You Just Described A Sugar Daddy! 

Guys like him are the reason why onlyfans even exists.

He will 100% buy her a car shortly. The fact that he’s even thinking about it tells me he will.

"A girlfriend of mine." How many girlfriends does he have?!

Only four months in the relationship, not married, and she wants him to go in debt for her. Hell no!🚩🚩🚩🚩

"Dave should I take on a loan to get a 19 year old to sleep with me?"

If her take home is $800 a week she can buy her own car.

Fricking love Rachel's reaction to "Sugar Daddy". She sinks in her chair like a teenager embarrassed by her parent. So hilarious 😂

The caller needs to realize that this just isn't a car she wants. It is the first thing on her list she wants from him.

I wonder if Dave misunderstood him and thought he said $800 per MONTH... She's making $800/week take-home pay, which is probably around $50k gross annually, but Dave kept saying that she was dirt poor with that income. That's really good for a 19-year-old.

Rachel trying so hard not to die laughing 😂

Four months in, that girl knows what she's doing. This is so transactional; he clearly doesn't have the strength to resist or upset his prize.

19 and 30 is wild. Completely different stages of life and mental maturity. Anyone who says age is just a number is crazy

Just the fact that she wants him to buy her a new car when she already has one, and they've only been dating a few months says a lot about her. Dave is right, don't do it, it will only cause more trouble in the relationship.

Rachel almost fell off her chair with Dave's sugar daddy comment.. she got caught by surprise. Like she had no idea her daddy knew what a sugar daddy is lol

He’s totally doing it. He’s not ready to give up that young tail. 😂

Why is the sugar daddy calling in to see if he should finance the car. Finance the car for your sugar baby why else do you think 18-19 year old is with you? 😂

$800 a week TAKE HOME for 19 is phenomenal.

She makes $3200 a month. That’s not “she’s not making any money” money. That’s pretty good. She can finance the vehicle herself.

If I was 19, I wouldn't date a 30 year old that told me no about anything

Do not buy a girlfriend a car, unless you don’t mind seeing another man drive it after the break up

I’m 31 and I can’t ever imagine dating a 19 year old.. the maturity gap is incredibly big

Those people who say "There are no dumb questions" need to listen to this call

Rachel’s reaction when Dave called him a sugar daddy was priceless!! 😂😂

Rachel’s face when he said 19 was so perfectly still…. 😂😂😂

Rachel sliding under the desk was hilarious. 😂😂😂😂😂

Fools and their money are parted easily.

The look on Rachel's face is priceless. Maybe you should ask Dave or Rachel to gift you the money to make a young lady happy.

He's thinking with his little head. I've been in this situation, and it didnt end well!

He is going to buy her the car. She is going to leave him. And I don't even feel sorry for him.

Dave handled this so much better than the other personalities would have, he's so blunt and doesn't tip toe around being scared to hurt someone's feelings, this is why I love Dave

He's running around trying to get a sugar baby for free, and now it's shocking of her to ask for help.

He's thirty, she's 19. He isn't emotionally mature enough to date women his own age.

Can he even buy her a drink? Not legally 😂😂

A girl asked me to get her a car once. I had a good laugh over it. So silly.

He’s going to tell her no and she’s going to walk. Best case for our friend Cody.

Don’t buy or co-sign a loan with another person, EVER !

$800/week after tax is really good for a 19-year-old. That's probably more than 55k/year before tax.

she needs to find a more well-heeled sugar daddy, probably age 50+

Nice to know Dave thinks 800 a week take home is making "no money." Pretty high standards if he thinks 50k a year is considered broke college student.

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

I'm sorry - If you don't have the common sense to come to a conclusion about this situation yourself by the age of 30, Dave Ramsey can't help you. I'm not sure anyone can. No 30-year-old in his right mind (who isn't actively trying to be a sugar daddy) should even remotely be considering this. You are basically dating a high schooler who has done nothing, seen nothing, knows nothing. No, you should not pay for her car. No, you should not even co-sign. No, you shouldn't even be in this relationship to begin with because if you were even remotely as mature as you should be by 30, you'd have nothing in common with her. No. No. NO.

Sounds like this guy is trying to turn a sugar daddy relationship into a real relationship dont get it twisted! She is there for a reason

Not to question Dave Ramsey's math skills, but the caller said his girlfriend makes $800 a week take home. That means after taxes and everything she's bringing home $41,600. Much less than 120k, but certainly not below the poverty level like Dave says.

Girlfriend makes $800 per week, 40k per year and Dave says she's living at the poverty level? Dave is clearly living in a bubble if he thinks a 19 yr old making 40k a year is poverty.

I love Rachel’s reaction when Dave called him a “sugar daddy”.😂 This guy should know better than to call with this question; he has to be punking Dave and Rachel.

She’s a sugar baby and he’s a 30 year old dating a 19 year old 😂

Dave saying $800/week is a girl making “no money” when literally people aren’t even making half of that in America right now… that’s wild to me.

That dude sounds way older than 30. My guess, he is closer to 60.

By age of 30 men should know who to avoid getting ripped off by a 19yo girl.

She’s below the poverty level? She nets $800/week, which means she must gross at least $1000/week, which means she’s a 19 yo making about $50k/ year. That’s nowhere near the poverty line. He obviously shouldn’t finance the car for her, but I don’t understand why Dave acted like she was destitute.

She has no business asking him to buy her a car. That says a lot about her. That is reason enough to break up with her. 4 months together and she wants him to buy her a car! How entitled! He might as well break up with her right now. She is too young and immature for him anyway. She probably is only going out with him in hopes that he will buy her a car. People and their cars! Cars go DOWN in value. Buy things that go up in value. Buy junk cars.

I love that the call operators let this one through 😂

How does Dave think $800 take home pay a week is dirt poor? That 19 year old girl is probably in better financial shape than half his callers.

NOOOOOO why in the world would he do that! Dude fix your backbone and say NO! He probably won’t even be with her in the next year😂 She’s definitely using this fool. Love Dave’s reply “Sugar Daddy” indeed🤣🤣🤣

I was 30 when I married my wife who was 19 and we had a family and jumped on the baby steps together. Our life is good. No debt and about to by a house with 20% down. It ain't the age, it's the person!

I am glad you told him point blank the reasons it's a bad idea. I question her integrity of barely in a four-month relationship and asking him to borrow money for a car for her ... the entitlement & audacity!

why is he even calling? like come on dude...

Rachel regularly has those “DAAAAD!!” Moments sinking under the table when Dave says something spicy 😝

Then you will need to chase down her new boy friend because he's driving the car.

Back in college, I had a female friend who paid her way through college off of sugar daddies. She would describe to me in detail how easy money was for her to make. One guy even paid $2000 for her poop. Because of this, she never learned how to actually handle money. At one point, I remember she tried to convince me to go into a mortgage with her on a home (it would have been 3 ways as another friend already agreed) because she wanted to stop paying rent. I was 21 with very little understanding of mortgages, but even I knew that it was a bad idea and that none of us could afford it. So i said no. Looking back on it, I now understand that she was a symptom of a bad upbringing and an unstable home. She was raised by a single mom who always rented and occasionally had to move to afford rent. She desperately wanted to have 1 home where she could stay as long as she wanted. Honestly, I wish I knew back then what I knew now. I know know how much therapy she actually needed and how broken her idea of what a man was. Her issues with money was just a symptom of those issues. We had a big fight in March of 2020 over nonsense, and we lost touch over Covid. I can't even reach out to check on her because I am blocked on all platforms. I hope she is doing better now.

I need a sound bite of Dave screaming SHOCK so I can play it when I do something stupid.

"I'll tell you what Honey, I'll call Dave Ramsey and if he says it's good to go I'll be happy to finance a new car for you 😘"

$800 × 52 wks = $41.6k/yr That's good income in most cities, especially for a teenager.

He knows the smart thing to do but when a man is so 🐱 whipped, it’s hard not to give in

“Rachael you can crawl out from under the desk now.” 😂😅

If she really cared she wouldn’t ask him to do that. She would hold her own bag, because she wouldn’t want to cause a burden on him.

I love that Rachel sank down in her chair when her Dad said that - so funny (I'm in the UK).

So, Dave has a "nose" for these things after doing this for so long. His "fishy" meter was going off so early in this call, but the real BEAUTY of this call was watching Rachel almost crawl under the table when Dave told this guy he just described a sugar daddy! You can see it on her face! She's so embarrassed for pretty much everybody and every thing going on in this call. Oh, that is so hilarious! :)

$800 isn’t making any money? Bro, many people I know being home $500 a week.

He said she made $800 a month after taxes. That's $3,200 a month net pay after taxes, that's not a bad income at all. She is doing great in my opinion for a 19 year old. That is more than what I make as a 26 year old haha 😄

Thanks for the great content Dave and Rachel God bless!!!

She's bringing home $800/week but doesn't make any money? Huh?

Man I love this show. Stops me from making ANYMORE financial mistakes!! Haa

Thank you Ramsey for guiding a brother in need. I was in a similar situation recently and my inner voice guided me out of the trap. Hope your wisdom knocks some sense into this guy on the phone.

We all know hes still gonna get the car 😂 I've seen this story on judge judy all the time

Rachel's response is absolutely awesome! She so didn't want to be a part of that "sugar daddy" comment. :D

How is $800 a week "no money?"

"If you do this, you're going to put a bigger strain on the relationship because you're changing the tone, the flavor of the relationship from two independent adults seeking a high-quality connection to now one is dependent upon the other." Dave Ramsey is so spot on. Sugar daddy it is. Major, major red flag.

Dude shaved at least 8-9 years off his age

Dude hesitated with his answer... Dave must've heard $800 a month.

I love Dave's wisdom. He knew to stop the callers rambling and to ask the right questions to get the actual facts. Sir... you're a sugar daddy! Stop it! Stop it now! I swear some people call Dave just to get chewed out, cause why would he call the Dave Ramsey show to ask this question?🤦🏽‍♀️ He doesn't even need to give her an explanation, just say NO!

I like how Dave answered this so eloquently and diplomatically without introspecting the person's relationship choices. He professionally answered the financial part of his question. Another reason to love Dave!

So she makes approximately $52,000 before taxes and she’s below the poverty line and you’re giving financial advice 😂

“You just described a sugar daddy”💀💀💀💀💀💀😂

She's dangling that V-shaped carrot over his head and trying to get him to take the bait.

Q: How long have you been together? A: 4 months ME: *OH HELL NO!*

No one making $120K should ever have to borrow for a car! That's crazy! Maybe not even for a house but especially for a car or anything else.

Disaster. Just no. That 19yr old, girlfriend, shouldn't be asking for a car from you. Doesn't respect you.

Bruh… you bout to buy a barely legal girl a freakin car 😂

Didn't he say that his girlfriend brings home $800 a week? The before tax salary should be about 50K a year. She makes enough money to buy her own car. This man needs to drop this young lady. He has a great opportunity to set himself up very well financially. He makes $120k a year, and he is single. He shouldn't even have a vehicle payment. He can stack his money.

I need a picture in order to decide what he should do here.

Bro...Just say NO! You're a grown man.

“Sugar daddy” Jesus Christ, that’s what a sugar daddy is, and it’s here used as a insult proceeding from envy.

WHY IS HE DATING A 19 YR OLD? Let me guess....a 25 to 30 yr old woman requires him to be accountable for his debt/decisions.

$800 take home a week is below poverty? Did I miss something??

Rachel's reaction to Dave's sugar daddy comment...Priceless!

He should tell her no he's not doing it and be prepared if she gets angry. That's the type of situation where men need to understand that it's okay if certain women walk out of your life for good.

Why Dave say no one is going to finance for her and she makes below the poverty line? $800 a week is $3200 a month.... and he said that's post tax. How is that below the poverty line?

When this guy tells her he will not finance a new car, I am guessing she will finish the relationship

She makes 50k. Not bad for a 19 year old.