Your Wife Doesn't Trust You! 

Something about this caller is just unsettling. He is financially irresponsible, and that's why his wife is holding on to her money.

She doesn’t wanna give him money cause he is bad with it. Not really surprising.

The cackling laugh was speaking volumes. 🤔🤫

Something about this caller leaves me uneasy. I feel sorry for the wife.

Unto thee all my worldly goods I pledge - that's thee, not thee's relatives.

If we'd kept our $ separate... I'd be sitting on a hefty sum & my husband would be broke. I made a foolish decision & in still "paying" for it 11 years later.

I love how the caller repeatedly laughs about his and his parent’s situation and Dave stays stone cold.

It sounds like he wants his wife to foot the bill just because she can. Nope!

The wife is gonna leave him.

This guy is incredibly immature, he literally wants his wife to pay for his and his parents mistakes because she has money and was financially responsible. NO WAY. I feel so bad for his wife, she likely didn't know the severity of his financial problems before marriage, because someone financially responsible wouldn't marry someone who wasn't.

She shouldn’t trust him or bail him out. They can combine when they are on an even plain. I don’t see this marriage lasting because she sees the writing on the wall.

When my EX FIANCE started saying that i woule be able to "give his children a better life" & "afford vacations" with my income I ended it. I have some disagreements with Dave's BLANKET statement that everything becomes community property. I would love to hear someone ask him if he would share everything if he ever remarries.... 😂😂😂

The wife shouldn't have to pay for the mistakes of the son and father-in-law with money she brought into the marriage. I highly doubt she was told he was clinging to a failed business prior.

As soon as the caller said, "Happy wife, happy life," I knew he was toast. 🤦

Get to know EVERYTHING financial that you can about your future spouse before you get married. Avoid a nightmare.

I was done after I heard, “Happy wife, happy life” …the worse quote to live by smh.

I don’t blame the wife for being hesitant! They can combine money once he pays off his stupid.

So the parents said they didn’t want the help…. The wife didn’t want to give the money…. So why is this guy insisting on giving money to them ?

You can help your parents without collapsing your own house. This caller had a wife who didn't even want to help her husband financially. He'd lose the marriage if he insisted on financially supporting his parents with money he doesn't have.

This guy sounds like a creep who seemingly called Dave expecting different answers. I love that Dave didn’t bend. And they nailed it. She doesn’t trust him.

I do not trust this man , I’d keep my money away from him far far away from him

His wife doesn't trust him. And for good reason. If he pays off his parents debt and fixes their mistakes he will never be able to get out of debt himself or would prolong his ability to get out of debt. Why must his wife pay for their issues because she's the only financially stable one. I can understand if they lost their job or they went through a hardship. He talks about his wife as if she is upset with him for helping out his family, but it is too unstable

So he wants to take her money to pay off his parents debt? I don't agree with Dave. He wants to take care of his parents and then use her funds to pay off his debts. She has already said, "NO" because he isn't being responsible to her, their marriage, or her financial wisdom. He hasn't indicated he has done anything to correct his behavior but wants to use her funds to clean up his mess. He is being generous with her money. It isn't about the $$ but his lack of consideration for her. She isn't a bank! Just flip this around... what if he worked for a bank and decided to take the bank funds to pay off his and his parents debt? Wouldn't that be embezzlement?

This caller is pretty chipper and upbeat for someone who is broke and made the wrong decisions. Man, own your mistakes - they came at a great cost, possibly the most expensive education you will ever have.

His wife has her act together, and he doesn't. They are so unequal that he is starting to realize he's inadequate. He sees it as a business partnership instead of a marriage because he knows she cannot respect him if he cannot be a provider. These two will have SERIOUS problems ahead if he doesn't grow up and put his MARRIAGE ahead of his mommy n daddy. She fell for a slickster, but he's not foolin anyone anymore. GROW UP DUDE!

I've never met anyone who said "Happy Wife, Happy Life" that didn't get divorced. I've also never encountered a situation where the woman out earned the man and didn't want separate accounts.

This caller keeps trying to humble brag while admitting he’s clueless and in debt. Good luck.

She shouldn't trust him. He's a financial mess.

My mom told her daughters. " Have cash stashed, you just never know" She doesn't have faith on him. That's why she separating the money. She should of waited to marry him. UNTIL HE WAS DEBT FREE. or close to it

NO FINANCES HAVE TO BE COMBINED. EACH CAN HAVE THEIR OWN CHECKING ACCOUNTS AND HAVE ANOTHER ONE USED TO PAY THE BILLS. THE WIFE SHOULD KEEP HER OWN MONEY. BOTH NEED TO TALK OVER MONEY CONSTANTLY AND BE AWARE OF WHAT THE OTHER IS DOING ON BIG PURCHASES.

A great salesman lol because he got her to marry him! Yikes

That's my situation. How about making the husband yield his financial right(to his income and to his small savings) to the wife to make better choices for the future?

This guy's divorced within two years.

I don't really understand what he was asking. "I paid a month's rent for my parents. They didn't ask or want me to, but I did. They're a burden on me because I did this!" Huh? Was he asking if it's ok to do it again, or...? I'm confused what his dilemma was. It seems it's more about feeling guilt, and resentment, that he's not as financially secure as his wife.

The wife knows if she gives access to all the finances they will be on the street. Dave you had no problem telling a man to cut access to funds to a wife when he claimed she was a shopaholic. She's probably already paying all the bills. Because he doesn't earn any money.

No way, combining finances open the door for a lot of problems....

Laughing can be a coping mechanism.

Dave and John spent so much time pontificating on the "need" for married people to join finances, when this caller gave plenty of reasons not to do so...

Dave, as always - spot on!

Great advice gents.

They always say that "when you get married, their debt becomes your debt". The caller said his wife has a lot of money. He sounds almost completely illiterate when it comes to money, but she should be helping him pay off their debts...that is exactly what they would say if the roles were reversed and he said his wife had the debt and he had the money.

When the spouse as well as the parents of this spouse do not have the same "financial maturity" that you bring to the marriage (i.e. savings, money, no debt, etc.) I don't feel any responsibility or need to share the wealth brought to the marriage with them as it is legally separate property. Since it is legally categorized as "separate property" there is no requirement to share it, especially if the financially immature spouse will spend it all (following in their parents' footsteps). Nope not gonna do it.

Dave’s face and body language says it all.

How were they a burden if they weren’t asking for money? He made the decision to give them money even though they didn’t want it. This guy is a mess.

This one was great, guys! A lot of us can resonate.

This caller gave me the cringed. Some people are scary when it comes to money especially in marriage.

I notice new microphones, congrats.

I see exactly where the wife is coming from. If my husband had been irresponsible with money and now his parents are in the same situation and need bailing out I sure as hell would NOT be dipping into any money that I had saved in order to fix what they had broken by their own stupidity because once the husband/in-laws know that she has a financial 'pot' available it won't be just the one time they ask for help. And once the wife has bailed them all out, the husband will probably leave her for someone new - and all her saved money is gone!!

It’s really sad how often it happens that someone who is horrible with money is very deceitful to their future spouse. It happened to me, and in a short four year marriage, my retirement went from 600,000 down to 200,000 because I DID share. Sadly, I’m his eyes, everything was his and was needed to float his failing businesses. I don’t blame this woman one bit, there are many male gold diggers out there as well as female.

There marriage is over.

“Happy wife happy life” good god man grow a set

Homie came for financial advice and got life and couples advice

Less talk, more action.

I love the "got cancer/used to smoke" analogy

Happy wife happy wife

News Flash…the divorce papers will be served upon him after the holidays are over. She’s already spoken with her divorce lawyer and she’s already got her new boyfriend on stand-by. I wish this unfortunate guy the best because he’s in for a rude awakening to start 2023. If You want to consistently help your parents, do not get married.

Can someone tell me how you can have a marriage and NOT combine incomes.

Never say "happy wife happy life" Thats the looser approach...

It’s not always a good idea to combine finances, especially if one spouse will be irresponsible with the money. You can end up completely broke, and then what? “I combined finances because it says so in the Bible”, but now I’m destitute so it’s my fault for not planning ahead … 🤦🏻‍♀️ Sometimes you just can’t win …

So, don’t get married to someone until you and they have your personal finances together.

A lot of married men tolerate abuse from their wives due to the "happy wife happy life" bs. That's abuse.... It's not funny or normal in any way but this is what men tolerate, i have no empathy for people who allow others to do what they do. YOU have a choice.

Re: the helping parents thing, I don't think it's a cut and dry "do it or don't do it". I think in principle it's good that he has that intention, so maybe he could've done so without shipwrecking himself financially, e.g. help whatever portion he actually can afford

When a woman says go ahead= I dare you

All jacked up on Mountain Dew!!

He doesn't have a clue. I feel bad for his wife.

Welp happy wife! Happy wife!

The Catholic Church still uses those original vows. That’s marriage. 😊

My question is if you have children from your first marriage how do you protect their inheritance if you combine all your finances with your new wife?

Being an Indian kid, I can't even fathom the thought where I won't help my parents and would think of my financial freedom first. Maybe it's the difference in values or upbringing in different culture. I would rather put in an year or two of my life to stabilize the parents, just like they did for me. Not judging though, just a difference in culture

The parents said they don’t want help so giving them money doesn’t make him a better person

Hi Dave. My wife is really struggling between helping me with money or helping my parents with money. Can you help?

Dating in older life is fraught with difficulties that become all the more exacerbated when each partner owns their home, particularly if one has more financial 'worth' than the other. There are only two ways round it: EITHER sell both properties, combine finances and start anew with joint accounts etc OR continue to love each other whilst living separately - particularly if one or both of you have been financially 'burned' by previous partners. It's a sad reflection on modern life but better to be safe than sorry.

Happy wife happy life is code for my wife is a witch and my marriage is my biggest regret

A marriage should be (God-Husband-Wife)! Trust is Earned, we only heard one side of the story! There is more to it than what is said. She seems financially responsible and he doesn't. Maybe she is concerned about their finances. It's ok to help once in a while as long as it doesn't become a habit, and they start expecting it, then it becomes enabling, and enabling doesn't help them, it makes things worse. Let's no be so quick to judge her here, without hearing her side!

I wonder if he had the money before the marriage if he would feel the same way... 🧐

You can legitimately keep money separate before marriage as a prenup and it's still a valid marriage - you share everything while you're married but if you get divorced, it's not fair that a gold digger gets money they had no part in earning. If everyone was honest this wouldn't be necessary but we all know that this is not the case.

Happy wife happy life is the worst advice ever given about marriage.

Delony actually has a copy of his book on the shelf behind him!

Dude should have called Rollo tomasi

These two had no business getting married in the first place by the sounds of it.

That's why I don't have one doi......

Then again if you and your spouse agree to share everything, and the spouse does. Shares what you earned with Visa, Mastercard, Target, Walmart..........

But if the other person is not all in the I refuse to be all in too. Late marriage for one and second marriage for other so not going to happen!

As a divorce christian, I am glad I can't remarry. Makes life a lot easier. Stay single kings.

She should maybe be the one responsable with the finances but after all this is fix and counseling so there is no resentment

Why would she "share"( give him access to her $$) her life with him?

No defending the caller but when the story like this comes from a wife wanting to help a family member the reaction overall is very different!

“The wife”

He want to use her to erase his decisions then will turn around and do it again

Would not be surprised if this man married the woman for her money

She is wrong for keeping money separate from the marriage. He is wrong for wanting to spend THEIR money on his parents without her consent.

your parents invested in you(instead of SCHD or VOO). you pay the dividends. if you don't you're a bad investment.

Lot of single women and women who’s marriage didn’t work popping off in these comments. If you don’t trust your husband to combine money its your own fault, you shouldn’t be married if you didn’t take the time to get on the same page on money or didn’t think to talk about it. Same goes for a man who feels the same way.

She is totally missing out crucial details that implicate her. I hate calls when they start crying to hook us emotionally without having stated one detail. Get the kid in school and find a blooming job!

When it comes to marriage (it's we not I)

I think he should work on his finances I mean I will still help but very little they will have to go work part time both of them to make it.

That guy sounded unreliable AF.

Don't read the comments. You have been warned.

This guy is kinda weird. The parents went out of business. That's on them. Get out of debt. Be a real man.

Don't go to Winco it's terrible Mongo long lines