She Refuses to Pay Her Rent... | Financial Audit Disaster

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Here is my response to ‪@CalebHammer‬ - She Refuses to Pay Her Rent | Enjoy! Original Video Here: • She Refuses to Pay Her... | Add me on Instagram and Snapchat: GPStephan
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20 июл 2024

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Комментарии : 326

@beckypetersen2680 9 месяцев назад

I think she was high.

@kevinb8881 9 месяцев назад

LOL!!!😂😂😂

@MariaCarattini 9 месяцев назад

That's what I thought, or That's how that person sound.

@emilycurtis4398 9 месяцев назад

Yeah, that's what I figured.

@anthonykingston7977 9 месяцев назад

Yep

@joem1950 9 месяцев назад

Pretty common for her type

@garyis2000 9 месяцев назад

Actually, Colleges DID team up with financial institutions to market credit cards to students. This shouldn’t surprise anyone. Colleges got a cut AND made money by that credit card usage.

@bengunn6571 9 месяцев назад

I thought that was you Gary! Had to click on your YT account to verify.

@pocketing7292 9 месяцев назад

THIS

@coletrainisback 9 месяцев назад

That was how I got my first cc 10yrs ago $1000 limit and no job lol

@ykells 9 месяцев назад

Same, my community college had booths all lined up of wells fargo, chase, bank of am, etc. all leading into the cafeteria so you passed by them every day to prey on 17y/o me 😢. I paid off and cut those cards up and DON'T miss them.

@garyis2000 9 месяцев назад

@@bengunn6571 hi my friend:)

@oldguy2764 9 месяцев назад

If she pays her rent, she won’t have enough money for expensive coffee.🤔

@TheContrarian09 9 месяцев назад

You will know people are trying when doordash is bankrupt. Not a moment before.

@comment2250 8 месяцев назад

If that woman ever won the lottery, it would only magnify her horrible character, give her the chance to demonstrate how irresponsible and immature an attitude she has.

@May-qb3vx 9 месяцев назад

I am a lot happier with my new job AND I got a 27% pay increase. Very lucky.

@tonkaboyrich496 9 месяцев назад

Can you do a video breaking down the lady in LA that refuses to leave her long term AirBnB rental? She wants 100k to leave the property

@cuthysmalz2 9 месяцев назад

If she is honest about not paying rent. That's disgusting behavior from a thief.

@HepCatJack 9 месяцев назад

Wants to win the lottery, feels no obligation to pay for her ticket.

@vpnconsult 9 месяцев назад

Zero accountability This is scary 😮

@tokyojon4344 9 месяцев назад

My issue with college costs is that, today American Universities are literally the most expensive on the planet (just as is, US Healthcare costs). When I went to college, granted in the Fred Flintstone stoneages of early 1990s, my instate tuition at Arizona State was $500/semester for unlimited classes. And meanwhile recently my nephew went Gettysburg College at $80,000/year. To me, this is completely nuts. And while it's easy to blame him, my sister (granted not the brightest bulb) advised he attend there. Today, he's got a useless degree, and over 1/4 million in debt. His life is financially ruined.

@jonahwhite4195 9 месяцев назад

He is young, he can crawl out! Though it will likely be many years of crawling

@Stephanie_12345 9 месяцев назад

$250,000 very hard to dig out of.

@nodsib 9 месяцев назад

Going back to a Caleb Hammer classic, I do miss the Audit on the Street videos

@jaimonga 9 месяцев назад

Don't agree with Graham when it comes to all savings and no fun. What if there is no tomorrow? Balance between saving and enjoying the things you love is key.

@turtleanton6539 7 месяцев назад

Indeed it is key

@bearparts 9 месяцев назад

She is what is wrong with people in general today. NO RESPONSIBILITY.

@dynamichunter843 9 месяцев назад

She won’t make it far at all and will be bitter and posting in her 40s for someone to save her and how nothing is her fault

@kareemmendoza5004 9 месяцев назад

@dynamichunter843 it's harsh but it's true. My generation is entitled and wants everything for free.

@bearparts 9 месяцев назад

I don't think they ALL are. It could be how they WEREN'T raised. And living in a new era of "press a button and it arrives". Even my age group gets caught up in that.@@kareemmendoza5004

@basedabdu8653 7 месяцев назад

Entitlement is the default mindset of a healthy individual.

@victors16811 9 месяцев назад

Don’t wanna lie but being responsible is so stressful, sometimes I envy the looser mentality like that 😅

@turtleanton6539 7 месяцев назад

4real

@xxjjgdrgn 9 месяцев назад

My university brought in the local bank and they gave you a power bank if you signed up for a bank account or credit card 😂😂😂😂

@TruVibezz 9 месяцев назад

listening to you talk about why its unreasonable for you to not raise rent is painful

@daphne10120 9 месяцев назад

She’s the type of person to cry foul when no one wants to rent a place to her because her credit is so bad. Just the worst type of person. Thanks Graham, you dropped this at the perfect moment to encourage me to make lunch at home instead of eating out.

@DionTalkFinancialFreedom 9 месяцев назад

Kinda shows you didn’t go to college lol. They set up credit card booths at job fairs. “Get your credit score up now before you hit the job market. Employers won’t hire you without a credit score.” It’s a really stupid mantra they keep repeating.

@hypeboi676 9 месяцев назад

She looks like a great value Doja Cat

@gabrieljohnson1969 9 месяцев назад

😂😂😂😂

@DonesdeMotivacion 9 месяцев назад

Then people say “but Graaahaam, life is so difficult and we can’t have a family” BS

@dakotahopely330 9 месяцев назад

50% saving on pre tax income is insane. Every financial calculation should be on post tax income not pre tax.

@Alepoke35 9 месяцев назад

Glad my college TA had a investing passion and raved about investing instead of talking us into getting a credit card

@Devinn504 9 месяцев назад

Damn bro went way back to when caleb had around 15k subs. This was around the time I first subbed to him. Lol

@TheRachag 9 месяцев назад

I love this assessment!

@AlyssaADUB1D 9 месяцев назад

They were a bunch of banks and credit card people at my college lol

@SarahWilley838 9 месяцев назад

You found my favorite Caleb Hammer clip! I can't wait for him to bring back audit on the street.

@lawrence-juniornalty 9 месяцев назад

I know what she'd barter . . . but I don't want to get demonetised 🤐

@turtleanton6539 7 месяцев назад

Ofc

@FranMariee 9 месяцев назад

Thanks for another entertaining video, Graham. And something to learn as always.

@dannymarsh546 9 месяцев назад

Love you bro thanks for this content

@HepCatJack 9 месяцев назад

Colleges encourage students to get a credit card so that they can start to build their credit score early.

@rmkenny412 9 месяцев назад

Literally every college sponsored vendors that would try to sign you up for a credit card. They were all over student unions/centers. So maybe a professor didn't but when the booth is on university property, Yes it is the university advising you to sign up.

@mw6346 7 месяцев назад

This lady is the reason employers check credit.

@FricknA 9 месяцев назад

There are young people like the first lady who think the same way as her.

@Bustudent1 9 месяцев назад

Graham: College wouldn't tell you to get a credit card and that crazy debt... College: YOLO guys come study w/e womxn studies or w/e useless thing you want, study now, pay later get some loans, grants, w/e we'll help you apply for as much debt as you want

@frozenheart7133 5 месяцев назад

Who could imagine a college convincing young people to go deep into unplayable debt?

@maureenviola 8 месяцев назад

Rent stabilized in NYC is not FROZEN rent. It goes up every year or two (if two year lease) - it’s just that the rate of increase is controlled by the government. My rent has quadrupled in forty years but is still a great deal.

@KenjaD2ROfficialMusic 8 месяцев назад

4:05 that’s not a thing in va. Renters are completely unprotected. My rent went up from 825 first year to 950 second year and now third year it’s 1276…much higher increases than 3-5% I wish. Moving at the end of my lease term in November. Place is ridiculous to continue raising rent. Already got word they’d raise rent another $200 next year -_- got me twisted.

@KenjaD2ROfficialMusic 8 месяцев назад

Rent was never at a freeze over here not even once. Smh

@ThreePinkButtons 9 месяцев назад

Graham, the credit card thing at college could be true. My aunts school had fairs where they could sign up for credit cards and my aunt and her group of friends competed to see who could be approved for the most credit cards unfortunately, for my aunt she won. Lol

@chellybaby 9 месяцев назад

Yes that is very common

@prycenewberg3976 8 месяцев назад

I just finished reading "Stop Acting Rich" and that last guy was a classic IA (assuming he ever becomes a net worth millionaire). He overspends because he thinks that's what rich people do.

@Hailey.RealEstate 9 месяцев назад

Always inspiring to watch your videos as a new RE agent and learning to grow my finances. Love your videos!!!

@jeffrounsville4961 9 месяцев назад

Great video

@bradley5822 9 месяцев назад

Hey Graham your vidoes have seriously helped me get a grasp on how to start my financial journey, thank you so much!

@TheGrahamStephanShow 9 месяцев назад

Happy to help!

@donkramer8848 7 месяцев назад

People not contributing is hitting a tipping point and will start the downfall of society. The shoulders of the hard working can only bare so much

@frozenheart7133 5 месяцев назад

You ever seen the chart where wages are compared to productivity?

@donkramer8848 5 месяцев назад

@@frozenheart7133 I don’t need to see charts, I see it at work everyday. People that are unhealthy, over weight, and doing 1:3 the work of others, and still complaining they are overworked…..trust me this is taking a toll on the people pulling the extra weight. Everyone has convinced themselves that they are a hard worker and it simply isn’t true, the average worker of today is half what it was thirty years ago. When people have it too easy many will take advantage, this is happening.

@solidstream13 9 месяцев назад

This is criminal.

@CeasarNavarrete 9 месяцев назад

Caleb has been in that grindddd lately

@seuny 9 месяцев назад

2:27 Now this the kind of reaction I long to hear from Graham 😂😂😂

@28cthedestroyer 7 месяцев назад

Gotta love the street interviews, he should randomly do them once in a while but I can understand if it affects his anxiety

@randomsonmymind6919 9 месяцев назад

Is this the first time that videos are uploaded to the iced coffee hour and the Graham Stephan channels on the same day? Thanks 😎

@gesshoku92 9 месяцев назад

Go to colleges they do recommend credit cards mine had like a Mastercard office on campus right next to the food court .

@ronnie5151 9 месяцев назад

Even so, people need to have some sense about what to do and not to do. A guy offering fentanyl on the corners doesn’t mean you need to get some. 😂

@susanclaire901 9 месяцев назад

Can't the student loan companies take your federal tax refund, assuming you get one?

@rangequeen 6 месяцев назад

I doubt she feels “morally responsible” to pay taxes 🤣

@user-bz1nd5vd2y 9 месяцев назад

I fear for my daughters future if ppl are more like this woman. Straight up, I would disown my daughter if she was like this. You made your bed, now you sleep in it. You signed the line, nobody had a gun to your head.

@JayJayFromAZ 9 месяцев назад

I pay my credit cards off when interest is involved but when I get a 0% transfer for 24 months I pay extra monthly.

@Primitivegarage915 9 месяцев назад

If she pays rent she won’t have money for drugs lol

@brennancincurak 9 месяцев назад

I love this video and the perspective you provide here Graham! I regálate to your sentiment @ 14:25 so well.

@N171985 9 месяцев назад

She is going to try to find a man to pay for her life. Then when he doesn’t she’ll call him broke and a deadbeat while she passes this mindset on to her children

@kareemmendoza5004 9 месяцев назад

That man has to be a real fool to get with a woman like her

@benkamminga65 9 месяцев назад

Thanks for always bringing great content Graham! We appreciate your hard work!

@TheGrahamStephanShow 9 месяцев назад

I appreciate that!

@dtmfool789 9 месяцев назад

Isn’t he just stealing Caleb’s content and reusing it?

@swirlcrop 7 месяцев назад

Actually. Many colleges will advise students to get credit cards. I've seen it many times. It's laughable and sad at the same time.

@MillionaireHouseholdFinance 9 месяцев назад

Saying that "money is a circle" just shows how little regard she has for her own financial situation. Great points, Graham! 🙂

@mitchgarcia4455 9 месяцев назад

5:14. bruh how do u think college wants u to pay them 💀

@obsesivegamer 7 месяцев назад

U paying your tuition with a credit card?

@tonia2483 9 месяцев назад

I saw that thumbnail and thought now. Doja cats not paying her rent WTF.

@PinkDiamond7777777 9 месяцев назад

Tbf, money can come back, time can't.

@thomastrand 9 месяцев назад

at some points, I think she is trolling 😅

@turtleanton6539 7 месяцев назад

Yes indeed 😊

@mceliacin 9 месяцев назад

She was definitely high 😂😂😂

@Courtney-Alice-Gargani 9 месяцев назад

She comes off as being cold and not caring.

@kh0kh0 9 месяцев назад

why should I save to enjoy life at 35 when I can spend a bit more now and enjoy life in twenties as well as thirties? Can you talk about what is the promised good life at 35 with savings? When do you enjoy life if you're always saving

@martijnprinzen7124 9 месяцев назад

Graham seems to forget about income tax. You cannot save 50% of your income.

@charisginn6932 9 месяцев назад

Yup. I save about half of every paycheck and yearly it’s still only ~35% of my salary. AND I’m in a state with no income tax.

@martijnprinzen7124 9 месяцев назад

@@charisginn6932 so you pay 0 taxes on your salary?

@SparkleBoom2023 9 месяцев назад

I have seen this video from Caleb. It was the first video I’ve watched of his.

@jean-jackp7495 9 месяцев назад

The fact that landlord can't raise their rent is a nonsense, especially in your country with variables rates, who goes up with inflation.

@ashnichole8060 9 месяцев назад

I seen this video on Caleb channel. I remember her!!

@132453511 9 месяцев назад

Hello Mr Grey Ham. Thank you for all the work you put in.

@salomi311 9 месяцев назад

At least she didn't empty her retirement. And I sometimes don't know how much I have in mine... I don't follow it closely cause I pretend the money doesn't exist and I just put automatic payment into it so it grows and I'm not tempted to touch it... It's a strategy 😂

@pastdue7170 9 месяцев назад

Not knowing the one your putting money into is fine at least so long tour matching or beyond. Not knowing one that sitting around doing nothing can be bad as plan fees might eat at it and a lot of unclaimed money comes from forgetting about old 401k accounts.

@catelizabeth 9 месяцев назад

I can't stand to hear one more "yeah" out of this one🥴

@A_D624 9 месяцев назад

Why is there so much debt in the US?

@msmj9102 9 месяцев назад

She has probably received the eviction notice now the moratorium in CA is over.

@dar1e 9 месяцев назад

when the guy said he makes 170k, did he not mean that before tax?

@wannaBepunjabi 9 месяцев назад

I'm not sure about now, but back in the pre 2008 crash era, it was pretty normal in the beginning of the school year for banks pushing credit cards to have booths on college campuses.

@cleanairninja9256 9 месяцев назад

I save 40% of my net earnings each month. I think that's a good rule of thumb.

@pastdue7170 9 месяцев назад

Most advice is to save a few months worth of expenses and invest the rest. Normally 20 to 25 percent. So yeah I say you're doing great.

@cocomarineblu993 9 месяцев назад

Most people can’t do that.

@cleanairninja9256 9 месяцев назад

@@cocomarineblu993 I only can do that because I live a frugal lifestyle. Very rarely do I go to a restaurant and I often hit charity shops or Walmart for items. I don't travel and my main luxury in life is taking my nephews to the movies once every month or two. I also use an antenna for over-the-air tv reception for entertainment. I don't smoke or drink or eat expensive food either.

@BG-qs6ii 9 месяцев назад

Eating out kills my fiance and I. Fortunately we are pretty good overall and make about 450k, but still is expensive 😂

@bbowling619 9 месяцев назад

2nd guy is doing great. He has his 401k matched i would assume and prob maxing out his roth as well. If if helps SO do they same..then pick a few single stocks instead of gambling hell be just fine. Not sure why he leases but that's an expense he will eat (not a good decision) He can go play !! Hes doing good. Wonder when he bought a house out there? if he actually owns one? Prob sitting on some Equity as well.

@jchen16 9 месяцев назад

Nice guns Graham! You forgot the taxes on the $170K...

@1acie 9 месяцев назад

The first girl reminds me of everyone I know from LA

@mofarmmomoney3009 9 месяцев назад

The interest in Graham and Caleb's channel is truly encouraging...gives me hope that the majority do understand how bad choices do result in real financial consequences.

@ryanstevens2722 9 месяцев назад

Can you say drug dealer and street walker. Why do the lenders and landlord still do business with her/him? it's unclear

@flamingburritto 9 месяцев назад

An egotistical narcissist who thinks she's better than others and hence doesn't have to do anything she doesnt want to do. What could go wrong.

@deana5277 9 месяцев назад

she belongs to the streets 😂

@timsilva1944 9 месяцев назад

She'll barter for things.

@xxx-tentacionfp5729 9 месяцев назад

I quit smoking that stuff and started investing my savings in Canna farm ltd. Ha-ha, Im still spending money on weed, but now Im making daily profits

@kevinvena474 9 месяцев назад

Personally I admire your frugality

@stevenashwood1090 9 месяцев назад

Future Californian politician

@danthaman7777 9 месяцев назад

I thought that was Doja lol

@louisianabeast 9 месяцев назад

Still liking!

@vectoon3739 9 месяцев назад

4:05 I understand what you mean buuuuut cost of living is sooooo high

@hannahmuellenmeister 9 месяцев назад

This guy certainly isn't Caleb. This guy isn't yelling one bit.

@seijihatch2494 9 месяцев назад

Lol yea she looks like she’s from Austin

@elijahclough 7 месяцев назад

I mean college also encourages you to take out student loans and go into to debt sooo it wouldn’t surprise me if they encourages credit cards too.

@JUKE179r 4 месяца назад

She sounds like she smokes packs of Newports and chugs Jack Daniels on the regular. 🥃 Cheers from the UK! 🇬🇧

@whitneywillie4471 3 месяца назад

College doesn’t make you get credit cards but there are definitely people there preying on young folks. I signed up for my first cc for a free pizza 😂 on campus.