I'm Facing Bankruptcy Because of Designer Brands | Spendaholics | Only Human 

It's always the tech that makes me think this - computers and TVs!

...you're so right haha! ...but let's rather say excessive spending on stuff you really don't need is always waste...or in other words, spend a bit more money on long lasting products rather than spending it on "cheap" low-quality stuff you'll throw away in the next two or three years...

Right lol. I had an iPhone se until last year. I keep my tech until it dies

The stuff looks like junk and quite ungly ....huge waste "designer " items

@@ivyadie7570 pfff, amateur, mine is still going strong ;-)

😆 wondering the same

Money can’t buy a sense of style I suppose

I feel like they just buy off the rack designer when they could be spending money on private label at that price. Its more about acquiring the status from the clothes I think. Like I work as a tailor and I LOVE clothes xD but I could never shop like this lady. Agreed, people romanticize Y2K clothing now, but in reality it was awful 😂😂

Perhaps, because you know that you don't look great, you are always searching for something to wear that makes you feel more pretty? I always search for clothing in which you don't see how fat I am. But since everything looks awful on me when I'm in a shop, I don't buy it.

Doesn’t she spend most of the money on her little girl? This poor lady is so overweight that it would be very difficult for her to find fashionable and flattering clothes.

Right! I buy 2 swim suits for my kids, that way they can wear 1 while the other is drying off.

Same. I think I've had the same one for going on 15 years. Granted, I don't swim much, but if you have 14 swimsuits you're not wearing any one of them that often, either.

I’ve had the same 4 swimsuits for 10 years. Why would you need 14 of them for 1 vacation?

Inside swimsuits and outside swimsuits?

@@christinawells2024 I do the same. Actually now my kids only have 1. When on vacation after a swim in the pool I hang them up to dry for next days swim. Works out great.

When I was 7 I think the only clothes-related worry I had was whether my skirt would fall down and show my knickers when I did a cartwheel in the playground lol.

The 7 year olds I know have strong opinions about clothes: they both love blue or red clothes and anything with Minecraft, Pokemon or animals on. Designer brands are not an issue, though :D

I only cared if they had lights, glitter or Minnie Mouse on them. Otherwise who gave a damn???

And at 7 they shouldn't care. Glenda has started something that is going to be a REAL problem when that girl is a teenager. She's going to want the newest "thing" the minute it comes available. I remember my father's response to us kids saying we wanted something. For me it was a pair of bell bottom jeans in the 1960's when hippies were setting the fashion trends. My Dad asked me "What's wrong with the jeans you have now? Are they torn or too small?" I said "No" and he said "Well, that's your answer then. We don't buy clothes just to keep up with somebody's idea of "fashion". He always used to say at the end of those conversations "Your clothes are clean and paid for. Nothing else matters."

The kid and the dad were active at their holiday and kid enjoyed it. Mums selfesteem would be better if she made an effort of being active. Hiking and exploring around in near areas can be exciting and is excercise as well.

Smart lady

I do that with my kids and we feel quite smug about it

@@worsteveroh6569 ditto.

Same with me, but mine was a really good dressmaker.

I do the SAME with my girls. My oldest gets them 1st & the rest is passed down to her sisters. Jeans with holes in the knees get turned into cut off shorts in the summer

Plus IPhones android tablets

SWITCH!

What's even scarier is that her mother thought it was actually a good idea to buy her one despite being hounded by debt collectors. What's she going to say to her child when the "can't-pay-we'll-take-it-away" guys come?

When I was 7, I got my own FM radio alarm clock and I was so happy to dance along to the songs lmao

Yea 2 year olds with iPads and iPhones

bioguy87 for some reason all early 2000 British reality TV shows have decent sound tracks? Like they didn’t have to pay royalties or something.

I know Lily Allen, Beyonce, Jack Johnson! Excellent

Funky beatz

@@VladmirPoopN Silence.

Right? I started humming along before I realized it was playing Feel Good Inc.

Im so sorry for your loss xx

​@@atlantis.382❤

RIP Mum. Your wisdom lives on

He accepts all these gifts. He also is letting this happen

Yes :) I like this show

Nothing else to do. Greetings from Dublin Ireland ☘

Me to covid 19. Stay safe.

Julez whuuuut! I love this channel! Human psychology is fascinating.

Watching documentaries while in cozy bed is the best

That 36k would have come in really handy for University or a Trades school. Expensive clothing for kids is just insane.

@@amandab8433 I know! They grow out of it within weeks

I’m similar in that if there’s something that I see that I like, I will try and wait for a couple of weeks and then really decide if I actually do want it or if I’m just seeing a new shiny thing and getting too blinded about the cost because of it. Result is that I generally don’t buy much.

I have been going back to the same antique shop for 8 months, looking at a gold ring that I really want. At this point, I am worried that if I buy it, I will somehow end up disappointed.

I have four questions: 1) Do I like it? 2) Can I buy it? 3) Will I actually use it? 4) Do I actually need it? Almost every time the last two answers are no lol

@@Tina06019 And sometimes, the anticipation is better than the reality. You can enjoy the trip and looking at all the things in the shop. I wonder if you'd return if you bought it.

I say to myself "if in doubt, go without" 😁

Not when ur married

@@leanneweird9714 No,it’s her debt married or not.

They are married so legally he will also be held responsible for her stupid actions

@@sarah3796 not legally, unless it is actually a debt which is specified as a joint and several liability. A mortgage in joint names, married or not is both your debt. that same mortgage in one name is only the mortgage of that name, married or not, thus the time honoured tradition in Ireland and Britain of shoving assets in the spouses' name to avoid debt liability. I used to work in debt management charities in the UK, and was employed as such around the time this was filmed. Couples may choose (a la Dave Ramsey) to combine debts and assets, but that's not an actual legal position apart from strictly defined legal debts and circumstances ( council tax, certain utility bills, secondary card holders.). Marriage often makes no difference to whether or not a debt is shared. Consumer debt like credit cards, usually is the persons' own. Recovery of jointly held assets to cover one person's' individual debt is often where it can get tricky and legally fascinating, ranging from forced sale of an asset but only to the half of the debt owned by the singular debtor, with the other party recieving half of the value, to being unable to recover the debt because they can't legally recover on a joint asset eg a house put up as collateral without the knowledge of the other. heritable property is interesting - unless both parties own the house, a married person can be thrown out with nothing, because being married only gives you the right to stay there. it doesn't give you any rights to the house in the event of a divorce. (My brother and his wife have been together for 25 years, but he was never on the deeds or mortgage of the flat they shared, to exploit a legal loophole. when they sold that flat five years ago, he was able to claim first time buyer discounts for his half of the mortgage, because he technically had never owned a flat nor had a mortgage, despite being married to and and residing with the owner of the flat, in that flat for 18 years at that point. I give this example to show how a person's debts and assets remain their own, regardless of marital status, unless explicitly legally specified.) Bereavements depend on if there's a will or not and in the UK at least, there's percentages that spouses and children inherit.

Finally, someone said it. I detest the royal “we”. The husband didn’t run up the debt, YOU did. Take some damned responsibility.

I hope you and your children are doing really well now ❤

@@HaramXL thank you so much we are in such a better place now and finally safe xx

@@atlantis.382 I can’t imagine the struggles to get there but it’s great to hear that you’re all doing so well now ❤️

This is so true! I never buy expensive brands unless they’re heavily discounted but the few I have bought my daughter doesn’t want to wear as like you said she wants peppa pig and bluey clothes. I also wanted her to wear pretty dresses when all she wants is comfy tracksuits that she can get mucky in and move around in.

And the place he rent for her daughter . I've facepalm AND buy kid every present something.

Yeah.. Just got to the birthday party, and any sympathy i had is GONE. If I were the husband, I'd be LIVID..

Dude looks like he hasn't had a good night's sleep in about a decade.

@@lesliepierce8808 ...He can’t afford to sleep, because the debt keeps him awake!

@@matildabishops9196 I wouldn't be able to sleep a minute with that debt hanging over me!

The woman seems a bit toxic. I believe it’s her addiction issues.

@@SummeRain783 I agree, I myself was wondering while watching whether it's possible that she could have some kind of mental illness or even an undiagnosed learning disability like ADHD going on. It seems strange to be so isolated from your own actions to the extent that she is. I wonder what life is like for her these days.

The designer wardrobe was for her daughter. She said she doesn't like buying for herself because of her weight

What I was just thinking. I know all about a mother living beyond her means. Then you find out you're not at the top of the food chain. Really screws with you

Ikr. Wtf?!

It’s a bit difficult with some people. Especially addicts. They can then hostile if anyone gets in the way of their addiction. It’s a bit scary

@@SummeRain783 that's what I was thinking. She might be one of those wives that will try to take her husband for everything he has left.

Risk wrongful imprisonment for speaking up

@@kenyettaready she said in one clip that she will have a tantrum if she does not get what she wants

It's called co-dependency.

Swimsuits

@Bobs Slong U absolutely NAILED it , it’s for the benefit of others rather than themselves,, just so they “think “ they’re impressing others !!! Who give an actual damn ! SAD !

That part blew my mind

My kids had 2 bikinis and 2 swim suits for a 2 week holiday, 14 is ridiculous.

3 just in case on rips

My exact thoughts

This is what disassociation looks like.

Prison?? The debt collectors come and clear your house, they can even take over the house if you own it, cars if you own that

@@konye618 terrifying prospect! Seriously terrifying.

I didn’t even know debtors still went to prison? I just saw a video on someone who went to prison over unpaid traffic tickets.

No, you arent the only one. I thought the same.

It’s for status and to keep up with others. It’s super sad. Social media makes these problems worse and normalized

Right, we haven't been abroad since 2017 (which was a weekend coach holiday to Disneyland Paris) and our next holiday abroad is our honeymoon next year!

Nope

Please tell my mother this who's about to take the rest of the family abroad for the third year running whilst mooching for £20 for petrol 😂

She is probably also an emotional eater.

@@Universal_Craftsman I am, too. I worked this year for the first time in years (boy in the autism spectrum) and I lost 10 kg in 2 months. I loved to work.Then I got a herniated disc and now I've gained 5 kg again.

Thats true. Im the same way but i dont need to buy expensive things as long as i buy something. Im happy😄

who are you to diagnose her

@@aestrobe I'm not diagnosing anyone, but I suffer from depression and I can relate to her

You mean 20 yrs

The rumour is that they all starved to death due to lack of money

They divorced, husband had to take on all the debt and pay alimony

You're focusing on the wrong thing

You right ,I’m 43 and I look better than her too ,maybe if she spend some money on herself she could look better and spoil his 7 years old with old those expensive things is really bad ..she’s not rich

It's the weight that does it

I suspect she’s unhappy for lots of reasons and unhappy people just aren’t attractive.

That's really rude to say

My son doesn't wear anything designer nor does he wear thrift store clothes. I get him clothes that will last but won't single him out as a poor or a rich kid

depends where they grow up

@@johnreed9050 I agree. But I think she meant at the age they quickly outgrow their clothes. I know families who just save their baby clothes and give them to their new born cousins etc. Usually clothes only fit for a year at the infant stage and just get passed around/recycled within the family. It didn’t matter if they were boy or girl, the boys wore pink and girls wore blue if that’s what was passed down. What does a little baby know about that stuff lol

I shop on Ebay behind my kid's back. He's been obsessed with brand names since 6. I have no idea where it came from. His friends aren't exponentially richer than us by any means. But my child is very very tall and grows so quickly that besides a new pair of shoes a year, name brands, lightly used end up costing less than new walmart clothing, and since he wears stuff twice, maybe, I can resell it and buy new (used) items to replace them.

I have never known a kid say... I only want it if its in good condition

She needs a backbone to get the kid used to hearing "no"......if she doesn't this kid will be a nightmare at 23 and very sad/lonely at 43.

It was all for Show ! Dublin is crazy expensive & it’s obvious this is a good few yrs ago when most “ silly “ ppl had to be as good as if not better than the “ Jones “ nxt door , they completely lost the run of themselves during the “ Celtic tiger “ thought the money tree would never end ! Fast forward to 2021 times are very different ..,

She doesn’t like to hear no and she doesn’t want to tell her kids no

this was clearly filmed in the celtic tiger era in ireland lol, it was kinda the norm to have expensive parties back then (from experience i went on a limousine for someone's 9th birthday party and we got build a bears and pizzas in dundrum) and also a lot of irish people (especially middle class suburban types) are acute to want to keep up with the joneses even to this day from the newest car to the next holiday it's like as if we never had a recession over 10 years ago

The kid doesn’t want or ask for anything. It’s all Glenda’s insecurities

Amen sister!

To be fair she's probably the world's expert at hiding purchases and pretending she hadn't bought anything.

I wonder how long she hid it? You can open up credit cards etc based on your spouses income.

It’s not that easy, especially when dealing with addicts. They can turn hostile

It seems like he supports ALL the household expenditures while she is free to fritter away her entire earnings on herself and the child. I assume they don't have a joint bank account - that they each have their own. That's how she gets away with spending her entire salary without him knowing.

Cleaners is the bank maybe .

Of course, you don’t get it. Your poor in your mind first and foremost.

We used to go on vacation. Now it’s out of the realm of possibility until we hopefully turn things around because of covid. It’s a realistic mindset

Vacation is fine but a budget on the vacation & a sinking fund for the vacation is crucial. I went on a 3 days vacay with my boyfriend only spending $200. First vacay in a year. Its important for mental health. Just a short break. Off course whilst making sure all of our bills are paid and still sticking to our big goal.

@@VoltairesRevenge - You really are a negative person. I get the feeling you actually defend this woman who's 36,000 in debt.

urgoodfriendkit - You DO get it. Growing up poor makes you "get it" without having to get into 36,000 debt! Be grateful that you grew up without those expectations of living some kind of fake glamorous life that is actually a trap.

So there is such a thing as Debters Prison in the UK? How is someone supposed to pay their bills if they're in jail?

@@tarandondesigns6956 Lol! You are about 150 years behind. That was in Victorian England

@@maruyama2076reading comprehension isn’t your strong suit huh? The person you’re replying to is asking because the original comment certainly suggests one can be arrested for not paying bills. 🤦🏼‍♀️

@@Alicia-Rene I dont think reading or comprehension is your strong suit either. The original comment didnt suggest anything. It simply stated or enquired how anyone could ignore a letter that said "YOU ARE GOING TO BE ARRESTED"

@@maruyama2076 and if you watched the video you’d know the letter they’re referring to is in regards to being arrested for NOT PAYING THEIR DEBTS. So, like I said, it was a perfectly valid question for them to ask. Maybe instead of immediately jumping to being nasty to strangers, you consider the context and calm yourself down.

Make that 50 ies... I'm 45 ☺

It’s because she’s heavy.

Obesity

I think if she goes with her extended family then it's an Irish thing to wear different outfits etc. My brothers in laws did this and laughed at me recycling outfits. I thought it hilarious. Cba with all that.

I have to admit, when I go on vacation, I wear the clothes I wanted to throw away earlier the year. I wear them a last time in vacation so I don't have to take it back home. When I'm on vacation, I look like a hobo. The last vacation we were we took 3 suitcases with us, one broke after the ride to our destination and we went home with 2 suitcases. Since I packed only old, holy clothes on our trip, I could dump the clothes we wore after wearing and didn't had bring them back home.

I’ve taken the same set of “holiday” clothes away for more than 5 years!

No matter how much I bring with me, I wind up wearing the same 5 outfits anyway :)

@@a697ag yes, it's either your favourites or the most comfortable clothes 👍👍👍

LumosMist I thought that was absolutely ridiculous. It's just completely unnecessary and the trouble is if kids are constantly spoilt like that they will not learn to be good with money as adults.

Why are they going on vacation in the first place?

LumosMist Vacation? What’s that?

Because you don’t want to be seen at the pool area of the resort in the same swimsuit every day, which looks dirty and poor

@@greenkitty82 Agree completely not to mention they will EXCEPT life to be this way always & will not cope well with disappointment later on !

No! actually I am a time traveler that is watching this in 2035! The "virus" is gone now just so you know ;)

2021 and still in quarantine. LoL

Quarantine 2021

Quarantine 2.0- 2021

No birthday party until I turned 65! Organized by my daughter!

When my daughter was about 9 we had a small tea party at home. She invited a handful of friends. I made her a cake with sandwiches and sausage rolls, nothing fancy. I sent the children home with a piece of birthday cake. We played games with them. The next day one of the mothers at school told me that her daughter said that it was the best birthday party shed evef been to and shed been to a few at the local community centre with a disco. Just proves that you dont need to spend a lot for kids to have fun. Children dont remember what you bought them. They remember time spent with them.

Right? I’d have 6 friends at home tops, pizza, and a cake. When it it become this nut so thing that costs hundreds?

Education is free to a certain point,England charges money for uni

Time Machine Kitten this is in Ireland

Omg! I thought exactly the same 😆🤣🤣🤣

The first time one of my kids wore something from „Hilfiger“ was with 19 years - when he started to work and pay for his clothes by himself!!!

Of course you can. Primark is really bad for children far away . . . 😰

@@coolrunnings3 designer clothing to they are as bad or worse than Primark. Oh and don’t be fooled by the Made in Europe, Bulgaria and other countries (even Italy) have factories where people are literally enslaved.

I gave up the fight to look good years ago. Makes my wardrobe very cheap. But since my daughter is so pretty, I want to dress her up. At least she should look good. Fortunately she's a tomboy, so she doesn't wear skirts and just wears second-hand jogging clothes. And I gave up to buy her nice clothes.

I would also add nutrition, did you see all of the processed trash in their basket.

@@solidstate9451 You should speak to someone about your low self esteem. It’s actually deeper than appearances. You subtly tell yourself “you’re not worthy”..and you transmit the same imprinting upon your daughter. Always love yourself first, you can’t give from an empty cup. Good luck to you! ❤️

@@solidstate9451 wearing nice and decent clothes are not for pretty people only.

​@@mobutter2879 I'm gifted. And I'm a very generous and helpful person. But: I'm not pretty. So what?

@Alina McPherson These people live in Ireland, not the tropics. Bananas can be stored in the produce drawer of the fridge once they are fully ripened, those bananas didn't look fully ripened. The fridge will slow down the ripening process a lot, which is not a good thing. As for the canned food, they didn't look opened. In any case, opened cans shouldn't be stored in the fridge because metals and BPA can leach into food. The food should be transferred to a storage container before refrigerating.

@@Sparrowdean I like my bananas cold, warm bananas are horrible

@@kiiltochii1607 I've never encountered a naturally warm banana in my life - not even in the tropic, but whatever takes your fancy.

Dubs mate

Naturally warm bananas is the name of my band

The food is the same problem, isn't it? You can be a big woman, but she is far more than that.

Yes, I share literally everything with my partner, isn't that what you're supposed to do? You're sharing your life together FFS!

Exactly I was just thinking that the other day. People who can afford to pay off consumer debt aren't the ones borrowing....the companies know this and target the low income demographic consciously. Meanwhile interest rates float skyward like it's on helium.

It is not draconian, it's a felony, if you borrow money, when you are in the knowledge of not being able to pay it off. It's like eating at the restaurant and go without paying, it is reasonable that such behavior has to be punished.

But where does the self responsibility come in. I got out a small personal loan from my bank 3 years ago that I could pay back, I have been successfully paying it back. But since then my bank keeps offering me more and more and saying I can afford it. I know I cant, so I dont get it

Jailing her is ludicrous. She needs a payment plan and a psychiatrist.

@Andrew Evans i won't . You just end up in crazy debt

PRG Because addiction of any kind is an addiction and it doesn’t matter how well you manage it the impulse will always be there which is why people who are addicted to alcohol are ‘recovering’ alcoholics

😂

LMAO

Another gem...Glenda = Thunder

😳

Glenda & Pizza

You're right. You could make that doing front desk in 2004 in fairness.

20k in 2004 was the equivalent of almost €26,000 by today's standards with inflation. Still not a huge difference though, I don't think.

I suspect its a part time wage

It doesn't matter, she had spent it anyways.

I converted it to cad with inflation counted and it’s 40k so that’s a pretty good salary

Serial killer

I love his calmness

She's a mess. If she's not willing to change, he needs to RUN.

Already pre-paid??

Yeah . A good therapist. Her anxiety and mental illness is crippling her.

I'm not especially religious myself but that's a good attitude.

So, here's the deal: "(Addiction) is not your fault, but healing is your responsibility." Now that she knows, and has even been given the tools to help her, from that day forward she is ABSOLUTELY to be held accountable for her actions. No judgement whatsoever if she takes one step back, so long as she makes two steps forward.

Appear not in a reality show that exposes your life and gets on Yt that ye be not judged in the comment section.

If I did that Id be a nervous wreck.

Just the way people give birth to children without thinking of the consequences

Depression

Why did society make it possible to spend money they don't have?

For me

How daft you think women do things to get noticed

@@notthedoctor8621 not sure what you mean but after working as a hair dresser in salons and being a female I know for a fact women are experts at getting attention some go to great lengths to get noticed. Usually the most insecure ones that need to be the center of everyone's attention and carry a expensive purse or a knock off.

Hey I like that. And to be honest a very attractive woman in her early '20's can wear thrift store clothes and turn heads.

@@louelaine6539 An attractive confident woman of any age can do that.

never mind beauty - an interested, animated, kind woman gets direct attention ... never mind her garb ....

This program is about 15 years old I'd guess

It really looked that way!

I think the idea with most of these people is that it’s easier to spend less than not spend at all. Cause I see these and think “oh that money is for living expense of X days” and then I see that it’s IN ADDITION to food and everything else you need. Purely money for spending....I didn’t know that was a thing for people to do every month So I feel you, but I digress. The idea is that a little less is more manageable than nothing

Lou Elaine because buying clothes for her daughter is a huge part of her shopping addiction. She is living vicariously through her daughter and if she cut all money from spending on her daughter, it could be too much for her.

I just liked my own comment

That's a stupid comment lisa. Ofcourse there are clothes she fits into

@@freshprince4382 when you are a larger size though, its harder to find as nice clothes, so that's maybe what they meant as linking to her confidence, because if she can lose a little weight and improve health she will be able to fit in nicer clothes and feel good in them and more confident overall

😂😂

I thought that was pretty cool ! it was something they enjoyed together

museums are expensive

@@solidstate9451 go to UK, a lot of them are for free

Don't forget this documentary is quite old being produced from 2004-2007. But yes even factoring that in its shit all to live on

I was on less in 2005 working for a global IT corporation as an analyst in the North of Scotland, which was the same money as all my mates who worked trades and such. I don't think they said, but she might be part time too.

2020, I earn 15k Euros net per year, hello from France 😁

Dian Van De Vyver What are you working as? (If you don’t mind me asking)

@@ragged2233 I prepare online order in the warehouse , to be sent to the clients

I didn't get that either. She was sued by several creditors. Where did they dig up the nonexistant funds to go on an international vacation???

but you will spend money on cars for them, school trips, bigger house, uniforms....kids are a very expensive hobby

@@beaulieuc8910 no. I will not be buying them cars. They don’t have uniforms and even if they did you don’t have to buy the most expensive ones out there. Kids do cost money. But they don’t have to be as expensive as many people make it out to be. You don’t have to follow trends and waste money on the next gadget. My kids don’t have their own tablets, computers or phones, they get clothes on sale and no designer anything, I don’t change the decorations in their rooms, they don’t get the latest craze (think Stanley cups right now), certain things are purchased second hand and other things are hand me downs. People make it seem like kids cost sooooo much money, they do if you make poor choices on what to buy. I have a $3k car that fits all my kids. Kids can share bedrooms, or have small bedrooms they don’t need a ton of space to sleep. My kids have had two beds, the cribs they were in as babies and then they got upgraded those beds are now 5 years old and I’m not replacing them again. Kids are more affordable than some would have you believe.

Seriously 👵🏼

Depressions make you older.

If she had a more healthy lifestyle, she would look her age...

@@bibibratx I looked 30 when I was 22 and I made sports twice a week, was slim and vegetarian. Don't blame people for looking old!

@@solidstate9451 I said about her, not you. Everyone is different 👌🏻

Because rhe issue is debt, not trivia about fashion.

@@anniespencer7879 they made that before

A. That could quite possibly make the confidence worse. At least in short term, which in turn would make the spending worse. B. They are financial experts not nutritionist so they are not qualified to give that kind of advice

I agree.They have to tackle what is behind the spending. To stop the triggers or else history will repeat itself.

It seems like it’s an all around self control issue. The over eating and over spending and treating her daughter like a doll could be symptoms of a deeper issue. I hope she’s healthier and debt free today. I hope she’s better.

I don't think she is in a way. The child was more happy at the beach. There still a chance

Leah didn’t seem bratty at all. If anything she seems quite down to earth for all the money that got thrown at her. I hope she’s doing well.

He allows it because he is getting things