UNEXPECTED HIGH COSTS! Breakdown of Owning My Lamborghini Huracan STO

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Let's talk about the unexpected costs of running my Lamborghini Huracan STO and the price to keep the raging bull in the Shmeemobiles. You can win your dream car with BOTB; including Lamborghinis. Enter today: bit.ly/WIN-BOTB-Dream-Car-Comp
Some aspects are amazing, but some certainly make you take a deep breath and sit down! I bought my Lamborghini Huracan STO from Lamborghini Pangbourne already nearly 10 months ago and it's just crazy how quickly time has flown by, as well as the odo counting up to 4,000 miles. In that time I've had a lot of fun with it, certainly put some smiles on people's faces and also had a few fingers raised, but let's go out for a run to think a little more about what it costs, and what it might cost if I were to install the supercharger from VF Engineering that I recently experienced.
As it happens, all new Lamborghini models in the UK include 4 years of servicing and warranty by default which is an incredible package and makes it a delight and stress free experience. However, in the the UK we also have particularly unfriendly insurance which for a car like this is based on statistics, and apparently the statistics of 30-something year old males driving Lambos are not good!
In fact, the insurance bill turned out to be a huge sum in the first year of the car, which thankfully has settled down after my policy renewal, but certainly made me think in the meantime. However, I also reached out for a quote to see what it would increase to if I install the supercharger, and let's just say it might be a bit of a barrier to entry with the result.
Win your dream car with BOTB! There are 150 cars to choose from, including Lamborghinis, Porsches, Audis and many more! Tickets start at just 60p. Enter Today 👉 bit.ly/WIN-BOTB-Dream-Car-Comp
Thanks for watching, Tim
Chapters:
00:00 Intro
01:12 What Does Ownership of the STO Cost?
03:47 Insurance Cost of the STO
04:29 Win a Lamborghini with BOTB
05:25 On the Road
09:20 Should I Supercharge My STO?
13:09 Young Driver Insurance Cost
15:37 Do I Enjoy the STO?
16:35 Returned to The Shmuseum
18:45 Wrap Up
#Lamborghini #HuracanSTO #Costs
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Опубликовано:

19 июн 2024

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Комментарии : 462

@Shmee150 Год назад

Win your dream car with BOTB! Tickets start at just 60p and there are two winners every week. Enter today! 👉 bit.ly/WIN-BOTB-Dream-Car-Comp

@oneaboveallferrarifan2725 Год назад

Sell me your Sena

@benlecluyse Год назад

Whoa that's cool !

@simonbrandon4196 Год назад

No thanks I dont like wasting money

@benlecluyse Год назад

@@oneaboveallferrarifan2725 🤣🤣🤣 It's Senna btw 😉

@benlecluyse Год назад

@@simonbrandon4196 🤣

@FIREBLADEONE Год назад

Really appreciate the straight talking on the subject of insurance figures, this is interesting and valuable information for your viewers.

@dampsquib3064 Год назад

Be interested to hear how the STO compares with the Zenvo for insurance when you have it

@Shmee150 Год назад

The Zenvo insurance premium is BIG, VERY BIG. I am not sure if I have the stomach to share that one, it's terrifying me.

@Taylor40667 Год назад

@@Shmee150 is that because of the previous risk of fires over the years? The infamous top Gear episode Because you have the senna which is over a million, so interesting HOW much more it is it must be more of a risk for them not just in terms of value

@iggswanna1248 Год назад

@@Shmee150 holy molly.. i can only imagine lol

@720sobsessed6 Год назад

@@Taylor40667 it's a price thing our 720 is 2k per year while our elva is 6k per year

@captain_context9991 Год назад

Insurance for expensive cars can be a bit up and down because repairs are expensive if they get damaged. But on the upside, a Lambo almost never gets stolen. A random person wouldnt even know how to start one even if given the key.

@callumharvey9680 Год назад

Love your content, you've come so far, congratulations on everything you've achieved you deserve it 10 fold!

@KarmaStoriesPodcast Год назад

Literally just came here from Stradman's video haha, so seeing you do something inspired by him is awesome :)

@Shmee150 Год назад

That's cool!

@akilajayasooriya2305 Год назад

Same😅😅

@jonv92 Год назад

Same lol

@bwatts27 Год назад

Same! Lol

@RDG_0001 Год назад

Same

@MegaRetr Год назад

Really appreciate the straight talking on the subject of insurance figures

@emmy4949 Год назад

I like how u change the color of your, sound intro to match with the car your doing video about. Cool video as always.

@1BADECLIPSE Год назад

STO Is still among my favorite Lamborghinis!!! Thanks for video tim!!

@Shmee150 Год назад

Thanks for watching

@Wortho1264 Год назад

Hi Tim, what an extremely informative video and much enjoyed. Cheers from Australia.

@MarcinZaleski21 Год назад

It is interesting how a colour scheme of a car can influence how we percive its shape. When I saw STG video with grey STO I was surprised how headlights look. They had almost different shape than on Tims STO. Regarding pillow that saves everybody back, maybe it would be a good idea to have some custome foam inserts made that will attach to seats?

@hanshonstatzky961 Год назад

Thanks for the opening up regarding the cost of the cars. Very interested for people that don’t have the ability to own one Cheers

@assail Год назад

thanks for sharing the upkeep on these types of cars

@kiansmith1288 Год назад

Currently wearing the sto t-shirt 🔥 amazing video. Shmee, you defo need more lambos in wild colours.

@Shmee150 Год назад

Legend!

@mikekargar239 Год назад

Tim, I really enjoy your videos. No one works harder than you in this business. Your honest perspective provides great information. I am not in car business other than I love cars. My favorite car is Lamborghini. I also love the Lamborghini management. They care about their customers and you do not have to buy an old Lambo to qualify for a new one. They treat everyone the same. Again, thank you for the all information you bring to all of us viewers. Please try to do an extended video on the new Tecnica by driving both STO and Tecnica to give us your honest opinion. Thank you

@jamesrapp9778 Год назад

Cheers for the video mate 😎 👌

@Kronos0999 Год назад

Sometimes it's odd to thing you just started with a Clio. Now your collection has truly become a *collection* with so many cars, most of which are rare or exotic

@hakonvilvang Год назад

This is the reason why i drive a 07’ Toyota Yaris. It cost me around 30gbp per month, and im growing my bonus at the insurance company, before buying something more expensive🙌🏼

@klobbersaurus685 Год назад

I really like these videos. It's really interesting to me what these cars cost to own.

@davidnimmo5115 Год назад

WOW very interesting episode.I bought my ticket for BOTB so fingers crossed I hope I meet you Tim & Christian 🤞👍

@seatz37 Год назад

That road feels tight in my E46 M3. Impressed you managed to thread the Lambo down there!

@hardy3559 Год назад

Really enjoyed this video Tim 👏👏👏

@jonv92 Год назад

Love these types of videos

@derrekjonathanhereford Год назад

Thank you 😍 for sharing this with us, I found it very informative, things i didn't think about. I have a deeper understanding of how things work and the tip for young drivers like me 🥰.

@simondarrie666 Год назад

Am so glad someone spoke about this, his bloody 6x6 is cheaper than my audi s3 , with 15 years n/c and a clean licence for 10 years

@jakubbanaszkiewicz3656 Год назад

It really shows how buying a car and actually maintaining it are 2 different things. My tiny 77HP Grande Punto costs me a nice holiday trip a year to maintain.

@hakonvilvang Год назад

I have a 07’ Toyota Yaris with only 70k km on the clock, its really cheap to own, prob the best car i’ve bought😂

@svgaming2716 Год назад

Coming directly from stradman video how cool that both the legends upload at almost the same time

@Shmee150 Год назад

Thanks for watching!

@TravisHargiss Год назад

It’s so fascinating learning the difference between United States vs. Europe or that region across the pond.

@richtaylor2129 Год назад

The STO looks awesome! There is one near me. The owner of it owns a rental car company I think. Also see a Ferrari 458, Pista there too

@DanCollinsPhotography Год назад

Tim, if I ever see one of your cars out and about, I’ll give a thumbs up to whoever is driving it, whether it’s you, Tom or someone else you’ve got to drive it. A Lamborghini isn’t my cup of tea, but it’ll be cool to see it in person

@TheKerr1983 Год назад

Would love to see a more indepth video on strategies on financing, deposits and using other cars to up value to buy more cars. Looking to get my first high performance car soon and would love your insight in the way of s video

@kevletmein Год назад

This would be a good video

@49tkscott Год назад

The biggest factor I've found in my driving history has been related to the vehicle crime statistics in your postcode. I'm 2 years younger than my older brother, we were both regularly quoted around a 40% difference in premiums because of that single factor. Any chance you could have a blog on driving in Europe? Your experience and insight would make for a very interesting blog👍

@williamrogercummings277 Год назад

this car is stsarting to get expensive. This is an eye opener. Thanks, Tim.

@lloydbellis7360 Год назад

Great car, just love it , thank you 👍👍👍👍

@greebo3k635 Год назад

Love the STO! Love the cost-breakdown videos as well shmee

@williamharris2855 Год назад

Shmee, You are a legend Man, I hope you’re having a great day

@Shmee150 Год назад

Thank you, hope you are too

@GrumpySalmon Год назад

Love is in the air 💕

@MUV4TRUK4 Год назад

CRIKEY! SIX GRAND! I need to sit down

@Shomanchik Год назад

I just saw Zenvo TSR-S at Weissach, Vancouver, BC, Canada 😳😍😎 and it is the coolest car I saw this year. Hi to Stan from Weissach.

@rieskame Год назад

Are you able to turn insurance on and off for when it is not being driven, and added to building insurance? I was able to do that with my Typhoon.

@saradrugi6760 Год назад

Did you drive the STO along Adriatic highway after collecting in Italy ? I missed some video & would love to see you drive that awesome road through Dalmacija. Also, with a US visit soon, will you have time to pick up the Zenvo for a similar scenic drive home through Europe? Hope so

@fer054 Год назад

Tim, I don’t know if that color doesn’t represents you, but you did an extraordinary combination. When I buy my first sport/super car I’ll ask for your recommendation!!!

@Combatting Год назад

Speaking of insurance. I was like you. I had to double check whether they got the figures correct prior to my history (2 accidents). They somehow managed to knock a grand from my previous year where everyone was quoting that much (a grand). This is with every mod declared on my ST3 as well. Was shocked at the figure.

@ryanjohnsio4384 Год назад

Hi Tim! Could you do some more Focus RS or Senna content? Been a while since you’ve last featured either on the video. :)

@Shmee150 Год назад

Unfortunately the Senna has been out of action since spring, still waiting for a new damper and not a lot I can do about it until we have that

@Brass-and-Bullets Год назад

Love the Kentish lane test drive route.

@jamesr5741 Год назад

Really enjoy these drives in the Lambo down narrow, twisty roads. I think it suits it very well and doesn't need any more power. It just a very revvy, angry animal haha!

@keithd1919 Год назад

Nobody has as good as cliff hangers, due to commercials, as Shmee. Lol.

@tomm6525 Год назад

How was it adding other members of the team onto the insurance? Did it affect the premium much?

@HarshPatel-fe5tz Год назад

Hey Tim I had been watching for quite a long time now. It is quite hectic and difficult job to manage a car collection like this. But you are nailing it bro hope you continue to do the same in upcoming time. CHEERSSSS

@nealp885 Год назад

Any thoughts on getting a SVJ with the Gintani exhaust? I saw both you and DDE in Indianapolis and the SVJ sounded epic.

@johnssmith4005 Год назад

Shmee have you ever considered buying something like a BAC Mono ? I would really love to see you driving one of those or a Praga R1R on the Nurgburgring

@The_journeyy Год назад

*When you've got a car like this your pockets have to be deep for those unexpected costs and expected costs* 🤪

@tonytutone2003 Год назад

The chilling Snoopy is cool!

@ItsRyan. Год назад

Where is your GTC4 Lusso Tim? Haven’t seen it in the Garage on videos for a while it seems! In for service?

@lucgrenier6031 Год назад

That car is so nice looking !

@kevinvanneste2500 Год назад

Didn't expect a rundown cost so soon

@IanScottJohnston Год назад

Tim, are you restricting your annual mileage on your policy at all in order to get insurance discount?

@Shmee150 Год назад

Not really, we drive when we want to drive to be honest

@manharsegal1919 Год назад

God help me!! I’ll start saving now! Mine’s landing in January 2023! Hopefully my age will help as I’ve just turned 50. Thanks for the heads up Shmee!!

@velvetjones1856 Год назад

Seems like a nice sunny day in UK could be a great day to drive one of the drop tops, maybe the 675LT?

@Kieran_OPC Год назад

I'm 26 now, got a few cars sitting around not like your collection mind you.. Astra H VXR Arctic Corsa D VXR Clubsport Corsa E VXR Astra H SRi XP Mk3 Leon FR Estate It's not much really but it's a fair amount to insure that lot too, I use to run about in a corsa 70bhp fun as hell and infact.. I'll say that the 70bhp 1.2 hatchback is some of the most fun you can have in a car but my astra vxr is just awwww man! The Pantomime it brings out is brilliant

@1289rd Год назад

I would expect running costs to be expensive full stop!

@lewisburt3750 Год назад

Could you do more with the Senna, 675LT and GT8?

@KSL12 Год назад

Thanks for the video, thought I was paying a lot for five cars including three Ferrari's and three motorcycles just under £3000.00.

@HanSomSerBaklengs Год назад

What about start filming in 4K Shmee.....it is 2022 after all.... Great content btv

@CarCultureColombia Год назад

Now this is just funny, over here in colombia to insure a 911 992 turbo s is about 15,000 usd a year

@CarCultureColombia Год назад

Just my personal 2015 M235i is about 1,500usd a year just for insurance

@rosspayne9025 Год назад

That's all very well but can we have 4K please. 1080 in 2022 is well past it. Keep up the good work.

@kaseymiller3565 Год назад

Do you pay less in insurance in the winter when you're not driving some of the more expensive cars?

@Eatsleepboost Год назад

Wow those insurance prices are eye watering. My 12c is $1100 a year to insure with full coverage on the east coast of the USA

@pranavk6024 Год назад

Any chance you may upgrade the STO to the Aventador successor? Or maybe a future limited version of the replacement like an SV or something?

@pratikagrawal4190 Год назад

Hey Shmee! What are your thoughts on the Mach E GT and will you buy one considering that you have a Ford collection?

@Shmee150 Год назад

Watch this space

@mateuszskrzypczyk251 Год назад

@@Shmee150 pls dont

@mikolv21 Год назад

Have you enquired about insurance for the Zenvo yet? how does that compare?

@gavenbatista2193 Год назад

U have the coolest car collection ever my dream car is the first gt

@streather Год назад

I got quoted 6k to insure a 5 year old 1.6l Focus back in the day. This wasn't even as a 17 year old, this was when I was learning to drive in my 30s.

@danyb97 Год назад

The Huracan will go down as the most successful Lamborghini 🔥👏🏼👌🏼

@astro6990 Год назад

Hi shmee! Been wanting to hear when we will seen an update on the V6 phase two

@Shmee150 Год назад

Did you check a few days ago on the Shmuseum channel?

@justinhayes1670 Год назад

Interesting Video Shmee I have an interesting question Maybe you could Toss into a video at some point. Would you Ever buy a garage or home In the US would you Consider it as an idea to do future videos So to speak it Could Be Your HQ here in The States and if So where Florida New York Texas Cali Or Utah. Just a thought Could and would that be something You'd Consider?

@nickskinner1482 Год назад

Don't worry Tim , when older age visits the premiums tumble. I have a few classics and new cars and the premiums are surprisingly small.

@petercsernak1063 Год назад

Hi Tim ! Are there any good seat modifications for those uncomfortable Lambos on the market ? I mean a pillow is not bad, but It's crazy that you need to do things like that even with the comfort seats..

@tysonfriesen5583 Год назад

Here in manitoba your insurance rate goes by your merits. You get a percentage off for having more merits, it surprised me to find that your insurance rate depends on your age but it makes sense.

@frazerking9849 Год назад

Welcome to the uk, where we just get shafted on the regular over everything 😂

@leevahnsmith1272 Год назад

Hey Tim if an allocation for a gt3/touring weren't so hard to get and dealers wernt charging over sticker would u have bought one🤔

@Shmee150 Год назад

I could have bought one but chose not to ;)

@TheHeatProducer Год назад

Would be VERY interesting for you to make a full details expenses report of how much it costs to own all of your car in 2022 for example. Stradman did that. Scary… I mean ALL included, petrol, tires… thanks

@Shmee150 Год назад

It would be terrifying

@TheHeatProducer Год назад

@@Shmee150 it will. But will be your most viewed video ever for sure 😉

@hansgrijmans5879 Год назад

I'm curious, what about the Morgan three wheeler. Are you still buying it, you never talked about it

Год назад

Lambo time💜💛 I just finish watch Stradman's latest video.😇

@Max-eh1os Год назад

I agree but wasn't the insurance claim on the senna still active when you got the sto that would effect the price you pay for the sto !!!

@BeunSoldaat Год назад

I'm 25 and own a bmw m140i and I pay around €120 per month so paying £10k+ per year sounds insane! My first car was a Peugeot 206 when I was 18 and had 136HP and then bought a golf 4 105HP for a few years and then a golf 7 GTI 230HP and then a m140i 340HP and the golf 7 was by far the most expensive I had

@irfanj Год назад

The renew price of the insurance here in Malaysia for the huracan is around 9000 pounds. And that only for the huracan evo.

@rajasultan7473 Год назад

In the USA we have insurance under our parents name because the car has to be insured no matter who is driving it!!

@jongib6096 Год назад

Tim should live in the U.S, for many reasons!

@Arkos39 Год назад

Super Trofeo Omologata! It share race competition parts, that means high cost maintenance. I guess..

@sgt4slaughter Год назад

In sweden we pay anual car tax which can be super expensive depending on which carmodel/engine you choose. Is it the same in the UK? I pay for my 2021 VW passat 150hk about 600 pounds per year for my car.

@banana-ui2qd Год назад

i remember watching car throttle a few years ago and them calling around for insurance for some cheap crap car. and even though the dude said he was 25 with no accidents they wanted thousands of pounds. i was scared asf when i was going to get insurance for my first car (in Australia) but it ended up being under 400 pounds (equivalent) for a far more expensive car. not sure why insurance in the uk is so expensive

@CharlieboySLONDON Год назад

I payed £2800 to insure a 91 1.8 Golf GTI at 18 I almost sold the car as I only payed £2500 for it.

@wrangazz Год назад

Also correct me if I am wrong but in Australia you can also just get third party insurance that is alot cheaper but will only cover damage done to other vehicles in an accident and not cover your own car... alot of new drivers get that due to their first cars not being worth much anyway, but if you hit an expensive car your covered

@banana-ui2qd Год назад

@@wrangazz yep that is true, its about 100 pounds.

@aim_zra Год назад

Welcome 👍🏻❤️😁

@Shmee150 Год назад

Hi there

@alekspen Год назад

I think you should put some decals on the STO to make the spec more race orientated

@drewcama2488 Год назад

So nice to see you don't own any grey cars! The colour scheme of that Lambo is super sexy!

@Birdiebusinessgolf Год назад

As an insurance agent here in the US our rates depend heavily on the ability to replace parts which you can not on the sto sadly.

@terryosborne272 Год назад

That is not how it always works here in the UK. Quit often it is more about the area you live in and how much that car is crashed by Boy racers and stuff like that.

@MrArronmcphail Год назад

How do you insure your cars on the nurburgring?

@mickaldinho Год назад

The Sto must be a keeper as its your only NA V10 and they wont be around for much longer

@njstudio04 Год назад

Sir when does ur zenvo will arrive to shmusuem everyone are waiting to see ❤️❤️❤️

@LR95051 Год назад

I personally own 5 cars, 26 years old, i found that it’s a lot cheaper to insure each one individually and if i insure all under one policy

@engineero67 Год назад

As a Brit now living in the USA, I can attest to the fact that UK insurance is just insane! In the US you can also group the insurance, so your kids cars are covered by your policy and get the benefits of your overall insurance - and they just pay me back. Finally, it means all family members are insured for all cars. So, my 18 year-old daughter (who passed her test 4 weeks ago) is insured to drive my Aston Martin Vantage, My wife’s Mercedes GLC-43 AMG, my sons WRX, Golf-GTI. And that was an extra $300.96! Can you imagine in the UK! ZERO change she would be able to get insured for any of those cars having just passed her test…

@kingofwar39 Год назад

Just watched more of the video. Where I live in central Scotland insurance is extremely cheap. I'm 20, soon to be 21 and can get insured on virtually anything for an extremely reasonable price. I'm confused, Tim. Is England significantly more expensive insurance-wise? I can show proof of quotes if need be if you don't believe me? Lol

@Combatting Год назад

Depends on a number of things really. Whether the car is a hot car (most nicked like mine for example), the area you live (some postcodes can be cheaper than others, and other won't quote at all), obviously the age and NCB and any SP30s. My first ever quote for a VW Polo was 4 grand LOL. This was what, 10-15 years ago.

@kingofwar39 Год назад

@@Combatting Weird, it just seems so much cheaper for me. Huracan Evo 1900 pounds a year at 20/21 years old. When I tell people how cheap everything is, no one believes me. Is shmee getting ripped off or is his insurer just far superior for some reason?