год назад

Thanks for reacting to my crazy life Im working hard to keep my dream growing I actually used to work on a food truck and studied food in college so im just chasing my dream. The plan is to hire a employee to my hours of operations to bring in more revenue. Definitely going to keep flying to keep my flight benefits. If yall are ever in Columbus come by the truck for some fire breakfast

@NobilityProduced Год назад

Good luck with your truck!

@jesusforjapan8124 Год назад

Your food is fire 🔥

@NicksDynasty Год назад

@@NobilityProduced thank you so much!

@NicksDynasty Год назад

@@jesusforjapan8124 thank you bro! Now it's time for the world to know!

@corey4507 Год назад

💪💪💪

@KryptonicHD Год назад

Graham needs to make an appearance on Caleb's channel talking finances!

@NicksDynasty Год назад

Yes he should i had a great time even though he roasted me for my truck debt

@delbomb3131 Год назад

Or hear me out, the guest comes in expecting Caleb and comes out to see Graham.

@SuperbChicken Год назад

I wonder if graham is gonna be one of the people who audit caleb whenever that finally happens

@briannareyes9332 Год назад

@@delbomb3131Oh my goodness yes 😂😂😂

@linusnanor1531 5 месяцев назад

This aged well

@tundranocaps Год назад

Isn't it ironic, in a video where Graham is roasting starting a new business with a loan, he's sponsored by a loan service for starting new businesses? :D

@batemanlife Год назад

This guy seems genuine, hope his business succeeds

@NicksDynasty Год назад

Thank you so much! i'm working wark to grow

@chadsdadbrad Год назад

He works for Delta and Delta is actually one of the few airlines that pays for boarding (before the plane takes off). So he is a little better off than other flight attendants

@frankmazur7186 Год назад

Graham: It's a terrible idea to start a business with debt before making any money! .... Graham: This video is sponsored by Fund&Grow! Get 250K for your small business now!

@PinkDiamond7777777 10 месяцев назад

😂

@Murphistic Год назад

Graham should be audited by Caleb. I wonder what hidden secrets we could hear about...like a Starbucks credit card??? :D And Graham could react back on his audit....inifinite monetization loop engaged.

@SavaNedev Год назад

YES

@saast123 Год назад

I have student loan debt but I have to defend going straight to college. My hometown is less than 5,000 people. Most people occupying entry-level jobs aren't planning on leaving anytime soon. There are only a handful of places to work. The nearest metropolitan areas are hours away. For poor families going straight off to college is the only feasible way to get to a bigger city with more job opportunities. I think Graham and Caleb should broaden their focus to low-income individuals living in rural areas. Because those situations are hard to get out of without an education, family savings, credit history, health insurance, connections to business owners, etc. When I went for a job at McDonald's in high school they didn't hire me because my sister was fired from there. And simply no open positions anywhere else. Even if I wanted to go straight into working I would have had to move and with no money, a college situation was the only option because my grandmother would've just gotten poorer trying to provide for a grown man. These are the challenges with not going to college and staying at home with parents. Some families simply can't sustain it.

@LeesaLilHop Год назад

If you have an internet connection, you have access to alot of opportunities to make money and learn. Student loans are bad if you take out an extreme amount you have no hope of paying back through your degree, but if you feel like its your only option, then you better get a STEM degree.

@saast123 Год назад

@@LeesaLilHop I agree. My degree is from an online program. But internet is not for free. Generally scholarships and grants should subsidize borrowing which is why you have need-based and diversity programs. However rhe cost of all mainstream forms of education are increasing.

@insaneShadowKnight Год назад

Crazy that Graham has a Hammer video hes getting big

@Courtney-Alice-Gargani Год назад

Yes. Another Caleb video. I love it when he roasts these people. He must enjoy roasting people. You never want to dip into your savings unless you really need it for a real emergency.

@Lex-hg6ud Год назад

Great video. Love your work. Are you planning on reacting until to debt do us part again?

@rizellegonzaga4175 Год назад

I love how supportive you are when people want to do their own business.

@richielives Год назад

but not when people want to go to college for an education 😂

@rizellegonzaga4175 Год назад

@@richielives 🤣🤣

@zacherybutter7349 Год назад

@@richielives To be fair, he does clarify that statement by mentioning he would rather people work for a year before jumping into college. That's exactly what I did and it made deciding my college path much easier.

@JuneroseCarcina Год назад

The moment the fed bailed out banks everything changed. I was really hopeful of my investments this year, but all my plans have been disoriented, I've been studying the market crashes and I realized some investors made millions from the recent 2008 recession and I was wondering if such success rate could be achieved in this present market. I'm open to ideas on how to invest for retirement.

@peejaydandoy2889 Год назад

Cryptocurrency crashed the last couple years, so it should be starting a new run to a new high

@LesleyCapuno Год назад

I only buy quality firms, anticipate to hold them regardless of what happens, pay up but not too much, keep track, sell only when necessary, and be ready to course correct. also ignore the forecasts and market views which are at best entertaining but completely useless. Major thanks to Trisha Jean Webb my CF.A.

@JuneroseCarcina Год назад

@@LesleyCapuno Did a quick web search, she is very impressive , left a mail after going through her resume.

@Glizzy_Gladiato0r Год назад

Great video!!!! I’m a big fan of your work

@TheGrahamStephanShow Год назад

thank you!

@jonny-b4954 Год назад

1:30 That's absolutely absurd. That should be illegal. If you're AT work, you're fuckin working. It'd be like if I didn't pay my workers when we're driving to and from the jobsite. Like, they're at work, thus they're working. Not that I pay by the hour these days, stopped that silliness 5-6 years ago. Salary is so much easier, even if it costs me more.

@PinkDiamond7777777 10 месяцев назад

LOL @ the spon section. It was funnily introduced. Good idea. :)

@crazytempest7081 Год назад

He can still write the food truck off, but the part time thing he may want to look into the busy areas like clubs, event areas of his city that way he can get an income rolling into his business.

@JollyjaeC Год назад

Is that a new shirt? Nice. Matches the watch 😊

@joelkaben Год назад

Go for a Financial Audit Graham. That video would fire. 🔥 😂

@AshiyaWhitley-ShawVeganAthlete Год назад

Lmbo!!! I saw Caleb’s Michigan wood piece with the heart for his city. I didn’t know he too is from KALAMAZOO!👏🏽👏🏽👏🏽❤️ This explains A LOT about his demeanor.😂

@brucebanksshow Год назад

Why did Graham think it was a good idea to dunk on taking out loans for a business and at the same time have a sponsorship for doing just that?

@kk-hy3sf Год назад

Friendly reminder to stay away from Masterworks

@maz8491 Год назад

Why?

@markdutton6588 Год назад

Why? I haven’t heard anything bad about them

@katem6562 Год назад

It’s a good concept but it’s long term track record is still to be seen! Also the art market is a bit like MEME stocks it really subjective to market whims

@NicksDynasty Год назад

I only started with $20 just to see how it goes. I know i have tons of accounts

@raharpetel Год назад

He just made a reaction video of your reaction. Nick's Dynasty

@Cristian-yj4gk Год назад

@Graham Where did you got that shirt? The royal green color looks excellent

@MDobri-sy1ce Год назад

Caleb Hammer Graham’s new hero 😂!!!

@jeffrounsville4961 Год назад

Great video

@bestechYtBotBH Год назад

Best financial audity on Caleb hammer besides jack 👍 👌 👏

@NicksDynasty Год назад

I'm glad you enjoyed my story!

@thanksyoutubefortakingmyhandle Год назад

Not gonna lie those Detroit food trucks are the best, Used to get spicy chicken mac n cheese and tacos from a truck all the time

@maxgomez6966 11 месяцев назад

I left my stables job at the bank & opened up a mobile boba business. Best decision I’ve ever made! But you have to work your ass off & find multiple events that accept food trucks & apply to them! You also have to market research the area & see what is popular how busy some of these events are as well. It’s a lot of work but once you get it going it’s amazing!

@NicksDynasty 10 месяцев назад

Working towards growth now! My new employee is almost trained to take over and add more hour

@EVGUY13245 Год назад

So Stephan. Here's how it works. As a student pilot myself, this is how I understand it. The captain & the crew (that consists of the First officer, Flight Attendants, and the Air Martial) don't get paid until the doors are closed. Once the doors are closed, the hourly rate for the captain and first officer start getting paid. Then once the plane enters the runway for take-off, that's when the Flight Attendants, and the Air Martial start getting paid. Once the plane lands and exits the runway via the destination, that's when the flight attendants and air martial stop getting paid. And once the doors open again, that's when the captain and first officer start getting paid. That's what I understood when my flight school explained it to me. Other ATPL pilots and crew, please chime in and feel free to correct me.

@laura.zer0 Год назад

Hahaha that guy was totally in charge of boarding our plane the other day. Knew he looked familiar. Hope things work out for him.

@NicksDynasty Год назад

Oh wow! Where were you headed? Hopefully I provided great service for you

@laura.zer0 Год назад

@@NicksDynasty Hahaha nah dude you were great! I was just headed to the other side of the state.

@MDobri-sy1ce Год назад

I miss some of your vlog style video Graham!!!

@cashoutkevin Год назад

love dis guy

@sabrinatatalias4277 Год назад

My boyfriend's family owns a food truck and they initially were trying to have my boyfriend do it fulltime - and it wasn't profitable/they werent paying him properly. I ended up helping him find a fulltime job, and now they run the foodtruck just weekends and only profitable events they know make the most - its just not worth it though..his family only pays him out $200 an event...and event can be 8-9 hours / on top of prep time making the food, shopping, etc...at the end of an average event your getting paid out less than minimum wage. I'm trying to convince him to get another part time job, just do overtime at work, or literally just do anything else.

@louisianabeast Год назад

Still liking!

@unstableentropy5477 6 месяцев назад

Yes when the doors close for flight attendants, but from my understanding, I could be wrong, until one of the main engines (not the APU) is started, pilots don’t get paid regular pay. Still in flight school so not completely confident in saying that.

@777Bviews Год назад

I own multiple businesses myself and i too make no revenue. It's really sad but at this point i just laugh about it 😂

@WeBeatMedicare6969 Год назад

Jack of all trades master of none lol…maybe focus on one and build that?…I dunno 🤷‍♂️

@regtalkswealth Год назад

Chase that dream reassess what's not working and create a plan to deal with the debt and get to work on making that business produce a good cashflow

@NicksDynasty 10 месяцев назад

I am working on it right now! Should be cashflow positive Jan 2024. We are increaseaing our days of operation in October

@childofcain666 Год назад

On your comment about going to the work force before going to college, I would like to add something. There are companies out there that will actually pay for your college, or towards towards it, going down that route. Save some money on college by doing that.

@NimishaHerbert Год назад

All depends on the company, easyJet for example would be like this however companies like and Qatar airlines you’re paid as soon as you’re in the airport. It all depends on the company, the better the airline the better the restrictions ect

@brucebanksshow Год назад

That ad placement by Graham is the definition of cognitive dissonance

@FrankHuynh Год назад

Go graham!

@NicksDynasty Год назад

Hey Frank!

@FrankHuynh Год назад

@@NicksDynasty U MADE IT!

@Courtney-Alice-Gargani Год назад

I heard that some people work in the commuter rail on the trains in Massachusetts get paid pretty well.

@TheGrahamStephanShow Год назад

good to know!

@joshuacharlery5826 Год назад

Finally a good title

@TheGrahamStephanShow Год назад

haha thanks

@TheGrahamStephanShow Год назад

did it all by myself lol

@Ana-ye9rx Год назад

This video is essentially my life story wth

@pizzaqueen9590 11 месяцев назад

out of all the financial audits ive watched so far, this has only been the one im like ok this person will be fine in the end. all the other ones - very little confidence that the person would get their finances in order

@NicksDynasty 10 месяцев назад

I'm so glad you enjoyed my episode! I've done some updates on my channel and more are coming. I have big dreams and I will reach them

@susanclaire901 Год назад

Ally savings is at 3.75%. My Marcus HYSA is at 4.15%.

@SF-fb6lv Год назад

I found a site that says that although the average food truck makes $400,000 annual revenue, by the time all the expenses are paid, the owner pays himself only $50,000 per year. Is that a good business to start? Actually I DID do this sort of thing. I cooked breakfast burritos each morning and sold them at work. It was a great business, I ran it well, customers were happy, they paid, I made a great profit, but I had to do it every day, no exceptions, and that meant waking up at 3:30 am. So this sort of business could enslave you. Real estate is a much more passive way to make money.

@ericboos9837 Год назад

So pilots and flight attendants are paid an hourly rate per flight hour…. So when the parking brake is released at the gate, the clock starts. When the parking brake is set at the destination the clock stops. But flight crews are guaranteed a certain amount a pay per month generally around 75 hours regardless of how much they fly due to cancellations. So for easy math take the hourly rate and multiply by 75ish to get a monthly estimate on pay.

@NicksDynasty Год назад

But it doesn't cover the per diem. That adds up to thousands of dollars a year which is mostly non-taxable And in good times there is profit sharing

@millabasset1710 11 месяцев назад

I started a non emergency medical transportation business last year, I have turned a profit with myself as an employee, but it is hard to find willing workers. I'm still fighting for my ability to bill Medicaid and Medicare, the state I'm in makes it torture to go through the process of getting the license. I can probably have each vehicle turn in $65k a year if I really put the work in, I have two vehicles.

@HistoryRoar247 Год назад

I have missed this episode on Caleb's channel. So, I'll watch the full episode before watching this reaction, like everyone should do to support Caleb :) This episode will need to wait 50 minutes and 57 seconds :P

@marias8007 Год назад

salary rules in the US are ridiculous - hospitality workers working mainly for tips, flight attendants not being paid until the plane takes off!!

@NicksDynasty Год назад

We actually get paid when the parking brake is lifted. Better but still a slap in the face. Delta does pay their FAs for boarding now. they are the only ones

@ebonidunbar87 Год назад

Disagree on the multiple accounts, Graham! Ive had a lot of success using sinking funds (a different account for each thing I know I need to save for) so I absolutely get his multiple account approach. If it works it works!

@christinab9133 Год назад

❤❤❤

@PinkDiamond7777777 10 месяцев назад

Nah, you need loads of accounts to benefit from different interest rates, criteria and manage different goals.

@OzMikka Год назад

❤

@NicksDynasty Год назад

🎉🎉

@tundranocaps Год назад

Your volume was much lower than the video you're watching, should make sure to equalize. And yeah, many business owners have to take a loan to get it started. Rough :

@saulgoodman2018 Год назад

It takes time for a business to start making money.

@saast123 Год назад

Fully agree. You should account for years going by before breaking even. With that mindset you wouldn't take out such large loans in the beginning because your just giving all of your profit away with interest, permits, licensing, etc.

@saulgoodman2018 Год назад

@@saast123 Considering he only does it twice a week for only a couple hours.

@SirSeanMKE Год назад

Why is it that neither Caleb nor Graham brought up that this guy was featured on CNBC Make it?

@NicksDynasty Год назад

Caleb did at the end of his video actually Thanks for noticing I was on there

@tmgclips5300 Год назад

How does Caleb not say Kys

@ShrandaM Год назад

He should have started from the equipment that he already had and grew from there.

@NicksDynasty Год назад

I didn't own any equipment. I was working out of a commissary kitchen. They owned the equipment

@bria1107 Год назад

Graham are you running out of content ideas? been seeing so much Caleb videos on your channel lately lol

@LK_EBM Год назад

It's easy money for him.

@chrisley. Год назад

Soooo can I work for free 👀

@Donkeyearsa 11 месяцев назад

If you want to be your own boss you need to be willing to commit to working 70+ hours a week 52 weeks a year. If you don't want to put in the hours just work for someone else.

@NicksDynasty 10 месяцев назад

I am almost done traing my new employee to take over and add more days of operation

@trixie9867 Год назад

!!!

@animeida Год назад

Probably just file for bankruptcy.

@Wooster77 Год назад

Declare bankruptcy.

@jonorezzoli Год назад

I make videos like David Dobrik/Mr. Beast and it's hard to compete haha. I'll be there soon though...

@saast123 Год назад

And I can attest to the fact that college for some low-income individuals is simply a means to take the burden off of their families and finding another living situation. My sister who lived with us had two children before I graduated high school with no support from the fathers. Definitely no room for a growing man in the house with no job prospects. Poor college students are trying to help their families, so all the financial hacks involved with living with parents and just working while not going to college even for a year are not feasible for everyone. The student loan lenders are just predatory.

@NicksDynasty Год назад

I just want to take care of my mom. She decided to take out student loans for me because I wasn't able to take out a full amount and it only makes sense that I pay her back. She's enjoying a comfortable retirement and I want to make it even more comfortable for her

@seancrawford1085 Год назад

How come you don't do your own fininancial audits on people?

@tiarock2515 Год назад

He used to but he doesn't anymore

@LK_EBM Год назад

Why spend the effort, when he can just make money by reacting?

@seancrawford1085 Год назад

Because of the calibre of people that he could get on would be enormous compared to caleb

@camerondennie732 Год назад

Can't lie I skip when you start to talk bc I just want the shirt version of Caleb's videos lmao

@DanielThe27th Год назад

Idk if it’s because I’m desensitized to some of the absolutely financially horrific people Caleb has on his show, but this guy didn’t seem relatively all that bad

@NicksDynasty 10 месяцев назад

I'm glad I wasn't "all that bad"! Stay tuned for updates

@Billionaireben Год назад

Caleb is about as appealing as grumpy cat.

@susanclaire901 Год назад

Caleb is awesome!❤

@sradhanjalinayak6680 Год назад

conspiracy theory: he's on the caleb show to build some traction to his page...quite smart actually

@Courtney-Alice-Gargani Год назад

3rd

@TheGrahamStephanShow Год назад

woohoo!

@tagemonroe Год назад

Let’s goooo second comment

@TheGrahamStephanShow Год назад

Awesome!

@777Bviews Год назад

777th comment 🎉

@marie-louiseleroux828 Год назад

I'm so happy I made productive decisions about my finances that changed my life forever. I'm a single mother living in Melbourne Australia, bought my second house in February hoping to retire next year at 42 if things keep going smoothly for me;

@mine4532 Год назад

👏🏽

@marie-louiseleroux828 Год назад

The crypto market is highly profitable with an expert broker just like Michael Marcus . I got recommended to him and since then my financial life has been a success.

@robertfransisco8503 Год назад

I started with just 4thousand now earning upto 16thousand WEEKLY

@Brismo7 Год назад

how is it legal to not pay flight attendents for working just because the airplane door isnt shut or in the air? Seems like a "women get paid less" falsehood. They probably get a salary for being on 24/7 demand.

@NicksDynasty Год назад

Delta is finally paying for boarding. The airline has some clause in the contract that allows for this.. it's really annoying When the door is closed and the parking break is lifted starts the pay full pay clock

@susanclaire901 Год назад

You don’t think women get paid less????😂

@Brismo7 Год назад

@@susanclaire901 lol, no