I'm £20,000 In Debt | FULL EPISODE | Spendaholics 

Cynthia Stephanie SAME!

Me too! 😊

me three

She likes things ! All goes hand in hand ! Addiction!

or go to an art class each week with mum

@High Tide 68 she also is asking for help and trying to better herself. I find her beautiful, your comment on the otherhand shows an ugly, hateful personality.

@High Tide 68 the sentence 'shes not beautiful' was based on your opinion, not anything that was absolutely true.

She does have nice eyes just has problems with impulse control.

@High Tide 68 she is asking for help, which is a sign of intelligence. Clearly she is very insecure and still has not properly grieved the death of her father. She is a beautiful soul, anyone can see that... your inability to see past her flaws (flaws i might add she is trying to work on by appearing in the program!) reveals an overly critical and judgmental personality. If you have a partner I feel sorry for them...

It’s like that for most diseases

I hope she kept it!

the only decent purchase she's ever made should she decide to sell it.

@@abbyl1449 Unfortunately, probably not, since it likely reeks of cigarettes.

Worst thing you can do for your skin besides tanning.

She’s an idiot

Her crows feet are beyond help.

Emma Wainwright It is a very very hard addiction to kick! I am hearing good news that a 3-4 day fast with plenty of electrolytes can cure most addictions!

She’s absolutely beautiful so there’s no need to worry!

Hannah I'm surprised people are easily led by glossy magazines and don't realise it's been airbrushed and a way to make money. You can't reverse aging through products but can adopt lifestyle choices to avoid speeding it up. It's also ironic she smokes which causes aging yet wants to look youthful.

@@greenkitty82 you can if you eat right, sleep and use certain products lol. But smoking, excess sun and drinking will stop any reversal and will lead it to happen faster

Coco Pops hit the nail on the head 👍

Any face cream that contains sunblock does the job ! There is no miracle cream , just a good diet and lifestyle !

no cream in the world can save your skin from the damage of smoking (and she looks fairly tanned too, so there's also that)

Classes cost money. At least here in the US but volunteering is a great idea!

@@KatieNicolexx Evening classes do not to be very expensive here and can get some classes for free if you can show that you are on a low income or on benefits.A proper evening class may cost money but in the long run may increase job prospects in the future.

​​@@KatieNicolexx There's a difference between investing money to learn new skills which could be a future money making side hustle and buying stuff she doesn't need and the money just thrown out the window. One can spend money wisely or like there's no tomorrow.

What a waste with all those anti-ageing skincare products because of smoking 😵

I used to smoke and non-smokers don't understand how hard it is to stop. Of course it's doable, I'm proof of that, but it's probably one of the hardest things I've ever done. Having said that, I don't know how anyone can afford to smoke these days, I was shocked to hear that it's about £15 a pack these days!

The best anti ageing is don't smoke and stay out of the sun. You'll live longer too!

Made in china

@Leah613 everything matching is vulgar ... shows a lack of imagination / personal style ...

Floyd Mayweather

you must be italian

I got a $5,000 vacation for $920 by being smart with mine. Just don’t charge more than you make (and no more than what you would have just bought anyway) always use points/cash back cards, and enjoy businesses paying you to live your normal life. Or... you can totally use cash and only get what you pay for... But I prefer free money, myself. Besides, most businesses won’t give you a discount for using cash and have already built in the credit card fees, so... if you think about it... they are making extra money off of you. To each their own!

They have done studies on it and there is a sense of loss when handing over money that is not felt when you slap a card and put it back in your wallet. There is no real physical trade in our minds. Long story short: use cash whenever possible and the simple way to know whether you can afford an item is if you have the money to pay for it.

Thats what im planning to do - use cash more. Im not a spendaholic and cant buy expensive things but like her i would prefer quantity for the price rather then paying a lot of money for one thing. I wont be lots of the same things though. But for me i find it hard in big shops or food shopping as i tend to pick up more than i need or niknaks that after a while of use its pointless. I find shops very distracting and stressful. There is just TOO much stuff!! I feel if i use cash like i did with my pocket money in my teen years i would make it last longer , save more or being more considerate of my purchases. Obviously christmas is coming but im getting the bear minimum but some people have requested stuff which are only available online so ofc il purchase that but everything else is gunna be cash. Hopefully this process will work! Im glad to say im 29 and not in debt at all even though im currently unemployed due to injury but i do wish i saved a bit more than buy random bits and bobs so maybe i would of gotten a house earlier on.

Absolutely Ridiculous There are apps where you can store photos of your whole wardrobe. You can style and create a capsule wardrobe and it really helps. If you’re in the shop you can scroll and see if you have anything similar and create the same look and it feels really good to save the money.

i stopped spending on a no shop year - i unfollowed all brands on social, got rid of the bookmarked shops on my laptop and just stopped looking in shops or online as a pleasure activity. Obvs not as good as therapy but a place to start

Like you said... Soul searching! I think we all need to do a little more of that. Think about why you might shop too much and what triggers the behavior. I've found decluttering my house and selling as much as possible on OfferUp fun and freeing! Too much stuff and clutter gave me anxiety but I was the one buying it 🤦🏻‍♀️

Maybe you can start with asking yourself these 3 questions before you buy something: 1. Do I already own one? 3. Is this in my budget? 3. Name 3 fun things you can do with this money 🙏

s Taylor That sounds cool! Do you happen to know what the App is called?

Joel Hall I would like to see that too, on a few of these videos, some of those that were on it actually say how they are doing, and they all seem to be doing fine... but I guess the ones that weren’t just wouldn’t comment!

Gio Herrera no, she is trying not to cry.

I think it's like, a tick when you're uncomfortable, like some people blink hard and fast, she seems to just bkink hard

i love charity shops. most of my “expensive” clothes are from charity shops. I lived in Morningside, Edinburgh where many rich people nearby, so many nice things in those shops. 🤗. It is a pity i moved to germany, they don’t have many here.

Mental self torment

Ecohobo sadly mine never recovered lol

@@kiskadee321 sorry to hear so. You know there is a herbal remedy based on ginseng that stimulates hair growth?

@@kiskadee321 people follow trends like a pendulum.

Wiser would be quit smoking

Of course, I totally agree- smoking accelerates ageing immensely, but retinol is an amazing antidote for ageing for even those who don’t smoke and live healthy lifestyles.

@@astrid8433 it can reverse a lot of damage. But smoking tannig excessively drinking just dont help

Coco Pops I agree, using good ingredients skincare won’t help much, if a person smokes, drinks or doesn’t have a healthy lifestyle. I was just referring to the fact that it wasn’t something too out of the norm for someone to use eye masks, especially approaching 30. Have a great day.

I think the issue was that she had sooo many

he wasn’t. life coach or something. he doesn’t have the qualification as psychologist.

Ecohobo nerves

Yeah I'm pretty sure he's a sham.

He doesn't have a psychology degree so they cleverly avoid calling him a psychologist because he isn't one. In other episodes they said he went to therapy himself, wrote a few self help books and then decided to give therapy himself. He's highly educated (Oxford university - philosophy and physics) but never studied anything remotely related to psychology. Pretty sure this why they replaced him with Mark who is actually qualified to give people the help they need.

Tony Baloni I think she does it to be more feminine and “cute” to seem more attractive....I know girls who do that for those reasons

Lol you would never buy anything! My mom is like that! Convinces you that you don't need it!

​@@jenniferhcsmith-5586 so is my mum then comed to grandbabies next thing I know it's on my door step.

ziannamc its Spanish for tired of the Beckhams I believe. Lol

Yeah wondering if there’s any more to that story.

YES!

Yes, I was annoyed about that too, but you never know, he may now be with people who really care about him.

I was thinking the same thing.

Not really cause that's what got her in her situation in the first place... she likes to buy a lot of cheap things, because she thinks it's okay as they are cheap. In the meanwhile, buying just a few more pricey item might help her actually break the habit

A more expensive item usually goes with some elaboration on how often you'll use it, and and the expected life of the item compared to the disposable £3 top...

She have a kind of classic style anyway

Plus quality and classic yet modern styles never go out of fashion so she won't need to constantly buy new looks to keep up with the latest fashion

Apparently because he’s severely disabled . Perhaps having her brother being chucked away has something to do with her issues ?? I have a severely autistic son and I would never ever give him away .

I looked it up...YES it is different in England! They help you care for your disabled child...unlike the USA when you are left in the dust. They have several forms of Foster Care that are all about caring for the parent's sanity as well as the welfare of the child. There are even temporary Foster Care services (for just a couple days) so if parents need a break. GOD how great would that be for single parents here in the States that just need a break!?!? I wish our government cared that much about the parents and the kids!

Good with maths ain't ya

They closed all their branches around 2008

I was thinking that too!

Yes! 😊

LMAOO

I wonder if she might need to see an optician, or maybe check her thyroid hormone levels, a lot of women get problems with itaround the age of 30-ish, and one symptom is dry skin and hair and also "sandy" eyes. Could explain the blinking and the skincare obsession?

I think it's the face shape, big eyes and haircut

Bit you don't really know there situation maybe that was the best option for both parties, and who knows maybe he is taken into a nice beautiful home where they are more understanding

Well, good for him!!!! I hope they look after him much better than his mum would

Account manager. Totally different job- sales & client services.

I cringed so hard when I saw that. Hasn't either of them been to a pub before ? Who does that ?

BDina Smoking cigarettes will do it! 😵

She looks as having good skin, the wrinkles around the eyes and the blinking makes me wonder if she perhaps should see an optician?

Women blink more than men.

What's weirder for me is how slowly she blinks sometimes

Contacts that is a bit dry?

Natalie M What eyebrows? 😂🤣🤣🤣🙌🏼

and this is why there is a small mean girl inside the nicest of us...try to keep squashing her smaller.

Agreed. She's overplucked them to death and they'll likely never grow back. Everyone had eyebrows like that in the mid 2000s and they were awful. She just looks permanentlt surprised because the arch js so high.

It is an UK thing 🤣🤣