That's a crazy story and thanks for sharing. fortunately for me I didn't have that hard of time. but it all boils down to who you're working with. I was able to get my boat 2024 for less than 3k down payment for 180 months on $59K loan. my DTI was around 46%. (boat included) the salesperson I was working with did a great job and made happen for me.
I was taught to always do a complete circling of the cleat before tie off so even the pressure across the entire cleat and not just one side. I’ve never had a cleats come loose on a dock this way.
Brother, you had the worst of the worst Underwriters. You needed to find a different lender. Only a power tripping Underwriter is going to be like “yeahhh ya know we wanna see a loan of X amount prior” because that somehow proves you’ll pay this new boat loan which is retarded logic. Also, income stability is one thing, but requiring someone to have lived somewhere for X amount of years is also a major red flag of a power tripping Underwriter
Thanks! The walls were just a high quality semi-gloss indoor house paint. can't remember the brand. I think it had some "anti-scuff" branding. Nothing super fancy. Rolled on with a 4" foam roller. The cabinets were mostly Rustoleum's Marine Topside paint. I used interluxe's topside paint too, but that seemed to yellow on me after a while. Rustoleum's paint also seemed a little more forgiving. With interlux you 100% had to apply it thin and wait 24hrs between coats. I rolled on the Rustoleum top side paint too but went back after initial application, and rolled out bubbles with a very very light hand. Waiting only like 30-60 seconds after initial application to roll bubble out. It's not perfectly smooth, but its pretty darn good. And perfect is the enemy done.
I was skeptical back when you started going crazy with the sawzall that this would turn into an un-finished disaster, but you've really knocked it out of the park. Well done! Fantastic transformation.
Good question. So the 410 has solid bulkheads unlike the 450. no risk of them collapsing. However in many places the bulkheads are not tabbed to the hull with fiberglass and I did find a handful of areas where the glue they used had separated from the hull. I fixed all of those with fiberglass tabbing. I also added a good bit of tabbing to places where the original glue was still good just to make the boat as strong as if should have been made originally. It's not 100% done, but its better and the boat creaks a lot less.
Yeah. Fair question. Most of the doors have a cabinet latch on the inside. So you have to push them closed and it sorta snaps. That seems to be adequate to keep them closed while underway so far.
Followed you guys for a while as you all were looking at boat life the same time we were. And followed you guys because you were asking the same questions we were (financing, can i convert to owners version, etc) We started boat life around the time you guys took a break. And then missed you guys in bahamas this year. Really happy to see you're almost done! We bought a Lagoon 440 (hull 001) that's seen better days. I've been slowly fixing it up and sailing over the last 3 years. Hopefully this isn't some for sale video and you guys are still continuing on sailing! Would love to cross paths one day! Cheers and great job on the refit! SV Saguaro
I was so excited when the guy teaching me sailing said we'd be using a bowline. I was like, "Yeah, I already know how to tie one!" Nope, not like that I didn't. Thanks for the explainer!
