January Monthly Money Update | No Steady Income, Vacation Credit Card Bills, & Frugal Living

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thanks for watching ✨ We're all about that frugal life from now on!! I'm choosing to see it as something excited. I hope you enjoyed this video!
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I'm a 25 year old from Canada, living in Montreal. I am always 100% honest and transparent, and love to talk about taboo subjects like anxiety, imposter syndrome, and my true thoughts on things like comparing yourself to others, money, etc. I hope you will join me on my journey through my videos!

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30 янв 2022

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Комментарии : 359

@amanitweed 2 года назад

I absolutely love the fact you're super transparent and are being so real makes me feel like I'm not alone learning about budgeting properly and sticking to it. My biggest advice is sticking to ONE CREDIT CARD only. I recommend using the credit card that has the best point system or cash back. You got this, you'll get through this and save so much! Proud of you and am excited to see what happens ❤❤❤

@ZoePritchard 2 года назад

Ah thank you ❤️❤️❤️ you’ll like the next finance video thats coming this week 😉

@norwegianblue2017 2 года назад

As someone who had to learn the hard way, the best policy is to have NO credit cards! Especially if you are using them to subsize a lifestyle you can't actually afford.

@amanitweed 2 года назад

@@norwegianblue2017 I for sure agree with this!!

@Maaiissterr 2 года назад

I think the important thing is that you’re trying. We shouldn’t let a bad month prevent us from trying be better. This is real life and sometimes we make mistakes. We’ll never learn if everything is perfect.

@ZoePritchard 2 года назад

very well said 💕💕

@jaquelineramos4356 2 года назад

Love the transparency. I'm a new subscriber and I came across your channel and I relate to you! I graduated college, got a new Mercedes, spent over $100 monthly on Starbucks, traveled abroad many times a year, wore expensive clothing and watches, bought expensive gifts...what slapped me into reality and changed my perspective about money was watching Graham Stephan's video about the $71 cupcakes. I appreciate money more and realize that we have to save for our future. I stopped thinking that I would have a partner to "split the cost." Really helped me open my eyes about my expenses. Looking forward to following you on your journey!

@ZoePritchard 2 года назад

Me too it was graham stephan! So happy to have you here 💗

@jaquelineramos4356 2 года назад

@Beyond Tribalism got rid of it and got myself a Toyota 👏

@oddzzyy5649 2 года назад

nice

@leahmary1 2 года назад

@@jaquelineramos4356 hahahaha love this

@zeynep9962 2 года назад

What is your job? Is it tech related?

@mari46327 2 года назад

Rooting for you, Zoe! Thanks for being so transparent and relatable. You’ve got this!!

@SH-ly1uy 2 года назад

One thing I learned: never buy stuff just because you think it’s a great deal. It almost never is actually

@ZoePritchard 2 года назад

so true!!!

@madeline3624 2 года назад

Yes to all of this!! When I quit my six-figure tech job because of a family emergency, I remember feeling so shocked by how little money I *actually* needed to live. Having TIME (to shop thoughtfully, make meals, etc) makes such a difference, and I also found that I was doing far less spending in general because I was happier!! Turns out a lot of my impulse-buys were just to get a quick dopamine hit after a stressful day at work. Love your content - keep it up.

@interpretrebekah 2 года назад

hi zoe! new subscriber here and just want to say that I love how authentic and transparent you are. I was in a similar situation November 2019 - got laid off from my dream job (with no emergency fund in place) and then went straight into the pandemic. it was one of the hardest times in my life mentally and financially, but also the most humbling. it taught me so much about personal finance, spending habits and the importance of having a plan and budget in place. I know you'll come out of this experience stronger and thanks for sharing your journey with us. wishing you all the best 💗

@kikimurray7328 2 года назад

I just found your channel and I absolutely adore your transparency. I am 22 and learning about being financially independent right now so having a role model close in age is really helpful. I’m so proud of you for taking everything in stride and maintaining a positive outlook even after losing your position. I hope my subscription adds to your growing following and Im so exiting to watch you thrive!

@tubeyou9429 2 года назад

This is literally the most refreshing thing I have watched. Thank you for having the “balls” to be so transparent about your finances and being real because I like so many can def relate to this. New sub!

@kevinwong3722 2 года назад

Keep up the positive energy and keep your head up high. I went through challenges 15 years ago and have maintained the frugal lifestyle somewhat understanding the importance of managing and always weighing up cost versus gratification.

@devinjoyce6893 2 года назад

As a small business owner and contractor I can totally relate to have the intent to setting a budget/spending plan and then... life happening. Thank you for your transparency! Best of luck on your journey.

@ZoePritchard 2 года назад

Thank you!!! 💖🤍

@KayGee_yt 2 года назад

Zoe, I would recommend doing a no buy. I did one for what was supposed to be two weeks, or the length of the paycheck, but I'm now going into my second month with it. It was interesting to see how much more money I could save not buying anything I didn't expressly mean, and it's also interesting to see how long I've been able to maintain this. I actually don't even fully want a lot of the things I've been buying. There are things in my head that I wanted to buy this entire time, and I probably will want to know by is over, but it's a nice way to practice self-restrict I also found it easier to track when I was only buying things I wanted on my credit card, and things I needed like drug screens and gas on my debit card. That way every time I looked at my credit card statement my name all that money but as many that I didn't exactly have to spend. There was no looking back at the statement and wondering if I was getting groceries

@otakumultifandom 2 года назад

Oh thats interesting! I wonder how much you were able to save! And about credit cards, could you set like auto pat with your debit card?

@efroggys 2 года назад

You got this. I love how transparent and vulnerable you are. Money is so hard to keep in check with all of the marketing and comparisons bombarding us.

@ceciliafung1379 2 года назад

Hi Zoe, new subscriber here but it's so refreshing to have someone be SO transparent about finances. I love seeing women tackle finances and even though it's a tough time right now, I believe that you will do well on RU-vid and can't wait to see your growth!

@creakyvase630 2 года назад

You know what I appreciate about you? You are very transparent. It’s refreshing. Throwing out concrete numbers is good especially when you are talking about personal financial management. You will learn from all of your experiences. What is important is you are self-aware.

@mccolk 2 года назад

You are so sweet, genuine, and relatable, Zoe! Thank you for sharing your finances on the internets. I hope you can do what you love for a living!

@ZoePritchard 2 года назад

thank you so much 🥺💓

@katelyn7572 2 года назад

Rooting for you Zoe! You are doing your very best and no one expects you to be perfect. Go easy on yourself and know that it's all going to work out.

@safyabux9889 2 года назад

Hi girl! Before I start the video I just wanna say I found ur channel a few days ago and relate to what you were going through and I love these monthly money updates and transparency! I’ve been binging all your content as it is very relatable and also just your sweet and bubbly personality!❤️ can’t wait to watch

@ZoePritchard 2 года назад

thank you!! 💖💖

@mariangelaserrano1078 2 года назад

Girl, I absolutely love how you share your finances. I’m a hostess in a restaurant they pay really well but it’s not enough for how much my rent and my expenses are. I constantly give myself $20-$80 to expend a week on either food or fun and it’s so little. I’m trying to take over my finances and I’ve been writing down where every single little penny goes and it gives me a lot of clarity, I don’t want to be paycheck to paycheck anymore and watching your content it’s inspiring and encouraging because I know that I’m not the only one. I’ll gladly watch all the adds on your videos ☺️😀✨ let’s keep working towards financial freedom

@rucha5919 2 года назад

hi zoe!! I love these monthly money updates!! in the future it would be awesome if these videos had the youtube timestamp feature thing on them just to make it a bit easier to process while watching!!

@ZoePritchard 2 года назад

you’re so right! i need to add those 🤍

@c1111 2 года назад

My job closed due to Covid so I haven’t had a job for over a year. It has been soo freeing and I learned so much about myself. It also forces you to budget and stick to it.

@xjolie 2 года назад

Hi Zoe! Thank you for your full transparency and optimism during this transition period- it truly is refreshing. I feel like putting the RU-vid money towards paying off your credit card would make sense since you do talk about your purchases on RU-vid, but definitely just do what you’re comfortable with :) rooting for you always

@ZoePritchard 2 года назад

thank you!!! 💗

@jackiek4159 2 года назад

Love how authentic and open you are girl! Sending you lot's of love! You've got this! xx

@ZoePritchard 2 года назад

thank youuu 💖💖

@smit4925 2 года назад

I just found your channel and I can’t stop binge watching your videos! You’ve inspired me to spend/purchase things more consciously. Like the saying goes: All that I need I already have & all that I have is all that I need ✌️

@Justme_elizabeth 2 года назад

Your content is gold 💫 keep going Zoe you’ve got this 💪 I literally purchased a wedding clutch, shoes and bracelet for £185.00 I literally returned everything and went onto Vinted and found the same shoes new with tags, an extra pair of shoes a clutch and jewellery box all for £30!! Different perspective is key 🥰

@ZoePritchard 2 года назад

thats amazing!! i gotta check out vinted… ive been a poshmark girl but it’s not as good as it used to be i find 🙈

@showuh9739 2 года назад

Zoe! Your positivity, realness, and gift for storytelling is so contagious. I know that you've GOT this down!

@ZoePritchard 2 года назад

thank you!!!

@jessvillalobos8315 2 года назад

Thank you for being transparent and honest with us. This should be a safe place for you to share your PERSONAL finance as you see fit.. I get having different views/opinions on what people do with their money, honestly those don’t matter. Lol I subscribed for the money updates, but stayed bc you’re so relatable!

@ZoePritchard 2 года назад

ah amazing!! love this comment, thank you ❤️

@Liliiixx 2 года назад

Im a consultant too. Just like your past self I constantly fear loosing my job and I see myself becoming more and more materialistic, can relate with the nespresso thing! This video is really something I needed 💗

@godsplan8527 2 года назад

I really enjoy watching your videos because your honest. You inspired me to sit down and review my spending habits, income, debt, and bank accounts. I've slowly began to make changes and now I will be looking into frugal habits that work for me.

@ZoePritchard 2 года назад

that is incredible!! 😍

@thisisarika 2 года назад

Omg the point about not having to worry about leaving your laptop/phone in case you miss a work msg - that hit deep :( I think that's my frustration with having a full time job, the lack of control over my own life. I hope that even though things are rough right now, this is ultimately the better path for you and as a viewer, I can honestly say I really enjoy watching your videos and will continue to support in any small ways I can ❤

@ChecheLanojanvlogs888 2 года назад

Hi Zoe! I admire your honesty and transparency about your life. I was made redundant once while i was still in the Philippines. My previous owner hired me again after 3 months to work in their other company. I lost my job twice here in Australia - company restructure and closure of business. I experienced depression. Know that everything is temporary and situations get better. Sending hugs and support for you ♥️😍

@user-jq6bf1re6p 2 года назад

Congrats on 25k subscribers!! And look at your number of views on your latest videos! You’re killing it Zoe! Everything happens for a reason!

@operativealyssa 2 года назад

I’m so happy I discovered your channel! Been binge watching your past videos for days now. I love how you’re very relatable.

@ZoePritchard 2 года назад

ah amazing!! thank you 💖💖

@rickrjw 2 года назад

Love the frugal living lessons! I have a feeling by 2023 you will be paying all your bills because of RU-vid content!

@burrleywurley 2 года назад

I’m a recently widowed mom of a toddler who has been STRUGGLING with my budget and your transparency and outlook are actually motivating me to get my shit together and get back to the flow of things so thank you so much 🧡💛

@rufinakaloyanova1409 2 года назад

Your spending habits are very relatable. I feel like it is very useful that your sharing your costs when trying to go more frugal from a more upscale type of spending habits

@nathanheath1328 2 года назад

I believe you can turn this around. You got this! I’m rooting for you. I was laid off too and the feeling sucks but , that’s life. It can be a blessing in disguise.

@davidrynberk4830 2 года назад

You are honest with yourself.Do what you have been saying,"looking at continuing what you love to do" if you fail at a couple of things it only means you tried, and are closer to success.Honestly can see you doing great, you have lots of spunk,energy and you have a platform right.In this life sometimes you need to break a few eggs to make a omelette.All the best.

@LAOM3423 2 года назад

Have you not applied for unemployment insurance? You should receive about $500 gross per week. Also, your rent of $1500 per month is quite expensive for one person to pay. That seems to be your biggest expense. Since you work from home and you have a car, you may consider moving away from the city and into a smaller place where the rent is lower. Good luck!

@RecaJ333 2 года назад

I needed this! I don't know how i keep ending up in these places of being broke, one minute I'm okay and then BOOM lol this was so very refreshing and relatable! I'm excited to watch your journey as I will be on mine as well! cheers to us getting our sh*t together!

@ZoePritchard 2 года назад

yesss! i can totally relate to those feelings. we got this! 💖

@laurens7431 2 года назад

Thank you for doing this. I relate and appreciate it. Your transparency is refreshing, and I believe it will only serve you moving forward. You’ve got this. 👌🙌👍✨

@ZoePritchard 2 года назад

thank you!! 💖

@BrielleJuliet 2 года назад

Love this. Just found your Channel and already obsessed. So nice hearing a young girl talk about finances :’)

@anthonyjconforti7924 2 года назад

Been in your shoes before. Good luck to you. Everyone’s rooting for you.

@softlydriftingwithmeemee 2 года назад

This is not frustrating to watch at all. It's so real. I thank you.

@marlopez8586 2 года назад

Hello Zoe!! This is the second video I watch from your channel and I can already tell you have such a great actitud towards life ♥️ wish you nothing but the best ! :)

@KeianaByfield 2 года назад

I’m so proud and happy to see your videos doing so well 🥺💓 keep up the good work!!

@ZoePritchard 2 года назад

thank youuu 😭😭💗

@llynch5974 2 года назад

Yes!!! Making it a game is the best way! At the end of the month you'll appreciate all your efforts all month long...

@projectsonepercent924 2 года назад

This was a cool video. Way to be on top of your finances and being self disciplined! I know it’s difficult, but it will get easier, and one day it will just be a habit. I also appreciate the transparency and I am looking forward to seeing where your journey takes you!

@3DSatelliteSky 2 года назад

I just got you videos in my recommended feed and I could not be happier! I love your content and it feels refreshing to hear someone talking openly about their salary and spending coming from a country where talking about money is a taboo. I have a very differend financial backround than you but your channel feels like having an accountability buddy 😅💖

@arianaruscito6111 2 года назад

I love this. Sheer honesty, sheer transparency. Thank you.

@jhe-annegalino6888 2 года назад

Watching from the Philippines! I have just discovered your channel randomly yesterday and I thank the universe for that. Looking forward to more of your videos! All love & light!!

@ZoePritchard 2 года назад

Amazing!! Happy you’re here 💖💖

@amyharriet5368 2 года назад

Congratulations on stepping into a consumerism-decluttered frugal lifestyle!! I don't know which phone company/plan you have, but if you don't need lots of minutes/data, then Public Mobile is an easy switch for great savings, and you only have to commit to one month at a time (instead of being locked in a year-long contract).

@bella-ss9cb 2 года назад

i needed this, needed you!! found u thru ur lifestyle creep video! i had my own share of lifestyle creep due to a commission job has been financially setting me back so much. 1099 can be beneficial but damn it is HARD saving for taxes, especially as someone who did not grow up rich or with financially savvy parents. kinda sucks that everything i know i only recently learned - tracking expenses , budgeting, etc. but you, aja dang and miki rai have been my saving grace. thank you sm for this girlie 🥰

@MiriamImperial 2 года назад

Watching, liking and subscribing. I really appreciate your honesty and vulnerability. I know you'll make it through and you'll come out of this successful.

@ZoePritchard 2 года назад

this makes me so happy! thank you 💖💖

@vanessaparra6137 2 года назад

Well done Zoe that an emergency situation found you prepare with Emergency Funds, that's what it's for!. Even though it's a challenging situation, it might be a great opportunity to improve the way you spend money. I would recommend for now stop financing things or increasing debt to help to change the mindset of spending.

@laurenkruppy5792 2 года назад

I’m so here for your positive (but still realistic) attitude. I’m a new subscriber and love how authentic your content is. Also a Graham Stephan fan. Keep it up, Zoe! :) I can really see your channel taking off.

@ZoePritchard 2 года назад

ah wow! such nice feedback 💓 thank you!! so happy to have you here

@paulac4071 2 года назад

Great vlog from a realistic approach much needed for a lot of people...Zoe you look fantastic and glowing. It's really good keep up the great work kiddo. You've got This!!

@ZoePritchard 2 года назад

thank you 🥺💖

@yeet5148 2 года назад

I literally just saw your video about "life creep" yesterday and today this is in my feed. Either way both times, you have inspired me. Maybe an update video about how recognizing that life creep was happening helped you prepare and/or not prepare or things differently you would've done now being able to look back. IDK but I'm subscribed now appreciate the efforts you have been putting forward and it's only been 2 days (from my pov lol) but I feel as if it is all falling together for you right now. And sometimes life just happens and that's the way it has to be in order to push you towards your full potential.

@hannahelizanoel 2 года назад

I wanted a new phone case and found one at Target for half off. I said to myself, "it's a want, not a need" so I went and put one (out of the 5 I have) "old" cases on my phone and now I'm happy. Lol

@ZoePritchard 2 года назад

love that!! these needs become irrelevant so quickly, its amazing to be able to put it down & be happy with what we already have 💕

@endereverdeen 2 года назад

really glad i came across your channel, loving these videos. i’m on my way to managing my money better too

@nasha4everr310 2 года назад

Such a great video… it’s the dog propping up the little leg for me😅😅😅😅😅❤️❤️❤️

@noggasaki_x 2 года назад

I can relate and vibe with you 😌 I drink vanilla iced coffee and I quit my job last month with different adjustment right now with my life as well.

@sashiawott 2 года назад

omg i was just binging your videos after watching your “i lost my job” video. so happy to see this video pop up

@ZoePritchard 2 года назад

ah yay!!!

@xoelisamarie 2 года назад

Just found you on here and I'm immediately obsessed. Rooting for you!!

@azucarmorenita1 2 года назад

After being a student for 4 years and having almost no income, I currently have a really nice paycheck every two weeks that allows me to not only pay my bills but also more. However, it is a temporary position, so I enjoyed seeing this video because it reminds me that I needs to start saving up for when I don’t have this job and need to be more thoughtful. I am really enjoying your videos and just subscribed. 😀

@TommyChrist 2 года назад

Great content Zoe!!! Despite the fact that I am not a big spender, I appreciate the fact that you are honest and trying your best !!! I am sure that very soon you will get out of the debt💪

@Camila53658 2 года назад

"And then the depression hit..." It hurts how true this is😂😂 Good for you Zoe! We all have ups and downs, you are handling this with so much grace. You have a new sub🥰

@ZoePritchard 2 года назад

thank you!!! 💖🌸

@marosadesigns8649 2 года назад

Downsizing your life and becoming more frugal can be extremely difficult, so remember to have grace for yourself as it´s a learning process. I went from living in the U.S. (basically having everything and anything I wanted) to moving to Spain at age 22 with no job, no plan, and only 100usd cash. I stopped buying clothes, stopped getting my nails done, no car, travel was off the table, and I was literally just hustling to pay my rent. When the pandemic hit I feel like it didn´t affect me so much since I had already adopted a more simple life. Now, I´m finally looking to get a real job and make more money, and I feel like once that happens I´ll be way more prepared to manage my finances in a more practical way than if I had never moved abroad. Good luck and remember you have an amazing support system in place (family, friends) and in the end you´ll come out stronger and wiser than before!

@limtexis7002 2 года назад

just watching this in the background while working. love your money updates!

@ZoePritchard 2 года назад

yay!! thank you 💓

@jecamartinez 2 года назад

Zoee thank you for your honesty! Its so stressful hearing your expenses but its so realistic! January’s always a bad month because of December expenses (plus, I moved at the beginning of January so it was extra 💀 for me). Looking forward to seeing you grow and witnessing your Amber Scholl finance evolution on your channel!

@ZoePritchard 2 года назад

thank you so much!! 💖💖

@vanesita17 2 года назад

Love that you’re staying positive though. Very few of us can successfully beat ourselves up for past mistakes and yet productively move forward. Sometimes we do need to ease into the majorly frugal lifestyle, especially if we know that for us personally, going cold turkey wont stick

@kylieeliz 2 года назад

I wish you the best on your financial journey. I've definitely been feeling a bit of lifestyle creep and trying to rebound from Christmas, so I'm hoping to keep better track of my finances next paycheck and decrease my luxury/nonessential spending and see how much I'm actually spending on groceries versus random stuff I throw in my cart when grocery shopping. Hoping to use my tax return to get ahead on my Christmas spending next year by opening another Sinking fund.

@bakedinthekitchen92 2 года назад

Damn girl. I can’t relate more….. I feel like you’re my therapist right now I’m not even kidding. Everything you’re explaining is stuff I’m experiencing. I have to save for my wedding and honeymoon and now being fired I am lost and confused and depressed… because of the money. You’ve helped me understand that yes a slap in the face stings but you’ll eventually feel better and learn from mistakes. (in my case, not yours). Thank you so much for making this video. 🥰💕now I know that losing my job isn’t the end of the world and I can survive this too. “This too shall pass” is something I tell myself any time I hit a bump in the road. It can only get better from here

@ZoePritchard 2 года назад

It absolutely will get better, and I hope that one day you will feel this was perhaps a great thing for you! Lately I've been telling myself "you came out on the other side of something you were so afraid of" which is pretty uplifting 💖 Wish you all the best, and congrats on your upcoming wedding!

@LeendaRella 2 года назад

I just found your channel! I’m cheering for you. Subscribed and will comment on every video to help your channel♥️♥️♥️

@erikaroldan4889 2 года назад

Koho is actually the best!!! I'm excited for you this year Zoe! :)

@SP-Steel 2 года назад

Your channel is different. You keep it very real, not pretentious, and your narrative is exactly what it is. Yes, you do ramble quite a bit, but we can live with that :-)). Subscribed!

@amandadotcom 2 года назад

You may already be doing this but for Adsense make sure the category you have selected (how to & style, travel, education, etc) for the video is the most relevant one. Some categories trigger higher paying ads! Rooting for you on this journey!! Get that 💰!

@beatooker 2 года назад

Maybe random or meant to be but I just watched your video. And I can totally relate. I quit my job and of course my worst fear. But listening to your similar financial situation. It can be spiraling 🌀 It feels great that I’m not alone. Plenty of people trying to find the things they love versus your example you provided; of living near your laptop and cell phone. So at least know you’re making a difference and bring comfort to circumstances people usually don’t want to talk about. I appreciate you and I wish you success in RU-vid.

@ZoePritchard 2 года назад

Thank you very very much 💖 Good luck on your new adventures!

@edwinramon4274 2 года назад

I really like the honesty of your videos and hard numbers. Life happens and the key thing I'm learning is to look back and learn what you can do about it. =) Muchas gracias - ed

@ashtynleighann 2 года назад

Hey Zoe! I love your videos and I’m super happy I stumbled upon your channel!🥰 you’re awesome!

@ZoePritchard 2 года назад

ah thank you so much!!

@Pixiez216 2 года назад

Loving these videos Zoe! New subscriber here. Excited to see you grow and live your best life ✨

@johnpapalonishow 2 года назад

I personally don't think a vacation (cheap or not) is something when not working a good idea. WITH THAT being said, I love how you are trying to adjust in other areas and you are fully aware of your situation and have a game plan on how to tackle everything. Good for you for not letting it totally ruin you and slapping yourself back to positivity and into action. Keep up the great work, you will get your goals. Happy for you.

@ZoePritchard 2 года назад

Thanks!! The vacation was booked and planned long before I lost my job. Thankfully, it was really helpful in helping my mood turn around. :)

@johnpapalonishow 2 года назад

@@ZoePritchard That makes sense too, there's definitely something to having a healthy mind. If that's what did it for you, then definitely worth it, plus as you said it was before you lost the job so money already spent.

@chiplease 2 года назад

Hahaha @ "I sound like an MLM girl." Rooting for you! You got this.

@ZoePritchard 2 года назад

🙈🙈💗

@anthorpology 2 года назад

Appreciate you sharing your journey, especially as a canadian youtuber, I really like your content around lifestyle creep and stuff! I've been in a similar boat with lifestyle creep, spending too much on stupid things and living paycheck to paycheck on a good job. x

@Coastpsych_fi99 2 года назад

Omg love ur channel and lux hauls. Would you ever talk personal finance!?

@anthorpology 2 года назад

@@Coastpsych_fi99 omg thank you! Maybe :D

@gardenofe12 2 года назад

I’m in the same boat as you. I lost my job laid off too back in mid September after 26+ years !! I did not live pay check to pay check though and I have a fully funded retirement fund and contributed to my pension. I also saved towards an ER fund for times like this. Since I worked for my company for 26+ years and was laid off I got a Severance Package for 14 months and will be able to apply for EI after my Severance ends.

@Salso97 2 года назад

I wish you the very best. You seem to be a very smart and articulate person and can easily get another job if you desired. Hate to say it but I wish everyone can experience job loss and face realities of life. I’ve been there and all the hardships and saw how many friends did not understand what I was going through being frugal with budget etc. learning to pick yourself up and a good life lesson. Good luck to you. I will be an avid watcher of your videos!

@Salso97 2 года назад

@@travie786 yes, you make a valid point 👍🏻👍🏻

@sinebar 2 года назад

I was pretty fortunate when I was let go in 2020 during lockdown. I got 11 months of severance pay with benefits. I packed up a U-hall and went to Toronto where my mom lives and where I'm living now. I did find another engineering job working for the same company, oddly enough, but at our Toronto office and I got to keep my severance since they hired me as a new employee in a different country.

@parcheesy33 2 года назад

Love your videos! I too would love the timestamp feature, and would even suggest pulling up more numbers and visuals on screen so it's easier to follow along for visual learners! I struggle to process information when it's a long stretch of one person talking as it can be an "overload" of single-input processing, so even images in the top right with what you're referring to helps break it up and makes it really get it!

@Neshavfrazier 2 года назад

Your transparency *chef's kiss*

@tonymontana3742 2 года назад

Keep going forward, don't stop to reflect. Positive action everyday will take you places.

@darlenepaul2934 2 года назад

She needs to reflect to change her life.Dont give stupid advice!

@isabelleiftimie3196 2 года назад

I’m so happy to have found your channel. I’m finishing my studies soon and seing this is like a “preventative medicine thing for me”. I just started investing and I’m so so happy about you saying you really want to become obsessed with investing. Love the energy & motivation!

@manderson9593 2 года назад

Moving away from an unsustainable lifestyle is a good long-term plan you'll never regret. I think the more of an 'independent variable' you become, vs 'dependent variable,' the more the positive outcomes of all this will snowball. Also, financial consultant might be your perfect fit.

@crystalmielcossey 2 года назад

Somethings you can do immediately 1. Make some journals on canva and bookbolt and publish to amazon kdp. Post the link for your subscribers to buy. Maybe make it a budget journal cuz your videos are about budgeting. 2. Make some merch on one of those sites that connect to your youtube videos. Create a logo or meme and upload to site for shirts and hoodies (they print on demand) 3. Take some of your money and invest in creating an airbnb. (I did this when my unemployment ended. I spend 4k creating the airbnb at a friends property. Its currently booked. I make an extra $1000-1500 a month. 4. Signup to do freelance on upwork. 5. Do liquor promos at grocery stores (pays $30-40 an hour) 6. Create a course that we can buy from you. What can you teach us?

@12245Fred 2 года назад

love all your plants in the back

@arnelabih1845 2 года назад

Just relax everything will be okay don't worry ❤️❤️❤️

@Tennischamp10 2 года назад

This is not me bragging or talking noise just my opinion. I went from $75K USD to $120K USD salary in 2 years at age 25 to 27. I noticed all you do is upgrade your lifestyle. Shoes, watches, eating out etc. I am now at $150K USD at age 28 and spend about as much as I made at 25 (minus rent because I have a 2 bed apartment to work from home) but it really is so true. One luxury turns into many. Took me about a year to snap out of it and get back to reality. Again not bragging because I have buddies making $250K USD my same age who live on a more simple lifestyle than me.

@carressa 2 года назад

Lifestyle creep is real. You literally gain nothing by constantly upgrading. I live in an expensive “tech” area where it’s the norm to make 6 figures but people are still living paycheck to paycheck because they are constantly upgrading. Once people wake up (myself included definitely not perfect) we will spend less money and have more to invest.

@stephanie9640 2 года назад

Just found out your channel ! I guess getting all in youtube does pay off 😊 Love that nespresso mindset ! I actually bought one last September and my boyfriend and I only drink nespresso on the weekends. We appreciate so much more ! + 1 subscriber ! You can do this ! 💪🏼

@ZoePritchard 2 года назад

Weekends only Nespresso is so smart 😍 thank you so much for subscribing ❤️❤️

@tristybrooke33 2 года назад

We are watching you have this huge life lesson and I hope we can learn from your experiences

@Dontbealemmingthinkforyourself 2 года назад

Funds $ should be allocated to Housing, utilities, and food first. The Essentials. Everything else can wait until you are stable. Stack cash until secure.

@joymae 2 года назад

Zoe girl…when I saw that coffee I was like why does it look like water? There’s like an inch of what looks like water at the top. I’ve used French presses for years I would put 5 tablespoons of coffee there and 8 Oz of hot water. You can also freeze coffee ice cubes so it doesn’t dilute and add the boujie oat milk