Your Husband Is Not Good At Math!

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2 окт 2024

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Комментарии : 299

@CrimeDoesNotPay 3 года назад

She may sound dumb but she’s asking lots of questions and wants to learn. Good on her.

@sunrisesunset7 3 года назад

The dumb ones are the ones who don't ask the questions because they don't want to sound dumb. Smart people ask a TON of questions because they have plenty of confidence to do so.

@amorestperpe 3 года назад

She sounds dumb to me because she sounds like she's not actually listening to any of the answers and her questions sounds more like she thinks her husband is on to something and she wants Dave to confirm that they're correct lol.

@mikemer79 2 года назад

This is Dave Ramsey show ,not accept kilmer,top grear

@CenterpointConnect 3 года назад

You know the guy still went out and leased that truck......

@twincherry4958 3 года назад

She went with him

@Believer1995ofGod 3 года назад

🤣🤦🏻

@macummings7818 3 года назад

😆😆🙄

@candiwarner3544 2 года назад

Andrew Hofmann 🤣 you’re probably right!

@juanl1999 3 года назад

Her husband is fudging numbers to best case scenario to justify the purchase but even then he's still lying to himself. Wife is not knowledgeable but she was asking the right questions to educate herself so good for her.

@Justsayingthat 3 года назад

The worst accidents are on the showroom floor 😂

@Supernono95 3 года назад

@thefitinvestor8803 3 года назад

Once Dave realizes he can’t help you change your opinion he reaches for that “quiet” button and proceeds to RANT 😂😂😂

@apeshitclothing 3 года назад

😂

@afonsosalbrecht 3 года назад

That's what he does in his company... what else would you expect from him???? HAHA

@cathyl7944 3 года назад

Yeah, it’s almost like this is his show or something. 😁

@PandemicGameplay 3 года назад

The best part of the show tbh

@cincinnatislider 3 года назад

They waste time and answer questions nobody asked. Seems like Dave makes the right choice.

@mohammedyakub3760 3 года назад

That's basically like saying 'I want to pay 10 years of rent in advance' like if you're gonna do that you might aswell buy a house 😂

@cryptobusy8805 3 года назад

I~n~v~e~s~t~i~n~g~B~T~C$E~T~H~~~~~w~h~a~t~s~a~p~p 1~4~0~5~4~0~0~2~2~2~8

@bemkim4225 3 года назад

Why is it so hard to give up what you cant afford? I just cant understand....

@thomasthumim7630 3 года назад

You got to be a Republican

@bemkim4225 3 года назад

@@thomasthumim7630 id say im closer to the right

@MinkieWinkle 3 года назад

"You got to be a Republican" So someone that actually understands finance.

@Hosz688 3 года назад

It's because you aren't spending someone else's money.

@Snowshowslow 3 года назад

Because people wrap their identity up with what they own (or at least seem to own)...

@tomdrummy4984 3 года назад

Callers husband believes he is smarter than multi billion dollar corporation

@wordsrwind22 3 года назад

Worse. He thinks he’s smarter than the whole auto industry!

@dedalliance1 3 года назад

@@wordsrwind22 Worse, he thinks he's smarter than the entire worlds banking system. Do you really think car dealers carry their own debt? Na, they get paid either way lol.

@ClubMeerkat 3 года назад

13k could buy you a car outright that lasts 10-20yrs lol

@user-jy7yw5kw3w 3 года назад

It could also buy you a car that lasts less than a year, happened to me. I just go with a 2k hoopty and replace it as needed lol.

@anthonyparker3713 3 года назад

@@user-jy7yw5kw3w you spent around 13k on a car and it broke down on your after a year? How much were you driving? Did you keep up with maintenance?

@T25de 3 года назад

13k gets you a good used Toyota!

@LukasP143 3 года назад

What car made td is lasting more than 10

@ClubMeerkat 3 года назад

@@LukasP143 idk about new models but my 04’ mustang lasted me 10 years now. 250k miles. still runs great

@PreppyAnglican 3 года назад

Dad joke about cars: “We should all be in one accord.” 😂

@wadehood7238 3 года назад

Yes, I heard the one about Jesus and the apostles..all in one accord :)

@austintomkewitz7206 3 года назад

Did someone say Honda

@Smaltese93 3 года назад

Lol as soon as she said lease a car his smile dropped

@v0mdragon 3 года назад

deciding whether to buy or lease an FCA vehicle is like deciding which arm to put in a wood chipper

@CaseyBurnsInvesting 3 года назад

Just buy something cheap until you’re wealthy.

@appleforever6664 3 года назад

SPAMMER

@Oyzatt 3 года назад

Sadly, most people disagrees lol

@geraldwalker7609 3 года назад

"Christians ought to be able to do math, bubba." 🤣

@hbarudi 3 года назад

I thought the bible was also against borrowing money at interest...

@kimmontenegro2258 3 года назад

🤣🤣🤣🤣🤣

@briantwitty6139 3 года назад

😂😂😂💀

@allthingsinvestingandfinance 3 года назад

Dave is just different. He sticks to the facts. There is no grey area 😂. Love it.

@aagrimes3837 3 года назад

Hilarious 😂 some people wants to have buy nice cars but they have houses that are falling apart

@cisium1184 3 года назад

I haven't looked at new cars in decades but what the H happened with trucks? They used to be cheaper than cars and it was uncool to drive them. Now everybody wants one, nobody needs one, and they all cost $40K. $40K FOR FREAKIN PICKUP TRUCK.

@charleneWL 3 года назад

Everyone wants one now ! It’s the good old demand !

@forexdinni7838 3 года назад

W...H...A...T...S...A...P...P +...1...4...0,,,5...4,,,0...0,,,2...2,,,2...8

@dedalliance1 3 года назад

40k is kinda on the low side really. A nicely trimmed out one can push 80k msrp and even 90-100k in some specific cases.

@forexdinni7838 3 года назад

I~n~v~e~s~t~i~n~g~B~T~C$E~T~H~~~~~w~h~a~t~s~a~p~p 1~4~0~5~4~0~0~2~2~2~8

@alexis-reyes 3 года назад

As a car enthusiast, I loved when Dave said none of my cars have less than 400hp.

@vladm.6859 3 года назад

Now imagine if the title said: “Your wife can’t do math”

@towel-ie7554 2 года назад

The real trick to buying cars is looking at depreciation charts - some hold value well and make sense new (Tacomas and Wranglers) others drop like a rock and should always be bought used (German luxury cars).

@ericdahl2915 3 года назад

Husband sounds like the "extended warranty" type of guy. Great idea! How can I lose??

@evanbuchalski3132 3 года назад

He's pretty spot on for the most part but trucks definitely don't depreciate as much as some other vehicles out there. So the term "hold their value" is the wrong way of saying it, many vehicles just don't depreciate as much or as fast as others. There's a channel "Four Wheel Finance" that goes over stuff like this

@Kold2012 3 года назад

They do tho

@blodus4521 Год назад

They cost significantly more to drive around and buy gas for.

@JaimeBlanco666 3 года назад

Her: “When buying a new car, I know it shouldn’t be more than 50% of you income” Dave: “that’s all your cars” Her: “that’s good to know. I didn’t know that.” If she thought about if for two seconds she’d realize what a failure buying two cars using that principle would be.

@TH-up2rg 3 года назад

The 50% rule works perfectly even in a multi-car household - you just can't buy "too much car" in too short a time It's the total value of your vehicles you should try to keep under 50%, not the purchase prices. So for instance, with a household income of 30k, you could buy one 15k car, wait until its value has dropped to 7k, then safely afford an 8k car by that point (assuming no change in income)

@costco_pizza 3 года назад

@Jaime Blanco: Exactly what I was thinking!!! How is that better??? That means she can't buy as expensive of a car as she thought she could! Dave's rule is meant to be MORE restrictive on families to keep them from getting into trouble!

@charleskayser4646 3 года назад

The all in one accord joke went right over a lot of people's heads

@AxcelGamer97 3 года назад

He’s been getting really good with the dad jokes lol

@AC-qo8oq 3 года назад

Didn’t get it. Can you explain?

@wadehood7238 3 года назад

@@AC-qo8oq What car would Jesus and the apostles have driven if they lived in modern times....All in one Accord :)

@jimmyboy1582 3 года назад

Sell the husband.

@stevenporter863 3 года назад

🤣

@cisium1184 3 года назад

You joke but it's pretty clear the financial problem in that family is the husband.

@ace9446 3 года назад

@@cisium1184 She’s in school and he’s making $76,7676.76 a year and he’s the problem? What tradition is that?

@wadehood7238 3 года назад

I just bought a 2003 Dodge Dakota from a single owner (grandpa of a student). 200K miles, $3500. I love that old truck!

@rwilbher89 3 года назад

Dave: do you think Crysler is stupid ? Skotty Kilmer : YESSSSSSS!!!! 😂 😂

@Jp-ow6nm 3 года назад

The 29 people who disliked own a leased car lol

@TILLEYJS 3 года назад

I have a feeling the wife wants the truck. Throwing the man under the bus.

@matthewgardner2144 3 года назад

Yeah, she's campaigning a bit too hard for this ridiculousness.

@TILLEYJS 3 года назад

@@matthewgardner2144 that's really it. If it's not her idea, she would've been more like....I can't wait to tell my husband what you said. When has a woman ever not wanted to throw "you're wrong honey" in a man's face.

@dedalliance1 3 года назад

@@TILLEYJS Maybe he's listening to the conversation?

@MikeAveli. 3 года назад

If you pay Lease payments upfront and that car gets totaled in a couple months, you do not get a refund for any of those payments, you lose the entire down payment (up-front lease payments).

@camm8832 3 года назад

Leases usually require you to carry a certain level insurance policy as well which is costly ...

@jillgott6567 3 года назад

Good point

@CarnivoreThePowerofHealing 3 года назад

He’s getting a pay raise but only $500 a month, again only $500 a month. 🤑🤑🤑🤑

@RuthAnnNordin 3 года назад

LOL "Trucks hold their value." "RVs hold their value." I've heard these in real life SO MANY times.

@666dynomax 3 года назад

Trucks hold value better than an RV lol wow they sink fast

@philipgerry5228 3 года назад

Make sure you want the vehicle and keep it 10 years.

@hajislover 3 года назад

I mean....my husband's 25 year old truck is still worth 10k on KBB

@666dynomax 3 года назад

@@DK-mc7mp kindda like buying the cheapest house in the best area. A base model xlt f150 or an sr5 tundra.. Chev custom or trail boss will hold best resale compared to lariet 1794 etc...

@braceyourselvesfortruth2492 3 года назад

If we're going to talk about math, why aren't we doing the real equation? What does the truck cost brand new, and how does that compare with $13k + 24k = $37k?

@mikebayless4268 3 года назад

He'd pay $52,680

@hejiranyc 3 года назад

Paying $36K for a car with a $70K income? This is what is wrong with America.

@jesussaves5141 3 года назад

Here in Canada too. People with $50000 income buying $60000 suvs.terrible

@thomasthumim7630 3 года назад

@The Graham Stephan Show 😂 You are spamming dave?

@dedalliance1 3 года назад

I bought a 40k dollar truck and I made like 28k on my taxes for 2020. Learn to handle your money better?

@yellowbird5411 3 года назад

Trying to do an end run around getting debt free is total sabotage. It's about sacrificing things, not buying more things. Serious people can say, "Boy, I would just love to have a brand new Ram truck, but I can't do that and get out of debt. So I will buy something used for a few thousand, and wait until I can really afford it." There is nothing worse than buyer's regret.

@charleneWL 3 года назад

Exactly

@MR3DDev 3 года назад

How come everyone calling always wants to spend a ton of money on a truck? I've never heard someone saying they want to spend a ton on a Lexus or a Porsche. IS the stereotype that big?

@dedalliance1 3 года назад

Trucks are actually useful, a Lexus or a Porsche is just a luxury expense.

@FredDogification 3 года назад

Trucks do hold their value... for the second owner... but only slightly better than a car.

@theobrown1309 3 года назад

As soon as I got rid of my car payment and all the dumb overhead that keeps you broke and put that money towards money making I started getting ahead. Soon I'll be able to pay down my debts!

@ugabuga1361 3 года назад

First off. Ram / Chevy = poo Second off. Pay cash

@dedalliance1 3 года назад

The million miles of chevy's in the driveway would like to disagree.

@Jenger420 3 года назад

You want a truck? Buy a toyota tacoma... Do some research and thank me later. You wont find another vehicle that will depreciate slower..

@TheGeorgeee13 3 года назад

i mean I'm looking at a Toyota tacoma and used are not far off from new so I mean I'm not a millionaire yet but i think it varies by manufacturers right?

@doubledragon2074 3 года назад

Proverbs 28:8 He who increases his wealth by interest and usury lays it up for one who is kind to the poor.

@ramenandgyoza702 3 года назад

Buy the best 2nd hand Toyota Tacoma or Tundra for 13k you can find.

@bindingcurve 3 года назад

The best 2nd hand 13 K Toyota Tacoma or Tundra are HARD to get. That is the sweet point.

@JamesJamersonIsAGod 3 года назад

@@bindingcurve Exactly! I bet there are only a few dozen for sale at that price point with under 100k miles in the entire country at any given time. Good luck finding one geographically close.

@AwaisM 3 года назад

Cohost is a stooge - get someone better

@kelseyeastridge6831 3 года назад

Would you please do this same question with cell phones? Cell phone companies have gone to no contracts and leasing the phone. But they don’t say it’s a lease. But that is what it is.

@ransom182 2 года назад

Hubby wants to impress his male friends. Which is kind of weird when you think about it…

@jillpruett4772 3 года назад

One other way I quick figure out whether something is worth the price charged (ALL the price) is how much advertising/marketing the selling company is pouring into the product. That money is being inflated into the price.

@michaelgill7994 3 года назад

So he would overpay for the truck... twice.

@DR.Detroit11 3 года назад

We love the new car buyer..as long as its a Ford..;). Dave is correct buy what you can afford. There is a formula.

@mikemesser4326 3 года назад

They also live where? Augusta, ME? One word: Snow. In three years an accident is a very possible thing. Not necessarily his fault. Plenty of idiots on the road to help you there.

@jordanhoman0212 3 года назад

Tax, Title, and Licence/Registration are the only honest fees. Check out "The Homework Guy" on RU-vid to save time and money at a dealership. He's ok with car loans, but he gives great advice on buying with cash too. Don't tell them you're paying cash until the end of all discussions!

@armandol1826 3 года назад

The only truck that holds its value is a Toyota Tundra platinum. My Sierra Denali, and every other truck loses value

@hjsimpson 3 года назад

Pretty good example of the Dunning-Kruger effect.

@rivermike5257 3 года назад

And he wants a Dodge?

@T25de 3 года назад

Nope, he wants a RAM That’s not even a dodge anymore it’s a FiatChrystler love child pos

@dedalliance1 3 года назад

@@T25de It's all the same thing lol.

@NotMuchHere 3 года назад

I sort of disagree with you. Buying a 3-5 year old truck was AS EXPENSIVE at a dealer as a new truck. If you suppose 3-5K for repairs, and real depreciation that used truck is way more expensive than a new truck. Might be able to find something used from an owner for less but the selection is much lower and the time required is much higher skewing the numbers for truck and it has been this way for years. Trucks are insane.

@spartacus3015 3 года назад

Anyone who says any vehicle holds value, does not know accounting & math.

@investmentjoy4780 3 года назад

W...H...A...T...S...A...P...P +...1...4...0,,,5...4,,,0...0,,,2...2,,,2...8

@MaxAndDaisy0825 3 года назад

I have a coworker that just financed a 2013 ford 250 with 100k miles on it for $25k!!!!!! I told him dude isnt it way too expensive for the mileage it has? And he looked at me like I was stupid and said it's cause it's a diesel 100k miles is like 20k miles on a regular gas engine......umm ok

@cryptobusy8805 3 года назад

W...H...A...T...S...A...P...P +...1...4...0,,,5...4,,,0...0,,,2...2,,,2...8

@lkj0822g 3 года назад

Yeah, prices for used 2500 series 4x4 diesel trucks are insane right now. I've been looking to replace the old "farm" truck, but not at these prices.

@cryptobusy8805 3 года назад

I~n~v~e~s~t~i~n~g~B~T~C$E~T~H~~~~~w~h~a~t~s~a~p~p 1~4~0~5~4~0~0~2~2~2~8

@dedalliance1 3 года назад

He might have been right if it didn't have emissions garbage on it. Modern day diesels are less reliable than a quality gas truck unless you have a lot of money to constantly fix the emissions system(s) when they break lol.

@cryptobusy8805 3 года назад

I~n~v~e~s~t~i~n~g~B~T~C$E~T~H~~~~~w~h~a~t~s~a~p~p 1~4~0~5~4~0~0~2~2~2~8

@AutoMotoCha9L 3 года назад

I am weird I've never spent more then 5k for a used 🚗

@koser19721 3 года назад

Ramsey STOP interrupting people it's so annoying 🙄😫

@PS-zw4yc 3 года назад

He’s interjecting fact.

@Tr1Hard777 3 года назад

There are some super good used 13k trucks out there.

@stevenporter863 3 года назад

Just the title got me watching. I didn't watch yet but I know Dave is gonna lose it.😂

@NaNa-lt1po 3 года назад

Worst car accidents' happen on the showroom floor lol 🤣

@jebbcrypto1196 3 года назад

W...H...A...T...S...A...P...P +...1...4...0,,,5...4,,,0...0,,,2...2,,,2...8

@knudsenj100 3 года назад

Even worse - If you prepay a lease and wreak it on day one they don't refund all the money you prepaid. You would only get any money you pay that is in excess of what your insurance company reimbursed the leaseholder.

@kindnesscounts6894 3 года назад

Don't lease. Go buy a used ex-lease vehicle off the lot. Got mine for under KBB price and plan to drive it until the wheels fall off.

@onebridge7231 3 года назад

People call in, but don’t shut up enough to listen. The wife will allow the husband to buy the truck. $76k income while she’s most likely taken out student loans. You can afford a $10k truck.

@BullDog-fj4oj 2 года назад

15k gets a pretty nice truck.

@willelliott5052 3 года назад

Leasing vehicles is for broke people. You will be hared pressed to find a person with a respectable net worth leasing a vehicle.

@stevenporter863 3 года назад

Leasing makes sense for businesses that can deduct the lease as a business expense. Individuals - generally not so much.

@bindingcurve 3 года назад

@@stevenporter863 ALL businesses are different and you really need to talk to a tax accountant BEFORE going into the showroom. I see a lot individual businesses using it as an excurse to buy way more car.

@lukechandler371 3 года назад

I think that’s why dodge and Chrysler are separate because they messed up their lease

@AlanJWatkins 3 года назад

Chrysler IS a mistake

@thedaveramseyshow1426 3 года назад

I~n~v~e~s~t~i~n~g~B~T~C$E~T~H~~~~~w~h~a~t~s~a~p~p 1~4~0~5~4~0~0~2~2~2~8

@alleykeosheyan4779 2 года назад

Dave Ramsey: Your husband's got truck fever! . . Christopher Walken: It needs more cowbell!

@kiksocks12 7 месяцев назад

I think he’s just adding up the 13k plus the 23k and NOT all the payments they’ll be making on the lease for the 3 yrs in between!

@sitiwrattz 3 года назад

I think Chrysler is stupid. So is her husband though, his math doesn't add up. But my answer to Dave question is yes I think Chrysler is stupid and so are their customers. Their cars and trucks are money pits.

@youtubescroller350 Год назад

Wheb people make up their minds there's no help. I knew a guy that was 4 months away from being vested at his job. He would have gotten a pension for life had he stayed 4 more months. He was dead set on quitting and he did. Sad

@jimroscovius 3 года назад

Something tells me she's going to let her spoiled little baby husband get his truck. I wanted a Can-Am Spyder. I bought a used 2012 Spyder with cash when we could afford it.

@jeffdorris5321 3 года назад

Nice work 🎇🎆✨

@xXUshXxHeadShotxX 3 года назад

Dave is off a little on the lease costing more. It's not much and it saves you money I nthr short term for like products. Lease payments are less for a fully loaded than a 6 year finance for a base model. All things equal

@vazjc 3 года назад

Get a '95 Corolla.

@W1LDWESLEY 3 года назад

Christian should be able to agree. Didn't settle well for Paul, Peter, and the guy who taught Little John (not the baptist) in the New Testament.

@markburnham7512 3 месяца назад

They know Dave's "rules" but are looking for ways around them.

@eatpigsnot 3 года назад

i have two friends in their mid 50's who never learned to drive. they are really onto something

@frumpusnumpus 3 года назад

I never learned to drive too. Granted I'm only in my thirties, but whenever I move, I move to places with very good and sometimes free bus services. Or at least commuter friendly with bike lanes. 😂My friends pester me to buy a car all the time and say, 'you are just afraid of commitment', and I say 'what's not to fear?'

@retrojay86 2 года назад

@@frumpusnumpus good for you, that's me too until next year 😅

@MiguelAngel-oh1ub 3 года назад

Dave obviously hasn’t heard of a Supra.. 😒

@JamesJamersonIsAGod 3 года назад

He loves cars, he knows there are collector cars and potentially future collector cars, but as a generalization his listeners aren’t going to be buying anything like that, and even if they did they would crush the value by daily driving the heck out of the vehicle for 10+ years

@JosephDickson 3 года назад

Never lease a vehicle... Ever.

@davidr4210 3 года назад

“Visit one that’s 4 years old and let’s see how well it held it’s value”. Don’t u ever personally attack me on ur show again Dave hahahahah

@bindingcurve 3 года назад

Then BUY it, The are almost always going to hurt you on the LEASE

@QuimFinanzasPersonales 3 года назад

LOL

@adamseidel9780 3 года назад

Hope this guy enjoys his truck!

@naca1553 3 года назад

While his wife smolders for years

@jimhandler1129 3 года назад

" I like big Trucks, and I cannot lie..."

@dfarmer_ 3 года назад

All your cars are over 400hp?! niiiiiiiice

@whatmakesyourday 3 года назад

Buy a good used truck. Let someone else eat the depreciation.

@ianmowbray3284 3 года назад

Why can’t Americans buy two year old cars?

@Pkondratyev 3 года назад

Dave’s face when she says they will save up to lease a car.

@thedaveramseyshow1426 3 года назад

I~n~v~e~s~t~i~n~g~B~T~C$E~T~H~~~~~w~h~a~t~s~a~p~p 1~4~0~5~4~0~0~2~2~2~8

@weinowei143 3 года назад

Depend on the trim of the pickup. 13k+23k is not bad for a brand new pickup. Any nice brand new full size pickup is 40k plus.

@youngedwards3265 Год назад

Dave: You aren't stupid. People do stupid things. Caller: I know. 😆 🤣 😂

@JamesyFidelity 8 дней назад

“His argument is he wants a truck” 😂

@bayoustateoutdoors9650 3 года назад

Newsflash people, new vehicles will make u broke!!!

@johndone8045 3 года назад

Why not finance it to begin with if hes buying it out Its 0.9% everywhere

@dedalliance1 3 года назад

Exactly. These interest rates are so low you might as well finance it. Leasing doesn't really do anything for you.

@johndone8045 3 года назад

@@dedalliance1 leasing imo is for people who has some money, wanna enjoy an expensive car short term, not want to keep it because of maintainence, wear and tear amd break downs Its the best option for a second car for fun like c63, hellcat, m3 etc etc

@Hokieredneck 2 года назад

Why do people in their 20s talk so fast?

@pimpballer3 3 года назад

Still, a lease if you pay all the lease payment upfront...How about you guys buy a used older car for 13k

@philipgerry5228 3 года назад

We can all rationalize expensive purchases if we work hard enough. Rationalize being wealthy

@kylesnyder9452 3 года назад

There are rare cases where new cars hold or even increase in value. You have to be super nerdy into cars to know tho. Average people are getting ripped off big time on most new cars!