I "Adopted" $100,000 Worth Of Debt When I Got Married!

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19 дек 2022

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Комментарии : 665

@po2709 Год назад

Actions speak louder than words. She didn't try to get herself out of debt before they got married. She's not going to do anything about it now that they are.

@seanjean9677 Год назад

👏🏾👏🏾👏🏾

@ElBadu Год назад

They sound young though. Maybe she just graduated… etc

@joechang8696 Год назад

She had a plan. Get married and let hubby figure it out

@genxx2724 Год назад

I’d bet the farm you’re right, but we actually don’t know. I have a distant cousin who ran up debt with a BF and they broke up. Then when another guy wanted to marry her, she insisted on waiting until she paid the debt off. She refused to bring debt from a previous relationship into the marriage.

@luminous6969 Год назад

Of course she didn't try to get herself out of debt, that's what he's for lol why do men keep falling for this?

@fsmoura Год назад

Omg such a great guy . . . her next husband will be so grateful. 👍

@terminaterjohn Год назад

😆

@wartrain12 Год назад

👀lol

@alexjones28 Год назад

😂😂😂

@joechang8696 Год назад

Next hubby will get the grad school debt

@tubenachos Год назад

Divorce incoming

@fauxbro1983 Год назад

100k in debt with 58k income. Going to be a long 3-4 years. That's if the wife is fully on board. Which she won't be

@Ryan_DeWitt Год назад

Are you saying you view of being on board on "rice and beans" might change once you actually have to do it for an extended period of time?

@fsmoura Год назад

She's on board with him pay her debt.

@SamuelClemente7718 Год назад

My Ex never told me she had filed for Bankruptcy or was illegally working in the USA! But took me to child support, taking $1500 a month!!!

@arga400 Год назад

@@SamuelClemente7718 Okay but Child Support and Alimony are two very different things lol

@SamuelClemente7718 Год назад

@@arga400 never married her. And have 50/50 share custody

@JakeAkstins Год назад

He sounds like a good starter husband for her. Her next husband is going to have such a better time after he pays off her debt.

@terminaterjohn Год назад

yep

@texan903 Год назад

Her next husband will be worse off because of her wanting to upgrade her house, plus her newly acquired grad school debt.

@smithrr6 Год назад

second husbands usually are not better than their starter husband. If she thinks she can cash in this guy after he pays her debt for her, the only guys left will be total losers.

@MikeyPaper Год назад

LOL!

@jayeleee Год назад

😂😂😂😂 I’m weak

@nealpandya6286 Год назад

I find it frustrating how Dave didn’t ask for any specifics on the wife. What type of debt was it? Does she have a job? If the situation’s was reversed, he would get all high and mighty about how the husband needs to man up and get a job and grow up. Dave definitely has double standards.

@macneoh7418 Год назад

He doesn't want his show canceled. Women can't handle truth

@ilai7893 Год назад

He's all about "you guys are a team". If it was the wife calling in complaining, he turns on attack mode, calls the guy a bunch of names like lazy, deadbeat etc. and tells him to be a man! While them working on it together is constructive -- funny how that doesn't work with the roles reversed！

@paulchakola7372 Год назад

Dave doesn't ask questions like that because of the Bible and chivalry.

@Chieffg Год назад

he said there combined income was $58k too, so she probably doesnt work....i agree i would like to know if it was student loan debt why she doesnt have a job

@DM-1111 Год назад

He wants the family image that his religion preaches to prevail.

@KENTUCKYUSA1 Год назад

Poor Ethan, he has no idea what he has taken on. $58K in income for both of them? What on earth is that debt, school loans? For a degree in basket weaving? This marriage is going to be a rocky road for Ethan.

@patty109109 Год назад

College, shoes, haircuts is my guess.

@bobslenker27 Год назад

My marriage failed because my wife and I would come up with plans to pay off the debt but she would ignore the plan repeatedly causing us to keep going in to more debt.

@fsmoura Год назад

what? i'm shocked ( o.o)

@Ryan_DeWitt Год назад

^^^^ Young men, listen to a more experienced man's wisdom. This is what happens more often than not.

@mattschmitt9924 Год назад

My marriage is going great! We both slip up on the budget at times, but we're on the same page. Double the incomes means building wealth faster.

@taurusthebull76 Год назад

So sad

@sobeliever1638 Год назад

So? Other couples have made it though...have you not watch the show?

@creolelady182 Год назад

never marry anyone with debt

@alexpronti9789 2 месяца назад

If your devoted to someone it might not matter as much but ya I would say don't put ur head underwater on purpose

@zoraster3749 Год назад

Testosterone combined with a scarcity mindset and societal conditioning. Pour one out for our fallen brother who was taken before his time as a starter husband. He now gets to pay for her spring breaks in Cancun during college while she was getting her back blown out by Chad who didn’t pay a dime.

@mariohernandez43 Год назад

😂😂😂😂😂

@genxx2724 Год назад

That sounds like about the size of it. And I’m a woman who went to school, worried about money all the time, and went nowhere on any spring breaks. I went home to Mom’s and had Easter with my parents, grandparents, aunts, uncles, and cousins. I remain single because men don’t act like men, and they go chasing after the girls who are looking for trouble. Then they get divorced and have $ problems. No thanks. I’ve achieved FIRE.

@perotal Год назад

@@genxx2724 "The men I am stuck dating because I can't get any better don't act like men". There, fixed it for you.

@ducktapepilot Год назад

Nailed it!!!

@richardh.5404 Год назад

Hahaha!!!!

@Whoiskevinjones Год назад

Dave silences callers before gathering more info. Did they discuss this debt before marriage? Was she paying it down? Only college debt? What is her degree, career, earning potential? Has she already bought the new sofa? Let us hear the full story.

@genxx2724 Год назад

Yes. I want to know what the debt is from.

@terminaterjohn Год назад

asking the real questions

@dsmhiggins67 Год назад

Wow she saw you coming. I'd not contribute a penny to bailing out anyone who hid debt from you.

@joyaustin6581 Год назад

I checked out when a guy told me he had 50-60k in student loan debt. He chose a liability as a business partner

@Anonyme67 Год назад

Preach!!!

@stud6414 Год назад

The wife found her a true simp. You go girl. I give the marriage another couple of years before she starts nailing Pookie.

@saul1629 Год назад

This is too funny

@billcowan471 Год назад

Brutal

@joeriveracomedy Год назад

Julio and Tyrone are already coming in the backdoor when suckersaurus rex goes to work

@dnah02 Год назад

Lol

@kagnewcobra5228 Год назад

@@billcowan471 But most likely so true!

@DavielJames Год назад

This is a lot of sacrifice for one person. I give it one year before the resentment sets in.

@jobob47 Год назад

its there already. but he is still lying to himself.

@raymondcunanan1135 Год назад

Yes! Probably less than that

@Evil-Rod-Farva Год назад

Once the honey butter isn’t getting put on him on the regular, the big head will start thinking and not like what little head has done.

@choicemeatrandy6572 Год назад

Dude already sounds resentful

@bighou2359 Год назад

A year? He's calling about it already months later.

@formula112967 Год назад

Caller: 'I just married a woman with $100k debt' Captain-save-a-ho Dave: 'Congratulations.....now let your wife stay at home and you need a second job delivering pizza at night'

@chuckcpass Год назад

😂

@progers86 Год назад

😂😂

@jobob47 Год назад

you cant make a ho a wife. and did she tell him about the debt before they got married. if not, I would go for an annulment BEFORE she gets pregnant.

@alexjones28 Год назад

😂😂😂

@williamforsythe9180 Год назад

Meanwhile every dude in the neighborhood will run through her and he will raise a kid that’s not his

@SlurpingSoup Год назад

He ruined his life the moment he signed that marriage certificate

@ericprieto4348 Год назад

but its true love

@terminaterjohn Год назад

@@ericprieto4348 😂😂😂

@John3.36 Год назад

She is probably a 8-10/10.

@Faisal-cz5if Год назад

@@ericprieto4348 sounded sarcastic

@otrebla8944 Год назад

I'm surprised men are still marrying. Smh.

@ThistleKing Год назад

My wife paid off her 5,000 in loans before we got married. I think she’s a keeper.

@JohnPaul-ol5zl Месяц назад

That's the preferred method. In the situation where one or both individuals have debt and are Considering marriage, they MUST talk about how the Debt will be fully attacked to get it all paid off in X-months/years. Along with living frugal during all that time, without creating New Debt. Avoid the above advice or put minimal importance to it and watch how the marriage suffers almost constantly in different ways.

@aliparker3 Год назад

NO WAY I'd ever marry someone with debt.

@om617yota8 Год назад

This is a conversation that needs to be had before people tie the knot. Holy cow.

@eligreg99 Год назад

Honestly if you have over 20k worth of debt and you aren’t actively trying to dismiss that debt I will drop you immediately. This is coming from someone who has 25k in student loans left to pay off. I don’t need any more debt to take on especially if it’s not my own

@hermanrogers1325 Год назад

Yep that’s right

@FrankS111 Год назад

Men out there…do not be this man. 50% of marriage end in divorce. Women initiate 80% of divorces. That rate increases to 90% when the woman has a degree (which is what his wife is). That means there is almost a 45% chance his wife will leave him after saddling himself with this 100k of debt

@djpuplex Год назад

Bingo.

@terminaterjohn Год назад

you're speaking facts

@thatclutchgaming1059 Год назад

Then you think about the 50% of the ones that stay in their marriages but are completely miserable or don't want to deal with the cost of a divorce so they just settle instead

@AnaGiselle777 Год назад

Yes 💯

@fortunateson2 Год назад

You speaking truth but that's a foreign language to a lot of them.

@juanrocha8544 Год назад

100k in debt and she decides to tackle it AFTER getting married? How convenient.

@rickyaz8640 Год назад

After she spent 50k on the wedding

@juanrocha8544 Год назад

@@rickyaz8640 oh no doubt 😂

@tedfisk1211 Год назад

When we got married, I knew about her college loans and she knew about my stock portfolio. We got her actual tiny loans paid off within the first year of our marriage. I agree that garage sale furniture is the way to go.

@Vydio 29 дней назад

Be careful of bedbugs.

@joycewright5386 Год назад

I wonder what they spent on the wedding?

@JP-uy9kq Год назад

100k? Nothing compared to the price of the divorce.

@raymondcunanan1135 Год назад

Dude literally signed up for marriage to ruin his own life 🤦‍♂️

@hermanrogers1325 Год назад

Yep that’s right the divorce can cost a lot more than 100 grand

@jahsunhova6089 Год назад

This is why you never ever marry a woman who's in debt. Vet your spouse thoroughly before you say I do. 😔

@chandler_smith Год назад

“You adopted a hippopotamus”

@kagnewcobra5228 Год назад

Probably married one, too!

@genxx2724 Год назад

“Adopted.” Adoption is for children, not animals. John Delony 🙄

@susancross5192 Год назад

@@genxx2724 People adopt animals all the time. It`s not only children who get adopted.

@jcstuart6978 Год назад

Legendary advice from Dave. He's exactly right. Two people truly become bonded and become family only after they overcome obstacles together.

@Jose_Jimenez Год назад

You didn't adopt it, you married it.

@yoshit9819 Год назад

Dave's videos always make me feel better about my situation

@leeowens1598 Год назад

Once you pay it off, she will say see you later.

@wichaelmeston1492 Год назад

Once it’s paid she’s gone

@fsmoura Год назад

Will probably start shopping for "better options" even before that

@johnpichla9557 Год назад

This is the day Ethan just realized he F*cked up 🤣

@bighou2359 Год назад

Dave knows is audience, which is 90% women. Come on Dave, there's nothing wrong with telling this guy HE CHOSE WRONG!!!!!!!

@amireallythatgrumpy6508 Год назад

His audience is much closer to 50-50.

@bigteeist Год назад

Thank you for reminding me why I'm still single 🙃

@gooserich3970 Год назад

I come here every week to confirm why I am single

@sobeliever1638 Год назад

Yeah that is the reason🙄

@willjean1614 Год назад

Keep lying to yourself

@mattyrock2467 Год назад

yep. same here. female nature has been exposed. no wonder they wanted to keep it hidden.

@taurusthebull76 Год назад

At a minimum, I would have to have witnessed her busting her chops attacking that mountain of debt before the marriage as proof that she's serious in becoming debt free. If not, I feel for him, unfortunately.

@OTOWN2STOCKTOWN Год назад

So many ?'s here, what was the debt starting all this at? What was the debt for in the first place? What's her individual income of the 56 K?

@susanmarie2231 Год назад

Thrift shop clothing, furniture, housewares, anything you can buy on the cheap. Cook together at home. Learn to cook on RU-vid. You are young. You can do this. Best wishes.

@knowledge-seeker9255 Год назад

Dave Ramsey needs to do more solo shows! His advice and direction are on point!

@OTOWN2STOCKTOWN Год назад

Exactly

@newguyguy2578 Год назад

This why they should talk about finances BEFORE marriage! Something about this doesn't sound right to me.

@wyatt1153 Год назад

She probably has a degree in "Gender Studies".

@aolvaar8792 Год назад

Women tend to have "people " degrees, Sociology, Psychology, ... and have low pay, then get a Masters for money, then Tic-Tok, bio clock Baby. If you intend to have babies, don't go into debt for a degree.

@janeoleary8454 26 дней назад

Hilarious

@GUITARTIME2024 Год назад

A fool is born every minute.

@wickedbird1538 Год назад

😮😮Decades later, I still remember my matching bookshelves made from concrete blocks and Used lumber picked up from a demolished house. ❤❤

@DiaJasin Год назад

Love the unbiased answer 😂

@twainiac7109 Год назад

For $100k plus interest, a man can buy a lot of love.

@Davidsworldtravels 20 дней назад

From all over the world and with a much higher standard of living

@brianking5208 Год назад

Somehow I knew it was going to be a male caller. You were her bailout plan.

@commonsenseisntcommon1776 Год назад

Never Marry someone deep in Debt!

@rebeccawcleung Год назад

This guy is a nice guy.. but he doesn't sound too smart

@sobeliever1638 Год назад

There seems to be a bash women campaign in the comment section. As if men don't enter marriage with six figure debt. They can obviosuly make it. Your tragic love story does not make it their future.

@choicemeatrandy6572 Год назад

_They can obviously make it_ This dude sounds seriously depressed that he found out his newly wed wife has 100k in debt. The issue is that the advice being given in the video is hypocritical and has double standards. If the wife called, (and they do call) and she said that her newly wed husband had hid debt from her, Dr. Baloney would be on his case calling him a fraud for betraying your trust and Dave would back him up on it.

@thegenxgamerr Год назад

All the young men out there listen to this call, then listen to it again. Don’t be this man. Listen to how he talks about his wife how he talks about females and his willingness to accept all of this debt as his own. She must be phenomenal to want to legally bind yourself to her forever……

@Ryan_DeWitt Год назад

His voice, how you can tell he is a kind person in love. This is how almost all men sound when young and naive and set themselves up for disaster. Maybe he will be one of the lucky few that pulls through and knocks this debt out quick and succeeds and I hope he is. However that is less that likely unfortunately and he will learn a painful, expensive lesson that countless other young men have had to learn.

@fsmoura Год назад

>to legally bind yourself to her forever... *to what he _thinks_ is forever, but more likely is "until debt repayment"

@thegenxgamerr Год назад

@@fsmoura Ya, no kidding.

@aolvaar8792 Год назад

@@fsmoura Prior to entering into a covenant marriage, a couple must attend premarital counseling sessions "emphasizing the nature, purposes, and responsibilities of marriage" and must sign a statement declaring "that a covenant marriage is for life.

@alexjones28 Год назад

Ain't no cooch worth that much

@topsykretts2264 Год назад

Love this video. Really hits home for me personally. Pay off debt first before trying to buy other things that you think will help your marriage like new furniture, cars, house, and etc.,. Those things won’t help your marriage more than paying off debt as a team.

@HHHPedigrees Год назад

Sell the marriage. Rice beans beans rice

@musicpro7278 Год назад

He basically paid 100k for a wife

@michaelleahy6848 Год назад

A used mattress could be a haven for bugs unless you know the home, and possibly use a steam cleaner and UV light

@hanney3194 Год назад

Yall can do this! Yall are on the same page so thats half the battle right there. Please don't think your marriage is doomed! Just keep trucking one day at a time.

@zeref100 Год назад

Another captain save a Ho3

@jeffreyo5331 Год назад

Something tells me the answers he recieved on this call were not the answers he was hoping for. When he was asked if she was on board to pay off the debt, yeah she's on board all right as long as he's the one paying it.

@anson20ify Год назад

He says little under 100k 😂😂😂😂

@johnpichla9557 Год назад

I personally know three co-worker's that are in financial messes due to their wife's. One can't even get direct deposit because they will try and get gas in the morning and their card will be declined. He gets a paper check and deposits it into a separate account. The second guy always has H.R. coming down and handing him wage garnishment papers. The third guy has two separate child support payments taken out of his checks. They are always miserable 🤣

@jobob47 Год назад

of course they are going to be miserable. their life is over

@genxx2724 Год назад

I guess they didn’t know how to choose the right kind of girl . . . Sad trombone 🎶

@blairkinsman3477 Год назад

For every “wife” who got her husband into a mess of debt, there’s a “husband” who did the same thing .. and for the rest of us, we did it together. Proof of pudding is in the eating, and I think it’s dinner time !

@SteelRhinoXpress Год назад

@@jobob47 not if they just up and leave the country and live somewhere else. There are people that have done that, where they got in soo much debt, that they just said the heck with it and got their Visa's and jetted to another country to start over.

@jobob47 Год назад

@@SteelRhinoXpress that is a good idea. and for some it will work. leaving everything behind and starting over is a tough job. the courts and the system is totally fixed against the man in this country.

@Ryan_DeWitt Год назад

Why do people do this to themselves? 100k?

@jimmymcgill6778 Год назад

Do what? Fall in love?

@haroon4567 Год назад

@@jimmymcgill6778 Love is not worth this trouble.

@Ryan_DeWitt Год назад

@@jimmymcgill6778 Falling in love does not mean you throw your common sense out the window. Fall in love all you want, but don't tie yourself to 100k debt.

@thunderb00m Год назад

@Ryan De Witt some people think love is worth more than 100k some others don't. It's a difference of opinion.

@zoraster3749 Год назад

Testosterone is a helluva drug

@MAXXEDOUTRANS Год назад

58000 house income she must ain't working 🤣

@spankynater4242 Год назад

My first apartment was furnished with yard sale furniture, and I had no debt.

@real8342 Год назад

Why sign a marriage license?!🤦🏾‍♂️

@stephenshelton4267 Год назад

Let's assume they don't divorce until after the debt is paid. Will he still have to give up half of what he has even though she entered the marriage with a huge debt that got paid off?

@Ink30 Год назад

Up to the judge But probably yes

@alrbredwall Год назад

Yes. Western family courts always side with women.

@genxx2724 Год назад

Yes.

@qdllc Год назад

Depends on the judge. Arguably, he could argue she gained more than him while married and she could wind up owing him. It's happening more and more often.

@Neddie2k Год назад

@@qdllc you mean the bitter single judge with a cat.

@Isaiah094 Год назад

I pray he don’t check the comments 💀🤣

@miab5409 Год назад

Lol@ cha cha everywhere in the house 🤣🤣🤣

@JESUSandPoker Год назад

Do people really buy couches at 5k? That is insane

@gooserich3970 Год назад

That’s why she married this guy to get rid of her debt…

@misha-elministries5246 Год назад

Well that's an expensive piece of cake

@fsmoura Год назад

oh we're calling it "cake" now? ( ͡° ͜ʖ ͡°)

@DontBowToEvil Год назад

I don't care how on board someone is about cleaning up their debt, I'd never marry someone with debt. No sir, no thank you!

@OTOWN2STOCKTOWN Год назад

Curious, what's your gender?

@DontBowToEvil Год назад

@@OTOWN2STOCKTOWN what's yours? Kinda weird question to ask...

@ecouhig Год назад

When my husband and I first moved in together we used a cardboard box with a sheet over it as a coffee table and had a free couch from his boss. It was one of the best years of my life.

@smithrr6 Год назад

yeah but I bet neither of you threw each others debt upon the other. Having your own cardboard box coffee table is way more pleasant being transparent with each other and debt free than deceiving each other.

@lovetobe6118 Год назад

We still have our second hand couch we got for free from neighbors. We sold our first second hand couch we originally bought for $20 for $15 because we prefer the free couch.

@ramonuy5567 Год назад

Good for You .

@dhkim3986 Год назад

That 100k debt might be the least of his problems.

@exvan3571 Год назад

....cough....Chad....cough.....

@Rob10288 Год назад

She is jumping for joy......

@Mack.of.all.trades Год назад

Wait Nobody asked if he was fully aware of the extent of this before marriage.

@random-nz7dy Год назад

At the beginning I expected John to say "You adopted it?? Brothers that's a safety issue. You're not safe when you use that language. I can hear it in your voice"

@cgasucks Год назад

The simpness is strong in him.

@stolensilver5811 Год назад

Ouch!

@front331 Год назад

@@stolensilver5811 specially coming from an avatar like that 😂.

@dnah02 Год назад

Yes that is true.

@achavez78 Год назад

Bro the Dave Ramsey show basically the simp hotline☎️

@robertbell525 Год назад

This guy F'd up big time. Ain't no P worth $100K. She pays it off before you put a ring on it.

@RedPillGrimReaper Год назад

1:09 The mood went from jovial to somber very quickly

@lanceehrsam8296 Год назад

100k debt and a combined income of 58k. That's rough

@BryanBalak Год назад

Combined? She probably doesn't have a job. If she does, it's probably an Etsy store or something else that makes $100 a month.

@wreckers_band8825 Год назад

58k household income two people working with 100k in debt?? That cannot be, where are they working, at Kroger part time? They need to make more money, I started at 63k 21 years ago, 1st professional job after grad school. Those numbers make no sense.

@reese85 Год назад

What’s grad school, hs and how much you make now?

@OTOWN2STOCKTOWN Год назад

Half of U.S populace making below 50 K/year, chances are the numbers are correct...

@megalodon1726 Год назад

She probably stopped working or went to part-time work after getting married.

@scotth4613 Год назад

Co-hosts will not keep this show alive. Only his daughter has a chance.

@hollyb6885 Год назад

If she decides to be a stay at home mom someday soon, they are sunk.

@faithdavid2202 Год назад

He should have asked for her to pay it off before marrying and see what happens

@josephyoung1635 Год назад

Atleast he should have asked her to make a solid start ... so he could judge how she was going to handle the whole thing.

@Chanesmyname Год назад

Adversity and struggle with a team working together, will work to win and fighting debt together is a winning fight for two, I agree!

@phobedavis7014 Год назад

I came here for the comments. Do you notice the difference between the male and female comments?

@ElMocanojsp Год назад

Don’t give up kid!

@TheDjcarter1966 Год назад

$58k...that's not even two $15 hr jobs??? Both of you get to work!!

@claytonbouldin9381 Год назад

He sounds like a nice kid, but he will be gone when her debt is gone.

@kelligreer3975 Год назад

And those garage sale couches help you learn what you do and don’t like in a couch!!! It IS a learning process. Nothing worse than spending a fortune on furniture you hate!

@davecopp9356 Год назад

Dave Ramsey as a typical simp not asking anything about her. Ethan, she will not respect you if you pay all of it without forcing her to contribute as much as she can to paying of the debt.

@John3.36 Год назад

Dr. D -- biggest fake laugh ever. Big points from Dave!

@mattmasteringer4399 Год назад

Better run my brother. It’s not too late to run, run while you can before having any kids.

@rebeccamacmillan3567 Год назад

This is why people need prenups. Protect property, inheritences and protect yourself from the partners debt becoming yours when you split.

@NYNC88 Год назад

I hope Dave inspired them with his words.

@crd9551 Год назад

I hope they work through it, her income goes up. His goes up and they live happily ever after.

@thatclutchgaming1059 Год назад

To all men: You are the one that decides whether to get married or not. Make sure if you marry, make sure she is an asset and not a liability. Most of these women these days aren't worth it

@channell11 Год назад

Women control access to s*x, men control access to relationships. Don't let the p-sleeve cost you your life and future.

@mattyrock2467 Год назад

true. if we had a business couple partnership in which she invested her half then splitting 50/50 is a fair deal.

@linhaton4957 Год назад

Bet she doesn’t work.

@fsmoura Год назад

in any non-horizontal capacity

@Whoiskevinjones Год назад

Bet she's already thinking about being a stay at home mom.

@stupadasol5911 Год назад

All I adopted when I got married was her DUI. My agent dropped me instantly. The best part, after nearly half a century, she is the best thing that ever happened to me.