The Worst Finances I've Ever Seen | Caleb Hammer

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Here is my response to ‪@CalebHammer‬ - The Saddest Situation We've Ever Seen | Financial Audit - Original Video Here: • The Saddest Situation ... | Add me on Instagram and Snapchat: GPStephan
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Опубликовано:

26 май 2023

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Комментарии : 336

@EvanYoungMusic Год назад

I saw this episode. The only person Caleb has interviewed who truly doesn’t deserve what is happening to her. I just hope she becomes a success.

@XFizzlepop-Berrytwist Год назад

Yeah, she’s definitely a soldier.

@Marvin-iy8ic Год назад

She aint got money problems she got family problems :(

@choreomaniac Год назад

Yes. She has to find a living situation where she can enforce strong boundaries.

@WonderlandBoudoir Год назад

That is so true.

@blueflameSM Год назад

She's a great person, but she was thrown into a situation she shouldn't have been placed in to begin with. Money is a problem, but family like you said is much bigger.

@turtleanton6539 7 месяцев назад

Yea😊

@aina3387 Год назад

You can hear it in her voice that she is the one responsible person in her life and taking care of everyone else. I really hope she does well.

@ellie5447 Год назад

I saw this episode & she was such a wonderful woman in a really difficult position. I hope she can find the strength to stop allowing her family to mooch off her and focus on building a great financial future for herself and those kids ❤

@shachede6828 Год назад

Family are the biggest moochers 😭😭😭😭. Love my family but the money hole is crazy

@yakimawindowwashing Год назад

She was a baby victim

@CaPnBaLlBaG Год назад

@@yakimawindowwashing She's kind of allowed to be. She's taking care of her entire family. Including two children with nowhere else to go that have some severe psychological issues given to them by their parents.

@XFizzlepop-Berrytwist Год назад

The only people that seemed to mooching was everyone but the grandmother. She did say the grandmother helped, but the grandmother is a bit of an enabler, and too good hearted to be harsh.

@yakimawindowwashing Год назад

@@CaPnBaLlBaG no dude you don't get to be a baby victim when you have babies smh.... Only actual men and women who are actual parents get that tho

@nonyia17 Год назад

Man that’s so rough…the cards this woman has been dealt is awful. Wishing her the best and much future success and prosperity

@technicide1715 Год назад

She chose to get raw dogged and have children nobody should feel bad with her . With a felon that probably has neck and face tattoos what tf did she expect

@nonyia17 Год назад

@@technicide1715 huh? Did you watch the video? She’s adopting her MOTHERS kids…those aren’t her own kids and she doesn’t even have any kids of her own

@brandonbondig8432 Год назад

@@technicide1715its not her kids dumbass

@turtleanton6539 7 месяцев назад

@@nonyia174 real

@TORITHEGUMMYBEAR Год назад

As someone who had to take in and adopt a family member at a young age, I can tell you financially it's impossible if you don't have at least one close person to help. I had just turned 20 when I got a call about my nephew being born and my sister had signed away her rights as he was immediately transported to the NICU due to withdrawal from several narcotics. It's been two years now and we've discovered a couple health issues with him but he is doing so well. I go without a lot but I honestly don't see it as a sacrifice because he is just the most awesome thing to ever exist. So, I feel for her and I hope for the best. Also in terms of the clothes, if she shopped the deals at children's place or Carter's she could get some massive deals for some nice clothes. Even Walmart is sometimes good if you are shopping clearance.

@karahoglund Год назад

you can tell by when she cries that she has never been able to relax and have enjoyment and those little expenses of eating out give her some escape and fun in life, i feel sad for her but she has the right mindset to push through this!

@adrivoid5376 Год назад

I watched this episode. This is a real struggle. She is sacrificing so much, is so hardworking, and shows still how hard it can be.

@adriannasyraf3534 Год назад

she's doing a lot of dumb things too

@XFizzlepop-Berrytwist Год назад

@@adriannasyraf3534 Like what? I watched the full video, maybe the car was dumb, and the eating out, but I wouldnt say its a lot of dumb things.

@daltonhunter4800 Год назад

I remember watching this episode. She’s quite a bit different than many of Caleb’s other auditees in terms of maturity. I genuinely feel bad for her. It seems like she’s been dealt a rough hand, and her irresponsible family isn’t doing her any favors.

@tracy_cakkes Год назад

I’ve been watching a lot of Caleb Hammer too! I’m addicted. Thanks for mentioning him in your videos. He’s growing quick. This girl was really giving. I liked her.

@TerraAcox Год назад

Ok a couple of things, and I don't know if that woman will ever see this. If you are fostering even your own siblings, you sometimes qualify for the same financial assistance as people who signed up to foster children not related to them. You can apply and get a certain amount of money per month per child. A lot of relatives don't learn this because they didn't begin their fostering journey through the same avenue as volunteers. Secondly, you can apply for SNAP, WIC, etc.

@XFizzlepop-Berrytwist Год назад

Thats great advice.

@JasonGroom Год назад

She actually did start getting her stipend after a few months. If they were removed from her mother for cause and put in her care as, what is called, an "other suitable caregiver". Basically that means an unlicensed foster parent. That said, she should still be paid by the state for those initial months.

@stanleyzac1648 Год назад

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

@LewisAtonn Год назад

I had to look him up on Google as well. After finding his website and leaving a message, I'm hoping he will reply shortly. Appreciate!!!!

@WookieSenshi Год назад

I remember this episode. She's a very strong person and I feel for her.

@imfriggered4728 Год назад

She's got the fighting spirit good luck to her.

@Courtney-Alice-Gargani Год назад

She has a tough life taking care of her siblings that's a responsibility. Lunch can easily be $15 to $20. I wish her the best.

@TheGrahamStephanShow Год назад

Totally

@jml9550 Год назад

Well then don’t eat out. Grocery and cooking is a lot cheaper.

@shannonsampson3267 Год назад

@JML She cleans pools in the Texas heat, so it is physically demanding and she's traveling in the car a lot. In addition, She grabs food or drinks as a courtesy when stopping at gas stations to use the bathroom.

@jml9550 Год назад

@@shannonsampson3267 ok. Good point, but she doesn’t clean pools all day. She must have free time during evening to cook and prepare food for a few days at a time. I understand eating out is convenient, but the cost is to much at her current income.

@shannonsampson3267 Год назад

@JML Yes. She should cook dinner and pack a sandwich for lunch every day but I understand her struggle. Most people don't have limitless energy and self control. She is a kinship guardian for her young siblings. I've been a kinship guardian and it was the hardest thing I've ever done.

@WildmanYino 10 месяцев назад

I just commented the same thing about the people that go on his show, regardless of the decisions they’ve made in the past I still commend them for publicly being humiliated as a wake up call

@BaileyMxX Год назад

"Welcome back to the Caleb Hammer show" should have been your opening statement

@prepordietryin9119 Год назад

I have the utmost respect for anyone that takes on another siblings kids to keep them out of foster care. I know deep in my life that I've done it it's a big strain financially but a lot of times it's what's best for the kids to keep them within the family. Don't get me wrong there are great Foster families out there but most kids are going to feel best at-home.

@VideoGameRoom32 Год назад

If you go with a group of people and you use your credit card to pay for their lunches, it's possible you might end up paying part of their lunch. When I go to lunch with people, I ask for a separate check.

@triple_gem_shining Год назад

Caleb is perfect for graham and his audience

@PhotoDaveJax Год назад

Heyyyy!! Maybe I’m behind the curve but… congrats on ONE MILLION!!! 👏👏👏👏👏👏🏆

@louisianabeast Год назад

That's awesome man! You deserve it!

@kyla8386 Год назад

I’m wishing the best for this girl, I’m in a similar situation where I raised my disabled sister and bought a condo for us because of a shitty parent, I’m doing much better though only looking after one person, I hope she’s getting some government money at least

@tanishaa608 Год назад

You're videos are amazing Graham... recently subscribed to your channel and have been binge-watching the reaction videos😅 Love from India 🇮🇳 ❤

@ox0cherrybomb0xo Год назад

This lady was SUCH a sweetheart but it's obvious she's the only somewhat responsible person in her family, and in families like that you get the punishment of being expected to take care of EVERYONE else and they try to emotionally manipulate the f out of you if you don't do what they want. She is a good soul but her biggest problem is not financial, it's that she needs to get into people pleaser recovery and learn to make and hold BOUNDARIES.

@turtleanton6539 7 месяцев назад

😊yes😊

@davidandrews5262 Год назад

So is anyone going to point that someone working more than 40 hours a week can't afford life......? These aren't minimum wage jobs either..

@thehonesttruth8808 Год назад

It’s about the choice we make, not the amount of money.

@jacksonsparrow8865 Год назад

Thank the federal government, and the geniuses that run it

@KurtisB Год назад

They can afford life: they can’t afford a luxurious life. People nowadays seem to think that Starbucks, iPhones and Netflix are necessities. Is a minimalistic lifestyle ideal? For many, no. But living below your means should be the norm.

@calmyourmind5665 Год назад

Has Caleb been on the Iced Coffee Hour?

@Shadowlief Год назад

She is in a rough place with family. That is a extremely tough case. I was very much thinking this was going to be a typical case and my heart is broken listening to this. She has a lot of stuff to deal with family-wise.

@erinwylie4415 Год назад

I always come out ahead when I pay the tab and have everyone pay me back - they usually round up. Plus then I get the reward points on my credit card! Perk of living in the Midwest maybe 😅

@commonsense-og1gz Год назад

for as close as Austin is to college station, i am surprised that there aren't more people from there on his show.

@brightlyart Год назад

Love your content but I've seen this a while ago. Maybe you can do your own Caleb Hammer/Dave Ramsey style interviews? We'd love to see it 🏆

@michaelsnake8 Год назад

For real, why does he putting out this low-effort stuff

@mlguy8376 Год назад

Why? He is giving good exposure to Caleb. Why try and compete ? I am with you on not knowing what he does outside of reaction videos to finance related content.

@brightlyart Год назад

@ML Guy Why? Because Graham has good perspective and it wouldn't be anything like competing. He doesn't need to piggy back off of anyone and he has given Caleb plenty of exposure but recapping a 3 week video is eh.

@ft_ph Год назад

God bless her. 🙏🏾❤

@jeffrounsville4961 Год назад

Great video

@eatmyoctopus Год назад

My view on life is why work your ass off (in this woman’s case, multiple jobs) if you can’t afford to buy even a coffee! You’ve got to be able to enjoy life otherwise what’s the point. Money from work shouldn’t all go towards simply surviving…

@shachede6828 Год назад

She needs to find higher paying job. She needs to take advantage of government funding. I am sure she is not taking full advantage of government assistance. She needs to search up and down. Get that budget to bare minimum lots of RU-vid channels feeding a family on $50.

@aileenonvenus Год назад

i’m my parents only real childcare option, i have a 14 year gap with my youngest sister- daycare is so so expensive that my mom was literally in debt with kinder care WITH assistance. It makes it so hard to focus on my own life, i can’t work when my parents work, college is a whole hurdle i’m trying to figure out- my youngest sister likely has some developmental issues (trying to push my mom to seek a diagnosis) i can’t imagine taking ALL responsibility at a young age, i hope her situation gets better, genuinely

@Drift-Away Год назад

Hey Graham could you do a video showing us your stock portfolio📈

@Celtic_Amy Год назад

The oy financial thing she needs to change is the eating out and maybe a less expensive car. Her biggest is problem Are the family members using her. It sounds like no one's paying rent and asking her to buy things. I also don't sing anything wrong with buying stuff at Goodwill. You can find new stuff there all the time

@Margatatials Год назад

I didn't even know a self heating lunch box was a thing until today, that could be helpful for me

@daileyklusendorf123 11 месяцев назад

Just throwing this out there, college station is a small college town with not many money making opportunities and sounds like she’s working so hard with what she has available

@louisianabeast Год назад

Still liking. Hope you're doing well graham!

@TheGrahamStephanShow Год назад

Thank you! Yeah traveling now back in town soon, nice vacation!

@rictorn0 2 месяца назад

It's almost like I could relate in someway with her. Only I deal with adult children where I'm the only one that works. My last job was doing contracting work. All the expense were gas due to the distance. OF course the "responsible" adult children think I'm randomly spending money. Yet they think they pay the bills.

@WeBeatMedicare6969 Год назад

“My boyfriend is passionate about coffee” 😂😂😂

@zakkrick Год назад

Damn my brother, sister and cousins screwed me over with money and never pay me back while I still had a car payment at the time. I was super broke but I made my car payments on time but the was back in 2004. I had rely on credit cards heavily, it rack up to 6k. No one pay me back and it’s 2023, I just pay off 6k. I will never trust anyone including my family. All this time I’ve never closed my 401k too and now it’s grown to 200k. Not I have no debt to pay I’ll increase my % to my 401k and start saving more money for myself and not worry about if anyone needs help

@koneko-chan3580 Год назад

I don't lend anything that would screw me to not get back. That way I can get mad that I wasn't repayed but I'm still stable and know not to trust them in the future

@lmelior Год назад

Caleb has either inferred or outright said that he pays the guests to come on, so I wouldn't be surprised if a good portion of the guests go in mainly for the quick buck. I can't help but root for most of them, though. This lady was tough and generous and hard-working, it's hard not to like her.

@XFizzlepop-Berrytwist Год назад

A couple of them have definitely just seemed… unwilling to change.

@beckypetersen2680 Год назад

@@XFizzlepop-Berrytwist I think most of them area unwilling to change, actually.

@schultz22657 6 месяцев назад

Heyy I'm from College Station, Gig 'Em!

@Winston0Boogie Год назад

I give everyone credit. We watch them and judge them but most people don't have the chutzpah to come on the show. I definitely learned from this show.

@evanhmarinelli Год назад

Hey, can you make a video on your RU-vid course?

@ih458 Год назад

Send her money 💰 Graham!!!!

@esatkesdek1093 Год назад

I feel that the last bull run was bolstered by all the money being printed. Major returns next bull run but I think they will be tamer in my humble opinion. A 10x on jr23yF is and a 15x on polygon are fair considering how much those two coins are interwoven into the entire crypto ecosystem

@cleanairninja9256 Год назад

I eat the same lunch every day at work- two peanut butter and jelly sandwiches.

@JakeSpradlin2 Год назад

This woman really is in a sad situation. I believe she can get out of it though!

@TheFuentesFam Год назад

You should go on his show!

@branster993 Год назад

I live in birmingham!

@Poooridge123 Год назад

Hammer Time 😩🔨

@shiftycarmack8019 Год назад

I feel for this woman.

@wbryz Год назад

Hi Graham!

@TheGrahamStephanShow Год назад

Hi!

@sidehustlevikki1066 Год назад

this woman has a toxic family that will bring her down. sounds like she has a great work ethic but has tons of obstacles/leeches in her way. If she could cut her family off I think that her life would really turn around. I hope she is able to make those changes because I hate when nice people are taken advantage of.

@_fr0sty 28 дней назад

It’s hard to tell someone who’s working 60 hour weeks with multiple jobs that she can’t go get a 4 dollar cup of coffee

@GuidoInfurno Год назад

i love how he doesn't link the original video...

@christinab9133 Год назад

❤❤❤

@NickHollis21 Год назад

good morning Graham :)

@TheGrahamStephanShow Год назад

Good morning!

@CL-yp1bs Год назад

Welcome to the Caleb Hammer show! wait....???

@TheGrahamStephanShow Год назад

@CL-yp1bs Год назад

@@TheGrahamStephanShow in all seriousness, I’m sure he is happy about it since it gives him a lot of publicity on his new young and growing channel plus helps drive viewers to your side channel. So a win win for both of you.

@j_bubblez279 Год назад

yh. she needs a mini van.

@amandajames3185 Год назад

Question if i was to win the lotto would you be ok giving me financial advise i thought about this

@delbomb3131 Год назад

Pretty sure he has an episode "what to do if you win the lottery", but if you do win, you should formally contact him and see if you can work out a meeting on his podcast.

@millsykooksy4863 Год назад

yeah but then who does the manual labor? someone has to

@KevinLopez-jf5ys Год назад

"She's done for"

@iseepandas1 Год назад

I wonder what people would say if she said no to taking care of her brothers, and just went on to live her normal life..

@jacksonbilly9979 10 месяцев назад

Oh they would’ve tore her apart in the comment section. People are hateful and judge”mental”

@Tashas_Travels Год назад

I wouldn’t be guilted by anyone who isn’t helping with any bills. Set boundaries and tell people to f**k off. I’ve had to cut off family because of this. As long as I didn’t give birth to you, I am not responsible for you, I don’t give a d*mn if you are my siblings or parents. Coz people just want to take advantage and feel entitled to my money or have so many opinions.

@jennycarrier Год назад

to bad..she cant even bye e cofee ...so sad after all

@flemmingbrooke Год назад

I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed on all the stock opportunities so far for the tech stocks. I think $75,000 a year in income would be a good investment, so I want to put all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like an FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and loosing all the good opportunities

@rickertcoles Год назад

Look into passive index fund investing and learn some more. Buy Companies stock which you think has huge potential to grow. Internet is your pal, do some research"

@laportafrank Год назад

@@rickertcoles Only a good FA will be enough to guide you through the current market volatility. I've been speaking with an advisor for a while now, primarily because I don't have the necessary expertise or stamina to handle these recurrent market conditions. The fact that I made over $220K during this downturn proved that there is more to the market than the typical person is aware of. The greatest course of action right now is to have an investing consultant, especially for people who are nearing retirement.

@Blitcliffe Год назад

@@laportafrank who is your financial coach, do you mind hooking me up?

@Blitcliffe Год назад

@@laportafrank Thanks for sharing. I had to google to be sure.. her credentials are really outstanding!

@thorphoeung6057 Год назад

Nicole is deaf and blind. I highly doubt she can work miracles

@adrianaguilar3556 Год назад

I live in College Station :D

@sarahschreffler5407 Год назад

Does it feel to anyone else like half these comments are robots repeating the same phrases?

@destinyknight3973 Год назад

First thing I thought when the actual video started, just going off on the thumbnail. Oh, that’s not a guy

@cigdemsakall3087 Год назад

Why aren't you talking about investing in Wixpool when even individuals from various backgrounds are doing it?

@noname-tf7kq 11 месяцев назад

Why didnt he call it "hammer time" 😊

@alecb9417 Год назад

Walking Red Flag gentlemen take note.

@scratchaddict4776 Год назад

Caleb is a G. Just giving so many people content to rip off. Well done Caleb. 1M coming!!

@senster45 Год назад

They are leaching off of her. She’s just a pushover. She needs to cut them off.

@AndersAtoms Год назад

Family and friends can be your biggest enemies

@salmanhussain1378 Год назад

Fiona ghallager

@AlexA-xs1wj Год назад

I almost feel like I shouldn’t even watch Caleb hammer if all your videos are just going to be reactions to his videos 😂

@ae_cabrera Год назад

Just an FYI, 25 year olds are not Millennials. Gen Z starts at 1997 (according to many google sites). Caleb's channel actually also interviews Gen Z people, not solely Millennials.

@saulgoodman2018 Год назад

Caleb is getting so annoying. By beaning men and rude to his guests.

@jg-xx8oh Год назад

Wow what a train wreck start a go fund me Graham

@jamesbillingsby8043 Год назад

I mean this is in a positive way Graham. I enjoy seeing you do original content, I am not a big fan of this style of content. Kind of just makes me feel like you are using other's content.

@Surfnboy Год назад

Then don't watch his... reaction Channel... lmao this is some of my favorite content he makes to watch.

@Gumbstrevor76 Год назад

Drol twin graham luck

@jaytpharaoh8411 Год назад

She sounds like a regular single black mom.

@thehonesttruth8808 Год назад

Geez Graham, when did you provide commentary on other videos? It’s so superflous…are you out of ideas for content?

@gH05tM4LL 7 месяцев назад

She could save money by not getting her hair cut, maybe letting it grow and look like a female.

@tylerday4896 Год назад

I am kinda losing respects for Graham Stephan. He isn't really post anything of value anymore. He keeps talking about the negative things, but no valuable solution to things.

@enesc.7912 Год назад

Fty23YB, a pick with potential if they follow through!

@JasonGroom Год назад

I get what you're doing but this feels like riding another creators coattails to get out more content. I would get it if you were trying to establish a channel, but you are bigger than he is right now

@ismailbek7613 Год назад

jr23yF, ETH, and more would be great.

@mehmetsebep1364 Год назад

Hell yes $ jr23yF. Going to have a huge Q4

@qabilyolcuyev155 Год назад

should you sell a little of jr23yF when you start to make a profit or just hold?

@abdurrahmanozbek332 Год назад

jr23yF at less than $1. is like BTC at $100. When jr23yF finally blows it's gonna be epic.

@scuevas7 Год назад

Do you like Fortnite?

@znciman Год назад

I've been keeping an eye on Fty23YB for a while now, and I have to say I'm impressed. And with Amazon's presale, it's definitely worth considering for your portfolio.